CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND

Rhea-AI Summary

CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has announced a quarterly cash dividend distribution. The company's Board of Directors has declared a dividend of $0.08 per share on common stock and a corresponding $8.00 per share on Series D preferred stock. The dividend will be paid on October 21, 2025 to shareholders of record as of October 13, 2025. Each Series D preferred share is convertible into 100 shares of common stock.

Positive

• Consistent dividend payment demonstrates commitment to shareholder returns
• Preferred shareholders receive proportional dividend aligned with common stock ratio

Negative

• None.

COLUMBUS, Ohio, Oct. 1, 2025 /PRNewswire/ -- CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared an $0.08 per share quarterly cash dividend on its common stock and a corresponding $8.00 per share quarterly cash dividend on its Series D preferred stock. Each share of Series D preferred stock is convertible into 100 shares of common stock. The dividend is payable on October 21, 2025 to shareholders of record as of the close of business on October 13, 2025.

About CF Bankshares Inc. and CFBank

CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a full-service Commercial Bank model. Since the 2012 recapitalization, CFBank has achieved a CAGR in excess of 20%.

CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, by providing a comprehensive Commercial, Retail, and Mortgage Lending services presence. In all regional markets, CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. CFBank is differentiated by our penchant for individualized service coupled with direct customer access to decision-makers, and ease of doing business. CFBank matches the sophistication of much larger banks, without the bureaucracy.

Additional information about the Company and CFBank is available at www.CF.Bank

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SOURCE CF BANKSHARES INC.

FAQ

What is the CFBK dividend amount for Q4 2025?

CF Bankshares (CFBK) declared a quarterly dividend of $0.08 per share for common stock and $8.00 per share for Series D preferred stock.

When is the CFBK dividend payment date in October 2025?

The CFBK dividend will be paid on October 21, 2025 to shareholders of record as of October 13, 2025.

What is the conversion ratio for CFBK Series D preferred stock?

Each share of CFBK Series D preferred stock is convertible into 100 shares of common stock.

Who is eligible for the CFBK Q4 2025 dividend payment?

Shareholders who own CFBK stock as of the record date of October 13, 2025 will be eligible for the dividend payment.