Alkami Now a Nacha Preferred Partner for ACH Experience, Fraud Monitoring, and Risk and Fraud Prevention

Rhea-AI Summary

Alkami (Nasdaq: ALKT) announced it is a Nacha Preferred Partner for ACH experience, fraud monitoring, and risk prevention on March 3, 2026. The designation recognizes Alkami's ACH origination/receipt, Returns and Notifications of Change reporting, and Positive Pay capabilities.

Industry context: full-year ACH Network volume reached 35.2 billion payments (up ~5%) and $93 trillion in value (up ~8%).

News Market Reaction – ALKT

-0.88%

1 alert

-0.88% News Effect

On the day this news was published, ALKT declined 0.88%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

ACH Network payments volume: 35.2 billion payments ACH Network payment value: $93 trillion

2 metrics

ACH Network payments volume 35.2 billion payments Full-year ACH Network volume referenced in Nacha partnership release

ACH Network payment value $93 trillion Full-year value of ACH Network payments referenced in release

Market Reality Check

Price: $16.94 Vol: Volume 2,506,503 is sligh...

normal vol

$16.94 Last Close

Volume Volume 2,506,503 is slightly below the 20-day average of 2,634,532. normal

Technical Shares trade below the 200-day MA of 23.77 with a current price of 17.09, well under the 31.66 52-week high.

Peers on Argus

ALKT rose 3.29% while key peers were mixed: NATL +11.08%, AGYS +4.94%, DAVE +7.5...

1 Up

ALKT rose 3.29% while key peers were mixed: NATL +11.08%, AGYS +4.94%, DAVE +7.57%, and SPNS roughly flat. Momentum scans only flagged ASAN (+4.21%) with no related news, supporting a stock-specific response to this Nacha partnership.

Historical Context

5 past events · Latest: Feb 25 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Feb 25	Earnings results	Positive	+4.9%	Strong FY2025 revenue and EBITDA guidance while still GAAP-loss making.
Feb 24	Strategic partnership	Positive	+0.8%	MANTL integration with MeridianLink to streamline loan and deposit origination.
Feb 19	Client platform launch	Positive	-0.8%	State Bank of Texas went live on Alkami’s Digital Banking Platform.
Feb 18	Client platform launch	Positive	+3.2%	BankCherokee launched Alkami’s platform with fraud-focused features.
Feb 13	Marketing/webinar	Neutral	+1.9%	Announcement of webinar on transaction data cleansing and analytics.

Pattern Detected

Recent positive news (earnings, partnerships, platform wins) more often aligned with upward price moves, with only one divergence on a client launch.

Recent Company History

Over recent months, Alkami reported strong growth, with Q4 2025 revenue of $120.8M and FY2025 revenue of $443.6M, alongside improving Adjusted EBITDA and higher remaining performance obligations. News flow has focused on expanding its digital banking footprint, including launches at State Bank of Texas and BankCherokee and a webinar on transaction data analytics. The new Nacha Preferred Partner recognition fits a pattern of strengthening payments and fraud capabilities that support its digital banking and commercial ACH offerings.

Market Pulse Summary

This announcement underscores Alkami’s focus on ACH and fraud prevention, with Nacha Preferred Partn...

Analysis

This announcement underscores Alkami’s focus on ACH and fraud prevention, with Nacha Preferred Partner status validating its ACH origination, returns, and Positive Pay capabilities. It complements recent milestones such as strong FY2025 revenue of $443.6M, client launches, and ongoing investment in its digital banking platform. Investors may watch how this recognition influences adoption of its ACH and risk tools and whether it reinforces the growth trajectory highlighted in recent earnings and regulatory filings.

Key Terms

automated clearing house (ach), ach origination, ach returns, notifications of change, +4 more

8 terms

automated clearing house (ach) financial

"modern Automated Clearing House (ACH) solutions for financial institutions"

A federal electronic network that moves money between bank accounts for things like payroll, bill payments, dividends and vendor transfers. Think of it as a postal sorting system for bank transfers that batches and delivers payments on scheduled cycles rather than instantly. Investors care because ACH timing, reliability, and fees affect a company’s cash flow, dividend and payroll deliveries, settlement of transactions and short-term liquidity, which can influence financial operations and stock performance.

ach origination financial

"The Platform supports both ACH origination and receipt, enabling account holders"

ACH origination is the process by which a company initiates an electronic bank transfer through the Automated Clearing House (ACH) network, authorizing a debit or credit to move funds between accounts. For investors, it matters because it affects how reliably and cheaply a business collects payments or pays vendors—impacting cash flow predictability, timing of funds availability, transaction costs, and fraud/compliance exposure; think of it as replacing paper checks with an autopay system that smooths revenue and reduces processing overhead.

ach returns financial

"Alkami also provides ACH Returns and Notifications of Change reporting"

ACH returns are bank transfers that are sent back after an attempted Automated Clearing House payment fails — for example because of insufficient funds, wrong account details, a closed account, or revoked permission. For investors, rising ACH return rates act like frequent bounced checks for a business: they can signal cash-collection problems, higher payment processing costs, customer disputes or fraud, and therefore potential pressure on revenue and margins.

notifications of change financial

"ACH Returns and Notifications of Change reporting to help institutions"

Notifications of change are formal announcements companies submit to exchanges or regulators to report important updates to corporate details — for example, changes in directors or officers, registered address, authorized share capital, auditors, or governing documents. Investors treat these notices like a company’s change-of-address and leadership log: they reveal shifts in management, ownership, legal status or financial structure that can affect governance, regulatory standing and the perceived value or risk of the stock.

ach positive pay financial

"Alkami offers ACH Positive Pay, allowing businesses to review incoming"

ACH Positive Pay is a bank service that helps prevent unauthorized electronic withdrawals by matching incoming ACH debit requests against a preapproved list provided by the account holder. Think of it like giving the bank a vetted guest list so only known payments are allowed; any mismatch is flagged or blocked. For investors, it matters because it protects a company’s cash balances and reduces the risk of surprise losses or operational disruptions that can affect financial stability and reporting.

remittance data financial

"Automated alerts and detailed remittance data provide greater visibility"

Remittance data is the information that travels with a payment to show who sent it, which invoices or bills it covers, and any reference numbers or amounts. For investors, clear remittance data is like labeled boxes in a warehouse: it makes cash receipts easy to match to sales, speeds reconciliation, reduces accounting errors, and reveals payment timing and customer behavior that affect cash flow and working capital.

fraud monitoring technical

"for ACH Experience, Fraud Monitoring, and Risk and Fraud Prevention"

Fraud monitoring is the ongoing process of detecting, preventing and investigating dishonest or illegal activity that could harm a company’s finances, reputation or customers. It combines routine checks, data analysis and alerts — like a security camera and alarm system for a company’s money and records — to spot unusual patterns early. Investors care because strong fraud monitoring reduces the chance of unexpected losses, fines and reputational damage that can erode a company’s value.

risk and fraud prevention technical

"for ACH Experience, Fraud Monitoring, and Risk and Fraud Prevention"

Risk and fraud prevention is the set of policies, controls and actions a company uses to spot and stop mistakes, scams or dishonest behavior before they cause harm. Like locks, alarms and a neighborhood watch for a business, these measures protect cash, customer trust and legal standing; weaknesses can lead to direct financial losses, fines or damaged reputation, all of which matter to investors evaluating long‑term value and stability.

AI-generated analysis. Not financial advice.

Preferred Partner status highlights Alkami's commitment to advancing the ACH Network

PLANO, Texas, March 3, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced it is a Nacha Preferred Partner, reinforcing Alkami's commitment to delivering secure, compliant, and modern Automated Clearing House (ACH) solutions for financial institutions and their commercial clients.

As a Nacha Preferred Partner, Alkami joins a select group of technology providers recognized for supporting the ongoing advancement of the ACH Network. This recognition comes at a time when ACH usage is on the rise. Full-year ACH Network volume totaled 35.2 billion payments, up nearly 5% over 2024. The value of those payments reached $93 trillion, an increase of almost 8%.¹ Nacha plays a critical role in governing and evolving the ACH Network, which processes billions of payments each year for businesses and consumers across the United States. Becoming a Preferred Partner reflects Alkami's strategic alignment with Nacha's efforts to advance the ACH Network, and Alkami's ongoing efforts to support best practices, evolving Nacha Rules, and thoughtful engagement with the payments community.

"Being recognized as a Nacha Preferred Partner is meaningful because it reflects the work we do every day to help banks and credit unions support their commercial clients with ACH," said Taylor Adkins, vice president, product management at Alkami. "Financial institutions want confidence that their technology partners understand the Rules, the risks, and the realities of running ACH at scale. Being a Preferred Partner reinforces and reflects our focus on delivering practical, business-ready ACH capabilities that institutions can stand behind."

Alkami's ACH capabilities are designed to help financial institutions deliver a modern, secure, and efficient payment experience. The Platform supports both ACH origination and receipt, enabling account holders to send and receive payments for a wide range of use cases. Alkami also provides ACH Returns and Notifications of Change reporting to help institutions, and their business clients, stay informed and compliant as account information changes.

"For us, Alkami becoming a Nacha Preferred Partner isn't just a status. It's a signal that we're working with a provider that deeply understands the complexity of commercial ACH," said Matt Bleecker, senior vice president, treasury management product and strategy at Tradition Capital Bank. "Their Platform gives us the tools we need to confidently support our business clients, whether that's preventing fraud, managing risk, or simply ensuring payments move quickly and accurately."

To support stronger risk management, Alkami offers ACH Positive Pay, allowing businesses to review incoming ACH debit or credit entries before they are processed to help prevent unauthorized transactions. Automated alerts and detailed remittance data provide greater visibility and control, helping businesses monitor activity and respond quickly to potential issues.

To learn more about Alkami's Positive Pay & ACH Reporting, visit here.

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

____________________

1Nacha, Same Day ACH and Business-to-Business Payments Propel ACH Network Volume Growth in 2025, Jan. 29, 2026, https://www.nacha.org/news/same-day-ach-and-business-business-payments-propel-ach-network-volume-growth-2025

View original content to download multimedia:https://www.prnewswire.com/news-releases/alkami-now-a-nacha-preferred-partner-for-ach-experience-fraud-monitoring-and-risk-and-fraud-prevention-302701590.html

SOURCE Alkami Technology, Inc.

FAQ

What does Alkami becoming a Nacha Preferred Partner mean for ALKT shareholders?

It signals vendor recognition for Alkami's ACH capabilities and risk tools, which may support commercial adoption. According to the company, the status reflects alignment with Nacha Rules and demonstrates capabilities like Positive Pay and ACH reporting that target fraud and compliance needs.

What specific ACH features does Alkami (ALKT) provide as a Nacha Preferred Partner?

Alkami provides ACH origination and receipt, Returns and Notifications of Change reporting, and Positive Pay. According to the company, these features add visibility with automated alerts, detailed remittance data, and business-level review of incoming debits and credits.

When was Alkami named a Nacha Preferred Partner and which stock symbol is affected?

Alkami was named a Nacha Preferred Partner on March 3, 2026; the stock is listed as ALKT. According to the company, the recognition places Alkami among a select group of technology providers supporting the ACH Network's advancement.

How does Alkami's Positive Pay for ACH help banks and businesses under ALKT?

Positive Pay lets businesses review incoming ACH debit or credit entries before processing to reduce unauthorized transactions. According to the company, automated alerts and remittance detail improve control, help monitor activity, and speed response to potential issues.

What ACH network trends accompany Alkami's partnership announcement for ALKT investors?

ACH usage is increasing: full-year ACH volume reached 35.2 billion payments and $93 trillion in value, year-over-year rises of about 5% and 8%. According to the company, these trends underscore growing demand for secure, compliant ACH solutions.

How might Alkami's Nacha Preferred Partner status affect its commercial banking relationships?

The status may strengthen Alkami's credibility with banks and credit unions seeking ACH risk controls and compliance-ready tools. According to the company, customers like Tradition Capital Bank view the partnership as evidence of Alkami's commercial ACH expertise and operational readiness.