Arrow Finl (AROW) Stock News

Arrow Financial (NASDAQGS: AROW) and Adirondack Bancorp received OCC approval for their previously announced merger. Closing is expected on or around July 1, 2026, subject to Adirondack shareholder approval, additional regulatory approvals and customary conditions.

Post‑integration in Q4 2026, the combined bank will operate under the Arrow brand with projected $5.4 billion in assets, $4.8 billion in deposits and $4.1 billion in gross loans, and an expanded footprint into the Adirondack region and Mohawk Valley.

Arrow Financial Corporation (Nasdaq: AROW) reported 1Q26 net income of $13.5 million or $0.82 diluted EPS and declared a quarterly cash dividend of $0.30 per share payable May 26, 2026. Adjusted for merger-related expenses, operating EPS was $0.85.

Net interest income was $36.1 million, net interest margin rose to 3.48% (FTE), total assets were $4.5 billion, and Arrow announced an acquisition that would add ~$950 million in assets and 19 branches pending approvals.

Arrow Financial Corporation (NASDAQ: AROW) agreed to acquire Adirondack Bancorp, merging Adirondack into Arrow to expand presence into Oneida, Herkimer and Franklin counties while strengthening Essex and Clinton counties.

Based on 12/31/2025 results, pro-forma totals: $5.4B assets, $4.8B deposits, $4.1B gross loans. Consideration: 1.8610 AROW shares plus $18.72 cash per Adirondack share; implied per-share value $82.79 and aggregate value ~$89.1M. Expected close: by end-Q2 2026, subject to regulatory and shareholder approvals. Forecast metrics include ~18% 2027 EPS accretion, ~20% IRR, and 2.9-year TBV earn-back.

Arrow Financial Corporation (Nasdaq: AROW) reported Q4 2025 net income of $14.0 million or $0.85 EPS and full-year 2025 net income of $44.0 million or $2.65 EPS. The Board declared a $0.30 quarterly dividend payable Feb 25, 2026.

Key performance: record net interest income of $35.1M, quarterly NIM 3.24% (3.25% FTE), 2025 NIM 3.17% (3.19% FTE), tangible book value $24.71 (+10.3% YoY), loans $3.5B, deposits $3.9B, and CET1 ratio 13.10%.

Arrow Financial Corporation (NasdaqGS: AROW) appointed Darrin Jahnel to its Board of Directors, effective November 25, 2025.

Jahnel is founder and CEO of Jahnel Group, a 150-person software consulting firm in Schenectady, with more than 25 years building and scaling technology companies. His firms have appeared on the Inc. 5000 list for seven consecutive years. Jahnel also founded InfoLink, acquired LTI (a 40-person software company), has delivered 100+ talks on AI and leadership, and serves on multiple community and industry boards. Arrow said his technical depth and experience building high-performance organizations will support the company as it grows in its communities.

Arrow Financial (NASDAQ:AROW) announced on November 5, 2025 that a proposed settlement in the shareholder derivative action filed by Stephen Bull has received preliminary court approval.

The company said the Notice of Pendency and Proposed Settlement and the Stipulation and Agreement of Settlement are posted on its investor relations site and will be filed as exhibits to a Form 8-K. Arrow stated the settlement has no material financial impact on its results of operations or financial position and directed investors to the Notice and Stipulation for details.

Arrow Financial Corporation (NasdaqGS: AROW) reported Q3 2025 net income of $12.8 million and EPS of $0.77. The board declared a $0.29 quarterly cash dividend payable November 24, 2025 (record November 12, 2025). Third-quarter highlights include record net interest income of $34.1 million, net interest margin of 3.22% (3.24% FTE), return on average assets of 1.16%, and tangible book value per share of $23.85 (+2.7% QoQ). Deposits were $4.1 billion with ~$2 billion subject to repricing if rates fall. The quarter included ~$600 thousand of unification costs related to a July 2025 systems conversion; Arrow expects no further unification costs.

Arrow Financial Corporation (NasdaqGS:AROW) reported strong Q2 2025 financial results with net income of $10.8 million, or $0.65 per share, up from $6.3 million ($0.38 per share) in Q1 2025. The company achieved record net interest income of $32.5 million and improved net interest margin to 3.15%. The Board declared a quarterly dividend of $0.29 per share, representing a 3.6% increase.

Key highlights include ROA improvement to 1.00%, loan-to-deposit ratio of 87.2%, and increased tangible book value to $23.23 per share. The company completed its bank unification in July 2025, incurring $1.1 million in non-core costs. Arrow also repurchased $5.1 million of shares and authorized an additional $5.0 million for future repurchases.

[ "Net income increased significantly to $10.8 million from $6.3 million in Q1 2025", "Record net interest income of $32.5 million, up 3.8% quarter-over-quarter", "Net interest margin improved to 3.15% from 3.07% in previous quarter", "Quarterly dividend increased by 3.6% to $0.29 per share", "Successful completion of bank unification for improved operational efficiency", "Strong capital position with 12.73% Common Equity Tier 1 Capital Ratio", "Maintained BauerFinancial 5-Star Superior rating for 73 consecutive quarters" ]

Arrow Financial Corporation (AROW) reported Q1 2025 net income of $6.3 million ($0.38 per share), up from $4.5 million ($0.27 per share) in Q4 2024. The quarter was impacted by a $3.75 million specific reserve related to a commercial real estate loan participation and $0.6 million in unification costs. Key highlights include record net interest income of $31.4 million, improved net interest margin to 3.07%, and deposit growth to $4.0 billion. The company declared a quarterly dividend of $0.28 per share payable May 23, 2025. Notable metrics include loan growth of $22 million (2.5% annualized), tangible book value increase to $22.72, and share repurchases of $3.4 million. The bank maintained strong capital ratios with Common Equity Tier 1 at 12.59% and received a 5-Star Superior rating from BauerFinancial for the 72nd consecutive quarter.