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Holiday Tradition Continues: BofA "More Rewards Day" Bonuses Approaching $100 Million

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Bank of America (NYSE: BAC) announced its fourth annual More Rewards Day on November 6, 2025, offering Consumer and Business credit cardholders automatic extra rewards for 24 hours. Eligible cards earn an incremental 2% cash back, 2 points per $1 or 2 Miles per $1 on the first $2,500 of purchases (caps: $50 cash back, 5,000 points, 5,000 Miles or $50 statement credit). New cardholders with first-year bonuses can stack the offer to reach up to 8% cash back in choice categories or 4% cash back on Unlimited Cash Rewards cards. Bonuses apply automatically; enrollment is not required. Bank of America says cardholders have earned $74 million across the first three events and are on pace for nearly $100 million in total extra rewards since inception.

Bank of America (NYSE: BAC) ha annunciato il suo quarto More Rewards Day annuale il 6 novembre 2025, offrendo agli titolari di carte di credito Consumer e Business extra reward automatiche per 24 ore. Le carte idonee guadagnano un 2% di cash back aggiuntivo, 2 punti per $1 o 2 Miles per $1 sui primi $2.500 di acquisti (limiti: $50 cash back, 5.000 punti, 5.000 Miles o $50 di credito sulla dichiarazione). I nuovi titolari con bonus del primo anno possono accumulare l’offerta per arrivare fino a 8% di cash back nelle categorie a scelta o 4% di cash back sulle carte Unlimited Cash Rewards. I bonus si applicano automaticamente; non è necessaria alcuna iscrizione. Bank of America afferma che i titolari hanno guadagnato $74 milioni durante i primi tre eventi e sono sulla buona strada per quasi $100 milioni di premi extra totali dall’inizio.

Bank of America (NYSE: BAC) anunció su cuarto Día de Más Recompensas anual para el 6 de noviembre de 2025, ofreciendo a los titulares de tarjetas de crédito de Consumo y de Negocios recompensas extra automáticas durante 24 horas. Las tarjetas elegibles ganan un 2% de reembolso en efectivo adicional, 2 puntos por cada $1 o 2 millas por $1 en los primeros $2,500 de compras (límites: $50 de reembolso, 5,000 puntos, 5,000 millas o $50 en crédito en el estado de cuenta). Los nuevos titulares de tarjetas con bonificaciones del primer año pueden acumular la oferta para alcanzar hasta 8% de reembolso en efectivo en las categorías elegidas o 4% de reembolso en las tarjetas Unlimited Cash Rewards. Los bonos se aplican automáticamente; no es necesario inscribirse. Bank of America dice que los titulares han ganado $74 millones a lo largo de los primeros tres eventos y están en camino de casi $100 millones en recompensas extra totales desde el inicio.

Bank of America (NYSE: BAC)More Rewards Day를 연례 행사로 2025년 11월 6일에 발표했으며, 소비자 및 비즈니스 신용카드 보유자에게 24시간 동안 자동으로 추가 보상을 제공합니다. 해당 카드는 처음 2,500달러의 구매에 대해 2% 현금 환급, 1달러당 2포인트 또는 1달러당 2마일을 적립하며(상한: 50달러 현금 환급, 5,000포인트, 5,000마일 또는 명세서 크레딧 50달러). 첫 해 보너스가 있는 신규 카드 보유자는 제안을 누적해 선택한 카테고리에서 최대 8% 현금 환급 또는 Unlimited Cash Rewards 카드에서 4% 현금 환급까지 얻을 수 있습니다. 보너스는 자동으로 적용되며 등록은 필요하지 않습니다. Bank of America는 보유자들이 앞의 세 이벤트에서 7,400만 달러를 벌었고 시작 이래 총 추가 보상으로 거의 1억 달러에 이를 것으로 예상합니다.

Bank of America (NYSE: BAC) a annoncé sa quatrième Journée Plus de Récompenses annuelle le 6 novembre 2025, offrant aux titulaires de cartes de crédit Consommateur et Entreprise des récompenses supplémentaires automatiques pendant 24 heures. Les cartes éligibles gagnent 2% de cashback additionnel, 2 points par 1 $ ou 2 miles par 1 $ sur les premiers 2 500 $ d’achats (plafonds : 50 $ de cashback, 5 000 points, 5 000 miles ou 50 $ de crédit sur le relevé). Les nouveaux titulaires avec des bonus la première année peuvent cumuler l’offre pour atteindre jusqu’à 8% de cashback dans les catégories de leur choix ou 4% de cashback sur les cartes Unlimited Cash Rewards. Les bonus s’appliquent automatiquement ; aucune inscription n’est requise. Bank of America indique que les titulaires ont gagné 74 millions de dollars lors des trois premiers événements et qu’ils sont en voie d’atteindre près de 100 millions de dollars de récompenses supplémentaires au total depuis le début.

Bank of America (NYSE: BAC) kündigte seinen vierten jährlichen More Rewards Day am 6. November 2025 an und bietet Verbraucher- und Geschäftskarteninhabern automatisch zusätzliche Belohnungen für 24 Stunden. Berechtigte Karten erhalten 2% zusätzlichen Bargeldbetrag, 2 Punkte pro $1 oder 2 Meilen pro $1 auf die ersten $2.500 an Einkäufen (Deckel: $50 Cashback, 5.000 Punkte, 5.000 Meilen oder $50 Gutschrift auf der Abrechnung). Neue Karteninhaber mit Erstjahres-Bonussen können das Angebot stapeln, um bis zu 8% Cashback in gewählten Kategorien oder 4% Cashback bei Unlimited Cash Rewards-Karten zu erreichen. Boni gelten automatisch; eine Anmeldung ist nicht erforderlich. Bank of America sagt, dass Karteninhaber in den ersten drei Events $74 Millionen verdient haben und auf dem Weg sind, insgesamt fast $100 Millionen an zusätzlichen Belohnungen seit Beginn zu erreichen.

بنك أوف أمريكا (بورصة نيويورك: BAC) أعلن يوم More Rewards Day الرابع سنويًا في 6 نوفمبر 2025، مقدمًا حاملي بطاقات الائتمان الاستهلاكية وكونها أعمالًا مكافآت إضافية تلقائيًا لمدة 24 ساعة. بطاقات مؤهلة تكسب 2% نقداً إضافياً، 2 نقطة لكل $1 أو 2 ميل لكل $1 على أول $2,500 من المشتريات (الحدود: $50 نقداً مسترداً، 5,000 نقطة، 5,000 ميل أو $50 ائتمان بيان). يمكن لحاملي البطاقات الجدد مع مكافآت السنة الأولى تجميع العرض للوصول إلى حتى 8% نقداً في فئات الاختيار أو 4% نقداً على بطاقات Unlimited Cash Rewards. تُطبق المكافآت تلقائيًا؛ التسجيل غير مطلوب. وتقول Bank of America إن حاملي البطاقات قد كسبوا $74 مليون عبر أول ثلاثة فعاليات وهم في طريقهم نحو ما يقرب من $100 مليون من المكافآت الإضافية الإجمالية منذ البداية.

美国银行(NYSE: BAC)宣布其第四届年度 More Rewards Day 将于 2025 年 11 月 6 日 举行,为消费和企业信用卡持有人提供 24 小时自动额外奖励。符合条件的卡在前 2,500 美元 的购买中可获得 2% 额外现金返还每 1 美元 2 点每 1 美元 2 里程 的增量奖励(上限:50 美元现金返还5,000 点5,000 里程对账单抵扣 50 美元)。新卡持有人若有首年奖励,可以叠加该优惠,最高在所选类别达到 8% 现金返还,或在 Unlimited Cash Rewards 卡上达到 4% 现金返还。奖金自动生效;无需注册。Bank of America 表示,持卡人在前 3 次活动中已赚取 合计 7400 万美元,并且自创立以来,预计总额外奖励将接近 1 亿美元

Positive
  • Automatic 24‑hour bonus on Nov 6, 2025
  • Bonuses stack with new‑card first‑year offers up to 8% cash back
  • Cardholders earned $74M in prior events; approaching $100M
Negative
  • Bonus capped at $50 per account (first $2,500 purchases)
  • Preferred Rewards bonus does not apply to the incremental More Rewards Day bonus
  • Transactions with delayed processing ≥90 days are ineligible

On Thursday, November 6, Credit Cardholders Earn Automatic Extra Rewards on Purchases for 24 Hours

CHARLOTTE, N.C., Oct. 21, 2025 /PRNewswire/ -- Bank of America announced its fourth annual More Rewards Day, taking place on Thursday, November 6, 2025. As the holiday season kicks off, BofA is offering Consumer and Business credit cardholders one full day to earn bonus rewards on their purchases. Bank of America credit cardholders are on pace to earn a total of $100 million in extra rewards since the inception of More Rewards Day, having already earned $74 million during the first three annual events.

"We're excited to uphold this annual holiday tradition and share this special offer with our clients," said Lora Monfared, Head of Consumer Card Products at Bank of America. "More Rewards Day is all about celebrating our cardholders by awarding them bonus cash back, Miles or points as they prepare for the increased festivities and spending that the holiday season brings."

On More Rewards Day, all eligible Bank of America credit cardholders with rewards cards will automatically earn the following extra bonus rewards on top of their standard rewards on their first $2,500 in purchases:

  • 2% cash back
  • 2 points per $1
  • 2 Miles per $1

Additionally, new Bank of America Customized Cash Rewards and Unlimited Cash Rewards credit cardholders who are currently earning bonus rewards during the first year of account opening (totaling 6% cash back on their choice category purchases and 2% unlimited cash back on all purchases, respectively) will earn the More Rewards Day bonus on top of the new cardholder bonus. This means new Customized Cash Rewards cardholders could earn 8% cash back on purchases in their choice category, and new Unlimited Cash Rewards credit cardholders can earn 4% cash back on their purchases during More Rewards Day.

Cardholders who do not have a rewards credit card will earn 2% cash back as a statement credit applied to their account. Bonus rewards for all cards will be earned on the first $2,500 in purchases (up to a maximum of $50 cash back, 5,000 points, 5,000 Miles or a $50 statement credit) made on November 6, 2025, per each unique account or each unique business. Enrollment is not required – bonus rewards will be applied automatically.1

According to a recent Bank of America survey, 36% of consumers who are expecting holiday financial strain plan to tap into their credit card rewards to ease the pressure – underscoring the importance of offering more ways for cardholders to maximize rewards to help offset costs during peak holiday spending.

All Bank of America Consumer and Business credit cards that are open with active charging privileges on More Rewards Day are eligible. The reward type earned will depend on the card used for the purchases. Cardholders with multiple cards are eligible to earn the bonus rewards on each of their cards on November 6, 2025.1

Bank of America Preferred Rewards® and Preferred Rewards for Business members will earn their Preferred Rewards bonus on purchases as usual, but not on the incremental rewards earned for the More Rewards Day promotion or for the first-year bonus rewards for new Consumer Customized Cash Rewards and Unlimited Cash Rewards cardholders.

For more information, please visit bofa.com/morerewardsday.

Bank of America

Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving nearly 70 million consumer and small business clients with approximately 3,600 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 59 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

For more Bank of America news, including dividend announcements and other important information, visit the Bank of America newsroom and register for news email alerts.

Reporters may contact
Don Vecchiarello, Bank of America 
Phone: 1.980.387.4899
don.vecchiarello@bofa.com

Footnotes

1 The offer will be in effect for one full day on all purchases made with a Bank of America credit card from 12:00 a.m. to 11:59 p.m. Eastern Time on Thursday, November 6. Purchases must have a transaction date of November 6, 2025, to qualify. Bonus rewards earned on 11/6 will be capped at $50 cash back/5,000 points/5,000 Miles/$50 statement credit, per unique Consumer or Business Banking account.

The retail purchase must appear on the customer's statement with a transaction date of November 6, 2025, to qualify. Transactions with delayed processing of 90 days or more will not be eligible to be included in the promotional offer. This promotional offer does not apply to past purchases. Cash Advances, Balance Transfers and Wire Transfers are not considered retail purchases and do not apply for purposes of this offer. Generally, we expect to process bonuses on rewards cards as transactions post to the account, and within 20 days of transactions posting for non-rewards cards, but for certain transactions and merchants, it may take longer. Therefore, customers should allow up to two billing cycles after the promotional offer ends for the bonus rewards to be added to their account. If customers are enrolled in Preferred Rewards or Preferred Rewards for Business, they will earn the Preferred Rewards bonus on the purchase amount(s). The Preferred Rewards bonus does not apply to the incremental bonus earn for this promotion. 

 

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SOURCE Bank of America Corporation

FAQ

What is Bank of America More Rewards Day 2025 (BAC) and when is it?

More Rewards Day is a 24‑hour automatic bonus for BAC credit cards on November 6, 2025 where eligible cards earn extra rewards on purchases.

How much extra will Bank of America (BAC) pay per purchase on More Rewards Day?

Eligible rewards cards earn an incremental 2% cash back, 2 points per $1 or 2 Miles per $1 on the first $2,500 of purchases (caps apply).

Can new Bank of America cardholders stack More Rewards Day with first‑year bonuses (BAC)?

Yes; new Customized Cash Rewards and Unlimited Cash Rewards cardholders can stack to earn up to 8% cash back in choice categories or 4% cash back on Unlimited during More Rewards Day.

Is enrollment required for Bank of America More Rewards Day (BAC)?

No. Bonus rewards are applied automatically to eligible cards with active charging privileges on November 6, 2025.

What are the caps and limits for More Rewards Day bonuses on BAC cards?

Bonuses apply to the first $2,500 in purchases per account on Nov 6, 2025, capped at $50 cash back, 5,000 points, 5,000 Miles or a $50 statement credit.

How much have cardholders earned from Bank of America More Rewards Day so far (BAC)?

Cardholders have earned $74 million during the first three annual events and the program is on pace to reach nearly $100 million since inception.
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