What is Mastercard Incorporated's earnings per share (EPS)?

Mastercard Incorporated (MA) reported diluted earnings per share of $16.52 for fiscal year 2025. This represents a 18.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mastercard Incorporated Financials

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Mastercard Incorporated (MA) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 72/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

100

Mastercard Incorporated has an operating margin of 57.6%, meaning the company retains $58 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is up from 55.3% the prior year.

Growth

Mastercard Incorporated's revenue surged 16.4% year-over-year to $32.8B, reflecting rapid business expansion. This strong growth earns a score of 61/100.

Leverage

Mastercard Incorporated has a moderate D/E ratio of 2.36. This balance of debt and equity financing earns a leverage score of 54/100.

Liquidity

Mastercard Incorporated's current ratio of 1.03 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 16/100, which could limit financial flexibility.

Cash Flow

100

Mastercard Incorporated converts 52.3% of revenue into free cash flow ($17.2B). This strong cash generation earns a score of 100/100.

Returns

100

Mastercard Incorporated earns a strong 193.5% return on equity (ROE), meaning it generates $193 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 100/100. This is down from 198.5% the prior year.

Altman Z-Score Safe

9.66

Mastercard Incorporated scores 9.66, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($440.1B) relative to total liabilities ($46.4B). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Strong

7/9

Mastercard Incorporated passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.18x

For every $1 of reported earnings, Mastercard Incorporated generates $1.18 in operating cash flow ($17.6B OCF vs $15.0B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

27.8x

Mastercard Incorporated earns $27.8 in operating income for every $1 of interest expense ($18.9B vs $680.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$32.8B

YoY+16.4%

5Y CAGR+6.8%

10Y CAGR+14.7%

Mastercard Incorporated generated $32.8B in revenue in fiscal year 2025. This represents an increase of 16.4% from the prior year.

EBITDA

$20.0B

YoY+21.6%

5Y CAGR+18.3%

10Y CAGR+15.5%

Mastercard Incorporated's EBITDA was $20.0B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 21.6% from the prior year.

Net Income

$15.0B

YoY+16.3%

5Y CAGR+18.5%

10Y CAGR+17.0%

Mastercard Incorporated reported $15.0B in net income in fiscal year 2025. This represents an increase of 16.3% from the prior year.

EPS (Diluted)

$16.52

YoY+18.9%

5Y CAGR+21.0%

10Y CAGR+20.5%

Mastercard Incorporated earned $16.52 per diluted share (EPS) in fiscal year 2025. This represents an increase of 18.9% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$17.2B

YoY+19.9%

5Y CAGR+20.0%

10Y CAGR+15.7%

Mastercard Incorporated generated $17.2B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 19.9% from the prior year.

Cash & Debt

$10.6B

YoY+25.2%

5Y CAGR+0.9%

10Y CAGR+11.4%

Mastercard Incorporated held $10.6B in cash against $18.3B in long-term debt as of fiscal year 2025.

Dividends Per Share

$3.15

YoY+15.0%

10Y CAGR+26.9%

Mastercard Incorporated paid $3.15 per share in dividends in fiscal year 2025. This represents an increase of 15.0% from the prior year.

Shares Outstanding

N/A

Margins & Returns

Gross Margin

N/A

Operating Margin

57.6%

YoY+2.3pp

5Y CAGR+23.4pp

10Y CAGR+3.7pp

Mastercard Incorporated's operating margin was 57.6% in fiscal year 2025, reflecting core business profitability. This is up 2.3 percentage points from the prior year.

Net Margin

45.6%

YoY-0.1pp

5Y CAGR+18.5pp

10Y CAGR+8.3pp

Mastercard Incorporated's net profit margin was 45.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.1 percentage points from the prior year.

Return on Equity

193.5%

YoY-5.1pp

5Y CAGR+93.2pp

10Y CAGR+151.8pp

Mastercard Incorporated's ROE was 193.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 5.1 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$11.7B

YoY+7.1%

5Y CAGR+21.3%

10Y CAGR+17.0%

Mastercard Incorporated spent $11.7B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 7.1% from the prior year.

Capital Expenditures

$489.0M

YoY+3.2%

5Y CAGR+7.6%

10Y CAGR+12.2%

Mastercard Incorporated invested $489.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 3.2% from the prior year.

MA Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$32.8B+16.4%	$28.2B+12.2%	$25.1B+12.9%	$22.2B-25.5%	$29.8B+26.4%	$23.6B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$11.3B+11.0%	$10.2B+14.2%	$8.9B+10.5%	$8.1B+14.0%	$7.1B+19.9%	$5.9B
Operating Income	$18.9B+21.3%	$15.6B+11.2%	$14.0B+14.2%	$12.3B+21.6%	$10.1B+24.8%	$8.1B
Interest Expense	$680.0M+19.1%	$571.0M-0.7%	$575.0M+22.1%	$471.0M+9.3%	$431.0M+13.4%	$380.0M
Income Tax	$3.6B+51.7%	$2.4B-2.6%	$2.4B+35.6%	$1.8B+11.2%	$1.6B+20.1%	$1.3B
Net Income	$15.0B+16.3%	$12.9B+15.0%	$11.2B+12.7%	$9.9B+14.3%	$8.7B+35.5%	$6.4B
EPS (Diluted)	$16.52+18.9%	$13.89+17.4%	$11.83+15.8%	$10.22+16.7%	$8.76+37.5%	$6.37

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$8.8B+2.4%	$8.6B+5.8%	$8.1B+12.2%	$7.3B-3.2%	$7.5B+1.6%	$7.4B+5.9%	$7.0B+9.7%	$6.3B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$3.1B+6.3%	$2.9B+5.7%	$2.8B+9.6%	$2.5B-8.1%	$2.7B0.0%	$2.7B+13.5%	$2.4B+5.8%	$2.3B
Operating Income	$4.9B-3.0%	$5.1B+5.9%	$4.8B+15.1%	$4.1B+5.4%	$3.9B-1.6%	$4.0B-0.8%	$4.0B+12.0%	$3.6B
Interest Expense	$117.0M-37.1%	$186.0M-4.6%	$195.0M+7.1%	$182.0M+67.0%	$109.0M-31.4%	$159.0M+3.9%	$153.0M+2.0%	$150.0M
Income Tax	$816.0M-23.9%	$1.1B+10.4%	$971.0M+29.3%	$751.0M+36.8%	$549.0M-9.0%	$603.0M-11.5%	$681.0M+24.5%	$547.0M
Net Income	$4.1B+3.4%	$3.9B+6.1%	$3.7B+12.8%	$3.3B-1.9%	$3.3B+2.4%	$3.3B+0.2%	$3.3B+8.2%	$3.0B
EPS (Diluted)	N/A	$4.34+6.6%	$4.07+13.4%	$3.59	N/A	$3.53+0.9%	$3.50+8.7%	$3.22

MA Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$54.2B+12.6%	$48.1B+13.3%	$42.4B+9.6%	$38.7B+2.8%	$37.7B+12.2%	$33.6B
Current Assets	$23.6B+19.4%	$19.7B+4.0%	$19.0B+14.2%	$16.6B-2.0%	$16.9B-11.3%	$19.1B
Cash & Equivalents	$10.6B+25.2%	$8.4B-1.7%	$8.6B+22.5%	$7.0B-5.6%	$7.4B-26.6%	$10.1B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$4.6B+22.2%	$3.8B-7.1%	$4.1B+18.5%	$3.4B+13.9%	$3.0B+13.6%	$2.6B
Goodwill	$9.6B+4.0%	$9.2B+20.0%	$7.7B+1.8%	$7.5B-1.8%	$7.7B+54.5%	$5.0B
Total Liabilities	$46.4B+11.7%	$41.6B+17.2%	$35.5B+9.6%	$32.3B+6.9%	$30.3B+11.8%	$27.1B
Current Liabilities	$22.8B+18.4%	$19.2B+18.2%	$16.3B+14.8%	$14.2B+7.7%	$13.2B+11.1%	$11.8B
Long-Term Debt	$18.3B+4.4%	$17.5B+21.8%	$14.3B+4.3%	$13.7B+4.9%	$13.1B+9.0%	$12.0B
Total Equity	$7.7B+19.3%	$6.5B-6.4%	$6.9B+10.0%	$6.3B-13.9%	$7.3B+14.4%	$6.4B
Retained Earnings	$85.0B+16.6%	$72.9B+16.5%	$62.6B+16.7%	$53.6B+17.4%	$45.6B+17.8%	$38.7B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$54.2B+1.6%	$53.3B+3.6%	$51.4B+6.1%	$48.5B+0.8%	$48.1B+1.8%	$47.2B+11.6%	$42.3B-0.6%	$42.6B
Current Assets	$23.6B+1.4%	$23.2B+4.9%	$22.1B+11.8%	$19.8B+0.4%	$19.7B-11.6%	$22.3B+25.4%	$17.8B-3.5%	$18.4B
Cash & Equivalents	$10.6B+2.5%	$10.3B+14.2%	$9.0B+19.2%	$7.6B-10.3%	$8.4B-23.7%	$11.1B+58.1%	$7.0B-4.1%	$7.3B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$4.6B+8.5%	$4.2B+1.5%	$4.2B+5.5%	$4.0B+5.1%	$3.8B-6.0%	$4.0B-4.3%	$4.2B-0.9%	$4.2B
Goodwill	$9.6B-0.1%	$9.6B-0.3%	$9.6B+2.6%	$9.4B+1.7%	$9.2B+19.1%	$7.7B+2.1%	$7.6B+0.2%	$7.5B
Total Liabilities	$46.4B+2.3%	$45.4B+4.2%	$43.6B+4.3%	$41.8B+0.5%	$41.6B+4.6%	$39.7B+14.0%	$34.9B-1.3%	$35.3B
Current Liabilities	$22.8B+10.0%	$20.7B+8.7%	$19.0B+6.7%	$17.8B-7.2%	$19.2B+11.1%	$17.3B+10.9%	$15.6B-7.8%	$16.9B
Long-Term Debt	$18.3B-3.9%	$19.0B+0.1%	$19.0B+0.9%	$18.8B+7.6%	$17.5B-0.7%	$17.6B+21.3%	$14.5B+7.2%	$13.5B
Total Equity	$7.7B-2.1%	$7.9B+0.6%	$7.9B+17.7%	$6.7B+2.9%	$6.5B-12.8%	$7.4B+0.3%	$7.4B+2.5%	$7.2B
Retained Earnings	$85.0B+4.0%	$81.8B+4.1%	$78.5B+4.0%	$75.5B+3.5%	$72.9B+3.8%	$70.3B+3.9%	$67.6B+4.1%	$65.0B

MA Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$17.6B+19.4%	$14.8B+23.4%	$12.0B+7.0%	$11.2B+18.3%	$9.5B+31.0%	$7.2B
Capital Expenditures	$489.0M+3.2%	$474.0M+27.8%	$371.0M-16.1%	$442.0M+8.6%	$407.0M+20.1%	$339.0M
Free Cash Flow	$17.2B+19.9%	$14.3B+23.2%	$11.6B+8.0%	$10.8B+18.7%	$9.1B+31.5%	$6.9B
Investing Cash Flow	-$1.4B+60.0%	-$3.4B-151.8%	-$1.4B+8.1%	-$1.5B+72.1%	-$5.3B-180.6%	-$1.9B
Financing Cash Flow	-$14.2B-30.9%	-$10.8B-14.2%	-$9.5B+8.1%	-$10.3B-57.6%	-$6.6B-204.6%	-$2.2B
Dividends Paid	$2.8B+12.6%	$2.4B+13.4%	$2.2B+13.4%	$1.9B+9.3%	$1.7B+8.5%	$1.6B
Share Buybacks	$11.7B+7.1%	$11.0B+21.3%	$9.0B+3.2%	$8.8B+48.3%	$5.9B+32.0%	$4.5B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$5.0B-11.7%	$5.7B+23.0%	$4.6B+93.4%	$2.4B-50.8%	$4.8B-5.9%	$5.1B+63.7%	$3.1B+87.7%	$1.7B
Capital Expenditures	$112.0M-37.1%	$178.0M+345.0%	$40.0M-74.8%	$159.0M+67.4%	$95.0M-11.2%	$107.0M-7.0%	$115.0M-26.8%	$157.0M
Free Cash Flow	$4.9B-10.8%	$5.5B+20.2%	$4.6B+105.4%	$2.2B-53.1%	$4.7B-5.8%	$5.0B+66.4%	$3.0B+99.5%	$1.5B
Investing Cash Flow	-$421.0M-12.6%	-$374.0M-64.8%	-$227.0M+33.2%	-$340.0M+87.3%	-$2.7B-946.1%	-$256.0M+12.9%	-$294.0M-69.0%	-$174.0M
Financing Cash Flow	-$4.2B-4.7%	-$4.0B-33.1%	-$3.0B-0.6%	-$3.0B+26.1%	-$4.0B-371.5%	-$857.0M+73.7%	-$3.3B-21.5%	-$2.7B
Dividends Paid	$684.0M-0.4%	$687.0M-0.6%	$691.0M-0.4%	$694.0M+14.5%	$606.0M-0.8%	$611.0M-0.7%	$615.0M-0.2%	$616.0M
Share Buybacks	$3.6B+6.8%	$3.3B+45.5%	$2.3B-10.2%	$2.5B-24.8%	$3.4B+15.5%	$2.9B+11.2%	$2.6B+32.5%	$2.0B

MA Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	57.6%+2.3pp	55.3%-0.5pp	55.8%+0.7pp	55.1%+21.4pp	33.8%-0.4pp	34.2%
Net Margin	45.6%-0.1pp	45.7%+1.1pp	44.6%-0.1pp	44.7%+15.5pp	29.1%+2.0pp	27.2%
Return on Equity	193.5%-5.1pp	198.5%+37.0pp	161.6%+3.9pp	157.7%+38.9pp	118.8%+18.5pp	100.3%
Return on Assets	27.6%+0.9pp	26.8%+0.4pp	26.4%+0.7pp	25.6%+2.6pp	23.1%+4.0pp	19.1%
Current Ratio	1.030.0	1.03-0.1	1.170.0	1.17-0.1	1.29-0.3	1.61
Debt-to-Equity	2.36-0.3	2.69+0.6	2.07-0.1	2.18+0.4	1.79-0.1	1.88
FCF Margin	52.3%+1.5pp	50.8%+4.5pp	46.3%-2.1pp	48.4%+18.0pp	30.3%+1.2pp	29.1%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	55.8%-3.1pp	58.8%+0.1pp	58.7%+1.5pp	57.2%+4.6pp	52.6%-1.8pp	54.3%-3.6pp	58.0%+1.2pp	56.8%
Net Margin	46.1%+0.5pp	45.6%+0.1pp	45.5%+0.3pp	45.2%+0.6pp	44.6%+0.3pp	44.3%-2.5pp	46.8%-0.6pp	47.4%
Return on Equity	52.5%+2.8pp	49.7%+2.6pp	47.1%-2.0pp	49.2%-2.4pp	51.5%+7.7pp	43.9%-0.0pp	43.9%+2.3pp	41.6%
Return on Assets	7.5%+0.1pp	7.4%+0.2pp	7.2%+0.4pp	6.8%-0.2pp	7.0%+0.0pp	6.9%-0.8pp	7.7%+0.6pp	7.1%
Current Ratio	1.03-0.1	1.12-0.0	1.16+0.1	1.11+0.1	1.03-0.3	1.29+0.1	1.14+0.1	1.09
Debt-to-Equity	2.36-0.0	2.40-0.0	2.42-0.4	2.82+0.1	2.69+0.3	2.37+0.4	1.96+0.1	1.87
FCF Margin	55.5%-8.2pp	63.8%+7.7pp	56.1%+25.5pp	30.6%-32.6pp	63.3%-5.0pp	68.3%+24.8pp	43.4%+19.6pp	23.9%

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Frequently Asked Questions

What is Mastercard Incorporated's annual revenue?

Mastercard Incorporated (MA) reported $32.8B in total revenue for fiscal year 2025. This represents a 16.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mastercard Incorporated's revenue growing?

Mastercard Incorporated (MA) revenue grew by 16.4% year-over-year, from $28.2B to $32.8B in fiscal year 2025.

Is Mastercard Incorporated profitable?

Yes, Mastercard Incorporated (MA) reported a net income of $15.0B in fiscal year 2025, with a net profit margin of 45.6%.

What is Mastercard Incorporated's EBITDA?

Mastercard Incorporated (MA) had EBITDA of $20.0B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Mastercard Incorporated have?

As of fiscal year 2025, Mastercard Incorporated (MA) had $10.6B in cash and equivalents against $18.3B in long-term debt.

What is Mastercard Incorporated's operating margin?

Mastercard Incorporated (MA) had an operating margin of 57.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Mastercard Incorporated's net profit margin?

Mastercard Incorporated (MA) had a net profit margin of 45.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Mastercard Incorporated pay dividends?

Yes, Mastercard Incorporated (MA) paid $3.15 per share in dividends during fiscal year 2025.

What is Mastercard Incorporated's return on equity (ROE)?

Mastercard Incorporated (MA) has a return on equity of 193.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Mastercard Incorporated's free cash flow?

Mastercard Incorporated (MA) generated $17.2B in free cash flow during fiscal year 2025. This represents a 19.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Mastercard Incorporated's operating cash flow?

Mastercard Incorporated (MA) generated $17.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Mastercard Incorporated's total assets?

Mastercard Incorporated (MA) had $54.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Mastercard Incorporated's capital expenditures?

Mastercard Incorporated (MA) invested $489.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Mastercard Incorporated buy back shares?

Yes, Mastercard Incorporated (MA) spent $11.7B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Mastercard Incorporated's current ratio?

Mastercard Incorporated (MA) had a current ratio of 1.03 as of fiscal year 2025, which is considered adequate.

What is Mastercard Incorporated's debt-to-equity ratio?

Mastercard Incorporated (MA) had a debt-to-equity ratio of 2.36 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mastercard Incorporated's return on assets (ROA)?

Mastercard Incorporated (MA) had a return on assets of 27.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Mastercard Incorporated's Altman Z-Score?

Mastercard Incorporated (MA) has an Altman Z-Score of 9.66, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Mastercard Incorporated's Piotroski F-Score?

Mastercard Incorporated (MA) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mastercard Incorporated's earnings high quality?

Mastercard Incorporated (MA) has an earnings quality ratio of 1.18x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Mastercard Incorporated cover its interest payments?

Mastercard Incorporated (MA) has an interest coverage ratio of 27.8x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Mastercard Incorporated?

Mastercard Incorporated (MA) scores 72 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.