Transact Tech Financials
Transact Tech (TACT) reported $51.5M in revenue for fiscal year 2025, up 18.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A working-capital release and minimal reinvestment needs turned a still-unprofitable year into meaningful cash generation.
FY2025 cash flow was not simply a mirror of earnings: despite a net loss of-$1.2M , operating cash flow reached$7.7M because inventory fell from$16.2M to$10.9M . With only$109K of capex, that working-capital release converted a near-breakeven operating year into free cash flow of$7.6M .
The 2025 revenue rebound to
The balance-sheet posture remains conservative: cash ended FY2025 at
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Transact Tech's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for Transact Tech, and counted as zero in the overall score.
Transact Tech scores 4.00, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($49.1M) relative to total liabilities ($13.7M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Transact Tech passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.
Transact Tech reported a net loss of $1.2M while generating $7.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Transact Tech reported an operating loss of $1.4M against $339K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Transact Tech generated $51.5M in revenue in fiscal year 2025. This represents an increase of 18.7% from the prior year.
Transact Tech's EBITDA was -$743K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 71.3% from the prior year.
Transact Tech reported -$1.2M in net income in fiscal year 2025. This represents an increase of 87.4% from the prior year.
Transact Tech earned -$0.12 per diluted share (EPS) in fiscal year 2025. This represents an increase of 87.9% from the prior year.
Cash & Balance Sheet
Transact Tech generated $7.6M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 391.5% from the prior year.
Transact Tech held $20.4M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
Transact Tech's gross margin was 48.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.9 percentage points from the prior year.
Transact Tech's operating margin was -2.8% in fiscal year 2025, reflecting core business profitability. This is up 5.6 percentage points from the prior year.
Transact Tech's net profit margin was -2.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 20.3 percentage points from the prior year.
Transact Tech's ROE was -4.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 28.2 percentage points from the prior year.
Capital Allocation
Transact Tech invested $6.7M in research and development in fiscal year 2025. This represents a decrease of 4.0% from the prior year.
Transact Tech invested $109K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 66.1% from the prior year.
Not reported for fiscal year 2025.
TACT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53.0M | $51.5M+18.7% | $43.4M-40.3% | $72.6M+24.9% | $58.1M+47.6% | $39.4M+28.7% | $30.6M-33.1% | $45.7M-16.2% | $54.6M-3.1% | $56.3M-1.6% | $57.2M-4.1% | $59.7M+12.4% | $53.1M-11.7% | $60.1M-12.1% | $68.4M+3.7% | $66.0M |
| Cost of Revenue | N/A | $26.5M+20.8% | $21.9M-36.0% | $34.2M+1.5% | $33.7M+40.5% | $24.0M+35.9% | $17.7M-25.8% | $23.8M-14.5% | $27.8M-6.1% | $29.6M-11.3% | $33.4M-3.6% | $34.7M+10.5% | $31.4M-10.4% | $35.0M-17.3% | $42.4M+2.6% | $41.3M |
| Gross Profit | $26.3M | $25.0M+16.4% | $21.5M-44.1% | $38.4M+57.3% | $24.4M+58.7% | $15.4M+19.0% | $12.9M-41.1% | $21.9M-18.0% | $26.7M+0.3% | $26.7M+12.0% | $23.8M-4.7% | $25.0M+15.0% | $21.7M-13.5% | $25.1M-3.4% | $26.0M+5.5% | $24.6M |
| R&D Expenses | N/A | $6.7M-4.0% | $7.0M-26.1% | $9.4M+10.2% | $8.6M+14.6% | $7.5M+31.1% | $5.7M+29.8% | $4.4M-4.0% | $4.6M+6.3% | $4.3M-2.8% | $4.4M+23.0% | $3.6M-16.3% | $4.3M+5.8% | $4.1M-4.1% | $4.2M+24.0% | $3.4M |
| SG&A Expenses | N/A | $11.3M+13.7% | $9.9M-25.4% | $13.3M+9.2% | $12.2M+26.7% | $9.6M+4.0% | $9.3M+1.0% | $9.2M+11.7% | $8.2M+2.8% | $8.0M+9.9% | $7.3M-1.4% | $7.4M-5.0% | $7.8M+17.7% | $6.6M-15.9% | $7.8M+2.6% | $7.6M |
| Operating Income | N/A | -$1.4M+61.0% | -$3.6M-163.5% | $5.7M+174.3% | -$7.7M+18.1% | -$9.4M-14.7% | -$8.2M-2482.8% | $343K-94.9% | $6.8M-0.8% | $6.8M+31.0% | $5.2M+16.4% | $4.5M+218.5% | -$3.8M-157.0% | $6.6M+18.1% | $5.6M-19.8% | $7.0M |
| Interest Expense | N/A | $339K+5.3% | $322K+3.9% | $310K+49.0% | $208K+32.5% | $157K+20.8% | $130K+364.3% | $28K+3.7% | $27K-18.2% | $33K0.0% | $33K-10.8% | $37K-39.3% | $61K-4.7% | $64K+4.9% | $61K-11.6% | $69K |
| Income Tax | N/A | $156K-97.5% | $6.3M+445.0% | $1.2M+158.8% | -$2.0M+3.8% | -$2.0M+19.6% | -$2.5M-1604.0% | -$149K-114.3% | $1.0M-70.8% | $3.6M+129.3% | $1.6M+15.0% | $1.4M+194.2% | -$1.4M-189.8% | $1.6M-18.7% | $2.0M-15.8% | $2.3M |
| Net Income | -$400K | -$1.2M+87.4% | -$9.9M-307.7% | $4.7M+180.0% | -$5.9M-46.9% | -$4.0M+28.2% | -$5.6M-1191.1% | $516K-90.5% | $5.4M+69.0% | $3.2M-11.2% | $3.6M+17.0% | $3.1M+227.7% | -$2.4M-149.1% | $4.9M+36.3% | $3.6M-22.6% | $4.7M |
| EPS (Diluted) | -$0.04 | -$0.12+87.9% | -$0.99-310.6% | $0.47+178.3% | -$0.60-39.5% | -$0.43+40.3% | -$0.72-1128.6% | $0.07-90.0% | $0.70+66.7% | $0.42-10.6% | $0.47+20.5% | $0.39+234.5% | -$0.29-150.9% | $0.57+42.5% | $0.40-18.4% | $0.49 |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
TACT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $44.8M+1.7% | $44.0M-18.8% | $54.2M+4.6% | $51.8M+1.8% | $50.9M+20.6% | $42.2M+17.2% | $36.1M+3.2% | $35.0M+3.0% | $34.0M+6.0% | $32.0M-1.6% | $32.6M-8.2% | $35.5M-12.2% | $40.4M-10.7% | $45.2M+5.8% | $42.7M |
| Current Assets | $38.8M+1.2% | $38.4M-6.4% | $41.0M+13.5% | $36.1M-2.7% | $37.1M+31.8% | $28.2M+13.1% | $24.9M-7.8% | $27.0M+2.6% | $26.4M+13.8% | $23.2M-0.9% | $23.4M-16.5% | $28.0M-13.1% | $32.2M-9.7% | $35.7M+8.0% | $33.1M |
| Cash & Equivalents | $20.4M+42.0% | $14.4M+16.8% | $12.3M+55.1% | $7.9M-59.2% | $19.5M+87.8% | $10.4M+146.5% | $4.2M-10.4% | $4.7M-14.8% | $5.5M+120.0% | $2.5M-44.0% | $4.5M+42.9% | $3.1M+6.6% | $2.9M-61.0% | $7.5M+9.8% | $6.9M |
| Inventory | $10.9M-32.8% | $16.2M-9.0% | $17.8M+47.6% | $12.0M+56.0% | $7.7M-31.7% | $11.3M-6.7% | $12.1M-5.7% | $12.8M+44.6% | $8.9M-8.6% | $9.7M-14.1% | $11.3M-4.3% | $11.8M-12.6% | $13.5M+30.9% | $10.3M-27.1% | $14.2M |
| Accounts Receivable | $6.4M-2.2% | $6.5M-33.8% | $9.8M-29.5% | $13.9M+83.4% | $7.6M+124.8% | $3.4M-47.4% | $6.4M-20.0% | $8.0M | N/A | N/A | $7.2M-21.1% | $9.1M-31.3% | $13.2M-16.9% | $15.9M+66.2% | $9.6M |
| Goodwill | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M0.0% | $2.6M+4.1% | $2.5M |
| Total Liabilities | $13.7M+1.9% | $13.4M-9.4% | $14.8M-17.7% | $18.0M+50.4% | $11.9M-0.5% | $12.0M+18.5% | $10.1M+37.2% | $7.4M-6.9% | $7.9M0.0% | $7.9M+16.0% | $6.8M-32.2% | $10.1M+28.0% | $7.9M-33.5% | $11.9M+59.7% | $7.4M |
| Current Liabilities | $13.0M+1.3% | $12.9M-5.5% | $13.6M-14.4% | $15.9M+62.6% | $9.8M+46.3% | $6.7M-12.4% | $7.6M+15.3% | $6.6M-9.8% | $7.3M-1.0% | $7.4M+17.3% | $6.3M-34.3% | $9.6M+31.1% | $7.3M-28.0% | $10.2M+75.0% | $5.8M |
| Total Equity | $31.1M+1.6% | $30.6M-22.3% | $39.4M+16.4% | $33.9M-13.1% | $39.0M+29.4% | $30.1M+16.2% | $25.9M-6.0% | $27.6M+6.0% | $26.0M+7.9% | $24.1M-6.3% | $25.7M+1.3% | $25.4M-21.9% | $32.5M-2.5% | $33.4M-5.5% | $35.3M |
| Retained Earnings | $3.3M-27.5% | $4.5M-68.6% | $14.4M+49.3% | $9.6M-38.1% | $15.6M-20.6% | $19.6M-22.6% | $25.3M-7.9% | $27.5M+11.1% | $24.8M+2.5% | $24.2M+5.2% | $23.0M+2.7% | $22.3M-18.2% | $27.3M+10.6% | $24.7M+14.3% | $21.6M |
Not reported in any period shown, so not listed: Long-Term Debt.
TACT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.4M | $7.7M+312.3% | $1.9M-66.2% | $5.5M+145.1% | -$12.2M-386.9% | -$2.5M+28.5% | -$3.5M-172.4% | $4.8M-5.1% | $5.1M-13.7% | $5.9M+28.0% | $4.6M-16.7% | $5.6M-8.3% | $6.1M+142.8% | $2.5M-69.0% | $8.0M+283.1% | $2.1M |
| Capital Expenditures | $217K | $109K-66.1% | $322K-64.3% | $901K-30.6% | $1.3M-6.1% | $1.4M+86.0% | $744K-29.9% | $1.1M+5.5% | $1.0M+20.6% | $835K+37.3% | $608K-36.6% | $959K+45.3% | $660K-6.9% | $709K-34.5% | $1.1M+69.1% | $640K |
| Free Cash Flow | $5.2M | $7.6M+391.5% | $1.5M-66.6% | $4.6M+134.1% | -$13.5M-247.2% | -$3.9M+8.5% | -$4.3M-212.4% | $3.8M-7.8% | $4.1M-19.3% | $5.1M+26.6% | $4.0M-12.5% | $4.6M-14.9% | $5.4M+202.3% | $1.8M-74.3% | $6.9M+377.2% | $1.5M |
| Investing Cash Flow | -$3.7M | -$1.6M-400.6% | -$322K+64.3% | -$901K+30.6% | -$1.3M-685.1% | $222K+116.5% | -$1.3M+43.2% | -$2.4M-60.6% | -$1.5M-49.5% | -$985K-64.2% | -$600K+37.2% | -$955K-44.7% | -$660K+11.5% | -$746K+32.3% | -$1.1M+79.0% | -$5.3M |
| Financing Cash Flow | -$162K | -$119K-118.8% | $634K+828.7% | -$87K-104.2% | $2.1M-82.0% | $11.5M+4.0% | $11.0M+480.8% | -$2.9M+35.9% | -$4.5M-135.3% | -$1.9M+67.8% | -$6.0M-84.0% | -$3.2M+37.4% | -$5.2M+18.3% | -$6.3M-1.5% | -$6.2M-397.8% | -$1.3M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | $0-100.0% | $2.7M+0.6% | $2.7M+3.3% | $2.6M+6.8% | $2.4M-2.8% | $2.5M-2.8% | $2.6M+10.3% | $2.3M+340.5% | $526K | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0-100.0% | $2.0M+458.7% | $358K-90.0% | $3.6M+250.1% | $1.0M-61.3% | $2.6M-49.3% | $5.2M-12.5% | $5.9M+121.6% | $2.7M |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
TACT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.6%-0.9pp | 49.5%-3.3pp | 52.9%+10.9pp | 42.0%+2.9pp | 39.1%-3.2pp | 42.3%-5.7pp | 47.9%-1.0pp | 49.0%+1.6pp | 47.3%+5.8pp | 41.6%-0.3pp | 41.9%+1.0pp | 40.9%-0.8pp | 41.7%+3.7pp | 38.0%+0.7pp | 37.3% |
| Operating Margin | -2.8%+5.6pp | -8.4%-16.2pp | 7.9%+21.1pp | -13.2%+10.6pp | -23.8%+2.9pp | -26.7%-27.5pp | 0.8%-11.6pp | 12.4%+0.3pp | 12.1%+3.0pp | 9.1%+1.6pp | 7.5%+14.6pp | -7.1%-18.1pp | 11.0%+2.8pp | 8.2%-2.4pp | 10.6% |
| Net Margin | -2.4%+20.3pp | -22.7%-29.3pp | 6.5%+16.8pp | -10.2%+0.1pp | -10.3%+8.1pp | -18.4%-19.5pp | 1.1%-8.8pp | 9.9%+4.2pp | 5.7%-0.6pp | 6.3%+1.1pp | 5.2%+9.7pp | -4.6%-12.8pp | 8.2%+2.9pp | 5.3%-1.8pp | 7.1% |
| Return on Equity | -4.0%+28.2pp | -32.2%-44.3pp | 12.0%+29.6pp | -17.5%-7.2pp | -10.4%+8.3pp | -18.7%-20.7pp | 2.0%-17.7pp | 19.7%+7.3pp | 12.3%-2.7pp | 15.0%+3.0pp | 12.0%+21.6pp | -9.5%-24.7pp | 15.2%+4.3pp | 10.8%-2.4pp | 13.2% |
| Return on Assets | -2.8%+19.6pp | -22.4%-31.2pp | 8.8%+20.2pp | -11.5%-3.5pp | -7.9%+5.4pp | -13.3%-14.8pp | 1.4%-14.1pp | 15.5%+6.1pp | 9.5%-1.8pp | 11.3%+1.8pp | 9.5%+16.3pp | -6.8%-19.0pp | 12.2%+4.2pp | 8.0%-2.9pp | 10.9% |
| Current Ratio | 2.970.0x | 2.980.0x | 3.01+0.7x | 2.27-1.5x | 3.79-0.4x | 4.21+0.9x | 3.26-0.8x | 4.08+0.5x | 3.59+0.5x | 3.12-0.6x | 3.69+0.8x | 2.91-1.5x | 4.38+0.9x | 3.50-2.2x | 5.67 |
| Debt-to-Equity | 0.440.0x | 0.44+0.1x | 0.38-0.2x | 0.53+0.2x | 0.31-0.1x | 0.400.0x | 0.39+0.1x | 0.270.0x | 0.310.0x | 0.33+0.1x | 0.27-0.1x | 0.40+0.2x | 0.24-0.1x | 0.36+0.1x | 0.21 |
| FCF Margin | 14.7%+11.1pp | 3.5%-2.8pp | 6.3%+29.6pp | -23.3%-13.4pp | -9.9%+4.0pp | -13.9%-22.2pp | 8.3%+0.8pp | 7.5%-1.5pp | 9.0%+2.0pp | 7.0%-0.7pp | 7.7%-2.5pp | 10.2%+7.2pp | 3.0%-7.2pp | 10.2%+7.9pp | 2.2% |
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Where Transact Tech Ranks
Frequently Asked Questions
What is Transact Tech's annual revenue?
Transact Tech (TACT) reported $51.5M in total revenue for fiscal year 2025. This represents a 18.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Transact Tech's revenue growing?
Transact Tech (TACT) revenue grew by 18.7% year-over-year, from $43.4M to $51.5M in fiscal year 2025.
Is Transact Tech profitable?
No, Transact Tech (TACT) reported a net income of -$1.2M in fiscal year 2025, with a net profit margin of -2.4%.
What is Transact Tech's EBITDA?
Transact Tech (TACT) had EBITDA of -$743K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Transact Tech's gross margin?
Transact Tech (TACT) had a gross margin of 48.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Transact Tech's operating margin?
Transact Tech (TACT) had an operating margin of -2.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Transact Tech's net profit margin?
Transact Tech (TACT) had a net profit margin of -2.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Transact Tech's return on equity (ROE)?
Transact Tech (TACT) has a return on equity of -4.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Transact Tech's free cash flow?
Transact Tech (TACT) generated $7.6M in free cash flow during fiscal year 2025. This represents a 391.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Transact Tech's operating cash flow?
Transact Tech (TACT) generated $7.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Transact Tech's total assets?
Transact Tech (TACT) had $44.8M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Transact Tech's capital expenditures?
Transact Tech (TACT) invested $109K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Transact Tech spend on research and development?
Transact Tech (TACT) invested $6.7M in research and development during fiscal year 2025.
What is Transact Tech's current ratio?
Transact Tech (TACT) had a current ratio of 2.97 as of fiscal year 2025, which is generally considered healthy.
What is Transact Tech's debt-to-equity ratio?
Transact Tech (TACT) had a debt-to-equity ratio of 0.44 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Transact Tech's return on assets (ROA)?
Transact Tech (TACT) had a return on assets of -2.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Transact Tech's Altman Z-Score?
Transact Tech (TACT) has an Altman Z-Score of 4.00, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Transact Tech's Piotroski F-Score?
Transact Tech (TACT) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Transact Tech's earnings high quality?
Transact Tech (TACT) reported a net loss of $1.2M while generating $7.7M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Transact Tech cover its interest payments?
Transact Tech (TACT) reported an operating loss of $1.4M against $339K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Transact Tech?
Transact Tech (TACT) scores 51 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.