What is MMTEC INC's earnings per share (EPS)?

MMTEC INC (MTC) reported diluted earnings per share of $-1.05 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

MMTEC INC Financials

MTC

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows MMTEC INC (MTC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MTC FY2025 2026-04-22

MMTec’s visible mechanic is a cash-rich but tiny revenue base kept liquid by balance-sheet shifts, not steady operations.

FY2025 looked more liquid on paper because cash reached $8.2M and the current ratio rose to 12.5x, yet operations still consumed $3.7M of cash. Because that cash build coincided with $9.0M of investing inflow after FY2024 free cash flow of only $718K, the stronger near-term solvency came from asset movement rather than a durable operating turn.

The gross margin collapse from 81.6% to 21.6% shows FY2025 revenue carried far less economic value before overhead. That points to a much less favorable cost or revenue mix, leaving too little gross profit to absorb fixed corporate expense.

The short-term liquidity swing from 0.4x to 12.5x is real, but it sits beside continued cash burn from the core business. FY2025 also looks like a smaller balance sheet: assets fell to $18.4M from $65.9M, so the cleaner leverage picture came with less operating scale behind it.

Financial Health Signals

Financial Profile 37/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of MMTEC INC's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

MMTEC INC has an operating margin of -470.9%, meaning the company retains $-471 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is down from -163.8% the prior year.

Growth

MMTEC INC's revenue declined 56.8% year-over-year, from $1.9M to $808K. This contraction results in a growth score of 27/100.

Leverage

MMTEC INC carries a low D/E ratio of 0.27, meaning only $0.27 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 97/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

100

With a current ratio of 12.50, MMTEC INC holds $12.50 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.

Returns

MMTEC INC generates a -386.2% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from -342.7% the prior year.

Piotroski F-Score Weak

3/9

MMTEC INC passes 3 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

0.07x

For every $1 of reported earnings, MMTEC INC generates $0.07 in operating cash flow (-$3.7M OCF vs -$56.1M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Interest Coverage At Risk

-0.4x

MMTEC INC earns $-0.4 in operating income for every $1 of interest expense (-$3.8M vs $8.7M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$808K

YoY-56.8%

5Y CAGR+1.7%

MMTEC INC generated $808K in revenue in fiscal year 2025. This represents a decrease of 56.8% from the prior year.

EBITDA

-$3.7M

YoY-23.4%

MMTEC INC's EBITDA was -$3.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 23.4% from the prior year.

Net Income

-$56.1M

YoY+38.5%

MMTEC INC reported -$56.1M in net income in fiscal year 2025. This represents an increase of 38.5% from the prior year.

EPS (Diluted)

$-1.05

MMTEC INC earned $-1.05 per diluted share (EPS) in fiscal year 2025. This represents an increase of 71.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$8.2M

YoY+185.3%

5Y CAGR+41.8%

MMTEC INC held $8.2M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

100M

MMTEC INC had 100M shares outstanding in fiscal year 2025. This represents an increase of 295.4% from the prior year.

Margins & Returns

Gross Margin

21.6%

YoY-60.0pp

5Y CAGR-77.4pp

MMTEC INC's gross margin was 21.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 60.0 percentage points from the prior year.

Operating Margin

-470.9%

YoY-307.1pp

5Y CAGR-41.8pp

MMTEC INC's operating margin was -470.9% in fiscal year 2025, reflecting core business profitability. This is down 307.1 percentage points from the prior year.

Net Margin

-6944.3%

YoY-2064.6pp

5Y CAGR-6515.6pp

MMTEC INC's net profit margin was -6944.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2064.6 percentage points from the prior year.

Return on Equity

-386.2%

YoY-43.5pp

5Y CAGR-268.2pp

MMTEC INC's ROE was -386.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 43.5 percentage points from the prior year.

Capital Allocation

R&D Spending

$40K

YoY-45.1%

5Y CAGR-37.2%

MMTEC INC invested $40K in research and development in fiscal year 2025. This represents a decrease of 45.1% from the prior year.

Share Buybacks

N/A

Capital Expenditures

N/A

MTC Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$808K-56.8%	$1.9M+114.8%	$870K-19.0%	$1.1M+88.8%	$569K-23.4%	$742K
Cost of Revenue	$633K+84.5%	$343K+98.4%	$173K-25.2%	$231K+63.5%	$141K+1808.2%	$7K
Gross Profit	$175K-88.6%	$1.5M+118.8%	$697K-17.2%	$842K+97.1%	$427K-41.8%	$735K
R&D Expenses	$40K-45.1%	$73K-79.9%	$364K-56.1%	$829K+11.3%	$744K+81.2%	$411K
SG&A Expenses	$1.9M-8.3%	$2.1M-17.1%	$2.5M-3.7%	$2.6M+6.7%	$2.4M+138.7%	$1.0M
Operating Income	-$3.8M-24.2%	-$3.1M+36.8%	-$4.8M+18.1%	-$5.9M+9.7%	-$6.5M-105.7%	-$3.2M
Interest Expense	$8.7M+258.6%	$2.4M+157.6%	-$4.2M	N/A	N/A	N/A
Income Tax	$9K-63.4%	$25K	N/A	N/A	N/A	N/A
Net Income	-$56.1M+38.5%	-$91.2M-300.4%	$45.5M+906.0%	-$5.6M+19.9%	-$7.1M-121.6%	-$3.2M
EPS (Diluted)	$-1.05	$-3.65-518.6%	$-0.59	$-1.61+44.1%	$-2.88	$-1.56

Metric	Q4'25	Q2'25	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

MTC Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$18.4M-72.1%	$65.9M-58.0%	$157.0M+1275.2%	$11.4M-21.7%	$14.6M+293.2%	$3.7M
Current Assets	$8.4M+176.9%	$3.0M-0.1%	$3.0M-66.5%	$9.0M-34.8%	$13.8M+514.6%	$2.3M
Cash & Equivalents	$8.2M+185.3%	$2.9M+63.0%	$1.8M-53.8%	$3.8M-66.0%	$11.2M+685.9%	$1.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	$92K-54.0%	$200K	N/A	N/A
Goodwill	N/A	N/A	$108.2M	N/A	N/A	N/A
Total Liabilities	$3.9M-90.1%	$39.3M+3.2%	$38.1M+1774.8%	$2.0M+64.4%	$1.2M+21.8%	$1.0M
Current Liabilities	$669K-90.9%	$7.3M+34.3%	$5.5M+364.3%	$1.2M+4.0%	$1.1M+71.5%	$658K
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$14.5M-45.4%	$26.6M-77.6%	$118.9M+1167.1%	$9.4M-29.7%	$13.4M+395.3%	$2.7M
Retained Earnings	-$124.0M-82.6%	-$67.9M-392.1%	$23.2M+204.5%	-$22.3M-34.0%	-$16.6M-73.8%	-$9.6M

Metric	Q4'25	Q2'25	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Total Assets	$18.4M-9.3%	$20.3M-69.2%	$65.9M-58.0%	$157.0M+1275.2%	$11.4M-21.7%	$14.6M+293.2%	$3.7M-40.2%	$6.2M
Current Assets	$8.4M-19.6%	$10.4M+244.4%	$3.0M-0.1%	$3.0M-66.5%	$9.0M-34.8%	$13.8M+514.6%	$2.3M-48.2%	$4.3M
Cash & Equivalents	$8.2M-19.7%	$10.2M+255.1%	$2.9M+63.0%	$1.8M-53.8%	$3.8M-66.0%	$11.2M+685.9%	$1.4M-60.9%	$3.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	$92K-54.0%	$200K	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	$108.2M	N/A	N/A	N/A	N/A
Total Liabilities	$3.9M-90.3%	$40.1M+2.1%	$39.3M+3.2%	$38.1M+1774.8%	$2.0M+64.4%	$1.2M+21.8%	$1.0M-30.2%	$1.5M
Current Liabilities	$669K-91.5%	$7.9M+8.0%	$7.3M+34.3%	$5.5M+364.3%	$1.2M+4.0%	$1.1M+71.5%	$658K-18.3%	$805K
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$14.5M+173.2%	-$19.8M-174.5%	$26.6M-77.6%	$118.9M+1167.1%	$9.4M-29.7%	$13.4M+395.3%	$2.7M-43.3%	$4.8M
Retained Earnings	-$124.0M-8.4%	-$114.3M-68.4%	-$67.9M-392.1%	$23.2M+204.5%	-$22.3M-34.0%	-$16.6M-73.8%	-$9.6M-49.9%	-$6.4M

MTC Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	-$3.7M-611.0%	$723K+114.0%	-$5.2M+7.9%	-$5.6M-36.5%	-$4.1M-106.6%	-$2.0M
Capital Expenditures	N/A	$5K+419.2%	$970-74.4%	$4K-89.8%	$37K+101.7%	$18K
Free Cash Flow	N/A	$718K+113.9%	-$5.2M+7.9%	-$5.6M-35.3%	-$4.1M-106.6%	-$2.0M
Investing Cash Flow	$9.0M+1329.6%	$630K+100.7%	-$86.5M-2341.8%	-$3.5M-36.7%	-$2.6M-681.2%	-$332K
Financing Cash Flow	N/A	-$242K-100.3%	$89.7M+5023.4%	$1.8M-89.4%	$16.5M+44119.0%	$37K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q2'25	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

MTC Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	21.6%-60.0pp	81.6%+1.5pp	80.1%+1.7pp	78.5%+3.3pp	75.1%-23.9pp	99.0%
Operating Margin	-470.9%-307.1pp	-163.8%+392.6pp	-556.4%-5.6pp	-550.8%+601.1pp	-1151.9%-722.8pp	-429.1%
Net Margin	-6944.3%-2064.6pp	-4879.7%-10110.1pp	5230.5%+5756.4pp	-526.0%+714.0pp	-1240.0%-811.3pp	-428.7%
Return on Equity	-386.2%-43.5pp	-342.7%-381.0pp	38.3%+98.4pp	-60.2%-7.4pp	-52.8%+65.2pp	-118.0%
Return on Assets	-304.5%-166.1pp	-138.3%-167.3pp	29.0%+78.4pp	-49.5%-1.1pp	-48.3%+37.4pp	-85.8%
Current Ratio	12.50+12.1	0.41-0.1	0.55-7.1	7.70-4.6	12.27+8.9	3.42
Debt-to-Equity	0.27-1.2	1.48+1.2	0.32+0.1	0.22+0.1	0.09-0.3	0.38
FCF Margin	N/A	38.4%+630.7pp	-592.3%-71.1pp	-521.2%+205.8pp	-726.9%-457.3pp	-269.7%

Metric	Q4'25	Q2'25	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Current Ratio	12.50+11.2	1.32+0.9	0.41-0.1	0.55-7.1	7.70-4.6	12.27+8.9	3.42-2.0	5.40
Debt-to-Equity	0.27+2.3	-2.02-3.5	1.48+1.2	0.32+0.1	0.22+0.1	0.09-0.3	0.38+0.1	0.31
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is MMTEC INC's annual revenue?

MMTEC INC (MTC) reported $808K in total revenue for fiscal year 2025. This represents a -56.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is MMTEC INC's revenue growing?

MMTEC INC (MTC) revenue declined by 56.8% year-over-year, from $1.9M to $808K in fiscal year 2025.

Is MMTEC INC profitable?

No, MMTEC INC (MTC) reported a net income of -$56.1M in fiscal year 2025, with a net profit margin of -6944.3%.

What is MMTEC INC's EBITDA?

MMTEC INC (MTC) had EBITDA of -$3.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is MMTEC INC's gross margin?

MMTEC INC (MTC) had a gross margin of 21.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is MMTEC INC's operating margin?

MMTEC INC (MTC) had an operating margin of -470.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is MMTEC INC's net profit margin?

MMTEC INC (MTC) had a net profit margin of -6944.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is MMTEC INC's return on equity (ROE)?

MMTEC INC (MTC) has a return on equity of -386.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is MMTEC INC's operating cash flow?

MMTEC INC (MTC) generated -$3.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are MMTEC INC's total assets?

MMTEC INC (MTC) had $18.4M in total assets as of fiscal year 2025, including both current and long-term assets.

How much does MMTEC INC spend on research and development?

MMTEC INC (MTC) invested $40K in research and development during fiscal year 2025.

How many shares does MMTEC INC have outstanding?

MMTEC INC (MTC) had 100M shares outstanding as of fiscal year 2025.

What is MMTEC INC's current ratio?

MMTEC INC (MTC) had a current ratio of 12.50 as of fiscal year 2025, which is generally considered healthy.

What is MMTEC INC's debt-to-equity ratio?

MMTEC INC (MTC) had a debt-to-equity ratio of 0.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is MMTEC INC's return on assets (ROA)?

MMTEC INC (MTC) had a return on assets of -304.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is MMTEC INC's cash runway?

Based on fiscal year 2025 data, MMTEC INC (MTC) had $8.2M in cash against an annual operating cash burn of $3.7M. This gives an estimated cash runway of approximately 27 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is MMTEC INC's Piotroski F-Score?

MMTEC INC (MTC) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are MMTEC INC's earnings high quality?

MMTEC INC (MTC) has an earnings quality ratio of 0.07x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can MMTEC INC cover its interest payments?

MMTEC INC (MTC) has an interest coverage ratio of -0.4x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is MMTEC INC?

MMTEC INC (MTC) scores 37 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.