Latham Group, Inc. (SWIM) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SWIM SEC filings page.
Latham Group, Inc. (SWIM) reported $576.6M in revenue over the twelve months to Jun 27, 2026, up 10.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025’s return to profit came from margin expansion, while cash generation remained positive after reinvestment.
The gap between FY2025 net income of$11.1M and operating cash flow of$63.4M indicates that non-cash charges and working-capital effects materially supported cash generation. After$25.4M of capital spending, free cash flow still reached$38.0M ; cash conversion exceeded accounting profit, but ongoing reinvestment absorbed a meaningful share of that cash.
Revenue returned to
The balance sheet combines a 2.8x current ratio with 0.7x debt-to-equity, so short-term obligations are covered without an especially debt-heavy capital structure. Inventory stood at
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Latham Group, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Latham Group, Inc. has an operating margin of 5.6%, meaning the company retains $6 of operating profit per $100 of revenue. This results in a moderate score of 40/100, indicating healthy but not exceptional operating efficiency. This is up from 3.6% the prior year.
Latham Group, Inc.'s revenue grew 7.4% year-over-year to $545.9M, a solid pace of expansion. This earns a growth score of 25/100.
Latham Group, Inc. has elevated debt relative to equity (D/E of 0.68), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 26/100, reflecting increased financial risk.
With a current ratio of 2.77, Latham Group, Inc. holds $2.77 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 75/100.
Latham Group, Inc. has a free cash flow margin of 7.0%, earning a moderate score of 62/100. The company generates positive cash flow after capital investments, but with room for improvement.
Latham Group, Inc.'s ROE of 2.7% shows moderate profitability relative to equity, earning a score of 34/100. This is up from -4.6% the prior year.
Latham Group, Inc. scores 1.97, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($754.1M) relative to total liabilities ($417.4M). This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Latham Group, Inc. passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Latham Group, Inc. generates $5.70 in operating cash flow ($63.4M OCF vs $11.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Latham Group, Inc. earns $1.19 in operating income for every $1 of interest expense ($30.6M vs $25.8M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Latham Group, Inc. generated $197.5M in revenue in Q2 2026. This represents an increase of 14.4% from the same quarter a year earlier. Against the prior quarter it is up 68.3%.
Latham Group, Inc.'s EBITDA was $38.8M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 3.6% from the same quarter a year earlier. Against the prior quarter it is up 499.5%.
Latham Group, Inc. reported $12.8M in net income in Q2 2026. This represents a decrease of 20.2% from the same quarter a year earlier. Against the prior quarter it is up 249.4%.
Latham Group, Inc. earned $0.11 per diluted share (EPS) in Q2 2026. This represents a decrease of 15.4% from the same quarter a year earlier. Against the prior quarter it is up 257.1%.
Cash & Balance Sheet
Latham Group, Inc. generated $48.0M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 64.9% from the same quarter a year earlier. Against the prior quarter it is up 182.4%.
Latham Group, Inc. held $43.5M in cash against $276.6M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Latham Group, Inc.'s gross margin was 35.5% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 1.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.8 percentage points.
Latham Group, Inc.'s operating margin was 12.7% in Q2 2026, reflecting core business profitability. This is down 1.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 18.3 percentage points.
Latham Group, Inc.'s net profit margin was 6.5% in Q2 2026, showing the share of revenue converted to profit. This is down 2.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 13.7 percentage points.
Latham Group, Inc.'s ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.3 percentage points.
Capital Allocation
Latham Group, Inc. invested $5.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 19.4% from the same quarter a year earlier. Against the prior quarter it is down 47.1%.
Not reported for Q2 2026.
Not reported for Q2 2026.
SWIM Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $197.5M+14.4% | $117.3M+5.3% | $100.0M+14.5% | $161.9M+7.6% | $172.6M+7.8% | $111.4M+0.7% | $87.3M-4.0% | $150.5M-6.4% |
| Cost of Revenue | $127.4M+17.2% | $80.2M+2.1% | $72.0M+9.4% | $104.6M+2.7% | $108.7M+1.5% | $78.5M-1.9% | $65.8M-5.5% | $101.8M-9.6% |
| Gross Profit | $70.1M+9.6% | $37.2M+13.0% | $27.9M+30.3% | $57.3M+17.7% | $64.0M+20.6% | $32.9M+7.5% | $21.4M+1.2% | $48.7M+1.1% |
| SG&A Expenses | $37.6M+17.8% | $36.6M+19.5% | $31.4M+15.6% | $28.6M+0.9% | $31.9M+20.1% | $30.6M+16.6% | $27.2M+15.2% | $28.3M+20.9% |
| Operating Income | $25.1M+1.5% | -$6.6M-33.9% | -$10.7M+17.7% | $21.5M+60.9% | $24.7M+23.6% | -$4.9M-137.9% | -$13.0M-44.4% | $13.4M-26.0% |
| EBITDA | $38.8M+3.6% | $6.5M-13.4% | $2.7M+404.4% | $34.4M+39.3% | $37.4M+22.3% | $7.5M-10.0% | -$872K-144.8% | $24.7M-13.6% |
| Interest Expense | $5.9M-17.1% | $4.8M-25.3% | $6.2M+32.6% | $6.1M-33.7% | $7.1M+18.9% | $6.4M+27.9% | $4.7M-51.4% | $9.2M+53.1% |
| Income Tax | $6.1M+19.2% | -$2.8M+31.2% | -$6.2M-175.1% | $7.5M+17462.8% | $5.1M+1060.6% | -$4.1M-866.7% | $8.2M+150.2% | -$43K-100.6% |
| Net Income | $12.8M-20.2% | -$8.5M-43.1% | -$7.0M+76.0% | $8.1M+37.7% | $16.0M+20.3% | -$6.0M+24.2% | -$29.2M-26145.5% | $5.9M-4.2% |
| EPS (Basic) | $0.11-21.4% | -$0.07-40.0% | -$0.06+76.0% | $0.07+40.0% | $0.14+16.7% | -$0.05+28.6% | -$0.25 | $0.050.0% |
| EPS (Diluted) | $0.11-15.4% | -$0.07-40.0% | -$0.06+76.0% | $0.07+40.0% | $0.13+18.2% | -$0.05+28.6% | -$0.25 | $0.050.0% |
| Diluted Shares (Avg) | 120M+0.1% | 117M+0.9% | N/A | 120M+1.2% | 119M+2.0% | 116M+0.7% | N/A | 118M+3.3% |
Not reported in any period shown, so not listed: R&D Expenses.
SWIM Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $860.4M+4.7% | $856.4M+3.9% | $823.2M+3.7% | $844.4M-1.1% | $822.1M-0.9% | $824.6M+2.0% | $794.2M-4.9% | $853.4M-1.4% |
| Current Assets | $240.6M+12.2% | $229.9M+8.7% | $219.0M+22.8% | $240.9M+10.6% | $214.4M-14.7% | $211.5M-4.4% | $178.3M-25.3% | $217.8M-17.4% |
| Cash & Equivalents | $43.5M+61.4% | $27.5M+14.7% | $71.0M+26.0% | $70.5M+17.8% | $26.9M-70.3% | $24.0M-45.3% | $56.4M-45.1% | $59.9M-23.4% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $79.6M+1.2% | $87.6M+0.9% | $74.9M-2.8% | $70.3M-6.2% | $78.7M-6.0% | $86.9M-8.7% | $77.1M-20.6% | $74.9M-27.4% |
| Accounts Receivable | $95.2M+7.5% | $89.2M+6.5% | $39.9M+23.6% | $81.1M+22.7% | $88.5M+34.4% | $83.8M+13.3% | $32.3M+6.2% | $66.1M-8.7% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $161.5M+4.2% | $161.1M+4.2% | $155.2M+1.7% | $155.0M+1.3% | $155.0M+18.2% | $154.7M+18.1% | $152.6M+16.2% | $153.0M+16.9% |
| Total Liabilities | $448.9M+6.0% | $459.7M+3.7% | $417.4M+2.5% | $436.1M-0.2% | $423.7M+0.4% | $443.4M+6.4% | $407.0M-6.6% | $436.8M-7.6% |
| Current Liabilities | $111.5M+24.1% | $122.3M+47.3% | $79.1M+11.5% | $99.2M+11.0% | $89.9M+15.0% | $83.0M+17.1% | $71.0M-17.7% | $89.4M+2.8% |
| Non-Current Liabilities | $337.4M+1.1% | $337.4M-6.4% | $338.2M+0.7% | $336.8M-3.0% | $333.8M-2.9% | $360.4M+4.2% | $336.0M-3.9% | $347.4M-10.0% |
| Long-Term Debt | $276.6M-0.6% | $277.0M-8.8% | $276.6M-0.6% | $277.8M-0.6% | $278.2M-0.3% | $303.7M+8.6% | $278.3M-0.6% | $279.5M-6.3% |
| Total Equity | $411.4M+3.3% | $396.7M+4.1% | $405.9M+4.8% | $408.4M-2.0% | $398.4M-2.4% | $381.1M-2.7% | $387.2M-3.0% | $416.6M+6.1% |
| Retained Earnings | -$59.5M+8.2% | -$72.2M+10.6% | -$63.7M+14.9% | -$56.7M-24.2% | -$64.8M-25.7% | -$80.8M-24.6% | -$74.8M-31.4% | -$45.6M+20.0% |
SWIM Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $53.5M+48.7% | -$47.7M-1.8% | $23.3M+278.6% | $51.0M+37.0% | $36.0M-31.4% | -$46.9M-35.8% | $6.2M-78.2% | $37.2M-28.2% |
| Depreciation & Amortization | $13.7M+7.7% | $13.1M+5.4% | $13.4M+10.0% | $12.9M+13.7% | $12.7M+19.9% | $12.4M+19.5% | $12.2M+10.8% | $11.3M+7.8% |
| Stock-Based Compensation | N/A | $1.1M-44.0% | N/A | N/A | N/A | $2.0M+58.6% | N/A | $1.8M-21.7% |
| Capital Expenditures | $5.6M-19.4% | $10.5M+204.2% | $9.2M+47.5% | $5.8M+44.4% | $6.9M+53.6% | $3.5M-35.4% | $6.3M+27.2% | $4.0M-17.9% |
| Free Cash Flow | $48.0M+64.9% | -$58.2M-15.7% | $14.1M+14471.4% | $45.2M+36.1% | $29.1M-39.3% | -$50.3M-26.3% | -$98K-100.4% | $33.2M-29.2% |
| Investing Cash Flow | -$5.4M+21.6% | -$24.9M-196.9% | -$21.2M-215.1% | -$5.8M+91.5% | -$6.9M-53.6% | -$8.4M-56.9% | -$6.7M-95.1% | -$68.1M-1287.0% |
| Financing Cash Flow | -$32.1M-23.2% | $28.4M+26.3% | -$2.1M-12.7% | -$1.3M-593.3% | -$26.1M-2499.5% | $22.5M+218.4% | -$1.8M-82.1% | -$193K+98.2% |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
SWIM Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 35.5%-1.6pp | 31.7%+2.2pp | 28.0%+3.4pp | 35.4%+3.0pp | 37.0%+3.9pp | 29.5%+1.9pp | 24.6%+1.2pp | 32.4%+2.4pp |
| Operating Margin | 12.7%-1.6pp | -5.6%-1.2pp | -10.7%+4.2pp | 13.3%+4.4pp | 14.3%+1.8pp | -4.4%-2.6pp | -14.9%-5.0pp | 8.9%-2.4pp |
| Net Margin | 6.5%-2.8pp | -7.3%-1.9pp | -7.0%+26.4pp | 5.0%+1.1pp | 9.3%+1.0pp | -5.3%+1.8pp | -33.4%-33.5pp | 3.9%+0.1pp |
| Return on Equity | 3.1%-0.9pp | -2.1%-0.6pp | -1.7%+5.8pp | 2.0%+0.6pp | 4.0%+0.8pp | -1.6%+0.5pp | -7.5%-7.6pp | 1.4%-0.1pp |
| Return on Assets | 1.5%-0.5pp | -1.0%-0.3pp | -0.9%+2.8pp | 1.0%+0.3pp | 1.9%+0.3pp | -0.7%+0.3pp | -3.7%-3.7pp | 0.7%0.0pp |
| Current Ratio | 2.16-0.2x | 1.88-0.7x | 2.77+0.3x | 2.430.0x | 2.39-0.8x | 2.55-0.6x | 2.51-0.3x | 2.44-0.6x |
| Debt-to-Equity | 0.670.0x | 0.70-0.1x | 0.680.0x | 0.680.0x | 0.700.0x | 0.80+0.1x | 0.720.0x | 0.67-0.1x |
| Asset Turnover | 0.230.0x | 0.140.0x | 0.120.0x | 0.190.0x | 0.210.0x | 0.140.0x | 0.110.0x | 0.180.0x |
| FCF Margin | 24.3%+7.4pp | -49.6%-4.5pp | 14.1%+14.2pp | 27.9%+5.8pp | 16.9%-13.1pp | -45.2%-9.1pp | -0.1%-25.8pp | 22.1%-7.1pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Latham Group, Inc. SWIM | FY2025 | $545.9M | $11.1M | 2.0% | $754.1M | 44/100 |
| Apogee Enterprises Inc APOG | FY2026 | $1.4B | $54.1M | 3.9% | $743.2M | 50/100 |
| Quanex Building Products Corporation NX | FY2025 | $1.8B | -$250.8M | -13.7% | $870.7M | 50/100 |
| JELD-WEN Holding, Inc. JELD | FY2025 | $3.2B | -$621.2M | -19.4% | $164.0M | 19/100 |
| Janus International Group, Inc. JBI | FY2025 | $884.2M | $53.8M | 6.1% | $574.4M | 59/100 |
| Limbach Holdings, Inc LMB | FY2025 | $646.8M | $39.1M | 6.0% | $585.5M | 62/100 |
Where Latham Group, Inc. Ranks
Frequently Asked Questions
What is Latham Group, Inc.'s annual revenue?
Latham Group, Inc. (SWIM) reported $545.9M in total revenue for fiscal year 2025. This represents a 7.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Latham Group, Inc.'s revenue growing?
Latham Group, Inc. (SWIM) revenue grew by 7.4% year-over-year, from $508.5M to $545.9M in fiscal year 2025.
Is Latham Group, Inc. profitable?
Yes, Latham Group, Inc. (SWIM) reported a net income of $11.1M in fiscal year 2025, with a net profit margin of 2.0%.
What is Latham Group, Inc.'s EBITDA?
Latham Group, Inc. (SWIM) had EBITDA of $81.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Latham Group, Inc. have?
As of fiscal year 2025, Latham Group, Inc. (SWIM) had $71.0M in cash and equivalents against $276.6M in long-term debt.
What is Latham Group, Inc.'s gross margin?
Latham Group, Inc. (SWIM) had a gross margin of 33.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Latham Group, Inc.'s operating margin?
Latham Group, Inc. (SWIM) had an operating margin of 5.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Latham Group, Inc.'s net profit margin?
Latham Group, Inc. (SWIM) had a net profit margin of 2.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Latham Group, Inc.'s return on equity (ROE)?
Latham Group, Inc. (SWIM) has a return on equity of 2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Latham Group, Inc.'s free cash flow?
Latham Group, Inc. (SWIM) generated $38.0M in free cash flow during fiscal year 2025. This represents a -7.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Latham Group, Inc.'s operating cash flow?
Latham Group, Inc. (SWIM) generated $63.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Latham Group, Inc.'s total assets?
Latham Group, Inc. (SWIM) had $823.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Latham Group, Inc.'s capital expenditures?
Latham Group, Inc. (SWIM) invested $25.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Latham Group, Inc.'s current ratio?
Latham Group, Inc. (SWIM) had a current ratio of 2.77 as of fiscal year 2025, which is generally considered healthy.
What is Latham Group, Inc.'s debt-to-equity ratio?
Latham Group, Inc. (SWIM) had a debt-to-equity ratio of 0.68 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Latham Group, Inc.'s return on assets (ROA)?
Latham Group, Inc. (SWIM) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Latham Group, Inc.'s P/E ratio?
Latham Group, Inc. (SWIM) trades at 142x earnings, its market capitalization divided by net income of $5.3M net income, trailing 12 months to June 27, 2026. The market capitalization is $754.1M as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Latham Group, Inc.'s price-to-sales ratio?
Latham Group, Inc. (SWIM) trades at 1.3x sales, its market capitalization divided by revenue of $576.6M revenue, trailing 12 months to June 27, 2026. The market capitalization is $754.1M as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Latham Group, Inc.'s Altman Z-Score?
Latham Group, Inc. (SWIM) has an Altman Z-Score of 1.97, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Latham Group, Inc.'s Piotroski F-Score?
Latham Group, Inc. (SWIM) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Latham Group, Inc.'s earnings high quality?
Latham Group, Inc. (SWIM) has an earnings quality ratio of 5.70x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Latham Group, Inc. cover its interest payments?
Latham Group, Inc. (SWIM) has an interest coverage ratio of 1.19x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Latham Group, Inc.?
Latham Group, Inc. (SWIM) scores 44 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.