Embers Credit Union is Live with MANTL Loan Origination

Alkami Technology (ALKT) announced that Embers Credit Union is now live with the MANTL Loan Origination platform, extending an existing deposits-focused relationship into consumer lending.

Rhea-AI Summary

Alkami Technology (ALKT) announced that Embers Credit Union is now live with the MANTL Loan Origination platform, extending an existing deposits-focused relationship into consumer lending.

Embers has already raised nearly $28 million in deposits through the MANTL Platform, with account opening times averaging about five minutes across digital and branch channels. By adding lending, Embers aims to create one connected “front door” for deposits and loans, improve automation, and increase efficiency for borrowers and loan officers. In a pilot, MANTL has reduced loan officers’ time on credit card applications by up to half, and Embers plans to expand usage to auto, personal, and recreational vehicle loans online and in-branch.

Positive

• Embers has raised nearly $28 million in deposits via the MANTL Platform
• Credit card application processing time cut by up to 50% for loan officers in pilot
• Account opening averages about five minutes across physical and digital channels

Negative

• None.

Market Context

On Sep 03, a comparable MANTL customer deployment recorded a 1.06% 24-hour reaction; the current ann...

Analysis

On Sep 03, a comparable MANTL customer deployment recorded a 1.06% 24-hour reaction; the current announcement extended Embers' existing MANTL relationship from deposits into consumer lending.

Key Figures

Deposits raised: nearly $28 million Credit card application time reduction: up to half Development partner cohort: more than 10 financial institutions

Deposits raised

nearly $28 million

Through the MANTL Platform to date

Credit card application time reduction

up to half

Reduction in loan officer time within the pilot group

Development partner cohort

more than 10 financial institutions

Initial MANTL consumer-lending development cohort

Historical Context

1 past event · Latest: Sep 03

1 event

1. Sep 03

   MANTL customer case study

   24h Move

   +1.1%

   Raiz adopted MANTL onboarding and account opening while reporting faster account opening and reduced call-center funding time.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

loan origination

1 terms

loan origination financial

"MANTL Loan Origination momentum builds as Michigan-based credit union expands"

Loan origination is the process a lender uses to create a new loan, from receiving an application and checking a borrower’s credit to setting the loan’s terms and approving or denying it. It matters to investors because the volume and quality of originated loans determine a lender’s revenue and risk exposure—like a factory that both produces goods and decides which ones meet quality standards, strong origination practices support growth while weak practices can lead to losses.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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MANTL Loan Origination momentum builds as Michigan-based credit union expands its relationship with MANTL to modernize lending and create one connected experience for deposits and loans

PLANO, Texas, Sept. 15, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that Embers Credit Union (Embers), a Marquette, Michigan-based credit union, is live with MANTL Loan Origination. The launch supports Embers' goals of increasing lending automation, improving operational efficiency, and delivering a more streamlined experience for borrowers and loan officers.

The launch expands Embers' relationship with MANTL, which already supports Retail Account Opening online and in-branch. To date, Embers has raised nearly $28 million in deposits through the MANTL Platform, with account opening averaging approximately five minutes across its physical and digital banking channels. By adding lending to this foundation, Embers is creating one connected front door for origination across deposits and loans while creating a framework to scale more efficient, relationship-focused lending. Embers is initially using MANTL Loan Origination for credit card origination in the branch, and is expanding to auto, personal, and recreational vehicle loans online and in-branch.

"Within our pilot group, MANTL has reduced the time our loan officers spend on credit card applications by up to half, making them more efficient and giving them more time to focus on the member in front of them," said David Black, executive vice president and chief operating officer at Embers Credit Union. "This partnership with MANTL promises to help us transform lending at Embers as we add additional loan products to the Platform—simplifying the member experience and making it easier to meet our members, and their borrowing needs, where they are. We're also focused on improving our employee experience, and MANTL Loan Origination will enable us to do that through its intuitive and streamlined interface. This helps with adoption because employees are excited to use it, and goes a long way toward helping us maintain our status as a top workplace. Expanding from deposit origination into loans is an important step toward creating one connected front door for members."

Embers was part of the initial development partner cohort that collaborated with MANTL to expand its Platform to consumer lending. The cohort included more than 10 forward-thinking financial institutions that provided structured feedback, challenged legacy lending assumptions, and informed product design and functionality throughout development. Embers' input helped MANTL refine workflows around the day-to-day needs of borrowers and loan officers.

"Embers' launch of MANTL Loan Origination is an incredible milestone for Alkami and a meaningful step forward for the lending industry as a whole," said Benjamin Conant, chief product officer at Alkami. "As an early development partner, Embers helped ensure we built a Platform that was intuitive for employees, seamless for borrowers, and aligns with the way credit unions serve their members. Their feedback continues to shape MANTL Loan Origination as it evolves, demonstrating how close collaboration can turn real-world insight into a modern lending experience. As more credit unions look to modernize lending, we are excited to build on this momentum with a Platform shaped by the loan officers, bankers, and teams using it every day."

To learn how MANTL can transform your account opening process and empower your team, or to schedule a demo, click here.

To learn more about the Alkami Digital Sales & Service Platform, visit here. To request a demo, visit here.

About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

About Embers Credit Union

Embers is a member-owned, full-service financial institution serving communities throughout Michigan's Upper Peninsula and northern Wisconsin. With more than $630 million in assets, Embers helps individuals, families, and businesses spark financial opportunities through modern financial solutions backed by the personal service of a local credit union. At its core, Embers is committed to helping their members thrive, and the communities they serve grow stronger.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com
 

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SOURCE Alkami Technology, Inc.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Which lending products is Embers Credit Union supporting with MANTL Loan Origination?

Embers is initially using MANTL Loan Origination for credit card origination in the branch. The credit union plans to expand to auto, personal, and recreational vehicle loans offered both online and in-branch.

How did Embers Credit Union contribute to the development of MANTL Loan Origination?

Embers participated in MANTL’s initial development partner cohort of more than 10 financial institutions. The credit union provided structured feedback, challenged legacy lending assumptions, and informed product design and workflows based on the day-to-day needs of borrowers and loan officers.

What goals is Embers aiming to achieve with the MANTL Loan Origination rollout?

Embers aims to increase lending automation, improve operational efficiency, deliver a more streamlined experience for borrowers and loan officers, and enhance the employee experience through an intuitive interface, while building one connected front door across deposits and loans.