MMTec, Inc. (MTC) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 15, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 6-K for Q2 FY2026, filed Aug 12, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MTC SEC filings page.
MMTec, Inc. (MTC) reported $808K in revenue for fiscal year 2025, down 56.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
MMTec’s dominant mechanic is a thin, volatile operating base whose funding and balance-sheet changes overwhelm reported earnings.
The cash-conversion reversal is more revealing than the headline loss: operating cash flow moved from$723K in FY2024 to-$3.7M in FY2025 even as reported net loss narrowed from-$91.2M to-$56.1M . Accounting losses and cash needs therefore moved differently, with FY2025 restoring pressure on operating cash.
Revenue fell from
Assets contracted from
Financial Health Signals
MMTec, Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
MMTec, Inc. passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
MMTec, Inc. reported a net loss of $56.1M while operations used $3.7M of cash. With neither figure positive, the ratio between the two carries no quality signal.
MMTec, Inc. reported an operating loss of $3.8M against $8.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q2 2026.
Cash & Balance Sheet
MMTec, Inc. held $6.5M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
None of these metrics is reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
MTC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
MTC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'266-K | Q4'256-K | Q2'256-K | Q4'2420-F | Q4'2310-K | Q4'2210-K | Q4'2110-K | Q4'2010-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $16.6M-18.0% | $18.4M-72.1% | $20.3M | $65.9M-58.0% | $157.0M+1275.2% | $11.4M-21.7% | $14.6M+293.2% | $3.7M-40.2% |
| Current Assets | $6.8M-35.1% | $8.4M+176.9% | $10.4M | $3.0M-0.1% | $3.0M-66.5% | $9.0M-34.8% | $13.8M+514.6% | $2.3M-48.2% |
| Cash & Equivalents | $6.5M-36.1% | $8.2M+185.3% | $10.2M | $2.9M+63.0% | $1.8M-53.8% | $3.8M-66.0% | $11.2M+685.9% | $1.4M-60.9% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Receivable | N/A | N/A | N/A | N/A | $92K-54.0% | $200K | N/A | N/A |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0-100.0% | $579K+303.7% |
| Goodwill | N/A | N/A | N/A | N/A | $108.2M | N/A | N/A | N/A |
| Total Liabilities | $3.7M-90.8% | $3.9M-90.1% | $40.1M | $39.3M+3.2% | $38.1M+1774.8% | $2.0M+64.4% | $1.2M+21.8% | $1.0M-30.2% |
| Current Liabilities | $599K-92.4% | $669K-90.9% | $7.9M | $7.3M+34.3% | $5.5M+364.3% | $1.2M+4.0% | $1.1M+71.5% | $658K-18.3% |
| Non-Current Liabilities | $3.1M-90.4% | $3.2M-89.9% | $32.2M | $32.0M-2.0% | $32.6M+3706.3% | $857K+697.1% | $108K-69.8% | $356K-45.0% |
| Total Equity | $13.0M+165.4% | $14.5M-45.4% | -$19.8M | $26.6M-77.6% | $118.9M+1167.1% | $9.4M-29.7% | $13.4M+395.3% | $2.7M-43.3% |
| Retained Earnings | -$125.6M-9.8% | -$124.0M-82.6% | -$114.3M | -$67.9M-392.1% | $23.2M+204.5% | -$22.3M-34.0% | -$16.6M-73.8% | -$9.6M-49.9% |
Not reported in any period shown, so not listed: Inventory, Long-Term Debt.
MTC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
MTC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| MMTec, Inc. MTC | FY2025 | $808K | -$56.1M | N/A | $475.0M | — |
| SAGTEC GLOBAL LIMITED SAGT | FY2025 | $19.1M | $1.8M | 9.4% | $10.5M | 46/100 |
| Intelligent Protection Management Corp. IPM | FY2025 | $23.6M | -$2.0M | -8.3% | $24.5M | 67/100 |
| Mind CTI Ltd MNDO | FY2025 | $19.5M | $2.6M | 13.4% | $20.7M | 68/100 |
| Heartcore Enterprises, Inc. HTCR | FY2025 | $9.0M | $5.8M | 64.6% | $3.0M | 37/100 |
| Blackboxstocks Inc. BLBX | FY2025 | $2.4M | -$4.4M | N/A | $78.1M | 13/100 |
Where MMTec, Inc. Ranks
Frequently Asked Questions
What is MMTec, Inc.'s annual revenue?
MMTec, Inc. (MTC) reported $808K in total revenue for fiscal year 2025. This represents a -56.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is MMTec, Inc.'s revenue growing?
MMTec, Inc. (MTC) revenue declined by 56.8% year-over-year, from $1.9M to $808K in fiscal year 2025.
Is MMTec, Inc. profitable?
No, MMTec, Inc. (MTC) reported a net income of -$56.1M in fiscal year 2025.
What is MMTec, Inc.'s EBITDA?
MMTec, Inc. (MTC) had EBITDA of -$3.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is MMTec, Inc.'s gross margin?
MMTec, Inc. (MTC) had a gross margin of 21.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is MMTec, Inc.'s return on equity (ROE)?
MMTec, Inc. (MTC) has a return on equity of -386.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is MMTec, Inc.'s operating cash flow?
MMTec, Inc. (MTC) recorded an outflow of $3.7M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are MMTec, Inc.'s total assets?
MMTec, Inc. (MTC) had $18.4M in total assets as of fiscal year 2025, including both current and long-term assets.
How much does MMTec, Inc. spend on research and development?
MMTec, Inc. (MTC) invested $40K in research and development during fiscal year 2025.
What is MMTec, Inc.'s current ratio?
MMTec, Inc. (MTC) had a current ratio of 12.50 as of fiscal year 2025, which is generally considered healthy.
What is MMTec, Inc.'s debt-to-equity ratio?
MMTec, Inc. (MTC) had a debt-to-equity ratio of 0.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is MMTec, Inc.'s return on assets (ROA)?
MMTec, Inc. (MTC) had a return on assets of -304.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is MMTec, Inc.'s P/E ratio?
MMTec, Inc. (MTC) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $475.0M as of Sep 15, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is MMTec, Inc.'s price-to-sales ratio?
MMTec, Inc. (MTC) trades at 588x sales, its market capitalization divided by revenue of $808K revenue, FY2025. The market capitalization is $475.0M as of Sep 15, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is MMTec, Inc.'s Piotroski F-Score?
MMTec, Inc. (MTC) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are MMTec, Inc.'s earnings high quality?
MMTec, Inc. (MTC) reported a net loss of $56.1M while operations used $3.7M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can MMTec, Inc. cover its interest payments?
MMTec, Inc. (MTC) reported an operating loss of $3.8M against $8.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.