Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Embassy Bancorp, Inc. filings document the public-company reporting of a Pennsylvania bank holding company and its wholly owned subsidiary, Embassy Bank For the Lehigh Valley. Annual and quarterly reports provide consolidated financial information for the holding company and bank, while current reports record material events such as executive officer appointments, investor presentations, stock repurchase authorization, and shareholder-vote follow-up.
Proxy and governance filings cover director and executive compensation matters, advisory votes on executive compensation frequency, equity-award disclosures, and board determinations following annual meeting results. The filings also identify the company’s common-stock reporting context, including disclosure that it has no securities registered under Section 12(b) of the Exchange Act.
Embassy Bancorp, Inc. (EMYB) insider David M. Lobach Jr., Chairman, President and CEO, reported an open-market purchase of Embassy Bancorp common stock. On 2026-08-28, an IRA held by his spouse bought 100 shares at $22.30 per share, increasing that indirect position to 55,400 shares. Separate lines in the filing list additional direct and indirect holdings in Embassy Bancorp common stock.
Embassy Bancorp, Inc. (EMYB) director Bernard M. Lesavoy reported multiple open‑market purchases of common stock on 2026-08-26. He indirectly purchased 746 shares at $22.2968 and 600 shares at $22.3000 through an IRA, and 100 shares at $22.2050 through a spouse’s IRA, totaling 1,446 shares acquired. The filing also reports updated direct and indirect holdings, including 136,866.3266 shares held directly and 10,729.4777 shares held as custodian for a daughter, with portions of several positions noted as acquired through a dividend reinvestment plan.
Embassy Bancorp, Inc. (EMYB) reported insider purchases by Chairman, President and CEO David M. Lobach Jr. On August 18, 2026 he bought a total of 2,000 shares of common stock in open-market transactions at prices around $22 per share, split between direct holdings and IRAs for himself and his spouse. Reported indirect IRA holdings after these trades were 118,900 shares and 55,300 shares, and an additional indirect PUGTMA account for a grandchild held 1,012.293 shares. The Rule 10b5-1 trading-plan box was not checked.
Embassy Bancorp, Inc. reported solid mid‑year results for the six months ended June 30, 2026. Total assets were $1.86 billion, up from $1.80 billion at December 31, 2025, driven mainly by loan and securities growth. Net loans rose to $1.31 billion, while securities available for sale reached $347.9 million. Deposits increased to $1.69 billion, with non‑interest‑bearing balances growing to $403.2 million.
Profitability improved compared with the prior year. For the quarter, net income was $4.1 million versus $3.4 million a year earlier, and for the six‑month period net income rose to $7.9 million from $6.3 million. Net interest income for the six months increased to $23.5 million from $20.2 million, reflecting higher loan and investment income, partly offset by elevated deposit costs. The company recorded a $404 thousand provision for credit losses versus a net credit of $131 thousand in the prior‑year period, while the allowance reached $12.5 million.
Comprehensive income for the six months was $7.3 million, down from $11.1 million, as net income gains were offset by less favorable unrealized securities valuation adjustments within accumulated other comprehensive loss, which remained significant at $(38.6) million. Capital stayed stable, with total stockholders’ equity of $128.1 million and 7,405,604 common shares outstanding as of August 7, 2026. The company continued shareholder distributions, declaring $0.55 per share in dividends and repurchasing shares into treasury stock.
Embassy Bancorp, Inc. reported the passing of long-time director John G. Englesson on August 7, 2026. He had served on the company’s Board of Directors since its formation in 2008 and on the board of its primary operating subsidiary, Embassy Bank for the Lehigh Valley, since its founding in 2001. The company notes that it benefited from his unique insight, based on extensive executive, board, and entrepreneurial experience, including leadership at 6.023 Corporation d.b.a. zAxis Corporation and as a principal owner of Chadwick Telecommunications Corporation. The disclosure highlights his significant involvement in numerous Lehigh Valley economic development and community organizations.
Embassy Bancorp, Inc. reports that Lynne M. Neel, Senior Executive Vice President of the company and its wholly owned subsidiary Embassy Bank for the Lehigh Valley, has informed the company of her intention to retire effective April 2, 2027.
Neel began her banking career in 1984 and joined Embassy Bank at its inception in November 2001, overseeing growth of the Bank’s total assets to over $1.8 billion while leading loan operations, deposit operations, electronic banking, and investor relations. The company states that her decision to retire is not related to any disagreement regarding its operations, policies, or practices.
Embassy Bancorp, Inc. reported the results of its 2026 annual shareholder meeting held on June 17, 2026. Shareholders elected two Class 1 directors, Frank “Chip” Banko, III and Geoffrey F. Boyer, to new three-year terms, with an average of 93.00% of votes cast in favor of each nominee. Banko received 4,749,390 votes for and 318,764 withheld, while Boyer received 4,677,541 votes for and 390,614 withheld, with 485,817 broker non-votes on each. Shareholders also ratified the appointment of Baker Tilly US, LLP as independent registered public accounting firm for the year ending December 31, 2026, with 5,537,263 votes for, 1,651 against, 15,058 abstentions, and 99.70% of votes cast in favor.
Embassy Bancorp, Inc., parent of Embassy Bank for the Lehigh Valley, announced that its Board of Directors declared an annual cash dividend of $0.55 per share. The dividend will be paid on July 14, 2026 to shareholders of record on June 26, 2026.
The company states this is an increase of over 14% from last year’s dividend and marks its 17th consecutive year of paying a dividend. Management highlights this track record as evidence of a solid financial position and long-term commitment to shareholder value.
Embassy Bancorp reports having over $1.8 billion in assets, ten branch locations in Pennsylvania’s Lehigh Valley, and a 5‑Star Bauer Financial rating, alongside multiple regional “Best Bank” honors, underscoring its community banking focus and perceived stability.
Embassy Bancorp, Inc. furnished a stockholder presentation at its Annual Meeting of Shareholders, outlining recent performance, capital actions, and strategic positioning for Embassy Bank for the Lehigh Valley.
The company reported a 31% year-over-year increase in net income, strong core deposit growth with no brokered deposits, and an expanded net interest margin alongside declining funding costs. Total assets were $1.842 billion as of March 31, 2026, with a focused footprint in Pennsylvania’s Lehigh Valley. Asset quality remains strong, with noncurrent loans to total loans at 0.04% for 2025 and first quarter 2026, well below peer and national benchmarks.
The presentation highlighted a $5 million stock repurchase plan approved in October 2025, under which 258,301 shares had been repurchased for $4.86 million by March 31, 2026, and a subsequent June 2026 authorization for up to an additional $5 million in repurchases. It also noted a rising annual dividend, with the 2026 dividend set at $0.55 per share and a 14% cash dividend increase from 2024 to 2025, alongside a one-year stock price return that outperformed multiple bank and broad market indices.
Embassy Bancorp, Inc. executive Michael B. Macy, EVP and CLO Business Banking, reported an open-market purchase of 1,000 shares of Common Stock at $21.45 per share on June 15, 2026. Following this transaction, he directly owns about 7,971.4209 shares, including 323.9301 shares acquired through the dividend reinvestment plan.