Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.
News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.
Ford (NYSE: F) and Bread Financial (NYSE: BFH) announced a new long-term agreement to launch a co-branded Ford Rewards Visa Signature credit card and integrated installment loan program on March 10, 2026. The program offers accelerated Ford Rewards earning, a 15,000-point new-account bonus (~$75), a $100 statement credit after $1,500 spend in 90 days, up to 16 Points per $1 on Ford.com and eligible dealer service, 6 Points per $1 at grocery, restaurants, gas/EV charging, and 2 Points per $1 on other purchases. Bread Financial will integrate financing into Ford platforms and collaborate on data-driven customer experience enhancements.
Bread Financial (NYSE: BFH) will participate in the RBC 2026 Financial Institutions Conference on Wednesday, March 11, 2026. EVP and Chief Financial Officer Perry Beberman will join a fireside chat at 2:00 p.m. ET.
The event will be broadcast live and is accessible via Bread Financial’s investor relations website; a replay will be available for 90 days after the webcast.
Bread Financial (NYSE: BFH) announced a $600 million increase to its existing share repurchase authorization on Feb. 26, 2026, bringing the total authorization to $765 million.
As of Dec. 31, 2025 the company had $240 million remaining; $75 million of repurchases occurred in 2026, leaving $165 million available before today’s increase. There is no expiration date for the authorization and repurchases remain subject to market, legal and regulatory conditions.
Bread Financial (NYSE: BFH) provided a January 2026 performance update showing largely stable credit balances and modest improvement in credit metrics versus January 2025.
End-of-period credit card and other loans were $18,386 million versus $18,366 million a year earlier. Net principal losses were $111 million (loss rate 7.1%) versus $123 million (7.8%). 30+ delinquencies were $960 million and the delinquency rate was 5.9% versus $1,032 million and 6.1% a year earlier.
Bread Financial (NYSE: BFH) will participate in the UBS Financial Services Conference on Wednesday, February 11, 2026. EVP and Chief Financial Officer Perry Beberman will join a fireside chat at 12:10 p.m. ET, broadcast live and accessible via the company's investor relations website. A replay will be available for 90 days after the event.
Bread Financial (NYSE: BFH) will participate in the Bank of America 2026 Financial Services Conference on Tuesday, February 10, 2026. President & CEO Ralph Andretta and EVP & CFO Perry Beberman will appear in a fireside chat at 3:30 p.m. ET.
The discussion will be broadcast live and available via Bread Financial’s investor relations website, with a replay accessible for 90 days after the event.
Bread Financial (NYSE: BFH) provided a December 2025 performance update covering portfolio balances, net losses, and delinquencies.
Key figures: end-of-period loans $18,805M, average loans $18,474M (down ~1% YoY), net principal losses $116M for December and $336M for the quarter, and a net loss rate 7.4%. Delinquency rate improved to 5.8% from 5.9% year‑ago.
Bread Financial (NYSE: BFH) announced fourth quarter and full year 2025 financial results on January 29, 2026. Earnings materials are available on the company’s investor relations website.
Management will host a conference call at 8:30 a.m. ET on January 29, 2026; a live link and replay are available on the investor relations site.
Bread Financial (NYSE: BFH) declared quarterly cash dividends for Q1 2026 on both preferred and common shares. The 8.625% non-cumulative perpetual preferred, Series A dividend is $26.35 per share (or $0.65875 per depositary share). The common dividend is $0.23 per share.
Both dividends are payable on March 16, 2026 to holders of record at the close of business on February 27, 2026.
Bread Financial (NYSE: BFH) will host its fourth quarter and full year 2025 earnings conference call on Jan. 29, 2026 at 8:30 a.m. ET.
Participants can register in advance and join via webcast on the company investor relations website. Analysts wishing to ask questions should register ahead of time. Several slides will accompany the webcast, and the presentation will be archived on the investor relations site. Attendees are advised to access the webcast at least 15 minutes before the call to register and install any required software.