What is OCONEE FEDERAL FINCL CORP's earnings per share (EPS)?

OCONEE FEDERAL FINCL CORP (OFED) reported diluted earnings per share of $0.73 for fiscal year 2022. This represents a 1.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

OCONEE FEDERAL FINCL CORP (OFED) Financials

OFED

Trailing 12 months to March 31, 2023

Revenue $17.2M -18.9% YoY

Net Income $4.1M -20.5% YoY

EPS (Diluted) $0.74 +5.7% YoY

Free Cash Flow $5.2M -14.0% YoY

Market Cap $110.5M as of Oct 7, 2026

Price / Sales 6.4x on $17.2M revenue, trailing 12 months to March 31, 2023

Price / Earnings 26.9x on $4.1M net income, trailing 12 months to March 31, 2023

Price / Book 1.5x on $73.6M equity, Q3 FY2023

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2023, ended Mar 31, 2023 Reported May 12, 2023 Currency USD FYE June

Newest figures come from the 10-Q for Q3 FY2023, filed May 12, 2023. Each column of the statement tables below links to the filing it was taken from.

OCONEE FEDERAL FINCL CORP (OFED) reported $17.2M in revenue over the twelve months to Mar 31, 2023, down 18.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 12 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI OFED FY2022 2026-10-04

The business earns steadily on a large balance sheet, but rising liabilities have made its equity cushion materially thinner.

From FY2021 to FY2022, net income increased slightly while equity fell from $88.1M to $75.3M and liabilities rose to $469.5M. That combination lifted return on equity to 5.5% and debt-to-equity to 6.2x, so the improved return partly reflects a smaller capital base rather than faster operating growth.

Reported operating cash flow exceeded net income in FY2022, while free cash flow reached $5.5M against $4.1M of earnings. This indicates that accounting profit was accompanied by cash generation, with modest capital spending rather than heavy reinvestment absorbing the cash.

Revenue stayed near $17M across FY2018-FY2022 while net income rose to $4.1M. The pattern points to better earnings produced from a largely unchanged revenue base, with lower reported interest expense providing a plausible contributor rather than volume-led expansion.

Financial Health Signals

Financial health score not available

OCONEE FEDERAL FINCL CORP does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

OCONEE FEDERAL FINCL CORP passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.39x

For every $1 of reported earnings, OCONEE FEDERAL FINCL CORP generates $1.39 in operating cash flow ($5.7M OCF vs $4.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$3.8M

YoY-9.8%

QoQ-11.5%

5Y CAGR-2.0%

10Y CAGR+2.4%

OCONEE FEDERAL FINCL CORP generated $3.8M in revenue in Q3 2023. This represents a decrease of 9.8% from the same quarter a year earlier. Against the prior quarter it is down 11.5%.

Net Income

$628K

YoY-39.8%

QoQ-42.7%

5Y CAGR-13.6%

10Y CAGR-3.0%

OCONEE FEDERAL FINCL CORP reported $628K in net income in Q3 2023. This represents a decrease of 39.8% from the same quarter a year earlier. Against the prior quarter it is down 42.7%.

EPS (Diluted)

$0.11

YoY-42.1%

QoQ-45.0%

5Y CAGR-12.9%

10Y CAGR-2.4%

OCONEE FEDERAL FINCL CORP earned $0.11 per diluted share (EPS) in Q3 2023. This represents a decrease of 42.1% from the same quarter a year earlier. Against the prior quarter it is down 45.0%.

EBITDA

Not reported for Q3 2023.

Cash & Balance Sheet

Free Cash Flow

$1.2M

YoY-41.7%

QoQ-6.5%

5Y CAGR+1.3%

10Y CAGR+1.1%

OCONEE FEDERAL FINCL CORP generated $1.2M in free cash flow in Q3 2023, representing cash available after capex. This represents a decrease of 41.7% from the same quarter a year earlier. Against the prior quarter it is down 6.5%.

Cash & Debt

$7.7M

YoY-33.1%

QoQ+9.5%

5Y CAGR-3.0%

10Y CAGR-16.7%

OCONEE FEDERAL FINCL CORP held $7.7M in cash as of Q3 2023; long-term debt is not reported for that period.

Dividends Per Share

$0.10

YoY0.0%

QoQ0.0%

5Y CAGR0.0%

10Y CAGR0.0%

OCONEE FEDERAL FINCL CORP paid $0.10 per share in dividends in Q3 2023. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY0.0%

QoQ0.0%

5Y CAGR-0.6%

10Y CAGR-0.7%

OCONEE FEDERAL FINCL CORP had 6M shares outstanding in Q3 2023. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

16.4%

YoY-8.2pp

QoQ-8.9pp

5Y change-14.5pp

10Y change-11.7pp

OCONEE FEDERAL FINCL CORP's net profit margin was 16.4% in Q3 2023, showing the share of revenue converted to profit. This is down 8.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 8.9 percentage points.

Return on Equity

0.9%

YoY-0.4pp

QoQ-0.7pp

5Y change-0.7pp

10Y change-0.2pp

OCONEE FEDERAL FINCL CORP's ROE was 0.9% in Q3 2023, measuring profit generated per dollar of shareholder equity. This is down 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.7 percentage points.

Gross Margin

Not reported for Q3 2023.

Operating Margin

Not reported for Q3 2023.

Capital Allocation

Capital Expenditures

$38K

YoY-11.6%

QoQ+1166.7%

5Y CAGR-21.6%

OCONEE FEDERAL FINCL CORP invested $38K in capex in Q3 2023, funding long-term assets and infrastructure. This represents a decrease of 11.6% from the same quarter a year earlier. Against the prior quarter it is up 1166.7%.

R&D Spending

Not reported for Q3 2023.

Share Buybacks

Not reported for Q3 2023.

OFED Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OFED quarterly income statement

Metric	TTM	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$17.2M	$17.0M+0.7%	$16.9M0.0%	$16.9M-0.5%	$16.9M+0.3%	$16.9M-5.9%	$18.0M-6.5%	$19.2M+17.5%	$16.4M+35.1%	$12.1M-1.0%	$12.2M-2.0%	$12.5M+20.1%	$10.4M
SG&A Expenses	$197K	$171K-21.9%	$219K+3.8%	$211K+9.3%	$193K-15.4%	$228K-1.3%	$231K+3.6%	$223K-8.2%	$243K+78.7%	$136K+1.5%	$134K-7.6%	$145K+88.3%	$77K
Interest Expense	$2.7M	$1.1M-40.3%	$1.8M-53.2%	$3.9M+8.4%	$3.6M+98.5%	$1.8M+36.7%	$1.3M+11.4%	$1.2M-3.3%	$1.2M-17.0%	$1.5M-31.9%	$2.2M-32.1%	$3.2M-35.3%	$4.9M
Income Tax	$1.1M	$973K-8.6%	$1.1M+18.2%	$900K+3.0%	$874K-48.7%	$1.7M+15.4%	$1.5M-27.3%	$2.0M-24.5%	$2.7M+31.2%	$2.0M-15.7%	$2.4M-5.4%	$2.6M+88.3%	$1.4M
Net Income	$4.1M	$4.1M+0.8%	$4.1M+5.2%	$3.9M+3.9%	$3.7M+22.6%	$3.0M-45.1%	$5.5M+5.3%	$5.2M+16.3%	$4.5M+24.0%	$3.6M-9.9%	$4.0M+0.7%	$4.0M+74.6%	$2.3M
EPS (Basic)	N/A	$0.730.0%	$0.73+7.4%	$0.68+4.6%	$0.65+22.6%	$0.53-45.4%	$0.97+6.6%	$0.91+15.2%	$0.79+23.4%	$0.64-4.5%	$0.67+1.5%	$0.66-18.5%	$0.81
EPS (Diluted)	$0.74	$0.73+1.4%	$0.72+7.5%	$0.67+4.7%	$0.64+23.1%	$0.52-45.3%	$0.95+5.6%	$0.90+15.4%	$0.78+21.9%	$0.64-4.5%	$0.67+3.1%	$0.65	$0.81
Diluted Shares (Avg)	N/A	6M-0.5%	6M-1.9%	6M-0.7%	6M-0.4%	6M+0.3%	6M0.0%	6M+1.2%	6M+1.2%	6M-6.0%	6M-1.0%	6M	3M

Metric	Q3'2310-Q	Q2'2310-Q	Q1'2310-Q	Q4'2210-Q	Q3'2210-Q	Q2'2210-Q	Q1'2210-Q	Q4'2110-K
Revenue	$3.8M-9.8%	$4.3M-1.3%	$4.7M+17.8%	$4.4M-49.4%	$4.2M+6.0%	$4.4M+3.4%	$4.0M-10.9%	$8.6M+103.4%
SG&A Expenses	$42K+7.7%	$69K+23.2%	$45K+28.6%	$41K-56.8%	$39K-29.1%	$56K-18.8%	$35K-16.7%	$95K+106.4%
Interest Expense	$1.6M+530.0%	$650K+125.7%	$284K-13.7%	$223K-75.9%	$247K-40.9%	$288K-39.9%	$329K-42.2%	$923K+31.0%
Income Tax	$169K-44.4%	$244K+66.0%	$396K+82.5%	$305K-48.6%	$304K+19.2%	$147K-31.6%	$217K-38.0%	$594K+72.6%
Net Income	$628K-39.8%	$1.1M-11.3%	$1.3M+73.7%	$1.0M-50.6%	$1.0M+20.0%	$1.2M+15.4%	$771K-39.4%	$2.1M+137.4%
EPS (Basic)	$0.11-42.1%	$0.20-9.1%	$0.24+71.4%	$0.18+20.0%	$0.19+18.8%	$0.22+15.8%	$0.14-36.4%	$0.15-6.3%
EPS (Diluted)	$0.11-42.1%	$0.20-9.1%	$0.24+71.4%	$0.19	$0.19+26.7%	$0.22+15.8%	$0.14-36.4%	$0.15
Diluted Shares (Avg)	6M+0.5%	6M-0.2%	6M-0.3%	N/A	6M-1.3%	6M-0.4%	6M-3.0%	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

OFED Balance Sheet

OFED quarterly balance sheet

Metric	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$544.8M+0.2%	$543.7M+5.5%	$515.6M-2.3%	$527.8M+8.2%	$488.0M+1.4%	$481.3M-0.9%	$485.6M+2.2%	$475.3M+31.9%	$360.5M-2.6%	$370.1M-2.0%	$377.8M+0.9%	$374.3M
Cash & Equivalents	$9.7M-68.2%	$30.6M-11.4%	$34.6M-5.7%	$36.7M+270.2%	$9.9M-52.2%	$20.7M-25.0%	$27.7M+5.7%	$26.2M+120.3%	$11.9M-68.7%	$37.9M-20.3%	$47.6M-21.7%	$60.8M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$2.6M	N/A	N/A	N/A	N/A
Total Liabilities	$469.5M+3.1%	$455.6M+6.6%	$427.3M-2.8%	$439.5M+9.0%	$403.1M+2.0%	$395.4M-1.2%	$400.2M+1.4%	$394.6M+39.2%	$283.5M-3.5%	$293.9M-0.3%	$294.8M+0.2%	$294.1M
Total Equity	$75.3M-14.6%	$88.1M-0.2%	$88.3M0.0%	$88.3M+4.0%	$84.9M-1.3%	$86.0M+0.7%	$85.4M+5.7%	$80.8M+4.9%	$77.0M+1.1%	$76.2M-8.2%	$83.0M+3.5%	$80.2M
Retained Earnings	$82.8M+2.3%	$80.9M+2.3%	$79.1M+2.1%	$77.5M+1.7%	$76.1M+1.3%	$75.2M+4.5%	$71.9M+4.3%	$69.0M+3.4%	$66.7M+2.1%	$65.3M+2.5%	$63.7M+3.5%	$61.5M

Metric	Q3'2310-Q	Q2'2310-Q	Q1'2310-Q	Q4'2210-Q	Q3'2210-Q	Q2'2210-Q	Q1'2210-Q	Q4'2110-K
Total Assets	$588.1M+8.9%	$565.2M+5.3%	$549.0M+101084.5%	$544.8M+0.2%	$540.3M+1.1%	$537.0M+2.4%	$543K-100.0%	$543.7M+5.5%
Cash & Equivalents	$7.7M-33.1%	$7.0M-8.8%	$7.9M+42150.5%	$9.7M-68.2%	$11.5M-67.1%	$7.7M-78.9%	$19K-99.9%	$30.6M-11.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.6M0.0%	$2.6M0.0%	$2.6M+99900.0%	$2.6M0.0%	$2.6M0.0%	$2.6M0.0%	$3K-100.0%	$2.6M0.0%
Total Liabilities	$514.5M+11.8%	$493.6M+9.8%	$479.6M+651.2%	$469.5M+3.1%	$460.2M+3.0%	$449.3M+3.3%	-$87.0M-100.0%	$455.6M+6.6%
Total Equity	$73.6M-8.0%	$71.6M-18.3%	$69.4M-20.8%	$75.3M-14.6%	$80.0M-8.7%	$87.7M-2.0%	$87.6M-99.9%	$88.1M-0.2%
Retained Earnings	$84.2M+2.3%	$84.1M+2.8%	$83.6M+102908.9%	$82.8M+2.3%	$82.3M+2.1%	$81.8M+1.9%	$81K-100.0%	$80.9M+2.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

OFED Cash Flow Statement

OFED quarterly cash flow statement

Metric	TTM	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$5.3M	$5.7M+15.9%	$4.9M-3.3%	$5.1M-6.3%	$5.4M-14.8%	$6.4M+4.1%	$6.1M-24.8%	$8.2M+42.2%	$5.7M+28.4%	$4.5M-28.1%	$6.2M+20.6%	$5.2M+26.5%	$4.1M
Depreciation & Amortization	N/A	$1.6M-14.0%	$1.9M+46.6%	$1.3M+13.7%	$1.1M-12.8%	$1.3M-7.3%	$1.4M+11.9%	$1.3M+18.0%	$1.1M+18.5%	$907K-21.4%	$1.2M+99.3%	$579K+78.7%	$324K
Stock-Based Compensation	N/A	$103K+37.3%	$75K-6.3%	$80K-36.5%	$126K-6.0%	$134K-47.7%	$256K-11.1%	$288K+3.6%	$278K+12.1%	$248K+9.3%	$227K+298.2%	$57K	N/A
Capital Expenditures	$171K	$214K-17.1%	$258K-86.0%	$1.8M+2.0%	$1.8M+170.7%	$669K+243.1%	$195K-4.4%	$204K-53.1%	$435K+186.2%	$152K+117.1%	$70K-54.2%	$153K+920.0%	$15K
Free Cash Flow	$5.2M	$5.5M+17.7%	$4.7M+43.9%	$3.2M-10.5%	$3.6M-36.5%	$5.7M-3.8%	$5.9M-25.3%	$7.9M+50.0%	$5.3M+22.8%	$4.3M-29.8%	$6.1M+22.9%	$5.0M+23.2%	$4.1M
Investing Cash Flow	-$60.4M	-$37.5M-9.4%	-$34.3M-412.2%	$11.0M+199.3%	-$11.1M+50.1%	-$22.2M-424.6%	-$4.2M	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$51.2M	$10.9M-57.2%	$25.4M+239.8%	-$18.2M-156.1%	$32.4M+555.3%	$4.9M+156.0%	-$8.8M	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$2.2M	$2.2M+0.5%	$2.2M-1.3%	$2.2M+0.7%	$2.2M+0.1%	$2.2M-0.5%	$2.2M-1.4%	$2.3M+0.4%	$2.2M+0.3%	$2.2M-7.5%	$2.4M+17.5%	$2.1M+827.0%	$222K
Share Buybacks	N/A	$658K-46.6%	$1.2M-68.7%	$3.9M+148.1%	$1.6M+270.8%	$428K-71.2%	$1.5M+46.7%	$1.0M+2794.3%	$35K-97.8%	$1.6M-79.1%	$7.8M+5415.6%	$141K	N/A

Metric	Q3'2310-Q	Q2'2310-Q	Q1'2310-Q	Q4'2210-Q	Q3'2210-Q	Q2'2210-Q	Q1'2210-Q	Q4'2110-K
Operating Cash Flow	$1.2M-41.1%	$1.3M+2.9%	$1.8M+32.3%	$1.0M-32.2%	$2.1M+58.1%	$1.2M-41.8%	$1.4M+232.2%	$1.5M+4.9%
Depreciation & Amortization	$232K-35.0%	$242K-47.2%	$264K-50.2%	$300K-45.1%	$357K-28.2%	$458K-47.3%	$530K+25.3%	$546K+46.4%
Stock-Based Compensation	N/A	N/A	$20K-33.3%	N/A	N/A	N/A	$30K+142757.1%	N/A
Capital Expenditures	$38K-11.6%	-$3K-78.6%	$67K-23.9%	$69K+68.3%	$43K+2.4%	$14K-92.0%	$88K-37.6%	$41K-18.0%
Free Cash Flow	$1.2M-41.7%	$1.3M+3.8%	$1.8M+36.1%	$956K-35.0%	$2.0M+59.9%	$1.2M-37.3%	$1.3M+369.1%	$1.5M+5.7%
Investing Cash Flow	-$20.3M-147.0%	-$15.5M-175.7%	-$13.2M-7.2%	-$11.4M+15.5%	-$8.2M+38.9%	-$5.6M+23.6%	-$12.3M-107.8%	-$13.5M-157.3%
Financing Cash Flow	$19.7M+98.5%	$13.4M+304.6%	$9.5M+944.7%	$8.6M+11.6%	$9.9M-5.7%	-$6.5M-191.6%	-$1.1M-135.5%	$7.7M-37.0%
Dividends Paid	$560K+2.8%	$570K+4.2%	$548K-2.0%	$561K+0.2%	$545K-2.9%	$547K-49.3%	$559K-0.4%	$560K-1.4%
Share Buybacks	N/A	N/A	N/A	$60K-87.0%	$410K-21.6%	$121K-51.4%	$67K+116.1%	$460K-75.8%

OFED Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OFED quarterly financial ratios

Metric	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	24.2%0.0pp	24.1%+1.2pp	22.9%+1.0pp	21.9%+4.0pp	18.0%-12.8pp	30.8%+3.5pp	27.3%-0.3pp	27.6%-2.5pp	30.1%-3.0pp	33.0%+0.9pp	32.2%+10.0pp	22.1%
Return on Equity	5.5%+0.8pp	4.6%+0.2pp	4.4%+0.2pp	4.2%+0.6pp	3.6%-2.8pp	6.4%+0.3pp	6.1%+0.6pp	5.6%+0.9pp	4.7%-0.6pp	5.3%+0.5pp	4.8%+2.0pp	2.9%
Return on Assets	0.8%0.0pp	0.8%0.0pp	0.8%0.0pp	0.7%+0.1pp	0.6%-0.5pp	1.1%+0.1pp	1.1%+0.1pp	0.9%-0.1pp	1.0%-0.1pp	1.1%0.0pp	1.1%+0.4pp	0.6%
Debt-to-Equity	6.24+1.1x	5.17+0.3x	4.84-0.1x	4.98+0.2x	4.75+0.2x	4.60-0.1x	4.69-0.2x	4.88+1.2x	3.68-0.2x	3.86+0.3x	3.55-0.1x	3.67
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.03
FCF Margin	32.4%+4.7pp	27.7%+8.5pp	19.3%-2.1pp	21.4%-12.4pp	33.8%+0.7pp	33.1%-8.3pp	41.4%+9.0pp	32.4%-3.2pp	35.6%-14.6pp	50.2%+10.2pp	40.0%+1.0pp	39.0%

Metric	Q3'2310-Q	Q2'2310-Q	Q1'2310-Q	Q4'2210-Q	Q3'2210-Q	Q2'2210-Q	Q1'2210-Q	Q4'2110-K
Net Margin	16.4%-8.2pp	25.3%-2.9pp	28.5%+9.2pp	24.1%-0.6pp	24.6%+2.9pp	28.2%+2.9pp	19.4%-9.1pp	24.7%+3.5pp
Return on Equity	0.9%-0.4pp	1.5%+0.1pp	1.9%+1.1pp	1.4%-1.0pp	1.3%+0.3pp	1.4%+0.2pp	0.9%+0.9pp	2.4%+1.4pp
Return on Assets	0.1%-0.1pp	0.2%0.0pp	0.2%-141.9pp	0.2%-0.2pp	0.2%0.0pp	0.2%0.0pp	142.1%+142.1pp	0.4%+0.2pp
Debt-to-Equity	6.99+1.2x	6.89+1.8x	6.91	6.24+1.1x	5.75+0.7x	5.13+0.3x	N/A	5.17+0.3x
Asset Turnover	0.010.0x	0.010.0x	0.01-7.3x	0.010.0x	0.010.0x	0.010.0x	7.34+7.3x	0.020.0x
FCF Margin	30.8%-16.8pp	29.1%+1.4pp	37.8%+5.1pp	21.9%+4.9pp	47.6%+16.1pp	27.7%-18.0pp	32.7%+26.5pp	17.1%-15.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
OCONEE FEDERAL FINCL CORP OFED	FY2022	$17.0M	$4.1M	24.2%	$110.5M	—
TC BANCSHARES INC TCBC	FY2023	$15.1M	$266K	1.8%	$86.0M	—

Where OCONEE FEDERAL FINCL CORP Ranks

Frequently Asked Questions

What is OCONEE FEDERAL FINCL CORP's annual revenue?

OCONEE FEDERAL FINCL CORP (OFED) reported $17.0M in total revenue for fiscal year 2022. This represents a 0.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is OCONEE FEDERAL FINCL CORP's revenue growing?

OCONEE FEDERAL FINCL CORP (OFED) revenue grew by 0.7% year-over-year, from $16.9M to $17.0M in fiscal year 2022.

Is OCONEE FEDERAL FINCL CORP profitable?

Yes, OCONEE FEDERAL FINCL CORP (OFED) reported a net income of $4.1M in fiscal year 2022, with a net profit margin of 24.2%.

What is OCONEE FEDERAL FINCL CORP's net profit margin?

OCONEE FEDERAL FINCL CORP (OFED) had a net profit margin of 24.2% in fiscal year 2022, representing the share of revenue converted into profit after all expenses.

Does OCONEE FEDERAL FINCL CORP pay dividends?

Yes, OCONEE FEDERAL FINCL CORP (OFED) paid $0.40 per share in dividends during fiscal year 2022.

What is OCONEE FEDERAL FINCL CORP's return on equity (ROE)?

OCONEE FEDERAL FINCL CORP (OFED) has a return on equity of 5.5% for fiscal year 2022, measuring how efficiently the company generates profit from shareholder equity.

What is OCONEE FEDERAL FINCL CORP's free cash flow?

OCONEE FEDERAL FINCL CORP (OFED) generated $5.5M in free cash flow during fiscal year 2022. This represents a 17.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is OCONEE FEDERAL FINCL CORP's operating cash flow?

OCONEE FEDERAL FINCL CORP (OFED) generated $5.7M in operating cash flow during fiscal year 2022, representing cash generated from core business activities.

What are OCONEE FEDERAL FINCL CORP's total assets?

OCONEE FEDERAL FINCL CORP (OFED) had $544.8M in total assets as of fiscal year 2022, including both current and long-term assets.

What are OCONEE FEDERAL FINCL CORP's capital expenditures?

OCONEE FEDERAL FINCL CORP (OFED) invested $214K in capital expenditures during fiscal year 2022, funding long-term assets and infrastructure.

Does OCONEE FEDERAL FINCL CORP buy back shares?

Yes, OCONEE FEDERAL FINCL CORP (OFED) spent $658K on share buybacks during fiscal year 2022, returning capital to shareholders by reducing shares outstanding.

How many shares does OCONEE FEDERAL FINCL CORP have outstanding?

OCONEE FEDERAL FINCL CORP (OFED) had 6M shares outstanding as of fiscal year 2022.

What is OCONEE FEDERAL FINCL CORP's debt-to-equity ratio?

OCONEE FEDERAL FINCL CORP (OFED) had a debt-to-equity ratio of 6.24 as of fiscal year 2022, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is OCONEE FEDERAL FINCL CORP's return on assets (ROA)?

OCONEE FEDERAL FINCL CORP (OFED) had a return on assets of 0.8% for fiscal year 2022, measuring how efficiently the company uses its assets to generate profit.

What is OCONEE FEDERAL FINCL CORP's P/E ratio?

OCONEE FEDERAL FINCL CORP (OFED) trades at 26.9x earnings, its market capitalization divided by net income of $4.1M net income, trailing 12 months to March 31, 2023. The market capitalization is $110.5M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is OCONEE FEDERAL FINCL CORP's price-to-sales ratio?

OCONEE FEDERAL FINCL CORP (OFED) trades at 6.4x sales, its market capitalization divided by revenue of $17.2M revenue, trailing 12 months to March 31, 2023. The market capitalization is $110.5M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is OCONEE FEDERAL FINCL CORP's Piotroski F-Score?

OCONEE FEDERAL FINCL CORP (OFED) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are OCONEE FEDERAL FINCL CORP's earnings high quality?

OCONEE FEDERAL FINCL CORP (OFED) has an earnings quality ratio of 1.39x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.