Champion Homes Financials
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Champion Homes has an operating margin of 9.5%, meaning the company retains $10 of operating profit per $100 of revenue. This results in a moderate score of 48/100, indicating healthy but not exceptional operating efficiency. This is up from 8.6% the prior year.
Champion Homes's revenue surged 22.7% year-over-year to $2.5B, reflecting rapid business expansion. This strong growth earns a score of 93/100.
Champion Homes carries a low D/E ratio of 0.02, meaning only $0.02 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 2.41, Champion Homes holds $2.41 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 76/100.
Champion Homes has a free cash flow margin of 7.7%, earning a moderate score of 38/100. The company generates positive cash flow after capital investments, but with room for improvement.
Champion Homes's ROE of 12.8% shows moderate profitability relative to equity, earning a score of 51/100. This is up from 10.3% the prior year.
Champion Homes scores 8.19, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($5.3B) relative to total liabilities ($566.0M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Champion Homes passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Champion Homes generates $1.21 in operating cash flow ($240.9M OCF vs $198.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Champion Homes earns $28.0 in operating income for every $1 of interest expense ($237.0M vs $8.5M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
This page shows Champion Homes (SKY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Champion Homes generated $2.5B in revenue in fiscal year 2025. This represents an increase of 22.7% from the prior year.
Champion Homes's EBITDA was $278.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 32.8% from the prior year.
Champion Homes generated $190.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 12.1% from the prior year.
Champion Homes reported $198.4M in net income in fiscal year 2025. This represents an increase of 35.3% from the prior year.
Champion Homes earned $3.42 per diluted share (EPS) in fiscal year 2025. This represents an increase of 35.2% from the prior year.
Champion Homes held $610.3M in cash against $24.8M in long-term debt as of fiscal year 2025.
Champion Homes's gross margin was 26.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 2.8 percentage points from the prior year.
Champion Homes's operating margin was 9.5% in fiscal year 2025, reflecting core business profitability. This is up 0.9 percentage points from the prior year.
Champion Homes's net profit margin was 8.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.7 percentage points from the prior year.
Champion Homes's ROE was 12.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.5 percentage points from the prior year.
Champion Homes spent $80.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
Champion Homes invested $50.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 4.5% from the prior year.
SKY Income Statement
| Metric | Q3'26 | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $657K-99.9% | $656.6M-4.1% | $684.4M-2.4% | $701.3M+8.7% | $644.9M+4.5% | $616.9M-1.7% | $627.8M+12.2% | $559.5M |
| Cost of Revenue | $484K-99.9% | $484.4M-2.4% | $496.5M-2.9% | $511.5M+10.3% | $463.9M+3.0% | $450.5M-2.8% | $463.6M+10.9% | $418.2M |
| Gross Profit | $172K-99.9% | $172.2M-8.4% | $187.9M-1.0% | $189.8M+4.9% | $181.0M+8.8% | $166.3M+1.3% | $164.2M+16.2% | $141.3M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $110K-99.9% | $109.7M-3.0% | $113.1M+1.6% | $111.3M+2.9% | $108.2M+8.6% | $99.7M-8.4% | $108.8M+27.9% | $85.1M |
| Operating Income | $62K-99.9% | $62.5M-16.5% | $74.8M-4.7% | $78.5M+7.8% | $72.8M+9.2% | $66.7M+20.4% | $55.4M-1.4% | $56.2M |
| Interest Expense | $4K | N/A | N/A | N/A | $4.0M-15.7% | $4.7M+11.5% | $4.2M-1.4% | $4.3M |
| Income Tax | $12K-99.9% | $12.4M-33.3% | $18.6M+4.8% | $17.7M+6.0% | $16.7M+8.5% | $15.4M+12.2% | $13.7M+7.5% | $12.8M |
| Net Income | $54K-99.9% | $54.3M-6.6% | $58.2M-10.0% | $64.7M+5.1% | $61.5M+12.4% | $54.7M+19.5% | $45.8M-2.5% | $47.0M |
| EPS (Diluted) | $0.970.0% | $0.97-5.8% | $1.03-8.8% | $1.13+6.6% | $1.06+12.8% | $0.94+19.0% | $0.79 | $0.81 |
SKY Balance Sheet
| Metric | Q3'26 | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.1M-99.9% | $2.1B-0.3% | $2.1B-1.3% | $2.1B+5.5% | $2.0B+0.5% | $2.0B+2.0% | $2.0B+6.3% | $1.9B |
| Current Assets | $1.1M-99.9% | $1.1B+0.4% | $1.1B-0.3% | $1.1B+9.3% | $1.0B+0.6% | $1.0B+3.9% | $975.9M+12.2% | $870.2M |
| Cash & Equivalents | $660K-99.9% | $659.8M+6.6% | $618.7M+2.2% | $605.3M+4.1% | $581.8M+2.0% | $570.2M+3.9% | $548.9M+10.2% | $497.9M |
| Inventory | $341K-99.9% | $341.3M-3.1% | $352.2M-5.5% | $372.7M+10.7% | $336.8M+3.5% | $325.5M+1.7% | $320.0M+10.1% | $290.5M |
| Accounts Receivable | $67K-99.9% | $67.1M-28.7% | $94.1M-5.5% | $99.6M+45.5% | $68.4M-8.4% | $74.8M+2.8% | $72.7M+49.4% | $48.7M |
| Goodwill | $364K-99.9% | $363.6M0.0% | $363.6M0.0% | $363.5M+1.5% | $358.0M0.0% | $358.0M0.0% | $358.0M-0.4% | $359.3M |
| Total Liabilities | $522K-99.9% | $522.1M-3.2% | $539.5M-6.8% | $578.8M+13.7% | $509.2M-4.9% | $535.4M-0.2% | $536.4M+19.9% | $447.5M |
| Current Liabilities | $412K-99.9% | $411.6M-4.0% | $428.5M-8.0% | $466.0M+18.2% | $394.2M-5.9% | $418.7M0.0% | $418.7M+23.4% | $339.3M |
| Long-Term Debt | $24K-99.9% | $23.8M-1.0% | $24.0M-0.2% | $24.1M-2.4% | $24.7M0.0% | $24.7M0.0% | $24.7M+0.1% | $24.7M |
| Total Equity | $1.6M-99.9% | $1.6B+0.7% | $1.6B+0.7% | $1.6B+2.8% | $1.5B+2.4% | $1.5B+2.9% | $1.5B+2.0% | $1.4B |
| Retained Earnings | $999K-99.9% | $999.0M+0.3% | $995.7M+0.8% | $988.0M+2.4% | $965.0M+4.4% | $924.4M+3.9% | $889.8M+2.4% | $868.6M |
SKY Cash Flow Statement
| Metric | Q3'26 | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $251K-99.7% | $100.0M+31.8% | $75.9M+0.8% | $75.3M+49.4% | $50.4M-15.7% | $59.8M-29.3% | $84.6M-5.4% | $89.5M |
| Capital Expenditures | $25K-99.6% | $7.1M-20.4% | $8.9M+0.2% | $8.9M-32.3% | $13.1M-6.9% | $14.1M+31.8% | $10.7M-40.9% | $18.1M |
| Free Cash Flow | $226K-99.8% | $92.9M+38.7% | $67.0M+0.8% | $66.4M+78.2% | $37.3M-18.5% | $45.7M-38.1% | $73.9M+3.6% | $71.3M |
| Investing Cash Flow | $45K+100.6% | -$7.5M-91.4% | -$3.9M+88.4% | -$33.9M-171.8% | -$12.5M+7.5% | -$13.5M-48.3% | -$9.1M+97.0% | -$299.8M |
| Financing Cash Flow | $162K+100.3% | -$54.2M+3.3% | -$56.0M-8.0% | -$51.9M-179.8% | -$18.5M+30.6% | -$26.7M-29.7% | -$20.6M-539.5% | $4.7M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | $150K-99.7% | $50.0M0.0% | $50.0M0.0% | $50.0M+150.0% | $20.0M0.0% | $20.0M0.0% | $20.0M | $0 |
SKY Financial Ratios
| Metric | Q3'26 | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 26.2%0.0pp | 26.2%-1.2pp | 27.5%+0.4pp | 27.1%-1.0pp | 28.1%+1.1pp | 27.0%+0.8pp | 26.2%+0.9pp | 25.3% |
| Operating Margin | 9.5%0.0pp | 9.5%-1.4pp | 10.9%-0.3pp | 11.2%-0.1pp | 11.3%+0.5pp | 10.8%+2.0pp | 8.8%-1.2pp | 10.0% |
| Net Margin | 8.3%0.0pp | 8.3%-0.2pp | 8.5%-0.7pp | 9.2%-0.3pp | 9.5%+0.7pp | 8.9%+1.6pp | 7.3%-1.1pp | 8.4% |
| Return on Equity | 3.4%0.0pp | 3.4%-0.3pp | 3.7%-0.4pp | 4.1%+0.1pp | 4.0%+0.4pp | 3.7%+0.5pp | 3.2%-0.1pp | 3.3% |
| Return on Assets | 2.6%0.0pp | 2.6%-0.2pp | 2.7%-0.3pp | 3.0%-0.0pp | 3.0%+0.3pp | 2.7%+0.4pp | 2.3%-0.2pp | 2.5% |
| Current Ratio | 2.710.0 | 2.71+0.1 | 2.60+0.2 | 2.39-0.2 | 2.59+0.2 | 2.42+0.1 | 2.33-0.2 | 2.56 |
| Debt-to-Equity | 0.010.0 | 0.010.0 | 0.020.0 | 0.020.0 | 0.020.0 | 0.020.0 | 0.020.0 | 0.02 |
| FCF Margin | 34.5%+20.3pp | 14.1%+4.4pp | 9.8%+0.3pp | 9.5%+3.7pp | 5.8%-1.6pp | 7.4%-4.4pp | 11.8%-1.0pp | 12.8% |
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Frequently Asked Questions
What is Champion Homes's annual revenue?
Champion Homes (SKY) reported $2.5B in total revenue for fiscal year 2025. This represents a 22.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Champion Homes's revenue growing?
Champion Homes (SKY) revenue grew by 22.7% year-over-year, from $2.0B to $2.5B in fiscal year 2025.
Is Champion Homes profitable?
Yes, Champion Homes (SKY) reported a net income of $198.4M in fiscal year 2025, with a net profit margin of 8.0%.
What is Champion Homes's earnings per share (EPS)?
Champion Homes (SKY) reported diluted earnings per share of $3.42 for fiscal year 2025. This represents a 35.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Champion Homes's EBITDA?
Champion Homes (SKY) had EBITDA of $278.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Champion Homes have?
As of fiscal year 2025, Champion Homes (SKY) had $610.3M in cash and equivalents against $24.8M in long-term debt.
What is Champion Homes's gross margin?
Champion Homes (SKY) had a gross margin of 26.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Champion Homes's operating margin?
Champion Homes (SKY) had an operating margin of 9.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Champion Homes's net profit margin?
Champion Homes (SKY) had a net profit margin of 8.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Champion Homes's return on equity (ROE)?
Champion Homes (SKY) has a return on equity of 12.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Champion Homes's free cash flow?
Champion Homes (SKY) generated $190.3M in free cash flow during fiscal year 2025. This represents a 12.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Champion Homes's operating cash flow?
Champion Homes (SKY) generated $240.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Champion Homes's total assets?
Champion Homes (SKY) had $2.1B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Champion Homes's capital expenditures?
Champion Homes (SKY) invested $50.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Does Champion Homes buy back shares?
Yes, Champion Homes (SKY) spent $80.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
What is Champion Homes's current ratio?
Champion Homes (SKY) had a current ratio of 2.41 as of fiscal year 2025, which is generally considered healthy.
What is Champion Homes's debt-to-equity ratio?
Champion Homes (SKY) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Champion Homes's return on assets (ROA)?
Champion Homes (SKY) had a return on assets of 9.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Champion Homes's Altman Z-Score?
Champion Homes (SKY) has an Altman Z-Score of 8.19, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Champion Homes's Piotroski F-Score?
Champion Homes (SKY) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Champion Homes's earnings high quality?
Champion Homes (SKY) has an earnings quality ratio of 1.21x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Champion Homes cover its interest payments?
Champion Homes (SKY) has an interest coverage ratio of 28.0x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Champion Homes?
Champion Homes (SKY) scores 68 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.