American Integrity Founder and CEO Bob Ritchie Named PropertyCasualty360’s 2026 Thought Leader of the Year

Key Terms

property and casualty insurance technical

Property and casualty (P&C) insurance covers financial losses from damage to physical assets and from legal liability for injury or damage to others, including policies for homes, cars, businesses and general liability risks. It matters to investors because P&C insurers earn money by collecting premiums and paying claims; their profits depend on how well they price risks, set aside reserves for future claims, and manage investments—like a neighborhood safety net that must balance incoming payments against unpredictable payouts.

underwriting technical

Underwriting is the process where a financial institution agrees to buy and then resell new stocks or bonds to investors. It matters because it helps companies raise money quickly and smoothly, while the bank takes on the risk of selling those securities at the agreed price. Think of it like a booker guaranteeing to sell all tickets for a concert before opening the doors.

policyholders technical

Individuals or organizations that have an active insurance contract with an insurer, are listed as the named insured on the policy, pay premiums, and are entitled to the coverage and claim payments specified in that contract. They matter to investors because the size, composition, and claims behavior of a company’s policyholder base directly affect revenue, cash flow, risk exposure, reserve needs and pricing power—similar to how subscribers determine the health of a subscription business.

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National recognition honors two decades of leadership advancing responsible growth, innovation, financial resilience, and market stability across the property and casualty insurance industry

TAMPA, Fla.--(BUSINESS WIRE)-- American Integrity Insurance Group, Inc. (NYSE: AII) (“American Integrity,” “we,” “us,” “our,” or the “Company”), a Tampa-based property and casualty insurance holding company and one of Florida’s leading providers of residential property insurance, today announced that its Founder and Chief Executive Officer, Bob Ritchie, has been named PropertyCasualty360’s 2026 Thought Leader of the Year in the Insurance Carriers category. The honor is part of the national Insurance Luminaries Awards, which recognize professionals and organizations whose innovation, leadership, and service are helping shape the future of the property and casualty insurance industry.

The honor recognizes Mr. Ritchie’s contributions to strengthening Florida’s property insurance market and advancing industry dialogue around responsible growth, financial resilience, innovation, and long-term market stability.

Since founding American Integrity in 2006, Mr. Ritchie has transformed the Company from a Florida-based homeowners insurer into a regional carrier serving policyholders across multiple states in the Southeast. Under his leadership, American Integrity has expanded its geographic footprint, strengthened its financial foundation, built enduring relationships with independent insurance agents and, in 2025, successfully completed its transition to a publicly traded company, all in pursuit of becoming a trusted insurance partner for both homeowners and independent agents. Today, American Integrity protects hundreds of thousands of policyholders across the Southeast while continuing to expand responsibly into new markets.

Throughout his career, Mr. Ritchie has participated in industry discussions focused on market reform, disciplined underwriting, responsible growth, and long-term market stability. He has advocated for practical solutions that strengthen insurance capacity while helping agents, consumers, policymakers, and industry leaders navigate a constantly evolving insurance landscape. In recent years, he has advocated for legislative reforms intended to improve the stability of Florida’s property insurance market. Following reforms enacted in 2022 and 2023, the Florida insurance market has seen a reduction in the frequency of claims, increased market participation, and improved conditions for responsible private-market growth. Within the Company, Mr. Ritchie has built a values-driven culture centered on integrity, commitment, teamwork, humility, passion, and service. He has emphasized that lasting success is measured not only by financial performance, but also by the confidence policyholders place in their insurer, and the strength of relationships with employees, agency partners, and the communities the Company serves.

“I am honored to receive the Thought Leader of the Year Award from PropertyCasualty360,” said Mr. Ritchie. “This recognition reflects the extraordinary dedication of the American Integrity team, and is a testament to nearly two decades of serving policyholders, supporting independent agents, and strengthening the property insurance marketplace. Every policy represents a promise to be there when families need us most, and this honor belongs to our employees, agency partners, Board of Directors, and stockholders who make that mission possible.”

"This year, the team behind PropertyCasualty360.com was thrilled to scale up our annual professional recognition program to more accurately reflect the depth and breadth of the property and casualty insurance industry," said PropertyCasualty360 Editor-in-Chief Elana Ashanti Jefferson. "These awards pay homage to the critical work around making insureds whole after a major loss while also empowering innovation and modernization to address ever more complex risks and consumer demands."

For more information about PropertyCasualty360’s 2026 Insurance Luminaries, visit their website.

About American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc. (NYSE: AII) is a leading provider of residential property insurance, focused on delivering innovative, reliable coverage to homeowners throughout the Southeast. Built on a foundation of integrity, resilience, and service, the Company’s mission is to be the most trusted and responsive insurance solution in the markets it serves. Founded in 2006 and headquartered in Tampa, American Integrity is committed to protecting policyholders with strength and purpose–today and for generations to come. For more information, visit www.aii.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260720975438/en/

Media Contact:
Toni Logan
American Integrity Insurance Group, Inc.
tlogan@aii.com
813-240-7607

Source: American Integrity Insurance Group, Inc.