Welcome to our dedicated page for Arrow Finl news (Ticker: AROW), a resource for investors and traders seeking the latest updates and insights on Arrow Finl stock.
Arrow Financial Corporation (NASDAQ: AROW) is a commercial banking holding company headquartered in Glens Falls, New York, serving the financial needs of northeastern New York. This news page aggregates press releases and other coverage related to Arrow’s banking, insurance and investment activities, as reported by the company and in its SEC-furnished materials.
Readers can find updates on quarterly and annual financial results, including net income, earnings per share, net interest income, net interest margin, loan and deposit trends, and capital levels. Arrow regularly issues earnings releases that are also furnished on Form 8-K, along with investor presentations that review financial results and trends.
News items also cover strategic and operational developments, such as the unification of Arrow’s banking subsidiaries into Arrow Bank National Association, participation in the Allpoint ATM Network, acquisitions of a bank branch and insurance agency assets, and initiatives affecting customer access to services. Governance and corporate actions, including Board appointments, dividend declarations, share repurchase authorizations and progress on shareholder litigation settlements, are also documented in company announcements.
Because Arrow operates through banking, insurance and investment subsidiaries, its news flow spans topics from community banking and credit quality to insurance commissions and wealth management revenue. Investors and observers can use this page to review Arrow’s own commentary on performance, risk management, capital strength and recognition such as inclusion in the Piper Sandler Sm-All Stars list and BauerFinancial ratings. For ongoing context around AROW stock, this page provides a centralized view of the company’s disclosed developments over time.
Arrow Financial Corporation (NASDAQ: AROW) agreed to acquire Adirondack Bancorp, merging Adirondack into Arrow to expand presence into Oneida, Herkimer and Franklin counties while strengthening Essex and Clinton counties.
Based on 12/31/2025 results, pro-forma totals: $5.4B assets, $4.8B deposits, $4.1B gross loans. Consideration: 1.8610 AROW shares plus $18.72 cash per Adirondack share; implied per-share value $82.79 and aggregate value ~$89.1M. Expected close: by end-Q2 2026, subject to regulatory and shareholder approvals. Forecast metrics include ~18% 2027 EPS accretion, ~20% IRR, and 2.9-year TBV earn-back.
Arrow Financial Corporation (Nasdaq: AROW) reported Q4 2025 net income of $14.0 million or $0.85 EPS and full-year 2025 net income of $44.0 million or $2.65 EPS. The Board declared a $0.30 quarterly dividend payable Feb 25, 2026.
Key performance: record net interest income of $35.1M, quarterly NIM 3.24% (3.25% FTE), 2025 NIM 3.17% (3.19% FTE), tangible book value $24.71 (+10.3% YoY), loans $3.5B, deposits $3.9B, and CET1 ratio 13.10%.
Arrow Financial Corporation (NasdaqGS: AROW) appointed Darrin Jahnel to its Board of Directors, effective November 25, 2025.
Jahnel is founder and CEO of Jahnel Group, a 150-person software consulting firm in Schenectady, with more than 25 years building and scaling technology companies. His firms have appeared on the Inc. 5000 list for seven consecutive years. Jahnel also founded InfoLink, acquired LTI (a 40-person software company), has delivered 100+ talks on AI and leadership, and serves on multiple community and industry boards. Arrow said his technical depth and experience building high-performance organizations will support the company as it grows in its communities.
Arrow Financial (NASDAQ:AROW) announced on November 5, 2025 that a proposed settlement in the shareholder derivative action filed by Stephen Bull has received preliminary court approval.
The company said the Notice of Pendency and Proposed Settlement and the Stipulation and Agreement of Settlement are posted on its investor relations site and will be filed as exhibits to a Form 8-K. Arrow stated the settlement has no material financial impact on its results of operations or financial position and directed investors to the Notice and Stipulation for details.
Arrow Financial Corporation (NasdaqGS: AROW) reported Q3 2025 net income of $12.8 million and EPS of $0.77. The board declared a $0.29 quarterly cash dividend payable November 24, 2025 (record November 12, 2025). Third-quarter highlights include record net interest income of $34.1 million, net interest margin of 3.22% (3.24% FTE), return on average assets of 1.16%, and tangible book value per share of $23.85 (+2.7% QoQ). Deposits were $4.1 billion with ~$2 billion subject to repricing if rates fall. The quarter included ~$600 thousand of unification costs related to a July 2025 systems conversion; Arrow expects no further unification costs.
Arrow Financial Corporation (NasdaqGS:AROW) reported strong Q2 2025 financial results with net income of $10.8 million, or $0.65 per share, up from $6.3 million ($0.38 per share) in Q1 2025. The company achieved record net interest income of $32.5 million and improved net interest margin to 3.15%. The Board declared a quarterly dividend of $0.29 per share, representing a 3.6% increase.
Key highlights include ROA improvement to 1.00%, loan-to-deposit ratio of 87.2%, and increased tangible book value to $23.23 per share. The company completed its bank unification in July 2025, incurring $1.1 million in non-core costs. Arrow also repurchased $5.1 million of shares and authorized an additional $5.0 million for future repurchases.
[ "Net income increased significantly to $10.8 million from $6.3 million in Q1 2025", "Record net interest income of $32.5 million, up 3.8% quarter-over-quarter", "Net interest margin improved to 3.15% from 3.07% in previous quarter", "Quarterly dividend increased by 3.6% to $0.29 per share", "Successful completion of bank unification for improved operational efficiency", "Strong capital position with 12.73% Common Equity Tier 1 Capital Ratio", "Maintained BauerFinancial 5-Star Superior rating for 73 consecutive quarters" ]Arrow Financial (AROW) reported Q4 2024 net income of $4.5 million ($0.27 EPS), down from $7.7 million ($0.46 EPS) in Q4 2023. Full-year 2024 net income was $29.7 million ($1.77 EPS), compared to $30.1 million ($1.77 EPS) in 2023.
The Q4 results included several non-core items: a $3.0 million loss on securities portfolio repositioning, $0.7 million write-off for legacy branding, and $0.5 million in bank unification expenses. The company declared a quarterly dividend of $0.28 per share, payable February 24, 2025.
Key highlights include: loan growth of $185 million (5.8%) for 2024, improved net interest margin to 2.72%, and record loan balances reaching $3.4 billion. Total assets were $4.3 billion at year-end 2024, up 3.3% from 2023. The company maintained strong asset quality with net charge-offs at 0.09% for the year.
Arrow Financial (AROW) has announced the unification of its banking subsidiaries, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, under a new unified brand: Arrow Bank National Association. The strategic move aims to simplify brand identity and strengthen market presence while maintaining local, personalized service.
The bank will maintain its current leadership team, branch locations, and staffing levels. New branding will be rolled out starting January 2025. Arrow Bank operates 38 branches across northeastern New York, from Albany to Clinton counties. The institution, with roots dating back to 1851, is part of Arrow Financial , which has approximately $4.4 billion in assets and employs over 550 people.
Arrow Financial (AROW) has appointed four new members to its Board of Directors, effective November 5, 2024. The new appointees are: James M. Dawsey, President of MLB Construction Services with 45 years of construction management experience; Dr. Kristine D. Duffy, President of SUNY Adirondack with 35 years of higher education experience; Philip Morris, CEO of Proctors Collaborative with expertise in cultural facilities development; and Daniel J. White, former Managing Partner at KPMG LLP with 37 years in community bank auditing.
Each director brings unique expertise: Dawsey in financial operations, Duffy in strategic planning and fundraising, Morris in project management and community engagement, and White in banking and accounting.