Welcome to our dedicated page for Bread Financial Holdings news (Ticker: BFH), a resource for investors and traders seeking the latest updates and insights on Bread Financial Holdings stock.
Bread Financial Holdings, Inc. (NYSE: BFH) news hub provides investors and financial professionals with comprehensive updates on this tech-driven financial services provider. Track official announcements, strategic initiatives, and market developments related to BFH's private-label credit solutions, co-brand partnerships, and innovative payment technologies.
This dedicated resource aggregates all essential updates including earnings releases, leadership changes, product launches, and regulatory filings. Users gain centralized access to verified information about BFH's digital-first financial services, including its buy now pay later (BNPL) offerings and retail loyalty program management.
The news collection covers critical business areas such as credit portfolio performance, partnership expansions with major retailers, and technological advancements in payment processing. Content is organized chronologically showcase the company's evolving market position while maintaining historical context for analysis.
Bookmark this page for efficient monitoring of BFH's financial services innovations and corporate developments. Combine regular visits with Stock Titan's analysis tools to maintain informed perspectives on this NYSE-listed financial technology provider.
Bread Financial (NYSE: BFH) priced a private offering of $500 million aggregate principal amount of 6.750% senior notes due 2031, sold at 100% of principal. Closing is expected on Nov 6, 2025, producing approximately $493 million net proceeds after discounts and estimated expenses.
The company intends to combine the net proceeds with about $275 million cash on hand to redeem in full its outstanding $719 million aggregate 9.750% senior notes due 2029, with a conditional redemption date of Nov 7, 2025 (including make-whole premium) subject to customary closing conditions and a gross-proceeds condition.
Bread Financial (NYSE: BFH) announced on October 28, 2025 its intent to privately offer $500 million aggregate principal amount of senior notes.
The company plans to use net proceeds from the offering together with approximately $275 million cash on hand to redeem in full its outstanding 9.750% Senior Notes due 2029 (approximately $719 million principal outstanding), including payment of any make‑whole premium.
The new Notes will be fully guaranteed by domestic subsidiaries and will be offered only to qualified institutional buyers (Rule 144A) or non‑U.S. persons under Regulation S. Consummation is subject to market and other conditions and is not guaranteed.
Bread Financial (NYSE: BFH) provided a September 30, 2025 performance update with portfolio and credit metrics for the month and quarter.
Key figures: end-of-period loans $17,655M, average loans $17,605M (month) and $17,596M (quarter), net principal losses $101M for September and $328M for the three months ended September 30, 2025. Reported net loss rate 6.9% for the month and 7.4% for the quarter. Delinquencies improved year-over-year with 30+ day delinquencies $963M and a delinquency rate 6.0% as of September 30, 2025 versus 6.4% a year earlier.
Raymour & Flanigan and Bread Financial (NYSE: BFH) announced a long-term agreement to launch a private label credit program, set to begin late this year. The program will provide qualified customers with flexible, integrated financing options across Raymour & Flanigan’s platforms to simplify purchases of furniture and mattresses.
Bread Financial will collaborate on data-driven insights to continually enhance the omnichannel customer experience. Both companies framed the program as improving accessibility and convenience for shoppers while reinforcing Raymour & Flanigan’s focus on customer service.
Bread Financial (NYSE: BFH) announced its third quarter 2025 financial results on October 23, 2025.
All earnings-related materials are available on the company’s investor relations website. Bread Financial President and CEO Ralph Andretta and CFO Perry Beberman will host a conference call at 8:30 a.m. ET on October 23, 2025 to discuss results; a link and a replay will be available on the investor relations website.
Bread Financial (NYSE: BFH) announced a quarterly cash dividend of $0.23 per share, a 10% increase from the prior quarterly dividend of $0.21 per share. The dividend is payable on December 12, 2025 to holders of record at the close of business on November 7, 2025.
The Board also approved a $200 million increase to its share repurchase authorization, raising available buyback capacity to $340 million (there is currently $140 million remaining under the prior authorization). The repurchase authorization has no expiration date and share repurchases remain subject to market conditions, legal and regulatory restrictions, and Board approvals.
Bread Financial (NYSE: BFH) will host a third quarter 2025 earnings conference call on Thursday, Oct. 23, 2025 at 8:30 a.m. ET to discuss Q3 2025 results.
Participants can register in advance and access the live webcast and accompanying slides via the company’s investor relations website. Analysts planning to ask questions should register ahead of the call. The webcast will be archived on the investor site after the event. Attendees are asked to visit the site at least 15 minutes before the call to register and install any required software.
Bread Financial Holdings (NYSE: BFH) released its performance metrics for August 2025, showing improvements in key credit indicators. The company's net loss rate decreased to 7.6% from 7.8% year-over-year, while the delinquency rate improved to 5.8% from 6.2% in the same period.
The company's end-of-period credit card and other loans stood at $17.66 billion, slightly down from $17.94 billion in August 2024. Average credit card and other loans experienced a 1% year-over-year decline to $17.60 billion.
Bread Financial (NYSE: BFH), a tech-forward financial services company, announced its participation in the upcoming Barclays 23rd Annual Global Financial Services Conference on September 9, 2025. CEO Ralph Andretta and CFO Perry Beberman will engage in a fireside chat at 11:15 a.m. ET.
The presentation will be available via live webcast and can be accessed through the company's investor relations website. A replay will remain accessible for 90 days after the event.
Bread Financial (NYSE: BFH) has announced a significant share repurchase program authorized by its Board of Directors. The program allows for the repurchase of up to $200 million worth of common stock shares, with no specified expiration date.
CEO Ralph Andretta emphasized the company's strong position to execute its capital priorities, focusing on responsible growth, balance sheet strength, and shareholder value. The implementation of share repurchases will be subject to market conditions and regulatory requirements, with the company maintaining flexibility to suspend or terminate the program at any time.
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