DXC and Aptys Solutions Partner to Modernize Payments Connectivity for U.S. Financial Institutions

Rhea-AI Summary

DXC (NYSE: DXC) and Aptys Solutions announced a strategic partnership on Dec 4, 2025 to modernize payments connectivity for U.S. financial institutions. The agreement integrates Aptys' unified payments platform—which supports ACH, wire, FedNow, RTP, image exchange, directory services, fraud controls, and funds management—into DXC's banking transformation portfolio.

The partnership targets improved interoperability, streamlined payments processing, reduced total cost of ownership, and broader access to DXC capabilities (embedded finance, digital assets, AI) for community banks and credit unions. The initial phase focuses on enabling core payments API transactions, with future phases planned for digital wallets, custody, and wealth management services.

Positive

• Aptys network serves >5,500 U.S. financial institutions
• Partnership integrates Aptys payments connectivity with DXC banking transformation
• Initial phase enables core payments API transactions
• Joint aim to reduce total cost of ownership for payments processing
• Planned future capabilities: digital wallets, custody, wealth management

Negative

• None.

News Market Reaction

+2.04%

1 alert

+2.04% News Effect

On the day this news was published, DXC gained 2.04%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Institutions served: more than 5,500 U.S. financial institutions

1 metrics

Institutions served more than 5,500 U.S. financial institutions Aptys Solutions’ end-to-end payments client base

Market Reality Check

Price: $14.25 Vol: Volume 2,457,522 is 1.11x...

normal vol

$14.25 Last Close

Volume Volume 2,457,522 is 1.11x the 20-day average of 2,222,933. normal

Technical Price 15.24 is trading above the 200-day MA of 14.76, after a 0.53% daily gain.

Peers on Argus

DXC gained 0.53% while peers were mixed: GLOB was slightly negative, whereas ASG...

DXC gained 0.53% while peers were mixed: GLOB was slightly negative, whereas ASGN, VNET, FORTY, and WNS showed modest gains, and no sector-wide momentum signal was flagged.

Historical Context

5 past events · Latest: Dec 09 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 09	Debt redemption	Positive	+4.7%	Announced full and partial redemptions of 2026 senior notes and delisting.
Dec 08	Leadership change	Positive	+1.7%	Appointed Chief Digital Information Officer to lead unified digital and AI agenda.
Dec 04	Strategic partnership	Positive	+2.0%	Partnered with Aptys to integrate unified payments platform into banking portfolio.
Dec 03	Client win/modernization	Positive	+1.0%	Enabled ivari’s core life platform migration, cost reduction, and new product launches.
Dec 02	Debt offering	Neutral	+1.0%	Priced €650 million 4.250% Senior Notes due 2030 to refinance existing debt.

Pattern Detected

Recent corporate, strategic, and financing announcements have generally coincided with modestly positive 1-day price reactions.

Recent Company History

Over the last week, DXC reported several developments, including new debt financing, note redemptions, leadership changes, and client modernization wins. The current Aptys partnership on Dec 4, 2025 fits into this pattern of modernization and infrastructure-focused news. These events, including the €650 million 4.250% Senior Notes due 2030 and ivari cloud migration, all saw positive 24-hour price moves between 1.03% and 4.74%, suggesting the market has generally reacted constructively to DXC’s updates.

Market Pulse Summary

This announcement expands DXC’s banking transformation portfolio by integrating Aptys’ unified payme...

Analysis

This announcement expands DXC’s banking transformation portfolio by integrating Aptys’ unified payments platform, which already serves more than 5,500 U.S. financial institutions. It targets interoperability, lower total cost of ownership, and access to embedded finance and AI-driven services, especially for community banks and credit unions. In context of recent debt refinancing and modernization wins, investors may watch for concrete adoption metrics, revenue contribution, and follow-on capabilities like digital wallets and custody services.

Key Terms

ACH, API-based connectivity, digital wallets

3 terms

ACH technical

"supports ACH, wire, instant payments (FedNow® and RTP®), image exchange, and"

ACH (Automated Clearing House) is an electronic network banks use to move money between accounts, like a digital mail carrier that delivers payroll, dividends, bill payments and other transfers. Investors care because ACH affects how quickly a company can pay shareholders, collect revenue or move cash for operations; slower or disrupted ACH flows can change available cash, timing of dividends and short-term liquidity assumptions.

API-based connectivity technical

"Aptys provides API-based connectivity for account verification, balance inquiry,"

API-based connectivity is a way for different computer systems to communicate and share information automatically through standardized digital channels. It acts like a set of rules or a bridge that allows software applications to connect and exchange data seamlessly, much like a translator helps two people who speak different languages understand each other. For investors, this enables faster access to real-time data and more efficient operations across financial platforms.

digital wallets technical

"Future phases will introduce new capabilities such as digital wallets, custody,"

A digital wallet is an app or online service that lets people store and use payment details, identification, loyalty cards, or cryptocurrency on a phone or computer—think of it as a virtual version of a physical wallet that can pay for things, prove identity, or hold digital assets. Investors care because widespread use changes how consumers pay, shifts revenue toward companies that control these payment flows, and introduces technology, security and regulatory risks that can affect profits and valuation.

AI-generated analysis. Not financial advice.

ASHBURN, Va., Dec. 4, 2025 /PRNewswire/ - DXC Technology (NYSE: DXC), a leading enterprise technology and innovation partner, and Aptys Solutions, a provider of end-to-end payments solutions serving more than 5,500 U.S. financial institutions, today announced a strategic partnership to accelerate payments modernization and simplify how financial institutions (FIs) connect to and manage payments services across networks and channels. The partnership will enable FIs to enhance efficiency, reduce operational risk, and improve customer and member experiences.

Aptys Solutions delivers a unified payments platform that supports ACH, wire, instant payments (FedNow® and RTP®), image exchange, and digital channels, along with directory services, fraud controls, and funds management tools. Through this partnership, DXC will integrate Aptys' payments connectivity and orchestration capabilities with its banking transformation portfolio, enabling FIs to streamline payments processing, improve interoperability across systems, and reduce total cost of ownership.

Together, DXC and Aptys aim to democratize access to next-generation banking innovation. While Aptys' network of more than 5,500 community banks and credit unions represents a critical part of the U.S. financial ecosystem, these institutions often lack the same access to cutting-edge capabilities as the largest banks. Through this partnership, FIs of all sizes will now be able to tap into DXC's modernization and innovation stack—including embedded finance, digital assets, and AI-driven services—delivered seamlessly through Aptys' payments platform.

"FIs are seeking practical ways to modernize payments while managing cost, complexity, and risk," said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC. "By combining Aptys' modern payments infrastructure with DXC's deep expertise in core banking environments, we are helping financial institutions take a phased, pragmatic approach to modernization."

Aptys provides API-based connectivity for account verification, balance inquiry, directory services, payments initiation, and messaging. Today, many FIs support these services at cost while third parties access and resell the resulting data at significant margins. Together, DXC and Aptys will enable direct bank-to-bank processing and help institutions capture more of the value generated by their own payments infrastructure, reducing reliance on intermediary fintech layers and strengthening control and transparency across payments workflows.

"Aptys Solutions empowers thousands of financial institutions to deliver payment experiences that are faster, smarter, and more secure," said Naseer Nasim, Chief Executive Officer of Aptys Solutions. "Our partnership with DXC brings the scale, reliability, and operational strength required to help institutions modernize with confidence while keeping trust at the center of every payment relationship."

The initial phase of the partnership focuses on enabling core payments API transactions, with plans to build upon these foundational use cases to modernize traditional financial infrastructure and enhance the way institutions deliver services. Future phases will introduce new capabilities such as digital wallets, custody, and wealth management services.

About DXC Technology
DXC (NYSE: DXC) is a leading enterprise technology and innovation partner delivering software, services, and solutions to global enterprises and public sector organizations — helping them harness AI to drive outcomes at a time of exponential change with speed. With deep expertise in Managed Infrastructure Services, Application Modernization, and Industry-Specific Software Solutions, DXC modernizes, secures, and operates some of the world's most complex technology estates. Learn more on dxc.com. 

About Aptys Solutions
Aptys Solutions is a premier provider of end-to-end payments technology. Our unified platform powers ACH, wires, international wires, checks, and real-time payments through FedNow® and RTP®. More than 5,500 financial institutions trust Aptys to process billions of dollars in transactions each year. Driven by innovation and a client-centric mission, Aptys enables institutions to modernize their payment ecosystems, reduce complexity, unlock new revenue opportunities, and deliver more secure, efficient payment experiences. For more information, visit aptyssolutions.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/dxc-and-aptys-solutions-partner-to-modernize-payments-connectivity-for-us-financial-institutions-302632233.html

SOURCE DXC Technology Company

FAQ

What did DXC announce with Aptys Solutions on Dec 4, 2025 (NYSE: DXC)?

DXC announced a strategic partnership to integrate Aptys' payments connectivity into DXC's banking transformation portfolio to modernize payments for U.S. financial institutions.

How many financial institutions does Aptys Solutions serve that DXC will reach?

Aptys delivers its payments platform to more than 5,500 U.S. community banks and credit unions.

What payments services will DXC integrate from Aptys for DXC customers?

The integration covers ACH, wire, instant payments (FedNow and RTP), image exchange, directory services, fraud controls, and funds management.

What is the focus of the partnership's initial phase for DXC and Aptys?

The initial phase focuses on enabling core payments API transactions to streamline bank-to-bank processing.

Will DXC and Aptys add new services after initial API integration?

Yes; future phases plan to introduce capabilities such as digital wallets, custody, and wealth management services.