Top Wealth Grp Financials
This page shows Top Wealth Grp (TWG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2024 looks like a recapitalization year, with externally funded asset growth overpowering a much smaller sales base.
The most important disconnect is cash flow improved while earnings deteriorated: operating cash flow was$888K even as net income fell to-$2.0M . Receivables dropped about73.8% while revenue fell about72.0% versus FY2023, which shows cash was released from past sales as the business contracted rather than created by healthier current operations.
Gross margin rebounded to
FY2024 also reshaped the balance sheet: financing inflows of
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Top Wealth Grp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Top Wealth Grp's revenue surged 92.3% year-over-year to $9.1M, reflecting rapid business expansion. This strong growth earns a score of 0/100.
Top Wealth Grp carries a low D/E ratio of 0.06, meaning only $0.06 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 10.66, Top Wealth Grp holds $10.66 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
Top Wealth Grp's ROE of 11.5% shows moderate profitability relative to equity, earning a score of 39/100. This is up from -10.8% the prior year.
Top Wealth Grp passes 6 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Top Wealth Grp generates $-1.94 in operating cash flow (-$6.2M OCF vs $3.2M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Top Wealth Grp generated $9.1M in revenue in fiscal year 2025. This represents an increase of 92.3% from the prior year.
Top Wealth Grp reported $3.2M in net income in fiscal year 2025. This represents an increase of 258.0% from the prior year.
Top Wealth Grp earned $3.87 per diluted share (EPS) in fiscal year 2025. This represents an increase of 172.9% from the prior year.
Cash & Balance Sheet
Top Wealth Grp held $2.4M in cash against $0 in long-term debt as of fiscal year 2025.
Top Wealth Grp had 1M shares outstanding in fiscal year 2025. This represents a decrease of 97.5% from the prior year.
Margins & Returns
Top Wealth Grp's gross margin was 74.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 21.8 percentage points from the prior year.
Top Wealth Grp's net profit margin was 34.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 77.5 percentage points from the prior year.
Top Wealth Grp's ROE was 11.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 22.3 percentage points from the prior year.
Capital Allocation
TWG Income Statement
| Metric | Q4'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A |
| Net Income | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | N/A | N/A |
TWG Balance Sheet
| Metric | Q4'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Total Assets | $29.4M+48.8% | $19.8M+169.2% | $7.3M+114.1% | $3.4M |
| Current Assets | $17.4M+361.5% | $3.8M-47.0% | $7.1M+139.3% | $3.0M |
| Cash & Equivalents | $2.4M+5532.7% | $42K-68.5% | $134K-38.2% | $217K |
| Inventory | $3.5M | N/A | $153K-92.6% | $2.1M |
| Accounts Receivable | $9.2M+491.6% | $1.6M-73.8% | $6.0M+17792.1% | $33K |
| Goodwill | N/A | N/A | N/A | N/A |
| Total Liabilities | $1.7M+43.5% | $1.2M-51.4% | $2.4M+160.4% | $920K |
| Current Liabilities | $1.6M+40.5% | $1.2M-51.4% | $2.4M+165.5% | $903K |
| Long-Term Debt | N/A | N/A | N/A | N/A |
| Total Equity | $27.8M+49.1% | $18.6M+276.0% | $5.0M+97.2% | $2.5M |
| Retained Earnings | $5.5M+139.3% | $2.3M-46.9% | $4.3M+130.3% | $1.9M |
TWG Cash Flow Statement
| Metric | Q4'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Operating Cash Flow | N/A | N/A | N/A | N/A |
| Capital Expenditures | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A |
| Financing Cash Flow | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A |
TWG Financial Ratios
| Metric | Q4'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A |
| Current Ratio | 10.66+7.4 | 3.25+0.3 | 2.98-0.3 | 3.30 |
| Debt-to-Equity | 0.060.0 | 0.06-0.4 | 0.48+0.1 | 0.37 |
| FCF Margin | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Top Wealth Grp's annual revenue?
Top Wealth Grp (TWG) reported $9.1M in total revenue for fiscal year 2025. This represents a 92.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Top Wealth Grp's revenue growing?
Top Wealth Grp (TWG) revenue grew by 92.3% year-over-year, from $4.7M to $9.1M in fiscal year 2025.
Is Top Wealth Grp profitable?
Yes, Top Wealth Grp (TWG) reported a net income of $3.2M in fiscal year 2025, with a net profit margin of 34.9%.
What is Top Wealth Grp's gross margin?
Top Wealth Grp (TWG) had a gross margin of 74.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Top Wealth Grp's net profit margin?
Top Wealth Grp (TWG) had a net profit margin of 34.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Top Wealth Grp's return on equity (ROE)?
Top Wealth Grp (TWG) has a return on equity of 11.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Top Wealth Grp's operating cash flow?
Top Wealth Grp (TWG) generated -$6.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Top Wealth Grp's total assets?
Top Wealth Grp (TWG) had $29.4M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Top Wealth Grp's current ratio?
Top Wealth Grp (TWG) had a current ratio of 10.66 as of fiscal year 2025, which is generally considered healthy.
What is Top Wealth Grp's debt-to-equity ratio?
Top Wealth Grp (TWG) had a debt-to-equity ratio of 0.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Top Wealth Grp's return on assets (ROA)?
Top Wealth Grp (TWG) had a return on assets of 10.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Top Wealth Grp's cash runway?
Based on fiscal year 2025 data, Top Wealth Grp (TWG) had $2.4M in cash against an annual operating cash burn of $6.2M. This gives an estimated cash runway of approximately 5 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Top Wealth Grp's Piotroski F-Score?
Top Wealth Grp (TWG) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Top Wealth Grp's earnings high quality?
Top Wealth Grp (TWG) has an earnings quality ratio of -1.94x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Top Wealth Grp?
Top Wealth Grp (TWG) scores 40 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.