Ally Financial reports fourth quarter and full year 2025 financial results
Rhea-AI Summary
Ally Financial (NYSE: ALLY) reported its fourth quarter and full year 2025 results on January 21, 2026. The company made its full press release, presentation and financial supplement available online and will review results on a conference call at 9:00 a.m. ET the same day.
Investors can join via live webcast on Ally's Investor Relations site or by dial-in after pre-registering at the provided registration link at least 15 minutes before the call; a replay will be available via webcast. Contact information for investor and media relations is supplied.
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Negative
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News Market Reaction
On the day this news was published, ALLY gained 0.02%, reflecting a mild positive market reaction. Argus tracked a trough of -2.0% from its starting point during tracking. Our momentum scanner triggered 5 alerts that day, indicating moderate trading interest and price volatility. This price movement added approximately $3M to the company's valuation, bringing the market cap to $13.07B at that time.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
ALLY trades down 2.73% with elevated volume. Key peers SYF (-2.12%), COF (-1.86%), PYPL (-0.9%) and OMF (-0.5%) also declined, while SOFI rose 0.21%, suggesting a mostly negative move across close comparables.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 17 | Earnings timing update | Neutral | +0.7% | Scheduled Q4 and full-year 2025 results and conference call details. |
| Dec 10 | Capital return | Positive | +5.1% | Board authorized a multi-year $2.0B share repurchase program. |
| Nov 20 | Conference appearance | Neutral | -2.2% | CEO scheduled to present at Goldman Sachs US Financial Services Conference. |
| Oct 30 | Board changes | Neutral | -1.9% | Appointment of two new independent directors to Ally’s board. |
| Oct 23 | Conference appearance | Neutral | +1.0% | CFO to present at BancAnalysts Association of Boston Conference. |
Recent news has typically produced modest single-digit moves, with both conference/board items and capital actions prompting limited but noticeable reactions.
Over the past six months, Ally’s news flow has centered on scheduling and reporting financial results, capital returns, governance updates, and conference appearances. An Oct. 23 conference notice saw a 1.03% move, while new board appointments on Oct. 30 coincided with a -1.93% reaction. The Dec. 10 share repurchase authorization announcement aligned with a stronger 5.08% move. The prior earnings schedule on Dec. 17 produced a modest 0.7% gain, framing today’s results release within a pattern of measured responses.
Market Pulse Summary
This announcement confirms the release of Ally’s fourth quarter and full year 2025 financial results and reiterates its standard process: a 9 a.m. ET conference call, supporting materials on the investor website, and webcast access. Recent history shows small but notable moves around similar updates, including reactions near 1–3%. Observers may focus on the detailed financial supplement, capital return execution, and any commentary on the auto finance and digital banking franchises.
AI-generated analysis. Not financial advice.

The news release, presentation and financial supplement can be accessed in the following ways:
- Ally Financial Press Room at https://media.ally.com
- Ally Financial Investor Relations website at https://ally.com/about/investor/
Ally will host a conference call at 9 a.m. ET to review the company's performance. The call will include a review of the results, followed by a question and answer session.
Conference Call Information: Conference call participation is available via webcast or dial-in. The webcast will be live on Ally's Investor Relations website in the Events & Presentations section (https://www.ally.com/about/investor/events-presentations/index.html).
To join the conference via dial-in, please pre-register via the following link at least 15 minutes before the call begins: https://register-conf.media-server.com/register/BI00b65f3325494333b11254cafb3ab571. Upon registration, you will be provided with the conference dial-in number as well as a unique registrant ID.
A replay of the call will be available via webcast on the Ally Investor Relations website.
About Ally Financial
Ally Financial Inc. (NYSE: ALLY) is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies. For more information, please visit www.ally.com.
For more information and disclosures about Ally, visit https://www.ally.com/#disclosures.
For further images and news on Ally, please visit https://media.ally.com.
Contacts:
Sean Leary
Ally Investor Relations
704-444-4830
sean.leary@ally.com
Peter Gilchrist
Ally Communications (Media)
704-644-6299
peter.gilchrist@ally.com
View original content:https://www.prnewswire.com/news-releases/ally-financial-reports-fourth-quarter-and-full-year-2025-financial-results-302666684.html
SOURCE Ally Financial