REGO PAYMENT ARCHITECTURE (RPMT) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 27, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RPMT SEC filings page.
REGO PAYMENT ARCHITECTURE (RPMT) reported $2K in revenue for fiscal year 2025. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A tiny reported revenue base sits beneath $48.4M of liabilities, revealing a business financed far beyond its operating scale.
In FY2022, the company reported a net loss of$16.3M versus operating cash outflow of$6.3M . By FY2024, those figures were$8.9M and$7.0M ; the persistent gap indicates accounting losses included costs that did not consume cash immediately, although cash usage remained substantial.
By FY2025, liabilities outweighed the asset base:
Between FY2023 and FY2024, spending mix shifted: SG&A fell
Financial Health Signals
REGO PAYMENT ARCHITECTURE does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The metrics below are current.
Key Financial Metrics
Earnings & Revenue
REGO PAYMENT ARCHITECTURE generated $32K in revenue in Q2 2026. Against the prior quarter it is up 171.1%.
REGO PAYMENT ARCHITECTURE's EBITDA was -$1.7M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
REGO PAYMENT ARCHITECTURE earned -$0.02 per diluted share (EPS) in Q2 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Not reported for Q2 2026.
Cash & Balance Sheet
REGO PAYMENT ARCHITECTURE held $95K in cash as of Q2 2026; no long-term debt figure is on record for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Not reported for Q2 2026.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
REGO PAYMENT ARCHITECTURE invested $787K in research and development in Q2 2026. This represents a decrease of 8.8% from the same quarter a year earlier. Against the prior quarter it is down 10.2%.
Not reported for Q2 2026.
Not reported for Q2 2026.
RPMT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $32K | $12K | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | $787K-8.8% | $876K+56.9% | N/A | $809K-11.4% | $863K+26.2% | $559K-43.9% | N/A | $913K+20.3% |
| SG&A Expenses | $1.0M+7.3% | $694K-64.1% | N/A | $1.3M+37.2% | $937K-42.4% | $1.9M+106.8% | N/A | $927K-32.5% |
| Operating Income | -$1.8Mn/m | -$1.6Mn/m | N/A | -$2.1Mn/m | -$1.9Mn/m | -$2.6Mn/m | N/A | -$1.9Mn/m |
| EBITDA | -$1.7Mn/m | -$1.6Mn/m | N/A | -$2.1Mn/m | -$1.8Mn/m | -$2.5Mn/m | N/A | -$1.9Mn/m |
| Interest Expense | $361K+41.3% | $332K+34.5% | N/A | $297K+20.0% | $255K+3.4% | $247K-0.1% | N/A | $247K-2.8% |
| Income Tax | N/A | N/A | N/A | N/A | $0n/m | $0n/m | N/A | $0n/m |
| Net Income | N/A | -$1.9Mn/m | N/A | -$2.4Mn/m | -$2.1Mn/m | -$2.7Mn/m | N/A | -$2.2Mn/m |
| EPS (Basic) | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.03n/m | -$0.02n/m | -$0.02n/m |
| EPS (Diluted) | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.02n/m | -$0.03n/m | -$0.02n/m | -$0.02n/m |
| Diluted Shares (Avg) | 137M+0.2% | 137M+0.2% | N/A | 136M+0.1% | 136M+0.2% | 136M+0.3% | N/A | 136M+0.5% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit.
RPMT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $385K-82.7% | $389K-80.0% | $492K-85.3% | $2.0M-57.9% | $2.2M-66.5% | $1.9M-59.2% | $3.3M-49.3% | $4.8M-39.9% |
| Current Assets | $146K-92.5% | $136K-91.8% | $233K-92.4% | $1.8M-61.0% | $2.0M-69.2% | $1.7M-62.5% | $3.1M-51.2% | $4.5M-41.2% |
| Cash & Equivalents | $95K-95.0% | $85K-94.7% | $159K-94.7% | $1.7M-62.2% | $1.9M-70.0% | $1.6M-63.5% | $3.0M-51.9% | $4.5M-41.7% |
| Short-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Total Liabilities | $53.2M+18.0% | $50.8M+20.9% | $48.4M+17.7% | $47.1M+17.2% | $45.1M+14.9% | $42.0M+9.2% | $41.1M+8.2% | $40.2M+8.1% |
| Current Liabilities | $53.2M+18.0% | $50.8M+20.9% | $48.4M+17.7% | $47.1M+17.2% | $45.1M+14.9% | $42.0M+9.2% | $41.1M+8.2% | $40.2M+7.8% |
| Non-Current Liabilities | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Total Equity | -$52.8Mn/m | -$50.4Mn/m | -$47.9Mn/m | -$45.0Mn/m | -$42.8Mn/m | -$40.1Mn/m | -$37.8Mn/m | -$35.3Mn/m |
| Retained Earnings | -$165.6Mn/m | -$162.8Mn/m | -$160.2Mn/m | -$157.1Mn/m | -$154.0Mn/m | -$151.2Mn/m | -$147.7Mn/m | -$145.2Mn/m |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable, Goodwill, Long-Term Debt.
RPMT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$1.5Mn/m | -$793Kn/m | -$1.5Mn/m | -$1.5Mn/m | -$1.7Mn/m | -$1.4Mn/m | -$1.5Mn/m | -$1.9Mn/m |
| Depreciation & Amortization | $14K+39.0% | $7K-30.2% | $10K+3.8% | $10K+1.8% | $10K+0.7% | $10K+0.2% | $10K | $10K+0.6% |
| Stock-Based Compensation | $425K+916.0% | $108K-90.5% | N/A | $624K+374.3% | $42K-89.4% | $1.1M+893.3% | N/A | $131K-52.0% |
| Investing Cash Flow | N/A | N/A | -$7Kn/m | -$2K | N/A | N/A | $0n/m | N/A |
| Financing Cash Flow | $1.5M | $720K | $0n/m | $1.3Mn/m | N/A | N/A | -$1-100.0% | $0-100.0% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.
RPMT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | -5528.0% | -13664.8% | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | -16489.5% | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | -498.6%-357.6pp | N/A | -119.2%-74.1pp | -95.1%-55.3pp | -141.1%-93.0pp | N/A | -45.1%-14.6pp |
| Current Ratio | 0.000.0x | 0.000.0x | 0.00-0.1x | 0.04-0.1x | 0.04-0.1x | 0.04-0.1x | 0.07-0.1x | 0.11-0.1x |
| Asset Turnover | 0.08 | 0.03 | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Gross Margin, Return on Equity, Debt-to-Equity, Liabilities-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.
Note: Shareholder equity is negative (-$47.9M), which causes the debt-to-equity, liabilities-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.00), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| REGO PAYMENT ARCHITECTURE RPMT | FY2025 | $2K | N/A | N/A | $57.4M | — |
| WORLD HEALTH ENERGY HLDGS WHEN | FY2024 | $166K | -$4.7M | N/A | $53.1M | — |
| BLUEONE TECHNOLOGIES INC BCRD | FY2026 | $260K | -$2.9M | N/A | $79.8M | — |
Where REGO PAYMENT ARCHITECTURE Ranks
Frequently Asked Questions
What is REGO PAYMENT ARCHITECTURE's annual revenue?
REGO PAYMENT ARCHITECTURE (RPMT) reported $2K in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
What are REGO PAYMENT ARCHITECTURE's total assets?
REGO PAYMENT ARCHITECTURE (RPMT) had $492K in total assets as of fiscal year 2025, including both current and long-term assets.
What is REGO PAYMENT ARCHITECTURE's current ratio?
REGO PAYMENT ARCHITECTURE (RPMT) had a current ratio of 0.00 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is REGO PAYMENT ARCHITECTURE's P/E ratio?
REGO PAYMENT ARCHITECTURE (RPMT) has no price-to-earnings ratio at the moment: no net income reported. The market capitalization is $57.4M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is REGO PAYMENT ARCHITECTURE's price-to-sales ratio?
REGO PAYMENT ARCHITECTURE (RPMT) has no price-to-sales ratio at the moment: outside the range published as a multiple (on $2K revenue, FY2025). The market capitalization is $57.4M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Why is REGO PAYMENT ARCHITECTURE's debt-to-equity ratio negative or not reported?
REGO PAYMENT ARCHITECTURE (RPMT) has negative shareholder equity of -$47.9M as of fiscal year 2025, so no debt-to-equity or liabilities-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.