Personalis (PSNL) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 4, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PSNL SEC filings page.
Personalis (PSNL) reported $69.7M in revenue over the twelve months to Jun 30, 2026, down 13.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Personalis is an equity-funded operating model: revenue volatility and a heavy cost base keep internally generated cash negative.
Revenue contraction brought FY2025 revenue to$69.6M , while gross-margin compression reduced gross margin to22.7% ; fewer sales dollars were available to absorb operating costs. That combination pushed operating margin to-126.4% , showing that the loss reflects both weaker revenue economics and an expense base too large for current scale.
Earnings quality remains aligned in the wrong direction: FY2025 net loss was
The balance sheet carries limited debt dependence, with a current ratio of 6.8x and debt-to-equity of 0.3x, but that liquidity does not mean operations fund themselves. External financing supplied
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Personalis's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Personalis held $240.0M in cash, cash equivalents and investments at the end of fiscal year 2025, and its operations used $74.9M of cash that year. Cash Runway ranks emerging companies on the size of that balance against the outflow behind it, and Personalis scores 62/100 among other emerging companies.
Personalis had 105M shares outstanding at the end of fiscal year 2025. Dilution ranks emerging companies on how fast that count has grown over three years, where a slower rise is the better one, and Personalis scores 21/100 among other emerging companies.
Personalis spent $50.3M on research and development in fiscal year 2025, which was 31.9% of its operating costs that year. R&D Intensity ranks emerging companies on the share of operating costs that goes into research, and Personalis scores 64/100 among other emerging companies.
Personalis reported revenue of $69.6M in fiscal year 2025, against $84.6M in fiscal year 2024. Revenue Progress ranks emerging companies on the three-year path of that line, and Personalis scores 40/100 among other emerging companies.
Personalis's operations used $74.9M of cash in fiscal year 2025, against $45.1M used in fiscal year 2024. Burn Trend ranks emerging companies on which way that figure has moved over three years, and Personalis scores 32/100 among other emerging companies.
Personalis's cash, cash equivalents and investments came to $240.0M at the end of fiscal year 2025, against $73.0M of total liabilities. Balance Sheet ranks emerging companies on that comparison, and Personalis scores 84/100 among other emerging companies.
Personalis scores 12.62, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($1.8B) relative to total liabilities ($73.0M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Personalis passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
Personalis reported a net loss of $81.3M while operations used $74.9M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Personalis reported an operating loss of $88.1M against $205K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Personalis generated $22.4M in revenue in Q2 2026. This represents an increase of 30.0% from the same quarter a year earlier. Against the prior quarter it is up 44.5%.
Personalis's EBITDA was -$31.2M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 61.5% from the same quarter a year earlier. Against the prior quarter it is down 4.7%.
Personalis reported -$31.7M in net income in Q2 2026. This represents a decrease of 58.0% from the same quarter a year earlier. Against the prior quarter it is down 5.5%.
Personalis earned -$0.30 per diluted share (EPS) in Q2 2026. This represents a decrease of 30.4% from the same quarter a year earlier. Against the prior quarter it is down 3.4%.
Cash & Balance Sheet
Personalis recorded an outflow of $29.6M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 123.5% from the same quarter a year earlier. Against the prior quarter it is down 15.1%.
Personalis held $94.0M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Margins & Returns
Personalis's gross margin was 21.2% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 6.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 19.4 percentage points.
Personalis's ROE was -13.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 3.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.7 percentage points.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
Personalis invested $16.3M in research and development in Q2 2026. This represents an increase of 31.9% from the same quarter a year earlier. Against the prior quarter it is up 12.4%.
Personalis invested $3.8M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 1204.1% from the same quarter a year earlier. Against the prior quarter it is up 18.5%.
Not reported for Q2 2026.
PSNL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $22.4M+30.0% | $15.5M-24.9% | $17.3M+3.2% | $14.5M-43.6% | $17.2M-23.8% | $20.6M+5.5% | $16.8M-14.6% | $25.7M+40.9% |
| Cost of Revenue | $17.6M+41.5% | $15.2M+13.4% | $15.4M+26.1% | $12.6M-25.8% | $12.4M-14.4% | $13.4M-4.5% | $12.3M-15.3% | $17.0M+14.9% |
| Gross Profit | $4.7M-0.3% | $281K-96.1% | $1.9M-58.2% | $1.9M-78.1% | $4.8M-40.8% | $7.2M+31.2% | $4.5M-12.6% | $8.7M+151.2% |
| R&D Expenses | $16.3M+31.9% | $14.5M+15.0% | $13.1M+13.7% | $12.2M+4.2% | $12.4M-4.4% | $12.6M-1.0% | $11.5M-15.6% | $11.7M-30.2% |
| SG&A Expenses | $22.0M+55.1% | $17.9M+46.0% | $14.1M+26.2% | $13.0M+13.9% | $14.2M+18.4% | $12.3M+5.7% | $11.2M-3.1% | $11.4M-4.4% |
| Operating Income | -$33.6M-54.1% | -$32.2M-81.7% | -$25.3M-39.5% | -$23.3M-61.9% | -$21.8M-29.1% | -$17.7M+6.3% | -$18.1M+24.4% | -$14.4M+53.3% |
| EBITDA | -$31.2M-61.5% | -$29.8M-97.2% | -$22.7M-45.5% | -$20.9M-80.3% | -$19.3M-37.0% | -$15.1M+5.8% | -$15.6M+25.9% | -$11.6M+58.6% |
| Interest Expense | $37K-22.9% | $47K+67.9% | $65K+6600.0% | $64K+814.3% | $48K+433.3% | $28K+211.1% | -$1K-111.1% | $7K-53.3% |
| Income Tax | $5K+150.0% | $16K+128.6% | $9K+125.0% | $3K0.0% | $2K-50.0% | $7K0.0% | $4K-20.0% | $3K-89.3% |
| Net Income | -$31.7M-58.0% | -$30.0M-90.7% | -$23.8M-45.0% | -$21.7M+44.6% | -$20.1M-56.7% | -$15.8M-21.5% | -$16.4M+38.2% | -$39.1M-34.3% |
| EPS (Basic) | -$0.30-30.4% | -$0.29-61.1% | -$0.26-44.4% | -$0.24+62.5% | -$0.23+4.2% | -$0.18+30.8% | -$0.18+66.7% | -$0.64-6.7% |
| EPS (Diluted) | -$0.30-30.4% | -$0.29-61.1% | -$0.26-44.4% | -$0.24+62.5% | -$0.23 | -$0.18 | -$0.18 | -$0.64-6.7% |
| Diluted Shares (Avg) | 105M+19.1% | 104M+19.1% | N/A | 89M+45.3% | 89M | 87M | N/A | 61M+25.4% |
PSNL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $312.1M+20.7% | $325.4M+19.1% | $334.2M+23.6% | $242.8M+1.2% | $258.7M+39.4% | $273.3M+40.0% | $270.3M+20.1% | $239.9M+5.8% |
| Current Assets | $245.1M+26.7% | $258.2M+25.1% | $268.0M+32.0% | $174.4M+2.4% | $193.3M+70.9% | $206.4M+71.4% | $203.0M+38.3% | $170.3M+14.9% |
| Cash & Equivalents | $94.0M+76.1% | $73.6M+3.7% | $124.2M+35.9% | $50.0M-34.1% | $53.4M+11.8% | $71.0M+61.4% | $91.4M+60.4% | $75.8M+5.0% |
| Short-Term Investments | $118.7M-1.0% | $159.6M+39.2% | $115.7M+23.6% | $100.5M+48.2% | $119.9M+205.6% | $114.7M+123.0% | $93.6M+63.6% | $67.9M+40.0% |
| Accounts Receivable | $15.1M+51.7% | $13.0M+18.7% | $16.2M+99.1% | $14.4M+6.7% | $10.0M-23.0% | $11.0M-3.3% | $8.1M-54.1% | $13.5M-1.4% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $77.0M+13.4% | $70.6M+7.1% | $73.0M+8.4% | $71.4M-2.3% | $67.9M-7.3% | $66.0M-11.6% | $67.3M-29.6% | $73.1M-3.1% |
| Current Liabilities | $46.4M+46.2% | $39.0M+30.6% | $39.6M+27.3% | $36.2M-0.7% | $31.7M-7.1% | $29.9M-4.7% | $31.1M-34.1% | $36.4M+12.1% |
| Non-Current Liabilities | $30.6M-15.3% | $31.6M-12.4% | $33.3M-7.8% | $35.3M-3.9% | $36.1M-7.6% | $36.1M-16.5% | $36.2M-25.3% | $36.7M-14.5% |
| Total Equity | $235.2M+23.2% | $254.8M+22.9% | $261.2M+28.7% | $171.4M+2.8% | $190.8M+70.0% | $207.3M+71.8% | $203.0M+56.8% | $166.8M+10.3% |
| Retained Earnings | -$693.0M-18.3% | -$661.3M-16.9% | -$631.3M-14.8% | -$607.4M-13.8% | -$585.8M-18.5% | -$565.7M-17.5% | -$550.0M-17.3% | -$533.6M-20.7% |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
PSNL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$25.8M-99.2% | -$22.5M-25.1% | -$22.2M-185.4% | -$21.8M-251.8% | -$12.9M-20.4% | -$18.0M+12.0% | -$7.8M+41.9% | -$6.2M+62.8% |
| Depreciation & Amortization | $2.4M-3.4% | $2.4M-8.3% | $2.5M-3.2% | $2.4M-14.1% | $2.5M-10.7% | $2.6M-8.8% | $2.5M-12.5% | $2.8M0.0% |
| Stock-Based Compensation | $4.0M+40.7% | $2.6M+15.1% | N/A | $2.1M-22.2% | $2.8M+6.7% | $2.2M-17.4% | N/A | $2.7M-23.1% |
| Capital Expenditures | $3.8M+1204.1% | $3.2M+27.1% | $77K-93.8% | $1.6M+558.3% | $290K+4733.3% | $2.5M+2314.4% | $1.2M-64.6% | $247K-71.5% |
| Free Cash Flow | -$29.6M-123.5% | -$25.7M-25.4% | -$22.3M-146.9% | -$23.4M-263.5% | -$13.2M-23.0% | -$20.5M+0.2% | -$9.0M+46.6% | -$6.4M+63.3% |
| Investing Cash Flow | $38.2M+973.1% | -$46.0M-104.1% | -$14.4M+45.1% | $18.7M+166.4% | -$4.4M-133.6% | -$22.5M-457.8% | -$26.2M-125.0% | -$28.2M-227.5% |
| Financing Cash Flow | $8.0M+2542.8% | $17.8M-11.2% | $110.9M+123.6% | -$317K-100.5% | -$327K-121.6% | $20.1M+1679.2% | $49.6M+405.3% | $62.4M+21426.2% |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
PSNL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 21.2%-6.4pp | 1.8%-33.2pp | 10.9%-16.1pp | 13.2%-20.8pp | 27.7%-7.9pp | 35.0%+6.9pp | 27.1%+0.6pp | 34.0%+14.9pp |
| Operating Margin | -150.3% | -207.9% | -145.7% | -160.7% | -126.8% | -85.9%+10.8pp | -107.8% | -55.9% |
| Net Margin | -141.7% | -194.1% | -137.3% | -149.4% | -116.6% | -76.4%-10.0pp | -97.8% | -152.0% |
| Return on Equity | -13.5%-3.0pp | -11.8%-4.2pp | -9.1%-1.0pp | -12.6%+10.8pp | -10.5%+0.9pp | -7.6%+3.1pp | -8.1%+12.4pp | -23.4%-4.2pp |
| Return on Assets | -10.2%-2.4pp | -9.2%-3.5pp | -7.1%-1.1pp | -8.9%+7.4pp | -7.8%-0.8pp | -5.8%+0.9pp | -6.1%+5.7pp | -16.3%-3.5pp |
| Current Ratio | 5.28-0.8x | 6.61-0.3x | 6.76+0.2x | 4.82+0.1x | 6.09+2.8x | 6.91+3.1x | 6.52+3.4x | 4.68+0.1x |
| Debt-to-Equity | 0.330.0x | 0.280.0x | 0.28-0.1x | 0.420.0x | 0.36-0.3x | 0.32-0.3x | 0.33-0.4x | 0.44-0.1x |
| Asset Turnover | 0.070.0x | 0.050.0x | 0.050.0x | 0.060.0x | 0.07-0.1x | 0.080.0x | 0.060.0x | 0.110.0x |
| FCF Margin | -132.2% | -165.9% | -128.7% | -161.6% | -76.9%-29.3pp | -99.4% | -53.8%+32.3pp | -25.1%+71.1pp |
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Personalis PSNL | FY2025 | $69.6M | -$81.3M | N/A | $1.8B | 51/100 |
| Caredx CDNA | FY2025 | $379.8M | -$21.4M | -5.6% | $2.6B | 43/100 |
| Fulgent Genetics FLGT | FY2025 | $322.7M | -$60.5M | -18.8% | $551.4M | 44/100 |
| Myriad Genetics MYGN | FY2025 | $824.5M | -$366.0M | -44.4% | $308.9M | 38/100 |
| Castle Biosciences CSTL | FY2025 | $344.2M | -$24.2M | -7.0% | $1.0B | 61/100 |
| Neogenomics Inc NEO | FY2025 | $727.3M | -$108.0M | -14.8% | $2.2B | 51/100 |
Where Personalis Ranks
Frequently Asked Questions
What is Personalis's annual revenue?
Personalis (PSNL) reported $69.6M in total revenue for fiscal year 2025. This represents a -17.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Personalis's revenue growing?
Personalis (PSNL) revenue declined by 17.7% year-over-year, from $84.6M to $69.6M in fiscal year 2025.
Is Personalis profitable?
No, Personalis (PSNL) reported a net income of -$81.3M in fiscal year 2025.
What is Personalis's EBITDA?
Personalis (PSNL) had EBITDA of -$78.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Personalis's gross margin?
Personalis (PSNL) had a gross margin of 22.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Personalis's return on equity (ROE)?
Personalis (PSNL) has a return on equity of -31.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Personalis's free cash flow?
Personalis (PSNL) recorded an outflow of $79.5M in free cash flow during fiscal year 2025. This represents a -69.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Personalis's operating cash flow?
Personalis (PSNL) recorded an outflow of $74.9M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Personalis's total assets?
Personalis (PSNL) had $334.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Personalis's capital expenditures?
Personalis (PSNL) invested $4.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Personalis spend on research and development?
Personalis (PSNL) invested $50.3M in research and development during fiscal year 2025.
What is Personalis's current ratio?
Personalis (PSNL) had a current ratio of 6.76 as of fiscal year 2025, which is generally considered healthy.
What is Personalis's debt-to-equity ratio?
Personalis (PSNL) had a debt-to-equity ratio of 0.28 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Personalis's return on assets (ROA)?
Personalis (PSNL) had a return on assets of -24.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Personalis's P/E ratio?
Personalis (PSNL) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $1.8B as of Sep 4, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Personalis's price-to-sales ratio?
Personalis (PSNL) trades at 26.4x sales, its market capitalization divided by revenue of $69.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.8B as of Sep 4, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
How does Personalis's liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, Personalis (PSNL) held $240.0M in cash, cash equivalents and investments, and reported an operating cash outflow of $74.9M over that year. Dividing the one by the other, the reported balance equals about 38 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is Personalis's Altman Z-Score?
Personalis (PSNL) has an Altman Z-Score of 12.62, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Personalis's Piotroski F-Score?
Personalis (PSNL) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Personalis's earnings high quality?
Personalis (PSNL) reported a net loss of $81.3M while operations used $74.9M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Personalis cover its interest payments?
Personalis (PSNL) reported an operating loss of $88.1M against $205K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Personalis?
Personalis (PSNL) scores 51 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.