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Carter Bank Opens First South Carolina Location in Greenville

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Carter Bank (Nasdaq: CARE) opened a new Loan Production Office in Greenville, its first physical location in South Carolina. The office, in Suite 1602 of the Daniel Building, expands the bank's commercial banking presence in the Upstate region.

The Greenville team, led by Market Executive Mike Sarvis, will offer relationship-based commercial banking solutions with local decision-making. Carter Bank views both Carolinas as attractive growth regions and indicates future plans for a full-service branch in Greenville.

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News Market Reaction – CARE

+4.38%
+4.38% News Effect

On the day this news was published, CARE gained 4.38%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Peers on Argus

CARE slipped 0.59% while close peers showed mixed, modest moves (e.g., AROW -0.4...

CARE slipped 0.59% while close peers showed mixed, modest moves (e.g., AROW -0.44%, ACNB -0.71%, HBCP +0.06%, NFBK +0.35%). No broad sector momentum flagged.

Historical Context

5 past events · Latest: May 06 (Positive)
Pattern 5 events
Date Event Sentiment Move Catalyst
May 06 Product launch Positive +0.1% Introduced no-fee youth savings and checking accounts for ages 6–18.
Apr 23 Dividend declaration Positive -2.1% Reinstated quarterly cash dividend of $0.10 per share after nearly 10 years.
Apr 23 Earnings update Positive -2.1% Reported strong Q1 2026 net income and margin expansion aided by loan sale.
Feb 18 Leadership change Neutral -1.2% Appointed new EVP and CHRO to lead HR and culture initiatives.
Jan 29 Earnings update Positive +2.8% Announced Q4 and FY 2025 results with higher net income and loan growth.
Pattern Detected

Recent history shows mixed alignment, with some selling after positive financial and dividend news but modest gains on broader earnings updates.

Recent Company History

Over the past six months, CARE has reported stronger earnings and balance sheet cleanup, including Q4 2025 net income of $31.4M for the year and Q1 2026 net income of $85.8M driven by a major loan sale. It reinstated a quarterly dividend of $0.10 per share and launched youth-focused banking products. Leadership has been refreshed with a new CHRO. Today’s Greenville Loan Production Office opening extends this growth strategy into South Carolina, complementing earlier Carolinas expansion initiatives.

Regulatory & Risk Context

Short Interest: 5.42%
Short Interest
5.42% of shares outstanding
as of 2026-05-29 Days to cover: 4.65

Market Pulse Summary

This announcement highlights CARE’s continued expansion strategy in the Carolinas, adding a Greenvil...
Analysis

This announcement highlights CARE’s continued expansion strategy in the Carolinas, adding a Greenville Loan Production Office to deepen commercial banking relationships in a new state. It builds on earlier initiatives such as youth accounts, dividend reinstatement, and credit clean-up efforts. Investors may watch how quickly the Greenville team originates quality loans, how this complements existing North Carolina markets, and how regulatory filings reflect loan growth, credit metrics, and capital ratios over coming quarters.

Key Terms

loan production office
1 terms
loan production office financial
"Carter Bank (Nasdaq:CARE) announced today the opening of a Loan Production Office in Greenville"
A loan production office is a bank or finance company location set up primarily to find, meet with, and originate loans, but it typically does not handle full retail services like deposits or cash transactions. For investors, an LPO is a way for a lender to grow loan volume and reach new customers with lower overhead, which can boost revenue but also concentrates credit risk in specific markets—like opening a pop-up shop that only sells one product.

AI-generated analysis. Not financial advice.

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Located in the Daniel Building, the Loan Production Office will house the Bank's Commercial Banking team.

GREENVILLE, SC / ACCESS Newswire / June 2, 2026 / Carter Bank (Nasdaq:CARE) announced today the opening of a Loan Production Office in Greenville, marking the bank's first physical location in the Palmetto State.

Located in Suite 1602 of the Daniel Building, the office further strengthens Carter Bank's presence in the Upstate, a market the bank entered less than a year ago as part of its continued growth in the Carolinas.

The Greenville office will serve businesses throughout the region by providing commercial banking solutions backed by local decision-making and relationship-driven service.

"Our approach has always centered on building strong relationships and understanding the unique needs of the businesses and communities we serve," Market Executive Mike Sarvis said. "Having a physical presence in Greenville allows us to deepen those relationships, expand our reach across the Upstate, and create more opportunities for businesses of all sizes to prosper. We are excited to continue growing alongside this vibrant market."

Sarvis, along with Commercial Banker Roslyn Gilstrap and Cash Management Officer Crystal Ginn, joined Carter Bank last year as part of the bank's expansion into South Carolina. Since entering the market, the team has focused on delivering personalized financial solutions while offering the resources and capabilities of a larger financial institution.

"Greenville is an important and growing market for Carter Bank, and this office represents another meaningful step in our long-term commitment to South Carolina," said Carter Bank President and Chief Strategy Officer Brad Langs. "We see tremendous opportunity in the Upstate, and we will continue looking for ways to invest in this region, support local businesses, and expand our presence. As we grow, future plans include establishing a full-service branch location in the market."

In addition to Greenville, Carter Bank has recently brought its relationship-based, community-focused approach to the North Carolina cities of Gastonia and Winston-Salem, and continues to view both Carolinas as attractive growth regions.

For more information about Carter Bank, visit carterbank.com.

About Carter Bank

Headquartered in Martinsville, Va., Carter Bank is a $4.9 billion, state-chartered community bank with 63 branches in Virginia and North Carolina. Since 1974, Carter Bank has strived to create opportunities for more people and businesses to prosper. Additional information about Carter Bank is available at carterbank.com. Member FDIC. Equal Housing Lender.

# # #

Contact:

Brooks Taylor
VP, Corporate Communications Officer
Brooks.Taylor@cbtcares.com
276-806-5445

SOURCE: Carter Bankshares, Inc.



View the original press release on ACCESS Newswire

FAQ

What did Carter Bank (NASDAQ: CARE) announce about its new Greenville South Carolina office?

Carter Bank announced the opening of a Loan Production Office in Greenville, its first physical South Carolina location. According to the company, this office expands commercial banking services and supports businesses across the Upstate region with relationship-based solutions.

Where is Carter Bank's new Greenville South Carolina Loan Production Office located?

The new Carter Bank Greenville Loan Production Office is located in Suite 1602 of the Daniel Building. According to Carter Bank, this central location is intended to better serve commercial clients throughout the Upstate South Carolina market.

How will Carter Bank's Greenville SC office serve commercial banking customers (CARE)?

The Greenville office will provide commercial banking solutions backed by local decision-making and relationship-driven service. According to Carter Bank, the team focuses on personalized financial solutions while leveraging the resources and capabilities of a larger financial institution.

Who leads Carter Bank's Greenville South Carolina commercial banking team?

Carter Bank's Greenville commercial banking team is led by Market Executive Mike Sarvis. According to the company, Sarvis is joined by Commercial Banker Roslyn Gilstrap and Cash Management Officer Crystal Ginn, all part of its recent South Carolina expansion.

What are Carter Bank's future plans for a full-service branch in Greenville SC?

Carter Bank indicated that future plans include establishing a full-service branch location in Greenville. According to the company, the new Loan Production Office is an interim step in its long-term commitment to investing in South Carolina and the Upstate market.

How does the new Greenville SC office fit into Carter Bank's Carolinas growth strategy?

The Greenville Loan Production Office extends Carter Bank's strategy of growing in both Carolinas. According to the company, it recently expanded to Gastonia and Winston-Salem in North Carolina and views both states as attractive long-term growth regions.