Sachem Capital Corp. (SACH) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SACH SEC filings page.
Sachem Capital Corp. (SACH) reported $21.5M in revenue for fiscal year 2025, down 62.5% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A balance-sheet-driven lender is recovering from an earnings shock while leverage rises and cash generation remains thin.
The earnings rebound was not a cash-flow rebound: net income moved from-$39.6M in FY2024 to$6.3M in FY2025. Operating cash flow simultaneously fell from$12.9M to$2.7M , indicating that reported profitability recovered faster than cash conversion.
The balance-sheet posture became more leveraged: debt-to-equity rose from 1.3x in FY2024 to 1.6x in FY2025. Total assets contracted from
The operating footprint shrank: revenue fell from
Financial Health Signals
Scored against REITs for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Sachem Capital Corp.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
FFO Margin measures funds from operations against revenue, and funds from operations is net income with property depreciation added back, since a building written down a little further every year on paper is often worth more rather than less. Sachem Capital Corp. scores 21/100 on it among other REITs.
FFO Growth follows the three-year path of funds from operations, which is net income with property depreciation added back. Sachem Capital Corp. scores 10/100 on it among other REITs.
Not available for Sachem Capital Corp., and counted as zero in the overall score.
Not available for Sachem Capital Corp., and counted as zero in the overall score.
AFFO Margin takes funds from operations, subtracts the spending a REIT needs just to keep its properties in working order, and measures what is left against revenue. Sachem Capital Corp. scores 27/100 on it among other REITs.
Dividend coverage measures funds from operations against the dividends actually paid, and a figure above 1 means the payout came out of operations. Sachem Capital Corp. scores 21/100 on it among other REITs.
Sachem Capital Corp. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
For every $1 of reported earnings, Sachem Capital Corp. generates $0.42 in operating cash flow ($2.7M OCF vs $6.3M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Sachem Capital Corp. generated $3.0M in revenue in Q2 2026. This represents a decrease of 71.8% from the same quarter a year earlier. Against the prior quarter it is down 38.7%.
Sachem Capital Corp. reported -$5.4M in net income in Q2 2026. This represents a decrease of 384.9% from the same quarter a year earlier. Against the prior quarter it is up 11.5%.
Sachem Capital Corp. earned -$0.14 per diluted share (EPS) in Q2 2026. Against the prior quarter it is up 6.7%.
Not reported for Q2 2026.
Cash & Balance Sheet
Sachem Capital Corp. held $28.8M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Sachem Capital Corp.'s ROE was -3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 4.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Not shown for Q2 2026: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
None of these metrics is reported for Q2 2026.
SACH Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-K | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.0M-71.8% | $5.0M-56.7% | N/A | $12.0M-18.8% | $10.8M-28.9% | $11.4M-31.9% | $10.8M-32.7% | $14.8M-16.8% |
| SG&A Expenses | $1.4M+11.2% | $2.0M+44.9% | N/A | $1.7M-27.0% | $1.3M+3.7% | $1.4M+9.4% | $2.0M+44.8% | $2.3M+73.1% |
| Operating Income | N/A | N/A | N/A | -$367K+92.4% | $1.1M+134.2% | $1.0M-75.9% | -$14.1M | -$4.8M-175.0% |
| EBITDA | N/A | N/A | N/A | -$233K+95.1% | $1.2M+139.9% | $1.1M-74.4% | -$14.0M | -$4.7M-172.9% |
| Interest Expense | $1.7M-24.0% | $3.6M-4.9% | N/A | N/A | $2.2M | $3.7M | N/A | N/A |
| Income Tax | N/A | N/A | N/A | $0 | $0 | $0-100.0% | $0 | $0 |
| Net Income | -$5.4M-384.9% | -$6.1M-772.2% | N/A | $997K+119.7% | $1.9M+161.7% | $904K-80.6% | -$36.1M-3158.0% | -$5.1M-181.6% |
| EPS (Basic) | -$0.14-800.0% | -$0.15 | $0.03+103.8% | $0.00+100.0% | $0.02+122.2% | $0.00-100.0% | -$0.79-1480.0% | -$0.13-208.3% |
| EPS (Diluted) | -$0.14 | -$0.15 | $0.03+103.8% | $0.00+100.0% | $0.02 | $0.00-100.0% | -$0.79 | -$0.13-208.3% |
| Diluted Shares (Avg) | 47M | 47M+0.8% | N/A | 47M-0.9% | 47M | 47M-0.7% | N/A | 47M+5.8% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.
SACH Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-K | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $472.9M-5.8% | $473.3M-3.7% | $460.0M-6.5% | $484.4M-12.8% | $501.8M-14.4% | $491.4M-21.6% | $492.0M-20.8% | $555.5M-12.9% |
| Cash & Equivalents | $28.8M+28.2% | $11.6M-52.6% | $10.9M-39.5% | $11.2M+90.0% | $22.5M+112.5% | $24.4M+32.6% | $18.1M+43.4% | $5.9M-77.2% |
| Short-Term Investments | $803K-22.7% | $795K-42.9% | $936K-38.3% | $1.4M-8.9% | $1.0M-42.2% | $1.4M-96.4% | $1.5M-96.0% | $1.6M-95.8% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $391K0.0% | $391K0.0% | $391K0.0% | $391K0.0% | $391K0.0% | $391K0.0% | $391K0.0% | $391K0.0% |
| Total Liabilities | $314.1M-3.0% | $307.7M-1.4% | $285.1M-8.1% | $308.8M-7.8% | $323.9M-9.1% | $312.1M-19.8% | $310.3M-20.6% | $334.9M-16.8% |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | $230.2M-20.2% | $230.2M-20.2% | $264.7M-8.2% |
| Total Equity | $158.8M-10.7% | $165.6M-7.7% | $174.9M-3.7% | $175.6M-20.4% | $177.9M-22.7% | $179.3M-24.5% | $181.7M-21.0% | $220.6M-6.3% |
| Retained Earnings | N/A | N/A | N/A | N/A | N/A | N/A | N/A | -$35.8M-352.9% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.
SACH Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-K | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$3.6M-816.2% | $835K+337.2% | -$3.0M-377.7% | $4.9M+111.6% | $501K-92.8% | $191K-95.5% | -$620K-121.3% | $2.3M-66.0% |
| Depreciation & Amortization | $63K-55.6% | $89K-3.3% | $157K+72.5% | $134K+45.7% | $142K+59.6% | $92K-8.0% | $91K-6.2% | $92K+53.3% |
| Stock-Based Compensation | N/A | $267K+1.1% | N/A | N/A | N/A | $264K+10.5% | N/A | N/A |
| Investing Cash Flow | $15.0M+278.0% | -$16.5M-387.2% | $27.8M-22.1% | $4.2M-74.6% | -$8.4M-136.2% | $5.7M+33.1% | $35.6M+826.2% | $16.7M+791.2% |
| Financing Cash Flow | $5.9M-1.4% | $16.3M+3878.0% | -$25.0M-9.6% | -$20.5M+13.8% | $6.0M+115.7% | $410K+115.1% | -$22.8M-103.6% | -$23.8M-480.4% |
| Dividends Paid | $480K-79.7% | $2.4M+1.5% | $2.4M+1.6% | $2.4M-37.1% | $2.4M-54.7% | $2.4M-54.1% | $2.3M-52.9% | $3.8M-35.6% |
| Share Buybacks | N/A | N/A | $0-100.0% | N/A | N/A | N/A | $115K | N/A |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.
SACH Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-K | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | N/A | N/A | N/A | -3.1%+29.5pp | 9.9%+30.5pp | 9.0%-16.4pp | -131.1% | -32.6%-68.8pp |
| Net Margin | -177.1% | -122.6% | N/A | 8.3%+42.5pp | 17.5%+37.7pp | 7.9%-19.9pp | -335.6% | -34.2%-69.0pp |
| Return on Equity | -3.4%-4.5pp | -3.7%-4.2pp | N/A | 0.6%+2.9pp | 1.1%+2.4pp | 0.5%-1.5pp | -19.9%-19.4pp | -2.3%-4.9pp |
| Return on Assets | -1.1%-1.5pp | -1.3%-1.5pp | N/A | 0.2%+1.1pp | 0.4%+0.9pp | 0.2%-0.6pp | -7.3%-7.2pp | -0.9%-1.9pp |
| Debt-to-Equity | 1.98+0.2x | 1.86+0.6x | 1.63+0.4x | 1.76+0.6x | 1.82+0.7x | 1.28+0.1x | 1.270.0x | 1.200.0x |
| Asset Turnover | 0.010.0x | 0.010.0x | N/A | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.030.0x |
Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Sachem Capital Corp. SACH | FY2025 | $21.5M | $6.3M | 29.3% | $44.0M | 13/100 |
| Manhattan Bridge Capital, Inc LOAN | FY2025 | $8.7M | $5.1M | 59.0% | $42.3M | 53/100 |
| Advanced Flower Capital Inc. AFCG | FY2025 | $24.6M | -$20.7M | -84.2% | $78.3M | 10/100 |
| CHERRY HILL MORTGAGE INVESTMENT CORPORATION CHMI | FY2025 | $23.3M | $6.9M | 29.8% | $96.4M | 0/100 |
| Lument Finance Trust, Inc. LFT | FY2025 | N/A | -$2.7M | N/A | $28.8M | — |
| Seven Hills Realty Trust SEVN | FY2025 | $29.4M | $15.4M | 52.5% | $155.9M | 36/100 |
Where Sachem Capital Corp. Ranks
Frequently Asked Questions
What is Sachem Capital Corp.'s annual revenue?
Sachem Capital Corp. (SACH) reported $21.5M in total revenue for fiscal year 2025. This represents a -62.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Sachem Capital Corp.'s revenue growing?
Sachem Capital Corp. (SACH) revenue declined by 62.5% year-over-year, from $57.5M to $21.5M in fiscal year 2025.
Is Sachem Capital Corp. profitable?
Yes, Sachem Capital Corp. (SACH) reported a net income of $6.3M in fiscal year 2025, with a net profit margin of 29.3%.
What is Sachem Capital Corp.'s net profit margin?
Sachem Capital Corp. (SACH) had a net profit margin of 29.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Sachem Capital Corp.'s return on equity (ROE)?
Sachem Capital Corp. (SACH) has a return on equity of 3.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Sachem Capital Corp.'s operating cash flow?
Sachem Capital Corp. (SACH) generated $2.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Sachem Capital Corp.'s total assets?
Sachem Capital Corp. (SACH) had $460.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Sachem Capital Corp.'s debt-to-equity ratio?
Sachem Capital Corp. (SACH) had a debt-to-equity ratio of 1.63 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Sachem Capital Corp.'s return on assets (ROA)?
Sachem Capital Corp. (SACH) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Sachem Capital Corp.'s P/E ratio?
Sachem Capital Corp. (SACH) trades at 7.0x earnings, its market capitalization divided by net income of $6.3M net income, FY2025. The market capitalization is $44.0M as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Sachem Capital Corp.'s price-to-sales ratio?
Sachem Capital Corp. (SACH) trades at 2.0x sales, its market capitalization divided by revenue of $21.5M revenue, FY2025. The market capitalization is $44.0M as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Sachem Capital Corp.'s Piotroski F-Score?
Sachem Capital Corp. (SACH) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Sachem Capital Corp.'s earnings high quality?
Sachem Capital Corp. (SACH) has an earnings quality ratio of 0.42x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Sachem Capital Corp.?
Sachem Capital Corp. (SACH) scores 13 out of 100 on our Financial Health Score, indicating weak standing within its REITs peer group. The score is a 0-100 composite of six dimensions (FFO Margin, FFO Growth, Leverage, Interest Cov., AFFO Margin, Dividend Cov.), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.