Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.
News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.
Bread Financial (BFH) will host its third-quarter 2026 earnings conference call on Oct. 22, 2026, at 8:30 a.m. ET.
The call will discuss quarterly results. A webcast and accompanying slides will be available through the company’s investor relations website, where the webcast will also be archived.
Bread Financial (BFH) announced a long-term renewal of its co-branded and private-label credit card relationship with Signet Jewelers (SIG), covering most of Signet’s U.S. jewelry brands as of September 15, 2026. The agreement extends a longstanding partnership and is intended to support the ongoing evolution of Signet’s credit programs.
The companies will focus on technology enhancements, advanced analytics for data-driven marketing, and improved customer experiences and credit capabilities aligned with Signet’s business and customer needs. Bread Financial will also add credit capabilities for Blue Nile, a leading online fine jewelry and diamond retailer within Signet’s portfolio, starting this fall, ahead of the upcoming holiday season.
Bread Financial (BFH) reported August 2026 credit portfolio metrics, highlighting higher average loans and improved loss and delinquency rates versus August 2025.
Average credit card and other loans rose to $18.588 billion, up 5.6% year over year. Net principal losses declined to $101 million, with the net principal loss rate improving to 6.40% from 7.57%. The delinquency rate decreased to 5.36% on $885 million of 30+ day delinquencies, compared with 5.84% on $934 million a year earlier.
Bread Financial (BFH) will participate in the Barclays 24th Annual Global Financial Services Conference on Tuesday, September 15, 2026.
EVP and Chief Financial Officer Perry Beberman will join a fireside chat scheduled for 11:15 a.m. ET, which will be broadcast live and accessible via Bread Financial’s investor relations website. A replay of the webcast will be available for 90 days following the event.
American Express (NYSE: AXP) and Bread Financial (NYSE: BFH) launched the NFL Extra Points American Express Credit Card on the American Express Network, with Bread Financial continuing as issuer and 18 NFL teams offering cards on the network. Cardholders gain access to American Express Network benefits, including Amex Offers and Amex Experiences, along with refreshed team-branded designs.
The card earns 3% rewards on qualifying NFL purchases, 2% on grocery, food delivery, restaurants, gyms and sporting goods, and 1% on other purchases. It offers a $100 welcome bonus after $500 in non-NFL spend in the first 90 days, no annual fee, 25% off NFLShop.com on qualifying purchases, exclusive NFL experiences, and special financing on qualifying NFL ticket purchases. Accounts are issued by Comenity Capital Bank under license from American Express.
Bread Financial (NYSE: BFH) reported July 31, 2026 credit performance metrics. End-of-period credit card and other loans were $18.54 billion versus $17.59 billion a year earlier, while average loans rose 4.9% year over year to $18.45 billion. Net principal losses were $106 million, with a net principal loss rate of 6.80% compared to 7.63% in July 2025. Thirty‑plus‑day delinquencies – principal – totaled $876 million versus $931 million a year prior, for a delinquency rate of 5.35% compared with 5.82%.
Bread Financial (NYSE: BFH) released a June 30, 2026 performance update focused on credit metrics. For the month, end-of-period credit card and other loans were $18.48 billion, with average loans of $18.36 billion, up 4.1% year over year. Net principal losses were $104 million, reflecting a net principal loss rate of 6.88%. For the three months ended June 30, 2026, average loans were $18.20 billion, up 2.9% year over year, with net principal losses of $317 million and a 6.98% net principal loss rate.
As of June 30, 2026, 30+ day delinquencies on principal were $859 million versus $922 million a year earlier, while period-end loans were $16.36 billion versus $16.10 billion. The reported delinquency rate declined to 5.25% from 5.73% year over year.
Bread Financial (NYSE: BFH) announced that its second quarter 2026 financial results are available on its investor relations website as of July 23, 2026. Earnings-related materials, including detailed financial information, can be accessed online.
President and CEO Ralph Andretta and CFO Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss the results, with live access and replay links provided via the investor relations site. Bread Financial highlights its tech-forward payment, lending and savings solutions for U.S. consumers and notes it is marking 30 years of success in 2026.
Bread Financial (NYSE: BFH) announced that its Board declared third-quarter 2026 quarterly cash dividends on preferred and common stock. Series A preferred (BFH-PrA) will pay $21.56 per share (or $0.539 per depositary share), and Series B preferred (BFH-PrB) will pay $30.32 per share (or $0.758 per depositary share). The Board also declared a $0.23 per share quarterly cash dividend on common stock. All dividends are payable on September 15, 2026 to stockholders of record as of the close of business on August 31, 2026, according to Bread Financial.
Bread Financial (NYSE: BFH) announced changes in its commercial leadership, with Executive Vice President and Chief Commercial Officer Valerie (Val) Greer choosing to retire after nearly four decades in financial services. She is credited with expanding the product suite, marketing, digital and customer experience functions, and strengthening partner relationships since joining in 2020.
Greer will remain with Bread Financial through February 2027 to support a smooth transition. Dennis McCarthy will be promoted in early September to Executive Vice President and Chief Revenue Officer, joining the executive leadership team and reporting to President and CEO Ralph Andretta.