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Bread Financial Holdings (BFH) Stock News

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Welcome to our dedicated page for Bread Financial Holdings news (Ticker: BFH), a resource for investors and traders seeking the latest updates and insights on Bread Financial Holdings stock.

Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.

News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.

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Bread Financial (NYSE: BFH) announced the early tender results of its previously announced cash tender offers for two series of notes. As of August 6, 2025, $28,402,000 in aggregate principal amount of 9.750% Senior Notes due 2029 and $121,000 of 8.375% Fixed-Rate Reset Subordinated Notes due 2035 were validly tendered.

The company will pay a Total Consideration of $1,070 per $1,000 principal amount for the 2029 Notes and $1,025 per $1,000 for the 2035 Notes. The early settlement date is expected to be August 11, 2025. Notably, Bread Financial has extended the Total Consideration payment, including the Early Participation Amount of $50.00, to all notes validly tendered through the Expiration Date.

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Bread Financial (NYSE: BFH) has released its performance update for June 2025, revealing mixed financial metrics. The company reported end-of-period credit card and other loans of $17.656 billion, with a 1% year-over-year decline in average credit card loans.

The company's net loss rate stood at 7.8% for June 2025 and 7.9% for Q2 2025. Delinquency rates showed improvement, decreasing to 5.7% from 6.0% year-over-year. The Q2 2025 results were notably impacted by the previous freezing of delinquency progression for cardholders affected by hurricanes Helene and Milton in Q4 2024.

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Bread Financial Holdings (NYSE: BFH), a tech-forward financial services company, has announced its second quarter 2025 financial results. The company, which specializes in payment, lending, and saving solutions, has made all earnings materials available on their investor relations website.

A conference call to discuss the results will be hosted by CEO Ralph Andretta and CFO Perry Beberman at 8:30 a.m. ET on July 24, 2025. The call will be accessible through the company's investor relations website, with a replay available afterward.

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Bread Financial (NYSE: BFH) has launched modified Dutch auction cash tender offers to purchase up to $150 million of its outstanding notes. The tender offers target up to $100 million of 9.750% Senior Notes due 2029 and up to $50 million of 8.375% Fixed-Rate Subordinated Notes due 2035.

The tender offers will expire on August 21, 2025, with an early participation deadline of August 6, 2025. Holders who tender before the early participation date will receive an additional $50.00 per $1,000 principal amount. The bid price range is $1,040-$1,070 for 2029 Notes and $995-$1,025 for 2035 Notes.

J.P. Morgan Securities LLC is acting as the sole lead dealer manager, with multiple co-dealer managers supporting the offers. The early payment date is expected around August 11, 2025, with final payment on August 26, 2025.

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Bread Financial (NYSE: BFH) has announced a quarterly cash dividend payment. The company's Board of Directors has declared a dividend of $0.21 per share on its common stock.

The dividend will be paid on September 12, 2025, to stockholders who are on record as of the close of business on August 8, 2025. Bread Financial continues to maintain its commitment to returning value to shareholders through regular dividend payments.

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Bread Financial (NYSE:BFH) and Caesars Entertainment have launched the new Caesars Rewards Prestige Visa Signature credit card, a premium-level card offering enhanced rewards and benefits. For a $149 annual fee, cardmembers receive benefits valued at up to $450 annually, including a complimentary hotel night (up to $300), $50 Slot Play, and $100 dining credit.

The card offers accelerated earning rates with 7 Reward Credits per $1 spent at Caesars destinations. New cardholders can earn up to 25,000 Tier Credits in their first year through welcome offers and spending bonuses. The card complements the existing Caesars Rewards Visa suite and features no foreign transaction fees.

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Bread Financial Holdings (NYSE: BFH), a tech-forward financial services company, has scheduled its second quarter 2025 earnings conference call for Thursday, July 24, 2025, at 8:30 a.m. ET. The company will discuss its Q2 2025 financial results during the call.

The presentation will include accompanying slides and will be accessible through the company's investor relations website. Analysts interested in participating in the Q&A session must register in advance. The webcast will be archived for future reference.

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Bread Financial Holdings (NYSE: BFH) released its May 2025 performance metrics, showing improvements in key credit indicators. The company reported a net loss rate of 8.0%, down from 8.8% in May 2024, while delinquency rates improved to 5.7% from 5.9% year-over-year. End-of-period credit card and other loans stood at $17.7 billion, slightly down from $17.8 billion in the previous year. Average credit card loans decreased by 1% year-over-year. The company noted that hurricanes Helene and Milton impacted their metrics, as they temporarily froze delinquency progression for affected cardholders, resulting in lower Q4 2024 losses but expected higher losses in Q2 2025.
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Bread Financial Holdings (NYSE: BFH) announced the early tender results of its cash tender offer for its 9.750% Senior Notes due 2029. As of June 4, 2025, approximately $536.8 million in aggregate principal amount of Notes were validly tendered. The company will accept up to $150 million in aggregate principal amount for purchase at $1,071.25 per $1,000 principal amount, which includes an early participation amount of $50.00. Due to oversubscription, the company will implement a proration factor of approximately 77.538% for notes tendered at the clearing premium. Settlement is expected to occur on June 9, 2025. No additional notes tendered after the Early Participation Date will be accepted as the tender cap has been exceeded.
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Bread Financial Holdings (NYSE: BFH), a tech-forward financial services company, announced its participation in the upcoming Morgan Stanley US Financials Conference. Chief Financial Officer Perry Beberman will engage in a fireside chat on Wednesday, June 11, 2025, at 1:45 p.m. ET. The discussion will be available via live webcast and can be accessed through both Morgan Stanley's platform and Bread Financial's investor relations website. A replay of the presentation will remain accessible for 90 days after the event. Bread Financial specializes in providing simple, personalized payment, lending, and saving solutions to millions of U.S. consumers.
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FAQ

What is the current stock price of Bread Financial Holdings (BFH)?

The current stock price of Bread Financial Holdings (BFH) is $101.71 as of June 12, 2026.

What is the market cap of Bread Financial Holdings (BFH)?

The market cap of Bread Financial Holdings (BFH) is approximately 4.1B.