What is Mind CTI Ltd's earnings per share (EPS)?

Mind CTI Ltd (MNDO) reported diluted earnings per share of $0.13 for fiscal year 2025. This represents a -40.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mind CTI Ltd (MNDO) Financials

MNDO

FY2025 annual

Revenue $19.5M -9.3% YoY

Net Income $2.6M -43.8% YoY

EPS (Diluted) $0.13 -40.9% YoY

Free Cash Flow $4.0M -3.5% YoY

Market Cap $18.4M as of Oct 19, 2026

Price / Sales 0.9x on $19.5M revenue, FY2025

Price / Earnings 7.1x on $2.6M net income, FY2025

Price / Book 0.8x on $23.0M equity, Q4 FY2025

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 19, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period FY2025, ended Dec 31, 2025 Reported Mar 18, 2026 Currency USD FYE December

Newest figures come from the 20-F for FY2025, filed Mar 18, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MNDO SEC filings page.

Mind CTI Ltd (MNDO) reported $19.5M in revenue for fiscal year 2025, down 9.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MNDO FY2025 2026-10-03

Cash conversion remains intact, but shrinking revenue and higher operating costs have sharply reduced the business's earnings power.

Operating cash flow stayed near $4.0M while net income fell 43.7% from FY2024 to FY2025, meaning reported profitability weakened faster than the cash economics. With capital spending below $30K, free cash flow remained close to operating cash flow, so reinvestment requirements—not cash conversion—are not currently driving the earnings gap.

Gross margin held steady at 50.1% in FY2024 and 51.0% in FY2025, so the deterioration was not caused by weaker direct production economics. Instead, operating margin fell from 20.4% to 10.7% as the cost structure absorbed less revenue.

The balance sheet carries a modest liability load relative to equity at 0.3x, while the current ratio of 3.8x indicates substantial short-term coverage. However, goodwill represented 33.0% of assets in FY2025, and dividends exceeded free cash flow, showing that distributions were greater than internally generated cash for the year.

Financial Health Signals

Financial Health Score 68/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Mind CTI Ltd's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Mind CTI Ltd has an operating margin of 10.7%, meaning the company retains $11 of operating profit per $100 of revenue. This strong profitability earns a score of 77/100, reflecting efficient cost management and pricing power. This is down from 20.4% the prior year.

Growth

Mind CTI Ltd's revenue declined 9.3% year-over-year, from $21.4M to $19.5M. This contraction results in a growth score of 16/100.

Leverage

Mind CTI Ltd carries a low D/E ratio of 0.31, meaning only $0.31 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 69/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

With a current ratio of 3.83, Mind CTI Ltd holds $3.83 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 86/100.

Cash Flow

Mind CTI Ltd converts 20.3% of revenue into free cash flow ($4.0M). This strong cash generation earns a score of 85/100.

Returns

Mind CTI Ltd earns a strong 11.3% return on equity (ROE), meaning it generates $11 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 72/100. This is down from 19.1% the prior year.

Altman Z-Score Grey Zone

2.73

Mind CTI Ltd scores 2.73, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($18.4M) relative to total liabilities ($7.1M). This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

4/8

Mind CTI Ltd passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed

1.53x

For every $1 of reported earnings, Mind CTI Ltd generates $1.53 in operating cash flow ($4.0M OCF vs $2.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

None of these metrics is reported for Q4 2025.

Cash & Balance Sheet

Cash & Debt

$8.1M

YoY+82.3%

QoQ+82.3%

Mind CTI Ltd held $8.1M in cash as of Q4 2025; long-term debt is not reported for that period.

Shares Outstanding

20M

YoY0.0%

QoQ0.0%

Mind CTI Ltd had 20M shares outstanding in Q4 2025. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q4 2025.

Dividends Per Share

Not reported for Q4 2025.

Margins & Returns

None of these metrics is reported for Q4 2025.

Capital Allocation

None of these metrics is reported for Q4 2025.

MNDO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MNDO quarterly income statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$19.5M-9.3%	$21.4M-0.8%	$21.6M+0.3%	$21.6M-18.2%	$26.3M+12.7%	$23.4M+3.1%	$22.7M+25.0%	$18.1M+0.4%	$18.1M+0.1%	$18.1M-13.7%	$20.9M-16.4%	$25.0M+35.4%	$18.5M-8.6%	$20.2M+6.9%	$18.9M
Cost of Revenue	$9.5M-11.0%	$10.7M-0.3%	$10.7M+8.2%	$9.9M-19.6%	$12.4M+11.7%	$11.1M+10.9%	$10.0M+64.6%	$6.1M-10.7%	$6.8M-0.5%	$6.8M-20.8%	$8.6M-13.3%	$9.9M+26.4%	$7.9M+0.2%	$7.9M+21.2%	$6.5M
Gross Profit	$9.9M-7.6%	$10.7M-1.2%	$10.9M-5.6%	$11.5M-17.1%	$13.9M+13.6%	$12.2M-2.5%	$12.5M+4.6%	$12.0M+8.7%	$11.0M-1.7%	$11.2M-8.8%	$12.3M-18.4%	$15.1M+42.0%	$10.6M-14.1%	$12.4M-0.6%	$12.4M
R&D Expenses	$4.1M+19.5%	$3.4M-4.2%	$3.5M+1.2%	$3.5M-13.7%	$4.0M+2.1%	$4.0M-5.3%	$4.2M+11.7%	$3.7M+9.7%	$3.4M-2.8%	$3.5M+19.5%	$2.9M-35.2%	$4.5M-9.8%	$5.0M+8.3%	$4.6M-0.6%	$4.7M
SG&A Expenses	$2.3M+37.8%	$1.7M+18.8%	$1.4M-7.0%	$1.5M-4.9%	$1.6M-12.1%	$1.8M-12.7%	$2.1M+28.5%	$1.6M-3.1%	$1.7M+20.3%	$1.4M-21.1%	$1.8M-8.7%	$1.9M+12.1%	$1.7M-5.1%	$1.8M-0.9%	$1.8M
Operating Income	$2.1M-52.3%	$4.4M-7.8%	$4.7M-14.0%	$5.5M-19.1%	$6.8M+25.0%	$5.5M+8.4%	$5.0M-5.8%	$5.3M+14.2%	$4.7M-10.0%	$5.2M-18.9%	$6.4M-14.0%	$7.5M+245.4%	$2.2M-50.6%	$4.4M+11.1%	$3.9M
EBITDA	$2.4M-48.4%	$4.6M-7.7%	$4.9M-13.5%	$5.7M-18.6%	$7.0M+24.0%	$5.7M+9.1%	$5.2M-4.5%	$5.4M+13.4%	$4.8M-10.8%	$5.4M-18.5%	$6.6M-14.3%	$7.7M+219.2%	$2.4M-48.1%	$4.6M+9.7%	$4.2M
Interest Expense	N/A	N/A	N/A	$60K+22.4%	$49K+113.0%	$23K+64.3%	$14K+27.3%	$11K-21.4%	$14K+7.7%	$13K-7.1%	$14K+7.7%	$13K-31.6%	$19K+137.5%	$8K	N/A
Income Tax	$163K-51.2%	$334K-7.0%	$359K+8.8%	$330K-64.7%	$936K+103.9%	$459K+0.2%	$458K+4.6%	$438K-26.6%	$597K-48.9%	$1.2M-9.0%	$1.3M-23.0%	$1.7M+1117.5%	$137K-65.1%	$392K+311.9%	-$185K
Net Income	$2.6M-43.8%	$4.6M-10.4%	$5.2M-2.3%	$5.3M-11.1%	$5.9M+10.5%	$5.4M+6.3%	$5.1M-1.3%	$5.1M-8.5%	$5.6M+33.5%	$4.2M-16.2%	$5.0M-8.5%	$5.5M+150.9%	$2.2M-48.9%	$4.3M-0.3%	$4.3M
EPS (Basic)	$0.13-43.5%	$0.23-11.5%	$0.260.0%	$0.26-13.3%	$0.30+11.1%	$0.27+3.8%	$0.26-3.7%	$0.27-6.9%	$0.29	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	$0.13-40.9%	$0.22-12.0%	$0.25-3.8%	$0.26-10.3%	$0.29+7.4%	$0.27+8.0%	$0.25-7.4%	$0.27-6.9%	$0.29	N/A	N/A	N/A	N/A	N/A	N/A
Diluted Shares (Avg)	21M+0.2%	21M+0.5%	20M+0.4%	20M+0.6%	20M+0.7%	20M+0.9%	20M+2.0%	20M0.0%	20M+1.3%	19M+0.1%	19M+1.3%	19M+0.8%	19M+0.2%	19M+0.2%	19M

Metric	Q4'2520-F	Q4'2420-F	Q4'2310-K	Q4'2210-K	Q4'2110-K	Q4'2010-K	Q4'1910-K	Q4'1810-K

Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).

MNDO Balance Sheet

MNDO quarterly balance sheet

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$30.2M-1.7%	$30.7M-2.9%	$31.6M-0.4%	$31.7M-4.2%	$33.1M+2.2%	$32.4M+4.3%	$31.1M+19.7%	$26.0M-5.1%	$27.4M-5.6%	$29.0M-4.1%	$30.2M-0.4%	$30.3M+2.4%	$29.6M+3.1%	$28.7M-4.3%	$30.0M
Current Assets	$16.1M-15.0%	$18.9M-4.0%	$19.7M-2.9%	$20.3M-1.1%	$20.5M+4.3%	$19.7M+3.2%	$19.1M+2.0%	$18.7M-3.7%	$19.4M-5.6%	$20.6M-1.5%	$20.9M-1.0%	$21.1M-0.8%	$21.3M+2.7%	$20.7M-5.5%	$21.9M
Cash & Equivalents	$8.1M+82.3%	$4.5M+50.5%	$3.0M-43.8%	$5.3M+25.9%	$4.2M-49.4%	$8.3M+27.5%	$6.5M+136.5%	$2.7M-45.4%	$5.0M-45.3%	$9.2M-20.1%	$11.5M+41.7%	$8.1M-1.4%	$8.2M-38.3%	$13.3M-4.0%	$13.9M
Short-Term Investments	$200K+3.6%	$193K-98.6%	$13.5M+11.8%	$12.0M-14.4%	$14.1M+96.0%	$7.2M+5.7%	$6.8M-22.0%	$8.7M+42.8%	$6.1M+21.2%	$5.0M+236.0%	$1.5M-70.3%	$5.0M+77.6%	$2.8M	$0-100.0%	$409K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	$4K0.0%	$4K0.0%	$4K-20.0%	$5K-44.4%	$9K-10.0%	$10K0.0%	$10K-23.1%	$13K-55.2%	$29K
Accounts Receivable	$1.7M-31.4%	$2.5M+8.8%	$2.3M-2.6%	$2.4M	N/A	N/A	N/A	N/A	$524K-52.3%	$1.1M-51.0%	$2.2M-13.6%	$2.6M+109.1%	$1.2M+46.0%	$850K-51.8%	$1.8M
Long-Term Investments	$0	$0	$0	$0-100.0%	$208K-86.8%	$1.6M+1121.7%	$129K+22.9%	$105K-80.7%	$544K-34.6%	$832K-42.3%	$1.4M-8.4%	$1.6M+204.4%	$517K+2.6%	$504K+6.6%	$473K
Goodwill	$10.0M+28.9%	$7.7M-1.8%	$7.9M+1.1%	$7.8M-1.8%	$7.9M-2.6%	$8.1M+2.9%	$7.9M+45.7%	$5.4M0.0%	$5.4M0.0%	$5.4M0.0%	$5.4M0.0%	$5.4M0.0%	$5.4M0.0%	$5.4M0.0%	$5.4M
Total Liabilities	$7.1M+11.1%	$6.4M-10.2%	$7.1M-10.1%	$7.9M-15.6%	$9.4M+1.2%	$9.3M+1.5%	$9.2M+83.3%	$5.0M-21.4%	$6.4M-17.6%	$7.7M-7.9%	$8.4M+5.6%	$7.9M-8.1%	$8.6M+53.5%	$5.6M-19.7%	$7.0M
Current Liabilities	$4.2M+28.1%	$3.3M-26.8%	$4.5M-13.5%	$5.2M-8.2%	$5.6M-0.2%	$5.6M-7.0%	$6.1M+76.6%	$3.4M-23.7%	$4.5M-16.0%	$5.4M-13.0%	$6.2M+0.8%	$6.1M-5.5%	$6.5M+83.8%	$3.5M-28.3%	$4.9M
Non-Current Liabilities	$2.9M-6.7%	$3.1M+17.5%	$2.7M-3.6%	$2.8M-26.7%	$3.8M+3.2%	$3.7M+18.2%	$3.1M+98.1%	$1.6M-15.7%	$1.9M-21.3%	$2.4M+6.3%	$2.2M+21.5%	$1.8M-15.7%	$2.2M+2.8%	$2.1M+0.6%	$2.1M
Total Equity	$23.0M-5.1%	$24.3M-0.8%	$24.5M+2.9%	$23.8M+0.3%	$23.7M+2.6%	$23.1M+5.4%	$21.9M+4.5%	$21.0M-0.2%	$21.0M-1.2%	$21.3M-2.6%	$21.8M-2.5%	$22.4M+6.8%	$21.0M-9.2%	$23.1M+0.4%	$23.0M
Retained Earnings	-$3.5M-120.7%	-$1.6M-17.8%	-$1.3M+19.7%	-$1.7M+3.5%	-$1.7M+30.3%	-$2.5M+19.7%	-$3.1M+0.1%	-$3.1M-8.1%	-$2.9M-24.5%	-$2.3M-75.8%	-$1.3M-131.2%	-$564K+90.7%	-$6.0M-63.4%	-$3.7M-6.5%	-$3.5M

Metric	Q4'2520-F	Q4'2420-F	Q4'2310-K	Q4'2210-K	Q4'2110-K	Q4'2010-K	Q4'1910-K	Q4'1810-K
Total Assets	$30.2M-1.7%	$30.7M-2.9%	$31.6M-0.4%	$31.7M-4.2%	$33.1M+2.2%	$32.4M+4.3%	$31.1M+19.7%	$26.0M-5.1%
Current Assets	$16.1M-15.0%	$18.9M-4.0%	$19.7M-2.9%	$20.3M-1.1%	$20.5M+4.3%	$19.7M+3.2%	$19.1M+2.0%	$18.7M-3.7%
Cash & Equivalents	$8.1M+82.3%	$4.5M+50.5%	$3.0M-43.8%	$5.3M+25.9%	$4.2M-49.4%	$8.3M+27.5%	$6.5M+136.5%	$2.7M-45.4%
Short-Term Investments	$200K+3.6%	$193K-98.6%	$13.5M+11.8%	$12.0M-14.4%	$14.1M+96.0%	$7.2M+5.7%	$6.8M-22.0%	$8.7M+42.8%
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	$4K0.0%	$4K0.0%
Accounts Receivable	$1.7M-31.4%	$2.5M+8.8%	$2.3M-2.6%	$2.4M	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0-100.0%	$208K-86.8%	$1.6M+1121.7%	$129K+22.9%	$105K-80.7%
Goodwill	$10.0M+28.9%	$7.7M-1.8%	$7.9M+1.1%	$7.8M-1.8%	$7.9M-2.6%	$8.1M+2.9%	$7.9M+45.7%	$5.4M0.0%
Total Liabilities	$7.1M+11.1%	$6.4M-10.2%	$7.1M-10.1%	$7.9M-15.6%	$9.4M+1.2%	$9.3M+1.5%	$9.2M+83.3%	$5.0M-21.4%
Current Liabilities	$4.2M+28.1%	$3.3M-26.8%	$4.5M-13.5%	$5.2M-8.2%	$5.6M-0.2%	$5.6M-7.0%	$6.1M+76.6%	$3.4M-23.7%
Non-Current Liabilities	$2.9M-6.7%	$3.1M+17.5%	$2.7M-3.6%	$2.8M-26.7%	$3.8M+3.2%	$3.7M+18.2%	$3.1M+98.1%	$1.6M-15.7%
Total Equity	$23.0M-5.1%	$24.3M-0.8%	$24.5M+2.9%	$23.8M+0.3%	$23.7M+2.6%	$23.1M+5.4%	$21.9M+4.5%	$21.0M-0.2%
Retained Earnings	-$3.5M-120.7%	-$1.6M-17.8%	-$1.3M+19.7%	-$1.7M+3.5%	-$1.7M+30.3%	-$2.5M+19.7%	-$3.1M+0.1%	-$3.1M-8.1%

Not reported in any period shown, so not listed: Long-Term Debt.

MNDO Cash Flow Statement

MNDO quarterly cash flow statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$4.0M-3.1%	$4.1M+0.3%	$4.1M-10.0%	$4.6M-33.9%	$6.9M+6.1%	$6.5M-2.7%	$6.7M+49.6%	$4.5M+62.6%	$2.7M-47.6%	$5.2M-16.7%	$6.3M+63.9%	$3.8M-26.0%	$5.2M+5.1%	$4.9M+12.6%	$4.4M
Depreciation & Amortization	$270K+45.2%	$186K-5.1%	$196K+1.6%	$193K-0.5%	$194K-3.0%	$200K+32.5%	$151K+79.8%	$84K-19.2%	$104K-35.4%	$161K-6.9%	$173K-25.8%	$233K-6.8%	$250K-7.4%	$270K-8.5%	$295K
Stock-Based Compensation	$199K-21.0%	$252K-10.3%	$281K+8.9%	$258K+50.9%	$171K-19.7%	$213K+6.5%	$200K-10.7%	$224K+23.1%	$182K+33.8%	$136K-1.4%	$138K+91.7%	$72K+24.1%	$58K-27.5%	$80K+31.1%	$61K
Capital Expenditures	$27K+170.0%	$10K-84.4%	$64K-50.8%	$130K+58.5%	$82K+20.6%	$68K+30.8%	$52K+13.0%	$46K-35.2%	$71K+4.4%	$68K-53.4%	$146K-27.4%	$201K-16.3%	$240K+42.0%	$169K-57.9%	$401K
Free Cash Flow	$4.0M-3.5%	$4.1M+1.7%	$4.0M-8.9%	$4.4M-35.0%	$6.8M+6.0%	$6.4M-3.0%	$6.6M+50.0%	$4.4M+65.2%	$2.7M-48.3%	$5.2M-15.9%	$6.2M+69.0%	$3.6M-26.5%	$5.0M+3.8%	$4.8M+19.7%	$4.0M
Investing Cash Flow	$4.3M+86.6%	$2.3M+248.7%	-$1.5M-184.3%	$1.8M+132.1%	-$5.7M-16632.4%	-$34K-101.7%	$2.0M+323.0%	-$917K-18.0%	-$777K	N/A	N/A	N/A	N/A	-$1.1M+58.5%	-$2.6M
Financing Cash Flow	-$4.6M+4.8%	-$4.9M-0.6%	-$4.8M+7.4%	-$5.2M-0.6%	-$5.2M-8.8%	-$4.8M+5.7%	-$5.1M+12.1%	-$5.8M+5.9%	-$6.1M	N/A	N/A	N/A	N/A	-$4.5M+19.8%	-$5.6M
Dividends Paid	$4.5M-7.5%	$4.9M+0.6%	$4.8M-7.4%	$5.2M+0.5%	$5.2M+8.3%	$4.8M-5.9%	$5.1M-12.1%	$5.8M-6.5%	$6.2M+19.2%	$5.2M-10.3%	$5.8M+27.6%	$4.5M+0.3%	$4.5M+0.6%	$4.5M-24.5%	$6.0M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0

Metric	Q4'2520-F	Q4'2420-F	Q4'2310-K	Q4'2210-K	Q4'2110-K	Q4'2010-K	Q4'1910-K	Q4'1810-K

Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.

MNDO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MNDO quarterly financial ratios

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	51.0%+0.9pp	50.1%-0.2pp	50.3%-3.1pp	53.4%+0.7pp	52.7%+0.4pp	52.3%-3.0pp	55.3%-10.8pp	66.1%+5.0pp	61.1%-1.1pp	62.2%+3.4pp	58.8%-1.5pp	60.2%+2.8pp	57.4%-3.7pp	61.2%-4.6pp	65.8%
Operating Margin	10.7%-9.7pp	20.4%-1.6pp	22.0%-3.7pp	25.6%-0.3pp	25.9%+2.6pp	23.4%+1.1pp	22.2%-7.3pp	29.5%+3.6pp	25.9%-2.9pp	28.8%-1.8pp	30.7%+0.9pp	29.8%+18.1pp	11.7%-9.9pp	21.6%+0.8pp	20.8%
Net Margin	13.4%-8.2pp	21.6%-2.3pp	23.9%-0.6pp	24.5%+1.9pp	22.6%-0.4pp	23.0%+0.7pp	22.4%-6.0pp	28.3%-2.8pp	31.1%+7.8pp	23.3%-0.7pp	24.0%+2.1pp	21.9%+10.1pp	11.8%-9.3pp	21.2%-1.5pp	22.7%
Return on Equity	11.3%-7.8pp	19.1%-2.0pp	21.1%-1.1pp	22.2%-2.9pp	25.1%+1.8pp	23.3%+0.2pp	23.1%-1.4pp	24.5%-2.2pp	26.7%+7.0pp	19.8%-3.2pp	23.0%-1.5pp	24.5%+14.1pp	10.4%-8.1pp	18.5%-0.1pp	18.6%
Return on Assets	8.6%-6.4pp	15.1%-1.3pp	16.3%-0.3pp	16.7%-1.3pp	17.9%+1.3pp	16.6%+0.3pp	16.3%-3.5pp	19.8%-0.7pp	20.5%+6.0pp	14.5%-2.1pp	16.6%-1.5pp	18.1%+10.7pp	7.4%-7.5pp	14.9%+0.6pp	14.3%
Current Ratio	3.83-1.9x	5.78+1.4x	4.41+0.5x	3.92+0.3x	3.64+0.2x	3.49+0.3x	3.14-2.3x	5.44+1.1x	4.31+0.5x	3.84+0.4x	3.39-0.1x	3.45+0.2x	3.29-2.6x	5.88+1.4x	4.46
Debt-to-Equity	0.310.0x	0.260.0x	0.290.0x	0.33-0.1x	0.400.0x	0.400.0x	0.42+0.2x	0.24-0.1x	0.30-0.1x	0.360.0x	0.380.0x	0.35-0.1x	0.41+0.2x	0.24-0.1x	0.30
Asset Turnover	0.65-0.1x	0.700.0x	0.680.0x	0.68-0.1x	0.79+0.1x	0.720.0x	0.730.0x	0.700.0x	0.660.0x	0.62-0.1x	0.69-0.1x	0.82+0.2x	0.62-0.1x	0.70+0.1x	0.63
FCF Margin	20.3%+1.2pp	19.1%+0.5pp	18.7%-1.9pp	20.5%-5.3pp	25.9%-1.6pp	27.5%-1.7pp	29.3%+4.9pp	24.4%+9.6pp	14.8%-13.9pp	28.7%-0.7pp	29.4%+14.8pp	14.5%-12.2pp	26.8%+3.2pp	23.6%+2.5pp	21.1%

Metric	Q4'2520-F	Q4'2420-F	Q4'2310-K	Q4'2210-K	Q4'2110-K	Q4'2010-K	Q4'1910-K	Q4'1810-K
Current Ratio	3.83-1.9x	5.78+1.4x	4.41+0.5x	3.92+0.3x	3.64+0.2x	3.49+0.3x	3.14-2.3x	5.44+1.1x
Debt-to-Equity	0.310.0x	0.260.0x	0.290.0x	0.33-0.1x	0.400.0x	0.400.0x	0.42+0.2x	0.24-0.1x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Mind CTI Ltd MNDO	FY2025	$19.5M	$2.6M	13.4%	$18.4M	68/100
SAGTEC GLOBAL LIMITED SAGT	FY2025	$19.1M	$1.8M	9.4%	$9.5M	45/100
MMTec, Inc. MTC	FY2025	$808K	-$56.1M	N/A	$604.5M	—
Intelligent Protection Management Corp. IPM	FY2025	$23.6M	-$2.0M	-8.3%	$22.6M	67/100
Heartcore Enterprises, Inc. HTCR	FY2025	$9.0M	$5.8M	64.6%	$2.4M	37/100
CREATIVE REALITIES, INC. CREX	FY2025	$57.2M	-$8.3M	-14.5%	$29.1M	24/100

Where Mind CTI Ltd Ranks

Frequently Asked Questions

What is Mind CTI Ltd's annual revenue?

Mind CTI Ltd (MNDO) reported $19.5M in total revenue for fiscal year 2025. This represents a -9.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mind CTI Ltd's revenue growing?

Mind CTI Ltd (MNDO) revenue declined by 9.3% year-over-year, from $21.4M to $19.5M in fiscal year 2025.

Is Mind CTI Ltd profitable?

Yes, Mind CTI Ltd (MNDO) reported a net income of $2.6M in fiscal year 2025, with a net profit margin of 13.4%.

What is Mind CTI Ltd's EBITDA?

Mind CTI Ltd (MNDO) had EBITDA of $2.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Mind CTI Ltd's gross margin?

Mind CTI Ltd (MNDO) had a gross margin of 51.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Mind CTI Ltd's operating margin?

Mind CTI Ltd (MNDO) had an operating margin of 10.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Mind CTI Ltd's net profit margin?

Mind CTI Ltd (MNDO) had a net profit margin of 13.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Mind CTI Ltd pay dividends?

Yes, Mind CTI Ltd (MNDO) paid $0.22 per share in dividends during fiscal year 2025.

What is Mind CTI Ltd's return on equity (ROE)?

Mind CTI Ltd (MNDO) has a return on equity of 11.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Mind CTI Ltd's free cash flow?

Mind CTI Ltd (MNDO) generated $4.0M in free cash flow during fiscal year 2025. This represents a -3.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Mind CTI Ltd's operating cash flow?

Mind CTI Ltd (MNDO) generated $4.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Mind CTI Ltd's total assets?

Mind CTI Ltd (MNDO) had $30.2M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Mind CTI Ltd's capital expenditures?

Mind CTI Ltd (MNDO) invested $27K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Mind CTI Ltd spend on research and development?

Mind CTI Ltd (MNDO) invested $4.1M in research and development during fiscal year 2025.

How many shares does Mind CTI Ltd have outstanding?

Mind CTI Ltd (MNDO) had 20M shares outstanding as of fiscal year 2025.

What is Mind CTI Ltd's current ratio?

Mind CTI Ltd (MNDO) had a current ratio of 3.83 as of fiscal year 2025, which is generally considered healthy.

What is Mind CTI Ltd's debt-to-equity ratio?

Mind CTI Ltd (MNDO) had a debt-to-equity ratio of 0.31 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mind CTI Ltd's return on assets (ROA)?

Mind CTI Ltd (MNDO) had a return on assets of 8.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Mind CTI Ltd's P/E ratio?

Mind CTI Ltd (MNDO) trades at 7.1x earnings, its market capitalization divided by net income of $2.6M net income, FY2025. The market capitalization is $18.4M as of Oct 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Mind CTI Ltd's price-to-sales ratio?

Mind CTI Ltd (MNDO) trades at 0.9x sales, its market capitalization divided by revenue of $19.5M revenue, FY2025. The market capitalization is $18.4M as of Oct 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Mind CTI Ltd's Altman Z-Score?

Mind CTI Ltd (MNDO) has an Altman Z-Score of 2.73, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Mind CTI Ltd's Piotroski F-Score?

Mind CTI Ltd (MNDO) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mind CTI Ltd's earnings high quality?

Mind CTI Ltd (MNDO) has an earnings quality ratio of 1.53x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Mind CTI Ltd?

Mind CTI Ltd (MNDO) scores 68 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.