Bread Financial Declares Dividends on Preferred Stock and Increased Dividend on Common Stock

The common stock dividend rises 9% from the prior quarterly payment of $0.23 per share.

Rhea-AI Summary

Bread Financial Holdings (BFH) declared a quarterly common dividend of $0.25 per share, payable December 15, 2026. This is a 9% increase from $0.23. Series A and Series B preferred dividends are $21.56 and $22.19 per share, respectively, equivalent to $0.539 and $0.55475 per depositary share. All dividends are payable December 15 to holders of record at the close of business November 30, 2026.

Positive

• Minor pointCommon quarterly dividend increases 9% to $0.25 per share from $0.23.

Negative

• None.

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COLUMBUS, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced that its Board of Directors declared quarterly dividends on its preferred stock and an increased quarterly dividend on its common stock for the fourth quarter of 2026.

On the Company’s 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (NYSE: BFH-PrA), the Board of Directors declared a quarterly cash dividend of $21.56 per share (equivalent to $0.539 per depositary share, each representing a 1/40th interest in a share of preferred stock). The dividend is payable on December 15, 2026 to preferred stockholders of record at the close of business on November 30, 2026.

On the Company’s 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (NYSE: BFH-PrB), the Board of Directors declared a quarterly cash dividend of $22.19 per share (equivalent to $0.55475 per depositary share, each representing a 1/40th interest in a share of preferred stock). The dividend is payable on December 15, 2026 to preferred stockholders of record at the close of business on November 30, 2026.

On the Company’s common stock, the Board of Directors declared a quarterly cash dividend of $0.25 per share, a 9% increase from the prior quarterly dividend of $0.23 per share, payable on December 15, 2026 to common stockholders of record at the close of business on November 30, 2026.

About Bread Financial^®
Bread Financial^® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, specialty apparel, health & beauty, jewelry, sporting goods, technology and electronics, as well as home & furniture through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.​

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Contacts
Brian Vereb – Investor Relations
Brian.Vereb@BreadFinancial.com

Susan Haugen – Investor Relations
Susan.Haugen@BreadFinancial.com

Rachel Stultz – Media
Rachel.Stultz@BreadFinancial.com

FAQ

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When is Bread Financial's increased common stock dividend payable, and who qualifies?

Bread Financial's $0.25 per share common dividend is payable December 15, 2026, to common stockholders of record at the close of business on November 30, 2026.

How much are Bread Financial's fourth-quarter 2026 preferred stock dividends?

The Series A dividend is $21.56 per preferred share, equivalent to $0.539 per depositary share; the Series B dividend is $22.19 per preferred share, equivalent to $0.55475 per depositary share. Both are payable December 15, 2026, to preferred stockholders of record at the close of business on November 30, 2026.