Credicorp Ltd.: Credicorp’s “4Q25 quiet period”
Rhea-AI Summary
Credicorp (NYSE: BAP) announced a quiet period for its 4Q25 earnings. The quiet period begins on January 29, 2026 and ends on the date of the earnings release, February 12, 2026. During this interval the company will not disclose financial information, comment on results, or respond to related questions, consistent with its disclosure policies to prevent leaks and ensure fair dissemination of results.
Positive
- None.
Negative
- None.
News Market Reaction
On the day this news was published, BAP gained 1.09%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
BAP gained 1.73% with regional bank peers also positive: HBAN +3.93%, CFG +5.45%, KEY +2.46%, SHG +2.21%, FCNCA +2.75%, suggesting a broader Financial Services tailwind.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 29 | Bank acquisition | Positive | -0.4% | BCP agreed to acquire 100% of Helm Bank USA for USD 180 million. |
| Dec 12 | Results calendar | Neutral | -0.1% | Published 2026 quarterly earnings and conference call schedule with key dates. |
| Oct 31 | 3Q25 earnings timing | Neutral | -0.2% | Announced 3Q25 earnings release and conference call dates and times. |
| Oct 17 | 3Q25 quiet period | Neutral | -0.2% | Declared quiet period for 3Q25 to restrict financial communications pre-release. |
| Oct 10 | Investor Day roadmap | Positive | +1.2% | Investor Day outlined targets including 19.5% ROE and 42% C/I ratio. |
Recent corporate and strategic announcements often saw modest price moves, with one notable divergence on acquisition news.
Over the last few months, Credicorp announced several strategic and investor-related developments. On Dec 29, 2025, its BCP subsidiary agreed to acquire 100% of Helm Bank USA for USD 180 million, involving a bank with USD 1.1 billion in assets and USD 106.8 million in equity. An Investor Day on Oct 10, 2025 highlighted a target sustainable ROE of 19.5% and a C/I ratio near 42%, plus ecosystem growth ambitions. Quiet-period and earnings-schedule releases in Oct–Dec 2025 framed regular disclosure practices, similar in nature to the new 4Q25 quiet-period announcement.
Market Pulse Summary
This announcement sets the 4Q25 quiet period from January 29 until the earnings release on February 12, during which Credicorp will not disclose or comment on financial information. It echoes the 3Q25 quiet-period framework and fits within a pattern of structured communications, including prior earnings calendars and Investor Day messaging. Investors may focus on upcoming 4Q25 results, the impact of the Helm Bank USA acquisition for USD 180 million, and progress toward stated ROE and cost-efficiency targets.
Key Terms
quiet period financial
AI-generated analysis. Not financial advice.
Lima, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Lima, PERU, January 22, 2026 - Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP) announces that in accordance with its corporate disclosure policies and to prevent any leaks of financial results and ensure fairness, the Company will start the quiet period for 4Q25’s earnings release on January 29. This period will end on the date of the release, February 12. During the quiet period, the Company will not disclose any financial information, comment on financial results, or respond to related questions.
About Credicorp
Credicorp (NYSE: BAP) is the leading financial services holding company in Peru with presence in Chile, Colombia, Bolivia, and Panama and United States. Credicorp has a diversified business portfolio organized into four lines of business (“LoBs”): Universal Banking, through BCP and Banco de Crédito de Bolivia; Microfinance, through Mibanco in Peru and Colombia; Insurance & Pension Funds, through Grupo Pacifico and Prima AFP; and Investment Management & Advisory, through Credicorp Capital, Wealth Management at BCP and ASB Bank Corp. Additionally, it complements its operations through Krealo, its Corporate Venture Capital arm.
For further information, please contact the IR team:
investorrelations@credicorpperu.com
Investor Relations
Credicorp Ltd.
FAQ
When does Credicorp's (BAP) 4Q25 quiet period start and end?
What can investors expect from Credicorp (BAP) during the 4Q25 quiet period?
Will Credicorp (BAP) hold investor calls or answer analyst questions between Jan 29 and Feb 12, 2026?
Why is Credicorp (BAP) implementing a quiet period for 4Q25?
How should shareholders get official 4Q25 results for Credicorp (BAP)?
