Rego Payment Architectures (RPMT) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RPMT SEC filings page.
Rego Payment Architectures (RPMT) reported $2K in revenue for fiscal year 2025. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A development-stage model still depends on external financing as minimal revenue and liabilities overwhelm the asset base.
Positive financing cash flow fell from$11.7M in FY2022 to$3.7M in FY2024. Because operating cash flow was still-$7.0M in FY2024, the reduction in funding inflow did not reflect internally funded operations; it narrowed the external support visible in the statements.
The reported revenue scale is too small to fund the company’s research effort: FY2022 revenue was
The balance sheet has become more constrained: FY2025 liabilities were
Financial Health Signals
Rego Payment Architectures does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The metrics below are current.
Key Financial Metrics
Earnings & Revenue
Rego Payment Architectures generated $32K in revenue in Q2 2026. Against the prior quarter it is up 171.1%.
Rego Payment Architectures's EBITDA was -$1.7M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 5.5% from the same quarter a year earlier. Against the prior quarter it is down 9.3%.
Rego Payment Architectures earned -$0.02 per diluted share (EPS) in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Cash & Balance Sheet
Rego Payment Architectures held $95K in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Not reported for Q2 2026.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Rego Payment Architectures invested $787K in research and development in Q2 2026. This represents a decrease of 8.8% from the same quarter a year earlier. Against the prior quarter it is down 10.2%.
Not reported for Q2 2026.
Not reported for Q2 2026.
RPMT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $32K | $12K | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | $787K-8.8% | $876K+56.9% | N/A | $809K-11.4% | $863K+26.2% | $559K-43.9% | N/A | $913K+20.3% |
| SG&A Expenses | $917K+10.9% | $593K-67.3% | N/A | $1.1M+31.7% | $826K-42.5% | $1.8M+154.6% | N/A | $810K-10.5% |
| Operating Income | -$1.8M+5.2% | -$1.6M+37.2% | N/A | -$2.1M-10.1% | -$1.9M+22.5% | -$2.6M-25.1% | N/A | -$1.9M+12.0% |
| EBITDA | -$1.7M+5.5% | -$1.6M+37.2% | N/A | -$2.1M-10.1% | -$1.8M+22.6% | -$2.5M-25.2% | N/A | -$1.9M+12.0% |
| Interest Expense | $361K+41.3% | $332K+34.5% | N/A | $297K+20.0% | $255K+3.4% | $247K-0.1% | N/A | $247K-2.8% |
| Income Tax | N/A | N/A | N/A | N/A | $0 | $0 | N/A | $0 |
| Net Income | N/A | -$1.9M+29.4% | N/A | -$2.4M-11.2% | -$2.1M+20.1% | -$2.7M-19.7% | N/A | -$2.2M+11.0% |
| EPS (Basic) | -$0.020.0% | -$0.02+33.3% | -$0.020.0% | -$0.020.0% | -$0.020.0% | -$0.03-50.0% | -$0.020.0% | -$0.020.0% |
| EPS (Diluted) | -$0.020.0% | -$0.02+33.3% | -$0.020.0% | -$0.020.0% | -$0.020.0% | -$0.03-50.0% | -$0.020.0% | -$0.020.0% |
| Diluted Shares (Avg) | 137M+0.2% | 137M+0.2% | N/A | 136M+0.1% | 136M+0.2% | 136M+0.3% | N/A | 136M+0.5% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit.
RPMT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $385K-82.7% | $389K-80.0% | $492K-85.3% | $2.0M-57.9% | $2.2M-66.5% | $1.9M-59.2% | $3.3M-49.3% | $4.8M-39.9% |
| Current Assets | $146K-92.5% | $136K-91.8% | $233K-92.4% | $1.8M-61.0% | $2.0M-69.2% | $1.7M-62.5% | $3.1M-51.2% | $4.5M-41.2% |
| Cash & Equivalents | $95K-95.0% | $85K-94.7% | $159K-94.7% | $1.7M-62.2% | $1.9M-70.0% | $1.6M-63.5% | $3.0M-51.9% | $4.5M-41.7% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $53.2M+18.0% | $50.8M+20.9% | $48.4M+17.7% | $47.1M+17.2% | $45.1M+14.9% | $42.0M+9.2% | $41.1M+8.2% | $40.2M+7.8% |
| Current Liabilities | $53.2M+18.0% | $50.8M+20.9% | $48.4M+17.7% | $47.1M+17.2% | $45.1M+14.9% | $42.0M+9.2% | $41.1M+8.2% | $40.2M+7.8% |
| Non-Current Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Equity | -$52.8M-23.2% | -$50.4M-25.8% | -$47.9M-26.9% | -$45.0M-27.5% | -$42.8M-31.4% | -$40.1M-18.9% | -$37.8M-20.3% | -$35.3M-20.9% |
| Retained Earnings | -$165.6M-7.5% | -$162.8M-7.7% | -$160.2M-8.4% | -$157.1M-8.2% | -$154.0M-8.2% | -$151.2M-8.7% | -$147.7M-8.5% | -$145.2M-9.4% |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable, Goodwill, Long-Term Debt.
RPMT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$1.5M+14.2% | -$793K+43.1% | -$1.5M-4.2% | -$1.5M+18.6% | -$1.7M+5.9% | -$1.4M+23.6% | -$1.5M+16.2% | -$1.9M-10.3% |
| Depreciation & Amortization | $14K+39.0% | $7K-30.2% | $10K+3.8% | $10K+1.8% | $10K+0.7% | $10K+0.2% | $10K | $10K+0.6% |
| Stock-Based Compensation | $425K+916.0% | $108K-90.5% | N/A | $624K+374.3% | $42K-89.4% | $1.1M+893.3% | N/A | $131K-52.0% |
| Investing Cash Flow | N/A | N/A | -$7K | -$2K | N/A | N/A | $0 | N/A |
| Financing Cash Flow | $1.5M | $720K | $0+100.0% | $1.3M | N/A | N/A | -$1-100.0% | $0-100.0% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.
RPMT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | -5528.0% | -13664.8% | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | -16489.5% | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | -498.6%-357.6pp | N/A | -119.2%-74.1pp | -95.1%-55.3pp | -141.1%-93.0pp | N/A | -45.1%-14.6pp |
| Current Ratio | 0.000.0x | 0.000.0x | 0.00-0.1x | 0.04-0.1x | 0.04-0.1x | 0.04-0.1x | 0.07-0.1x | 0.11-0.1x |
| Asset Turnover | 0.08 | 0.03 | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Gross Margin, Return on Equity, Debt-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.
Note: Shareholder equity is negative (-$47.9M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.00), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Rego Payment Architectures RPMT | FY2025 | $2K | N/A | N/A | $61.5M | — |
| World Health Energy Hldgs Inc WHEN | FY2024 | $166K | -$4.7M | N/A | $53.1M | — |
| BlueOne Technologies Inc BCRD | FY2026 | $260K | -$2.9M | N/A | $93.8M | — |
Where Rego Payment Architectures Ranks
Frequently Asked Questions
What is Rego Payment Architectures's annual revenue?
Rego Payment Architectures (RPMT) reported $2K in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
What are Rego Payment Architectures's total assets?
Rego Payment Architectures (RPMT) had $492K in total assets as of fiscal year 2025, including both current and long-term assets.
What is Rego Payment Architectures's current ratio?
Rego Payment Architectures (RPMT) had a current ratio of 0.00 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Rego Payment Architectures's P/E ratio?
Rego Payment Architectures (RPMT) has no price-to-earnings ratio at the moment: no net income reported. The market capitalization is $61.5M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Rego Payment Architectures's price-to-sales ratio?
Rego Payment Architectures (RPMT) has no price-to-sales ratio at the moment: outside the range published as a multiple (on $2K revenue, FY2025). The market capitalization is $61.5M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Why is Rego Payment Architectures's debt-to-equity ratio negative or not reported?
Rego Payment Architectures (RPMT) has negative shareholder equity of -$47.9M as of fiscal year 2025, so no debt-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.