Welcome to our dedicated page for Embassy Bancorp news (Ticker: EMYB), a resource for investors and traders seeking the latest updates and insights on Embassy Bancorp stock.
Embassy Bancorp, Inc. reports developments for its bank holding company and wholly owned subsidiary, Embassy Bank For the Lehigh Valley, a full-service community bank serving Pennsylvania’s Lehigh Valley since 2001. Recurring updates cover quarterly and annual operating results, deposit-market position in Lehigh and Northampton Counties, branch and digital banking services, and community bank recognitions.
Company news also includes capital actions such as cash dividends and stock repurchase authorization, along with management and business banking appointments that affect the bank’s finance, commercial banking, and local relationship-banking operations.
Embassy Bancorp (OTCQX: EMYB) reported key highlights from its Form 10-Q for the period ended June 30, 2026. The Company held $132.9 million in cash and cash equivalents, representing 7.2% of total assets, and reported deposits of $1.69 billion, up $53.4 million from December 31, 2025, with no brokered deposits or outstanding short‑ or long‑term borrowings.
The Bank’s net interest margin (FTE) increased to 2.69% from 2.43% a year earlier, with return on average assets of 0.91% and return on average equity of 13.63% for the quarter. Cost of funds declined to 1.68%, below a Pennsylvania peer group’s 1.89%. Assets per employee were $15.2 million versus peers’ $8.0 million, and noncurrent loans were 0.05% of total loans, compared with peers’ 0.76%. According to the Company, it declared an annual cash dividend of $0.55 per share, up from $0.48, and reported net income of $4.1 million and $7.9 million, or $0.56 and $1.05 per diluted share, for the three and six months ended June 30, 2026, respectively, compared with $3.4 million and $6.3 million, or $0.45 and $0.83, in the prior‑year periods.
Embassy Bancorp (OTC: EMYB), parent of Embassy Bank for the Lehigh Valley, announced it was ranked 94th among the nation’s top 200 publicly traded community banks and thrifts in American Banker’s July 2026 peer analysis, which evaluated institutions under $2 billion in assets using three-year average ROAE through year-end 2025.
Embassy Bancorp (OTCQX: EMYB) declared an annual cash dividend of $0.55 per share, payable July 14, 2026, to shareholders of record June 26, 2026.
The dividend is over 14% higher than last year and marks the 17th consecutive year of dividend payments, supported by awards and a 5-Star Bauer Financial rating.
Embassy Bancorp (OTCQX: EMYB) expanded its common stock repurchase program, authorizing up to an additional $5 million of buybacks effective June 1, 2026.
The initial $5 million program, announced October 27, 2025, has funded repurchases of 258,301 shares for $4.856 million, leaving about $144 thousand remaining. The program has no expiration and may be suspended or terminated at any time.
Embassy Bancorp (OTCQX: EMYB) reported key metrics for the quarter ended March 31, 2026. Deposits reached $1.68 billion, up $41.6 million from year-end 2025, with no brokered deposits or borrowings. Cash and cash equivalents were $141.8 million, or 7.7% of total assets.
Bank net interest margin (FTE) was 2.59%, up from 2.34% a year earlier, while cost of funds fell to 1.69% versus 1.80% and below a 1.90% Pennsylvania peer group. Net income was $3.7 million, or $0.50 per diluted share, up from $2.9 million, or $0.38 per diluted share. Noncurrent loans were 0.04% of total loans.
Embassy Bancorp (OTCQX: EMYB) filed its Form 10-K for year ended December 31, 2025, reporting strengthened liquidity, deposit growth and improved profitability.
Key metrics: $112.9M cash, $1.64B deposits (+5.6% YoY), net income $13.7M ($1.79 diluted EPS, +31% YoY), bank NIM (FTE) 2.60% for Q4 2025, and noncurrent loans 0.04%.
Embassy Bank (EMYB) was named Best Bank & Mortgage Company in the Who’s Who in Business survey featured in Lehigh Valley Style on Jan. 13, 2026. This is the fifth consecutive year Embassy has received the award. The survey, run by FieldGoals.US, draws thousands of Lehigh Valley residents who vote based on personal experience with local businesses. Embassy leadership credited trusted customer relationships and long-term community commitment for the recognition, highlighting ongoing employee and customer partnerships in the Lehigh Valley.
Embassy Bancorp (OTCQX: EMYB) announced the promotion of Jeffrey Skumin to Chief Financial Officer of the company and Embassy Bank for the Lehigh Valley, effective December 31, 2025. Mr. Skumin will continue to oversee the finance department and guide the company’s financial strategy and growth.
He joined Embassy in March 2020 as Executive Vice President of Finance and previously spent 19 years as a CPA, including serving as an audit partner focused on financial institutions and most recently as Chief Accounting Officer at a large regional bank.
The company highlighted his local ties to the Lehigh Valley and experience as reasons for the appointment.
Embassy Bancorp (OTCQX: EMYB) filed its Form 10-Q for the period ended September 30, 2025, reporting stronger liquidity, asset quality and profitability for Embassy Bank For the Lehigh Valley.
- Cash: $108.0 million (6.1% of assets) at 9/30/2025.
- Deposits: $1.62 billion at 9/30/2025, +$67.6 million (+4.4%) vs 12/31/2024.
- NIM (FTE): 2.52% for Q3 2025 (up from 2.43% Q2 2025 and 2.21% year-ago).
- Net income: $3.8M ($0.50 diluted) for Q3 2025; $10.1M ($1.32) for 9M 2025.
- Asset quality: noncurrent loans 0.04% vs Pennsylvania peer 0.60%.
Embassy Bancorp (OTCQX: EMYB) announced a stock repurchase program authorizing up to $5.0 million of its outstanding common stock, effective October 31, 2025. This is the company's first stock repurchase program.
Repurchases may be made in the open market or via privately negotiated transactions, will depend on price, regulatory and corporate requirements, and do not obligate the company to repurchase any specific number of shares. The program has no expiration date and may be suspended or terminated at any time.