MANTL Partners with MeridianLink to Offer Integrated Point-of-Sale (POS) Solution

Rhea-AI Summary

MANTL (part of Alkami, NYSE:ALKT) announced a strategic integration with MeridianLink on February 24, 2026 to offer an optional API-driven point-of-sale (POS) loan application solution for mutual clients. The integration links MANTL's digital front end with MeridianLink's consumer LOS, enabling instant approvals, automated KYC, seamless transfers, member verification, and cross-sell personalization to streamline loan and deposit origination.

News Market Reaction – ALKT

+0.78%

13 alerts

+0.78% News Effect

-13.0% Trough in 54 min

+$13M Valuation Impact

$1.72B Market Cap

0.0x Rel. Volume

On the day this news was published, ALKT gained 0.78%, reflecting a mild positive market reaction. Argus tracked a trough of -13.0% from its starting point during tracking. Our momentum scanner triggered 13 alerts that day, indicating notable trading interest and price volatility. This price movement added approximately $13M to the company's valuation, bringing the market cap to $1.72B at that time.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

J.D. Power certification year: 2024 J.D. Power certification year: 2025

2 metrics

J.D. Power certification year 2024 Certification for outstanding mobile banking platform experience

J.D. Power certification year 2025 Certification for outstanding mobile banking platform experience

Market Reality Check

Price: $16.55 Vol: Volume 2,465,323 is 13% a...

normal vol

$16.55 Last Close

Volume Volume 2,465,323 is 13% above 20-day average 2,180,110. normal

Technical Price 15.48 trades below 200-day MA 24.1 and near 52-week low 15.3.

Peers on Argus

ALKT fell 9.1% with several software peers also down: RNG -11.92%, AGYS -7.85%, ...

1 Up

ALKT fell 9.1% with several software peers also down: RNG -11.92%, AGYS -7.85%, DAVE -5.24%, NATL -4.69%. This points to broader sector pressure despite company-specific partnership news.

Previous Partnership Reports

5 past events · Latest: Feb 04 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Feb 04	MANTL–Amplify partnership	Positive	+1.7%	Credit union adopted MANTL to speed and automate account opening.
Jan 14	Citizens State Bank deal	Positive	-1.0%	Bank chose MANTL to modernize and unify deposit account opening.
Dec 18	MANTL–Alloy scale milestone	Positive	+0.5%	Partnership surpassed 2M applications with high automation and fraud reduction.
Dec 16	Method Financial partnership	Positive	+1.7%	Integrated real-time liability data to streamline loan refinancing workflows.
Dec 10	Award-winning MANTL rollout	Positive	-0.1%	Credit union won tech award after major efficiency gains with MANTL.

Pattern Detected

Partnership announcements have usually seen modest moves, with a mix of small gains and occasional declines.

Recent Company History

Recent history shows MANTL- and partnership-related news delivering incremental positives for Alkami. Since Dec 2025, collaborations with Alloy, Method Financial, and multiple banks and credit unions highlighted automation, higher decisioning rates, and efficiency gains. Price reactions to these partnership releases have generally been modest, clustering around low single-digit percentage moves. Today’s MeridianLink integration extends the same MANTL-driven theme of modernizing onboarding and lending workflows for financial institutions.

Historical Comparison

+0.6% avg move · Partnership news around MANTL has averaged a 0.57% move. Today’s -9.1% decline is notably more negat...

partnership

+0.6%

Average Historical Move partnership

Partnership news around MANTL has averaged a 0.57% move. Today’s -9.1% decline is notably more negative than prior partnership reactions.

Partnerships show MANTL expanding from deposit onboarding efficiency to broader decisioning, risk, and now POS-integrated lending with multiple ecosystem players.

Market Pulse Summary

This announcement highlights Alkami’s strategy of leveraging MANTL to deepen its role in digital len...

Analysis

This announcement highlights Alkami’s strategy of leveraging MANTL to deepen its role in digital lending, integrating a POS front end with MeridianLink’s loan origination workflows. The integration emphasizes instant decisions, automated KYC, and unified experiences across loans and deposits. Historically, similar partnership updates generated modest stock moves, suggesting they are seen as incremental rather than transformational. Investors may watch adoption by banks and credit unions and subsequent client wins to gauge long-term impact.

Key Terms

point-of-sale (pos), loan origination system (los), application programming interface (api), know your customer (kyc)

4 terms

point-of-sale (pos) technical

"offer an optional integrated point-of-sale (POS) solution to mutual clients"

The point-of-sale (POS) is the place and system where a customer completes a purchase — think of a store’s checkout counter, a restaurant’s payment tablet, or the online checkout page. It includes the hardware and software that accept payments, record sales and update inventory, so it’s where revenue is captured and customer behavior is tracked; investors watch POS performance because it directly affects a company’s sales, cash flow and growth signals.

loan origination system (los) technical

"institutions that use the MeridianLink Consumer loan origination system (LOS)"

A loan origination system (LOS) is software that manages the entire loan process from application through approval and funding, like an assembly line that routes paperwork, checks credit and verifies data automatically. For investors, a good LOS matters because it speeds up loan processing, reduces errors and compliance risks, lowers operating costs, and makes it easier for lenders to scale and grow revenue while maintaining underwriting quality.

application programming interface (api) technical

"This modern, application programming interface (API)-driven loan application experience"

An application programming interface (API) is a set of rules and tools that lets different software programs talk to each other, like a waiter carrying orders between kitchen and tables. For investors, APIs matter because they enable companies to connect services, share data, and scale products quickly—helping reduce costs, create new revenue streams, or make offerings more attractive and sticky, which can influence growth and valuation.

know your customer (kyc) regulatory

"allows for instant approvals, automated Know Your Customer (KYC) checks"

"Know your customer (KYC)" is the process financial institutions use to verify the identity of their clients before providing services. It helps prevent illegal activities like fraud or money laundering by ensuring the person they are dealing with is genuine. For investors, KYC offers reassurance that their transactions are protected and conducted with trustworthy parties.

AI-generated analysis. Not financial advice.

With the launch of the MANTL and MeridianLink POS integration, MANTL broadens access to its digital lending experience, giving banks and credit unions a seamless digital application that leverages the power of their MeridianLink LOS

PLANO, Texas, Feb. 24, 2026 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced that it is partnering with MeridianLink, a leading provider of lending software platforms for financial institutions. Together, the companies will offer an optional integrated point-of-sale (POS) solution to mutual clients. As part of their shared effort to advance innovation in the loan market, MANTL is broadening access to its high-converting digital lending experience for financial institutions that use the MeridianLink Consumer loan origination system (LOS).

The MANTL and MeridianLink integration is the result of close collaboration between two industry leaders. This modern, application programming interface (API)-driven loan application experience connects MANTL's digital front end with MeridianLink's underwriting engine and LOS workflows. The solution allows for instant approvals, automated Know Your Customer (KYC) checks, seamless application transfers, and a unified experience across loans and deposits. Financial institutions will be able to control flexibility, faster decisions, and a seamless customer journey.

Key benefits of the MANTL POS and MeridianLink integration include:

• Boost conversion rates: Deliver a modern, fintech-grade loan application experience that improves completion rates and reduces drop-off.
• Enable faster decisions: Support instant approvals and denials through real-time API connectivity with MeridianLink's underwriting engine.
• Reduce manual work: Automate KYC and application transfer to eliminate manual document collection and operational back-and-forth.
• Automate memberization: Verify membership eligibility and create primary share accounts for new members in real time.
• Unlock cross-sell opportunities: Deliver hyper-personalized cross-sell offers based on an applicant's existing data profile during the account origination workflow.
• Unify the digital banking experience: Create a single, consistent applicant experience across loans and deposits using MANTL's front end.

"We believe innovation means making modern lending accessible, not just powerful," said Benjamin Conant, chief product officer, Alkami and co-founder, MANTL. "Our integration with MeridianLink allows us to deliver our digital lending experience to institutions that want to modernize their consumer experience. It's a major step forward in expanding our capabilities to service the consumer lending market. Regardless of where a bank or credit union is in their technology journey, they can offer a fintech-grade lending experience that grows relationships through hyper-personalized cross-sells, automation, and digital-first loan origination."

To learn more about how MANTL is creating exceptional lending experiences and how to receive early access to the MANTL MeridianLink integration, click here.

To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.

Alkami has been certified by J.D. Power in 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience."¹

About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT), a digital sales and service platform provider for financial institutions in the U.S. For more information, visit mantl.com or follow MANTL on LinkedIn.

About MeridianLink
MeridianLink^® empowers financial institutions and consumer reporting agencies to drive efficient growth. MeridianLink's cloud-based digital lending, account opening, background screening, and data verification software solutions leverage shared intelligence from a unified data platform, MeridianLink^® One, to enable customers of all sizes to identify growth opportunities, effectively scale up, and support compliance efforts, all while powering an enhanced experience for staff and consumers alike. 

For more than 25 years, MeridianLink has prioritized the democratization of lending for consumers, businesses, and communities. Learn more at www.meridianlink.com.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

_______________________ 1J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards.

View original content to download multimedia:https://www.prnewswire.com/news-releases/mantl-partners-with-meridianlink-to-offer-integrated-point-of-sale-pos-solution-302694772.html

SOURCE Alkami Technology, Inc.

FAQ

What did MANTL and MeridianLink announce on February 24, 2026 (ALKT)?

They announced an integrated API-driven POS loan application solution linking MANTL front end to MeridianLink LOS. According to MANTL, the integration enables instant approvals, automated KYC, seamless application transfers, and unified loan-and-deposit workflows for mutual bank and credit union clients.

How does the MANTL–MeridianLink integration improve loan approval speed for ALKT clients?

It supports instant approvals and denials through real-time API connectivity with MeridianLink's underwriting engine. According to MANTL, that real-time link reduces manual underwriting handoffs and accelerates decisioning within the consumer loan origination workflow.

Will the MANTL and MeridianLink partnership reduce manual work for financial institutions (ALKT)?

Yes. The integration automates KYC checks and application transfer to reduce manual document collection and operational back-and-forth. According to MANTL, automation cuts repetitive tasks and simplifies onboarding for banks and credit unions using MeridianLink LOS.

Does the MANTL POS integration enable cross-sell opportunities for ALKT clients?

Yes. The solution delivers hyper-personalized cross-sell offers during account origination based on applicant data profiles. According to MANTL, this aims to grow relationships by surfacing relevant loan and deposit offers in real time at application.

Which institutions can use the new MANTL and MeridianLink POS solution (ALKT)?

Banks and credit unions that use MeridianLink's consumer loan origination system can opt into the integrated POS solution. According to MANTL, the offering is optional and intended for mutual clients seeking a fintech-grade digital lending experience.