Sterling Infrastructure, Inc. (STRL) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the STRL SEC filings page.
Sterling Infrastructure, Inc. (STRL) reported $3.4B in revenue over the twelve months to Jun 30, 2026, up 60.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Sterling has expanded margins and reduced debt relative to equity, while 2025 asset growth and weaker cash conversion merit closer operational reading.
The less obvious shift is weaker earnings-to-cash conversion: FY2025 operating cash flow was$440M , or 1.5x net income. That conversion was 1.9x in FY2024, when reported profit was lower, indicating the latest earnings increase translated less completely into cash.
Operating margin more than doubled from
Debt-to-equity fell from 1.2x in FY2021 to 0.2x in FY2025, showing a much less debt-heavy capital structure. Yet the current ratio was 1.0x in FY2025, while goodwill rose to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Sterling Infrastructure, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Sterling Infrastructure, Inc. has an operating margin of 16.3%, meaning the company retains $16 of operating profit per $100 of revenue. This strong profitability earns a score of 74/100, reflecting efficient cost management and pricing power. This is up from 12.5% the prior year.
Sterling Infrastructure, Inc.'s revenue surged 17.7% year-over-year to $2.5B, reflecting rapid business expansion. This strong growth earns a score of 70/100.
Sterling Infrastructure, Inc. carries a low D/E ratio of 0.25, meaning only $0.25 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 92/100, indicating a strong balance sheet with room for future borrowing.
Sterling Infrastructure, Inc.'s current ratio of 1.01 is below the typical benchmark, resulting in a score of 19/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Sterling Infrastructure, Inc. converts 14.6% of revenue into free cash flow ($362.7M). This strong cash generation earns a score of 83/100.
Sterling Infrastructure, Inc. earns a strong 26.2% return on equity (ROE), meaning it generates $26 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 87/100. This is down from 31.9% the prior year.
Sterling Infrastructure, Inc. scores 8.09, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($15.7B) relative to total liabilities ($1.5B). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Sterling Infrastructure, Inc. passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Sterling Infrastructure, Inc. generates $1.52 in operating cash flow ($440.0M OCF vs $290.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Sterling Infrastructure, Inc. generated $1.2B in revenue in Q2 2026. This represents an increase of 90.1% from the same quarter a year earlier. Against the prior quarter it is up 41.5%.
Sterling Infrastructure, Inc.'s EBITDA was $244.3M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 99.9% from the same quarter a year earlier. Against the prior quarter it is up 51.9%.
Sterling Infrastructure, Inc. reported $155.8M in net income in Q2 2026. This represents an increase of 119.5% from the same quarter a year earlier. Against the prior quarter it is up 62.4%.
Sterling Infrastructure, Inc. earned $5.00 per diluted share (EPS) in Q2 2026. This represents an increase of 116.5% from the same quarter a year earlier. Against the prior quarter it is up 61.8%.
Cash & Balance Sheet
Sterling Infrastructure, Inc. generated $112.4M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 56.0% from the same quarter a year earlier. Against the prior quarter it is down 23.0%.
Sterling Infrastructure, Inc. held $464.5M in cash against $268.7M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Sterling Infrastructure, Inc.'s gross margin was 24.8% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is up 1.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.3 percentage points.
Sterling Infrastructure, Inc.'s operating margin was 18.8% in Q2 2026, reflecting core business profitability. This is up 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.1 percentage points.
Sterling Infrastructure, Inc.'s net profit margin was 13.3% in Q2 2026, showing the share of revenue converted to profit. This is up 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.7 percentage points.
Sterling Infrastructure, Inc.'s ROE was 11.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 3.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.4 percentage points.
Capital Allocation
Sterling Infrastructure, Inc. spent $23.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is up 87.2%.
Sterling Infrastructure, Inc. invested $50.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 275.0% from the same quarter a year earlier. Against the prior quarter it is up 154.8%.
Not reported for Q2 2026.
STRL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.2B+90.1% | $825.7M+91.6% | $755.6M+51.5% | $689.0M+16.0% | $614.5M+5.4% | $430.9M-2.1% | $498.8M+2.6% | $593.7M+6.0% |
| Cost of Revenue | $878.2M+86.3% | $631.4M+87.8% | $591.5M+50.8% | $518.8M+11.8% | $471.3M+0.3% | $336.1M-7.5% | $392.2M-0.5% | $463.9M-1.0% |
| Gross Profit | $290.0M+102.6% | $194.3M+104.9% | $164.1M+53.8% | $170.2M+31.1% | $143.1M+27.0% | $94.8M+23.3% | $106.7M+16.3% | $129.8M+41.3% |
| SG&A Expenses | $53.1M+56.3% | $47.9M+38.2% | $48.6M+49.1% | $37.6M+22.5% | $34.0M+22.0% | $34.6M+26.9% | $32.6M+24.8% | $30.7M+21.5% |
| Operating Income | $219.3M+109.7% | $137.8M+145.8% | $120.0M+92.7% | $125.3M+43.2% | $104.6M+43.8% | $56.1M+33.1% | $62.3M+11.7% | $87.5M+53.1% |
| EBITDA | $244.3M+99.9% | $160.8M+120.1% | $142.5M+78.0% | $145.3M+38.5% | $122.2M+36.2% | $73.1M+25.2% | $80.0M+13.4% | $104.9M+45.6% |
| Income Tax | $51.3M+87.6% | $33.7M+123.3% | $25.8M-32.8% | $30.5M+30.4% | $27.4M+52.4% | $15.1M+98.3% | $38.4M+211.2% | $23.4M+68.5% |
| Net Income | $155.8M+119.5% | $96.0M+143.1% | $87.6M-22.6% | $92.1M+50.2% | $71.0M+36.8% | $39.5M+27.1% | $113.2M+181.8% | $61.3M+55.8% |
| EPS (Basic) | $5.08+118.0% | $3.13+142.6% | $2.86-22.3% | $3.02+51.0% | $2.33+38.7% | $1.29+29.0% | $3.68+180.9% | $2.00+56.3% |
| EPS (Diluted) | $5.00+116.5% | $3.09+141.4% | $2.82-22.5% | $2.97+50.8% | $2.31+38.3% | $1.28+28.0% | $3.64+186.6% | $1.97+56.3% |
| Diluted Shares (Avg) | 31M+1.2% | 31M+0.5% | N/A | 31M-0.4% | 31M-1.2% | 31M-1.0% | N/A | 31M-0.5% |
Not reported in any period shown, so not listed: R&D Expenses, Interest Expense.
STRL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.2B+47.8% | $2.8B+36.8% | $2.6B+30.6% | $2.6B+26.6% | $2.2B+10.0% | $2.0B+11.9% | $2.0B+13.5% | $2.0B+17.4% |
| Current Assets | $1.4B+26.2% | $1.2B+19.7% | $1.0B+1.2% | $963.1M-11.1% | $1.1B+11.4% | $997.7M+13.5% | $1.0B+20.5% | $1.1B+23.7% |
| Cash & Equivalents | $464.5M-33.6% | $511.9M-19.9% | $390.7M-41.2% | $306.4M-52.7% | $699.4M+29.5% | $638.6M+32.9% | $664.2M+40.8% | $648.1M+58.3% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $616.2M+117.2% | $584.8M+106.2% | $585.2M+121.2% | $580.6M+106.3% | $283.7M+0.8% | $283.7M+0.8% | $264.6M-5.9% | $281.4M+7.1% |
| Total Liabilities | $1.8B+44.4% | $1.6B+31.5% | $1.5B+28.3% | $1.5B+14.3% | $1.2B-2.7% | $1.2B+3.6% | $1.2B+3.2% | $1.3B+13.6% |
| Current Liabilities | $1.3B+62.1% | $1.1B+43.2% | $1.0B+37.8% | $966.8M+15.2% | $796.2M-3.0% | $756.8M+7.2% | $742.0M+9.4% | $839.0M+22.3% |
| Non-Current Liabilities | $512.6M+13.1% | $504.7M+11.9% | $504.9M+12.6% | $510.5M+12.5% | $453.3M-2.0% | $450.8M-1.9% | $448.3M-5.6% | $453.6M+0.2% |
| Long-Term Debt | $268.7M-5.1% | $272.3M-4.0% | $275.9M-4.8% | $279.5M-5.6% | $283.1M-6.4% | $283.6M-8.1% | $289.9M-8.0% | $296.2M-7.9% |
| Total Equity | $1.4B+53.9% | $1.2B+47.7% | $1.1B+37.2% | $1.1B+46.7% | $881.7M+31.5% | $805.4M+25.0% | $808.1M+30.6% | $716.5M+23.5% |
| Retained Earnings | $1.1B+62.3% | $968.6M+55.7% | $872.6M+49.8% | $785.1M+67.3% | $693.0M+69.9% | $622.0M+74.7% | $582.5M+79.2% | $469.3M+64.7% |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable.
STRL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $162.5M+90.2% | $165.6M+95.1% | $186.1M+6.8% | $83.6M-45.1% | $85.4M-29.4% | $84.9M+71.2% | $174.3M+18.3% | $152.3M+1.4% |
| Depreciation & Amortization | $25.0M+41.7% | $23.0M+35.6% | $22.6M+26.4% | $19.9M+14.7% | $17.7M+3.9% | $17.0M+4.5% | $17.9M+20.1% | $17.4M+16.6% |
| Stock-Based Compensation | $7.9M+51.9% | $7.5M+12.2% | N/A | $5.6M+17.2% | $5.2M+21.7% | $6.7M+45.7% | N/A | $4.8M+38.5% |
| Capital Expenditures | $50.0M+275.0% | $19.6M+9.5% | $26.4M+68.7% | $19.7M+40.4% | $13.3M-53.8% | $17.9M-20.1% | $15.6M+3.4% | $14.0M+34.8% |
| Free Cash Flow | $112.4M+56.0% | $145.9M+118.0% | $159.7M+0.7% | $64.0M-53.7% | $72.1M-21.7% | $67.0M+146.5% | $158.6M+20.0% | $138.3M-1.0% |
| Investing Cash Flow | -$188.8M-1439.3% | -$17.7M+67.4% | -$20.9M+83.1% | -$464.6M-2645.6% | -$12.3M+49.6% | -$54.2M-157.6% | -$123.5M-98.9% | -$16.9M-81.9% |
| Financing Cash Flow | -$21.0M-69.2% | -$26.7M+52.4% | -$80.9M-133.4% | -$12.0M+55.8% | -$12.4M+66.4% | -$56.2M-185.5% | -$34.7M-50.1% | -$27.2M-185.6% |
| Share Buybacks | $23.0M | $12.3M-72.0% | $25.7M+28.3% | $4.7M-77.0% | $0-100.0% | $43.8M | $20.0M | $20.5M |
Not reported in any period shown, so not listed: Dividends Paid.
STRL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 24.8%+1.5pp | 23.5%+1.5pp | 21.7%+0.3pp | 24.7%+2.8pp | 23.3%+4.0pp | 22.0%+4.5pp | 21.4%+2.5pp | 21.9%+5.5pp |
| Operating Margin | 18.8%+1.8pp | 16.7%+3.7pp | 15.9%+3.4pp | 18.2%+3.5pp | 17.0%+4.5pp | 13.0%+3.4pp | 12.5%+1.0pp | 14.7%+4.5pp |
| Net Margin | 13.3%+1.8pp | 11.6%+2.5pp | 11.6%-11.1pp | 13.4%+3.0pp | 11.6%+2.7pp | 9.2%+2.1pp | 22.7%+14.4pp | 10.3%+3.3pp |
| Return on Equity | 11.5%+3.4pp | 8.1%+3.2pp | 7.9%-6.1pp | 8.8%+0.2pp | 8.1%+0.3pp | 4.9%+0.1pp | 14.0%+7.5pp | 8.6%+1.8pp |
| Return on Assets | 4.9%+1.6pp | 3.5%+1.5pp | 3.3%-2.3pp | 3.6%+0.6pp | 3.3%+0.6pp | 1.9%+0.2pp | 5.6%+3.4pp | 3.0%+0.8pp |
| Current Ratio | 1.11-0.3x | 1.10-0.2x | 1.01-0.4x | 1.00-0.3x | 1.42+0.2x | 1.32+0.1x | 1.38+0.1x | 1.290.0x |
| Debt-to-Equity | 0.20-0.1x | 0.23-0.1x | 0.25-0.1x | 0.27-0.1x | 0.32-0.1x | 0.35-0.1x | 0.36-0.2x | 0.41-0.1x |
| Asset Turnover | 0.37+0.1x | 0.30+0.1x | 0.290.0x | 0.270.0x | 0.280.0x | 0.210.0x | 0.250.0x | 0.290.0x |
| FCF Margin | 9.6%-2.1pp | 17.7%+2.1pp | 21.1%-10.7pp | 9.3%-14.0pp | 11.7%-4.1pp | 15.5%+9.4pp | 31.8%+4.6pp | 23.3%-1.7pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Sterling Infrastructure, Inc. STRL | FY2025 | $2.5B | $290.2M | 11.7% | $15.7B | 71/100 |
| Tetra Tech Inc TTEK | FY2025 | $5.4B | $247.9M | 4.6% | $8.5B | 57/100 |
| IES Holdings, Inc. IESC | FY2025 | $3.4B | $306.0M | 9.1% | $12.6B | 71/100 |
| Construction Partners, Inc. ROAD | FY2025 | $2.8B | $101.8M | 3.6% | $4.9B | 54/100 |
| Dycom Industries, Inc. DY | FY2026 | $5.5B | $281.0M | 5.1% | $8.1B | 38/100 |
| Fluor Corporation FLR | FY2025 | $15.5B | -$51.0M | -0.3% | $6.8B | 38/100 |
Where Sterling Infrastructure, Inc. Ranks
Frequently Asked Questions
What is Sterling Infrastructure, Inc.'s annual revenue?
Sterling Infrastructure, Inc. (STRL) reported $2.5B in total revenue for fiscal year 2025. This represents a 17.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Sterling Infrastructure, Inc.'s revenue growing?
Sterling Infrastructure, Inc. (STRL) revenue grew by 17.7% year-over-year, from $2.1B to $2.5B in fiscal year 2025.
Is Sterling Infrastructure, Inc. profitable?
Yes, Sterling Infrastructure, Inc. (STRL) reported a net income of $290.2M in fiscal year 2025, with a net profit margin of 11.7%.
What is Sterling Infrastructure, Inc.'s EBITDA?
Sterling Infrastructure, Inc. (STRL) had EBITDA of $483.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Sterling Infrastructure, Inc. have?
As of fiscal year 2025, Sterling Infrastructure, Inc. (STRL) had $390.7M in cash and equivalents against $275.9M in long-term debt.
What is Sterling Infrastructure, Inc.'s gross margin?
Sterling Infrastructure, Inc. (STRL) had a gross margin of 23.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Sterling Infrastructure, Inc.'s operating margin?
Sterling Infrastructure, Inc. (STRL) had an operating margin of 16.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Sterling Infrastructure, Inc.'s net profit margin?
Sterling Infrastructure, Inc. (STRL) had a net profit margin of 11.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Sterling Infrastructure, Inc.'s return on equity (ROE)?
Sterling Infrastructure, Inc. (STRL) has a return on equity of 26.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Sterling Infrastructure, Inc.'s free cash flow?
Sterling Infrastructure, Inc. (STRL) generated $362.7M in free cash flow during fiscal year 2025. This represents a -12.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Sterling Infrastructure, Inc.'s operating cash flow?
Sterling Infrastructure, Inc. (STRL) generated $440.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Sterling Infrastructure, Inc.'s total assets?
Sterling Infrastructure, Inc. (STRL) had $2.6B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Sterling Infrastructure, Inc.'s capital expenditures?
Sterling Infrastructure, Inc. (STRL) invested $77.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Sterling Infrastructure, Inc.'s current ratio?
Sterling Infrastructure, Inc. (STRL) had a current ratio of 1.01 as of fiscal year 2025, which is considered adequate.
What is Sterling Infrastructure, Inc.'s debt-to-equity ratio?
Sterling Infrastructure, Inc. (STRL) had a debt-to-equity ratio of 0.25 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Sterling Infrastructure, Inc.'s return on assets (ROA)?
Sterling Infrastructure, Inc. (STRL) had a return on assets of 11.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Sterling Infrastructure, Inc.'s P/E ratio?
Sterling Infrastructure, Inc. (STRL) trades at 36.4x earnings, its market capitalization divided by net income of $431.5M net income, trailing 12 months to June 30, 2026. The market capitalization is $15.7B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Sterling Infrastructure, Inc.'s price-to-sales ratio?
Sterling Infrastructure, Inc. (STRL) trades at 4.6x sales, its market capitalization divided by revenue of $3.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $15.7B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Sterling Infrastructure, Inc.'s Altman Z-Score?
Sterling Infrastructure, Inc. (STRL) has an Altman Z-Score of 8.09, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Sterling Infrastructure, Inc.'s Piotroski F-Score?
Sterling Infrastructure, Inc. (STRL) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Sterling Infrastructure, Inc.'s earnings high quality?
Sterling Infrastructure, Inc. (STRL) has an earnings quality ratio of 1.52x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Sterling Infrastructure, Inc.?
Sterling Infrastructure, Inc. (STRL) scores 71 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.