Enrollees Give Affordable Care Act Mixed Reviews Ahead of Open Enrollment and November Election

Rhea-AI Summary

eHealth Inc. (NASDAQ: EHTH) released a survey showing mixed reviews of the Affordable Care Act (ACA) among enrollees. The study reveals a significant divide between subsidized and unsubsidized participants. 66% of subsidized enrollees consider the ACA successful, compared to only 34% of unsubsidized ones. Regarding affordability, 81% of subsidized enrollees find their premiums affordable, versus 46% of unsubsidized enrollees.

The survey of over 300 ACA plan enrollees also found that 67% of likely voters consider healthcare a top-three voting issue, and 68% are satisfied with their health insurance plan. The next ACA open enrollment period runs from November 1 through January 15, 2025.

Positive

• 68% overall satisfaction rate with ACA health insurance plans
• 81% of subsidized enrollees consider premiums affordable
• 66% of subsidized enrollees view ACA as successful

Negative

• Only 34% of unsubsidized enrollees consider ACA successful
• Only 46% of unsubsidized enrollees find premiums affordable
• Significant disparity in satisfaction between subsidized and unsubsidized customers

Ten years after full ACA implementation, eHealth report highlights gap between enrollees who receive subsidies and those who don't

AUSTIN, Texas, Oct. 30, 2024 /PRNewswire/ -- The Affordable Care Act (ACA) was fully implemented ten years ago in 2014, but with open enrollment just around the corner, enrollees are split on the law's success, according to original research released today by eHealth Inc. (Nasdaq: EHTH) (eHealth.com), a leading online private health insurance marketplace. 

In a poll of more than 300 ACA plan enrollees, eHealth found a significant divide between those who receive government subsidies and those who do not. Sixty-six percent (66%) of those receiving federal subsidies consider the ACA a success, compared to just 34% of the unsubsidized. Among ACA enrollees who receive subsidies, 81% consider their premiums affordable, compared to just 46% of those without subsidies.

Other highlights from eHealth's report: 

• Healthcare is a big concern this election year for ACA enrollees: Among likely voters, two thirds (67%) say healthcare is a top-three voting issue for them; 56% want to see their premiums and out-of-pocket cost reduced. 
  
  
• Most are satisfied with their coverage: eHealth's poll found that 68% of all ACA plan enrollees are satisfied with their health insurance plan.
  
  
• Some want those at higher risk to pay more for coverage: Contrary to a founding principle of the ACA, nearly three in ten (29%) feel that some people at higher risk should pay more for coverage; among these, 76% feel that heavy drinkers should pay more, while 73% say smokers should pay more.

Read the full report. 

The ACA's nationwide annual open enrollment period is scheduled to begin on November 1 and run through January 15, 2025.

eHealth's latest original research is based on a voluntary survey of more than 300 people enrolled in ACA-compliant individual and family health insurance plans purchased through eHealth.com and with coverage in effect at the time of the survey. Additional methodology information can be found in the report.

About eHealth (NASDAQ: EHTH) 
We're Matchmakers. For over 25 years, eHealth has helped millions of Americans find the healthcare coverage that fits their needs at a price they can afford. As a leading independent licensed insurance agency and advisor, eHealth offers access to over 180 health insurers, including national and regional companies. 

For more information about eHealth, visit ehealth.com or follow us on LinkedIn, Facebook, Instagram, and X. Open positions can be found on our career page.

Media inquiries: pr@ehealth.com

 

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SOURCE eHealth, Inc.

FAQ

What percentage of subsidized ACA enrollees find their premiums affordable according to eHealth's 2024 survey?

According to eHealth's survey, 81% of ACA enrollees who receive federal subsidies consider their premiums affordable.

How many EHTH survey respondents are satisfied with their ACA health insurance plans in 2024?

The survey found that 68% of all ACA plan enrollees are satisfied with their health insurance plan.

What is the satisfaction rate among unsubsidized ACA enrollees in eHealth's 2024 survey?

Only 34% of unsubsidized ACA enrollees consider the program successful, according to eHealth's survey.

When does the next ACA open enrollment period begin for eHealth (EHTH) customers?

The next ACA open enrollment period begins on November 1, 2024, and runs through January 15, 2025.