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Capstone Retires $1.9 Million Debt, Decreases Leverage Without Diluting Common Shareholders

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Capstone (NASDAQ:CAPS) has successfully executed a strategic debt restructuring, exchanging $1.9 million of Brookstone debt for newly issued non-convertible preferred equity. This transaction strengthens the company's balance sheet by reducing leverage without diluting common shareholders.

The deal results in a $170,000 reduction in 2026 interest expenses. The preferred shares come with an 8% dividend that can be paid-in-kind, include proportional voting rights, and are only redeemable after 7 years or upon a change of control. This restructuring enhances Capstone's financial flexibility to pursue accretive acquisitions while maintaining its existing common share structure.

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Positive

  • Elimination of $1.9 million in debt improves balance sheet strength
  • Annual interest expense reduction of $170,000 starting 2026
  • No dilution to common shareholders as preferred shares are non-convertible
  • Flexible 8% dividend structure with PIK option preserves cash for growth
  • Enhanced financial flexibility for pursuing accretive acquisitions

Negative

  • New preferred shares carry voting rights proportional to economic interest
  • 8% dividend rate on preferred shares represents ongoing cost

News Market Reaction – CAPS

-2.29% 16.4x vol
16 alerts
-2.29% News Effect
+11.3% Peak Tracked
-21.3% Trough Tracked
-$213K Valuation Impact
$9.08M Market Cap
16.4x Rel. Volume

On the day this news was published, CAPS declined 2.29%, reflecting a moderate negative market reaction. Argus tracked a peak move of +11.3% during that session. Argus tracked a trough of -21.3% from its starting point during tracking. Our momentum scanner triggered 16 alerts that day, indicating notable trading interest and price volatility. This price movement removed approximately $213K from the company's valuation, bringing the market cap to $9.08M at that time. Trading volume was exceptionally heavy at 16.4x the daily average, suggesting significant selling pressure.

Data tracked by StockTitan Argus on the day of publication.

Transaction Strengthens Balance Sheet and Improves Position for Accretive M&A

NEW YORK CITY, NY / ACCESS Newswire / October 1, 2025 / Capstone Holding Corp.("Capstone" or the "Company") (NASDAQ:CAPS), a national building products distribution platform, today announced the exchange of $1.9 million in debt by a related party for a newly issued series of non-convertible preferred equity. This strategic deleveraging retires 100% of the targeted debt and lowers 2026 interest expense by more than $170k. The transaction strengthens Capstone's balance sheet and leverage profile, providing greater financial flexibility to pursue accretive acquisitions.

Importantly, no new common shares were issued. The preferred equity is non-dilutive, leaving the common share count unchanged and preserving value for existing shareholders.

Key Highlights:

  • $1.9 Million Debt Retired: All targeted Brookstone debt was exchanged for preferred equity. Capstone's funded debt drops by $1.9 million - a significant decrease in leverage - which will boost credit metrics.

  • No Dilution to Common Stockholders: Preferred shares are not convertible into common stock, ensuring no dilution to current equity owners.

  • Dividend Structure: Dividends accrue at an 8% coupon and, at the Company's election, can be paid-in-kind (PIK) by issuing additional preferred shares, preserving cash to fund growth.

  • Voting Rights: Preferred shares do have a vote, proportional to their economic interest.

  • Long-Term Alignment: Preferred equity is redeemable only in the event of a change of control or after 7 years, aligning investor interest with Capstone's multi-year growth plan.

"This disciplined debt reduction further improves our financial position and preserves capital for growth," said Matthew Lipman, CEO. "By removing $1.9 million of debt from the balance sheet and eliminating its interest cost, we unlock more capital for acquisitions without shareholder dilution. We believe that Capstone is now better positioned to move quickly on high-return acquisitions and to deliver value to investors."

Capstone's management noted that the exchange affirms its commitment to prudent capital structure management. The transaction lowers financial risk and signals confidence in the Company's long-term cash flows.

Additional details will be available in Capstone's Form 8-K that we expect to file with the Securities and Exchange Commission on October 1, 2025.

About Capstone Holding Corp.

Capstone Holding Corp. (NASDAQ:CAPS) is a diversified platform of building products businesses focused on distribution, brand ownership, and acquisition. Through its Instone subsidiary, Capstone serves 31 U.S. states, offering proprietary stone veneer, hardscape materials, and modular masonry systems. The Company's strategy combines disciplined M&A, operational efficiency, and a growing portfolio of owned brands to build a scalable and durable platform.

Investor Contact

Investor Relations
Capstone Holding Corp.
investors@capstoneholdingcorp.com
www.capstoneholdingcorp.com

Forward-Looking Statements

This press release contains forward-looking statements as defined by the Private Securities Litigation Reform Act of 1995. These statements relate to future events and performance, including guidance regarding possible high-value acquisitions, revenue and EBITDA targets, M&A strategy, use of capital, and operating outlook. Actual results may differ materially from those projected due to a range of factors, including but not limited to acquisition timing, macroeconomic conditions, and execution risks. Please review the Company's filings with the SEC for a full discussion of risk factors. Capstone undertakes no obligation to revise forward-looking statements except as required by law.

SOURCE: Capstone Holding Corp.



View the original press release on ACCESS Newswire

FAQ

How much debt did Capstone (CAPS) retire in October 2025?

Capstone retired $1.9 million of Brookstone debt by exchanging it for newly issued non-convertible preferred equity.

Will Capstone's debt retirement cause dilution to existing shareholders?

No, the transaction involves non-convertible preferred equity and does not dilute common shareholders as no new common shares were issued.

What are the terms of Capstone's new preferred shares?

The preferred shares have an 8% dividend that can be paid-in-kind, include proportional voting rights, and are only redeemable after 7 years or upon a change of control.

How much will Capstone save in interest expenses from this debt retirement?

The debt retirement will reduce Capstone's interest expenses by more than $170,000 starting in 2026.

What is the purpose of Capstone's debt restructuring?

The restructuring aims to strengthen the balance sheet, improve leverage profile, and provide greater financial flexibility to pursue accretive acquisitions without diluting shareholders.