Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Embassy Bancorp, Inc. (EMYB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. Embassy Bancorp, incorporated in Pennsylvania and parent of Embassy Bank For the Lehigh Valley, files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K with the U.S. Securities and Exchange Commission. These filings consolidate financial and operational information for the holding company and its full-service community bank subsidiary.
In its Form 10-K and Form 10-Q reports, Embassy Bancorp presents detailed financial statements and management discussion, including data on cash and cash equivalents, deposit levels, net interest margin, cost of funds, asset quality measures such as noncurrent loans and nonperforming assets, and net income with earnings per share. The company also discloses comparisons to a Pennsylvania peer group of stock banks with assets between $100 million and $5 billion, which helps readers understand how its cost of funds, assets per employee, and credit quality metrics relate to similar institutions.
Current reports on Form 8-K and 8-K/A document material events and governance decisions. Recent examples include the authorization of a stock repurchase program for up to $5 million of common stock, the promotion of a Chief Financial Officer, the furnishing of investor presentations, and the board’s decision on the frequency of advisory votes on executive compensation following shareholder input. These filings provide insight into Embassy Bancorp’s capital management, leadership structure, and shareholder engagement practices.
On Stock Titan, users can review EMYB’s 10-K and 10-Q filings for in-depth financial information and track 8-K disclosures for timely updates on corporate actions. The platform also surfaces insider and governance-related information where available through SEC forms such as Form 4 and proxy-related disclosures, helping readers see how executives and directors interact with the company’s equity and compensation policies. AI-powered tools summarize lengthy filings and highlight key points, allowing users to quickly understand the main themes in Embassy Bancorp’s regulatory reports without reading every page.
Embassy Bancorp, Inc. reported that Sr. Executive Vice President Diane M. Cunningham received a grant of 838 shares of restricted common stock on December 15, 2025 at a price of $0 under the Amended and Restated 2010 Stock Incentive Plan.
The restricted shares vest in three equal annual installments over three years. After this award, she directly beneficially owns 15,837.4241 shares, plus 2,508 shares held through an IRA and 2,940 shares held through a spouse’s IRA, including 167.266182 shares acquired under the employee stock purchase plan and 321.886760 shares acquired through the dividend reinvestment plan.
Embassy Bancorp, Inc. reported an insider equity grant to Sr. Executive Vice President Lynne M. Neel. On December 15, 2025, she received 838 shares of restricted common stock under the Amended and Restated 2010 Stock Incentive Plan at a stated price of $0, reflecting stock-based compensation rather than a market purchase. These restricted shares vest in equal one-third installments each year over a three-year period. Following this award, Neel beneficially owns 11,547.8721 shares of Embassy Bancorp common stock in direct ownership.
Embassy Bancorp, Inc. executive Michael B. Macy, EVP and CLO Business Banking, received a grant of 459 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.
These shares vest in equal one-third installments over three years, tying the award to ongoing service and performance. After this grant, Macy beneficially owns 6,647.4908 shares of Embassy Bancorp common stock directly.
Embassy Bancorp, Inc. reported an insider equity award to its EVP, Consumer Lending, who serves as an officer of the company. On December 15, 2025, the officer received 338 shares of restricted common stock at a stated price of $0 under the Amended and Restated 2010 Stock Incentive Plan.
These restricted shares vest in three equal annual installments over a three-year period, linking compensation to ongoing service. After this grant and activity in company share programs, the officer beneficially owns 2,187.5252 shares of Embassy Bancorp common stock directly, including shares accumulated through the employee stock purchase plan and the dividend reinvestment plan.
Embassy Bancorp, Inc. reported an insider equity award for an executive officer. On December 15, 2025, the officer serving as EVP, Branch Administration acquired 303 shares of common stock at $0 per share as a grant of restricted stock under the Amended and Restated 2010 Stock Incentive Plan.
Following this grant, the officer beneficially owns 1,368.4147 shares of Embassy Bancorp common stock, held as direct ownership. The restricted shares vest one-third each year over a three-year period, aligning the executive’s compensation with the company’s long-term performance.
Embassy Bancorp, Inc. reported an insider equity award to its executive vice president of finance. On December 15, 2025, the officer received 442 shares of restricted common stock at $0 per share under the company’s Amended and Restated 2010 Stock Incentive Plan. These restricted shares vest in three equal installments over a three-year period, with one-third vesting each year. After this grant, the officer beneficially owns 3,047.5334 shares of Embassy Bancorp common stock directly.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported open-market purchases of company stock. On December 8, 2025, he bought a total of 300 shares of Embassy Bancorp common stock in three separate transactions at prices of $17.82, $17.95, and $17.90 per share, all recorded as acquisitions in an IRA account. After these trades, his IRA held 50,554 shares of Embassy Bancorp common stock, with additional indirect holdings reported through personal, family, and entity accounts.
Embassy Bancorp, Inc.December 5, 2025, he purchased 1,000 shares of common stock at $17.70. On December 8, 2025, he purchased another 1,000 shares directly at $17.80, bringing his directly held common stock to 368,546.2475 shares.
Additional indirect purchases on December 8, 2025 included 145 shares at $17.80 for an IRA that now holds 118,100 shares, 100 shares at $17.80 for a spouse IRA that now holds 54,700 shares, and 25 shares at $17.80 for a PUGTMA account for a grandchild that now holds 998.4998 shares. The filing is for one reporting person and was signed under power of attorney.
Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach, Jr., who is also a director, reported an open-market purchase of company common stock. On 12/03/2025 he acquired 1,444 shares of common stock at a price of $17.73 per share. Following this transaction, he directly owns 366,546.2475 shares, and also has indirect holdings of 117,955 shares through an IRA, 54,600 shares through a spouse’s IRA, and 973.4998 shares as custodian for a grandchild. The filing notes that an increase of 5,245 direct shares reflects shares that were previously held indirectly in an IRA.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported an open-market purchase of company stock. On 12/03/2025, a transaction coded "P" shows he acquired 500 shares of common stock at a price of $17.73 per share. Following this transaction, he beneficially owns 130,064.6342 shares directly. In addition, he reports various indirect holdings, including shares held in an IRA, several PUGTMA accounts for his children, a spouse’s IRA, and Red Bird Associates LLC, reflecting a mix of personal and family-related ownership.