Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Embassy Bancorp, Inc. (EMYB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. Embassy Bancorp, incorporated in Pennsylvania and parent of Embassy Bank For the Lehigh Valley, files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K with the U.S. Securities and Exchange Commission. These filings consolidate financial and operational information for the holding company and its full-service community bank subsidiary.
In its Form 10-K and Form 10-Q reports, Embassy Bancorp presents detailed financial statements and management discussion, including data on cash and cash equivalents, deposit levels, net interest margin, cost of funds, asset quality measures such as noncurrent loans and nonperforming assets, and net income with earnings per share. The company also discloses comparisons to a Pennsylvania peer group of stock banks with assets between $100 million and $5 billion, which helps readers understand how its cost of funds, assets per employee, and credit quality metrics relate to similar institutions.
Current reports on Form 8-K and 8-K/A document material events and governance decisions. Recent examples include the authorization of a stock repurchase program for up to $5 million of common stock, the promotion of a Chief Financial Officer, the furnishing of investor presentations, and the board’s decision on the frequency of advisory votes on executive compensation following shareholder input. These filings provide insight into Embassy Bancorp’s capital management, leadership structure, and shareholder engagement practices.
On Stock Titan, users can review EMYB’s 10-K and 10-Q filings for in-depth financial information and track 8-K disclosures for timely updates on corporate actions. The platform also surfaces insider and governance-related information where available through SEC forms such as Form 4 and proxy-related disclosures, helping readers see how executives and directors interact with the company’s equity and compensation policies. AI-powered tools summarize lengthy filings and highlight key points, allowing users to quickly understand the main themes in Embassy Bancorp’s regulatory reports without reading every page.
Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach Jr reported open-market purchases of a total of 200 shares of common stock. He bought 100 shares at $19.58 per share through an IRA and 100 shares at $19.65 per share in a direct account.
After these transactions, he indirectly holds 118,400 shares through an IRA, 54,800 shares through a spouse's IRA, and 998.4998 shares as custodian for a grandchild. His direct ownership stands at 372,825.2475 shares of common stock.
Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach Jr. bought common stock in multiple open-market transactions. On March 19, 2026, he purchased a total of 1,050 shares at prices between $19.70 and $19.80 per share.
After these trades, he directly owns 372,725.2475 shares of common stock. Indirectly, he holds 118,300 shares through an IRA, 54,800 shares through a spouse’s IRA, and 998.4998 shares as custodian for a grandchild, according to the filing.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported open-market purchases of company common stock. On March 19, 2026, he bought 1,000 shares at $19.64 per share and 750 shares at $19.70 per share, bringing his directly held stake to 133,626.6342 shares. He also reports additional indirect holdings through an LLC, IRAs, and custodial accounts.
Embassy Bancorp, Inc. files its annual report describing its community banking operations in Pennsylvania’s Lehigh Valley and related regulatory and risk profile. The company operates ten branches, holds a 9.05% combined deposit market share in Northampton and Lehigh Counties, and focuses on relationship-based lending and deposits.
Embassy emphasizes commercial and residential real estate lending, maintains an available-for-sale securities portfolio of $341.9 million, and reported $12.5 million of other comprehensive income from unrealized securities gains in 2025. At December 31, 2025, the bank and holding company were classified as well capitalized under Basel III standards. Non-affiliate equity market value was $87.9 million, with 7,563,375 common shares outstanding as of March 6, 2026. The report details extensive interest-rate, credit, liquidity, competition, cybersecurity, and regulatory risks that could affect earnings and capital.
Yurconic John T reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp director John T. Yurconic received a grant of 3,625 shares of common stock on February 10, 2026. The shares were awarded at $0 per share under the company’s 2010 Stock Incentive Plan, increasing his directly held position to 60,817.447 shares of Embassy Bancorp common stock.
Smith Patti Gates reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp, Inc. director Patti Gates Smith was granted 1,812 shares of common stock on February 10, 2026 as a stock award under the company’s 2010 Stock Incentive Plan. The shares are held indirectly, with total indirect beneficial ownership reported at 245,971.8043 shares through the Patti G. Smith Living Trust.
Pittman John C reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp, Inc. director John C. Pittman received a grant of 1,812 shares of common stock on February 10, 2026, recorded at a price of $0 per share. The shares were granted under the company’s 2010 Stock Incentive Plan.
After this award, Pittman directly holds 355,443.51 common shares. He also has indirect beneficial ownership of 5,555 shares through his spouse, 3,284 shares through an IRA, and 150 shares held by his spouse as custodian for a grandson.
Embassy Bancorp, Inc. director Frank Banko III reported an acquisition of common stock through an equity award. On February 10, 2026, he received 3,346 shares of common stock, granted under the company’s 2010 Stock Incentive Plan, at a price of $0 per share.
After this grant, Banko directly beneficially owns 524,828.3884 shares of common stock. He also reports indirect beneficial ownership of 3,028.9708 shares held by his spouse and 9,669.2046 shares held by Red Bird Associates LLC.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported receiving a grant of 1,812 shares of common stock on February 10, 2026, coded as an acquisition under a stock award. The shares were granted at $0 per share pursuant to the 2010 Stock Incentive Plan.
Following this grant, Lesavoy directly beneficially owns 131,876.6342 shares of common stock. He also reports indirect ownership interests, including 50,554 shares by IRA, and additional common stock held as PUGTMA for his children, by a spouse IRA, and by Red Bird Associates LLC.
Embassy Bancorp director John G. Englesson received a grant of 1,812 shares of common stock on February 10, 2026 under the company’s 2010 Stock Incentive Plan. The shares were awarded at a reported price of $0, reflecting equity-based compensation rather than an open-market purchase.
After this grant, Englesson directly beneficially owns 31,351.4434 shares of Embassy Bancorp common stock. He also has indirect beneficial ownership of additional common shares, including 8,132 shares held by an IRA, 3,735.2598 shares held by his spouse, and 1,300 shares held in his spouse’s IRA.