Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Embassy Bancorp, Inc. (EMYB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. Embassy Bancorp, incorporated in Pennsylvania and parent of Embassy Bank For the Lehigh Valley, files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K with the U.S. Securities and Exchange Commission. These filings consolidate financial and operational information for the holding company and its full-service community bank subsidiary.
In its Form 10-K and Form 10-Q reports, Embassy Bancorp presents detailed financial statements and management discussion, including data on cash and cash equivalents, deposit levels, net interest margin, cost of funds, asset quality measures such as noncurrent loans and nonperforming assets, and net income with earnings per share. The company also discloses comparisons to a Pennsylvania peer group of stock banks with assets between $100 million and $5 billion, which helps readers understand how its cost of funds, assets per employee, and credit quality metrics relate to similar institutions.
Current reports on Form 8-K and 8-K/A document material events and governance decisions. Recent examples include the authorization of a stock repurchase program for up to $5 million of common stock, the promotion of a Chief Financial Officer, the furnishing of investor presentations, and the board’s decision on the frequency of advisory votes on executive compensation following shareholder input. These filings provide insight into Embassy Bancorp’s capital management, leadership structure, and shareholder engagement practices.
On Stock Titan, users can review EMYB’s 10-K and 10-Q filings for in-depth financial information and track 8-K disclosures for timely updates on corporate actions. The platform also surfaces insider and governance-related information where available through SEC forms such as Form 4 and proxy-related disclosures, helping readers see how executives and directors interact with the company’s equity and compensation policies. AI-powered tools summarize lengthy filings and highlight key points, allowing users to quickly understand the main themes in Embassy Bancorp’s regulatory reports without reading every page.
Embassy Bancorp director John G. Englesson received a grant of 1,812 shares of common stock on February 10, 2026 under the company’s 2010 Stock Incentive Plan. The shares were awarded at a reported price of $0, reflecting equity-based compensation rather than an open-market purchase.
After this grant, Englesson directly beneficially owns 31,351.4434 shares of Embassy Bancorp common stock. He also has indirect beneficial ownership of additional common shares, including 8,132 shares held by an IRA, 3,735.2598 shares held by his spouse, and 1,300 shares held in his spouse’s IRA.
Embassy Bancorp, Inc. director Geoffrey F. Boyer received a grant of 1,812 shares of common stock on 02/10/2026 under the company’s 2010 Stock Incentive Plan at a price of $0 per share. Following this award, he directly holds 84,820.7994 shares.
In addition to his direct holdings, Boyer is reported as indirectly owning 13,888 shares through an IRA and 5,276 shares through his spouse. The filing reflects an equity-based compensation grant rather than an open-market purchase or sale.
Embassy Bancorp, Inc. executive Judith A. Hunsicker, who serves as FEO, COO and CFO, reported an automatic share withholding related to equity compensation. On 12/29/2025, 615 shares of common stock were withheld at $18.34 per share in a transaction coded "F," which reflects shares used to cover tax obligations upon vesting of restricted stock awards. After this transaction, she directly owned about 70,794.348 common shares and indirectly held 20,391 shares through an IRA. The explanation notes that the shares were repurchased by the issuer under a SEC Rule 10b5-1 plan to satisfy withholding tax obligations.
Embassy Bancorp, Inc. insider David M. Lobach Jr., the company’s Chairman, President and CEO, received a grant of 3,429 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.
The restricted shares vest in equal installments, with one-third vesting each year over a three-year period. Following this grant, he beneficially owns 371,975.2475 common shares directly, along with additional indirect holdings through an IRA, his spouse’s IRA, and a custodial account for a grandchild.
Embassy Bancorp, Inc. reported that an officer serving as FEO, COO and CFO received 2,378 shares of restricted common stock on December 15, 2025 at a grant price of $0 under the Amended and Restated 2010 Stock Incentive Plan. These restricted shares vest in equal one-third installments over a three-year period.
After this grant, the officer beneficially owned 71,409.348 shares of common stock directly, which include 334.532366 shares from the Employee Stock Purchase Plan and 1,998.311625 shares from the dividend reinvestment plan. The officer also indirectly owned 20,391 shares through an IRA.
Embassy Bancorp, Inc. reported that Sr. Executive Vice President Diane M. Cunningham received a grant of 838 shares of restricted common stock on December 15, 2025 at a price of $0 under the Amended and Restated 2010 Stock Incentive Plan.
The restricted shares vest in three equal annual installments over three years. After this award, she directly beneficially owns 15,837.4241 shares, plus 2,508 shares held through an IRA and 2,940 shares held through a spouse’s IRA, including 167.266182 shares acquired under the employee stock purchase plan and 321.886760 shares acquired through the dividend reinvestment plan.
Embassy Bancorp, Inc. reported an insider equity grant to Sr. Executive Vice President Lynne M. Neel. On December 15, 2025, she received 838 shares of restricted common stock under the Amended and Restated 2010 Stock Incentive Plan at a stated price of $0, reflecting stock-based compensation rather than a market purchase. These restricted shares vest in equal one-third installments each year over a three-year period. Following this award, Neel beneficially owns 11,547.8721 shares of Embassy Bancorp common stock in direct ownership.
Embassy Bancorp, Inc. executive Michael B. Macy, EVP and CLO Business Banking, received a grant of 459 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.
These shares vest in equal one-third installments over three years, tying the award to ongoing service and performance. After this grant, Macy beneficially owns 6,647.4908 shares of Embassy Bancorp common stock directly.
Embassy Bancorp, Inc. reported an insider equity award to its EVP, Consumer Lending, who serves as an officer of the company. On December 15, 2025, the officer received 338 shares of restricted common stock at a stated price of $0 under the Amended and Restated 2010 Stock Incentive Plan.
These restricted shares vest in three equal annual installments over a three-year period, linking compensation to ongoing service. After this grant and activity in company share programs, the officer beneficially owns 2,187.5252 shares of Embassy Bancorp common stock directly, including shares accumulated through the employee stock purchase plan and the dividend reinvestment plan.
Embassy Bancorp, Inc. reported an insider equity award for an executive officer. On December 15, 2025, the officer serving as EVP, Branch Administration acquired 303 shares of common stock at $0 per share as a grant of restricted stock under the Amended and Restated 2010 Stock Incentive Plan.
Following this grant, the officer beneficially owns 1,368.4147 shares of Embassy Bancorp common stock, held as direct ownership. The restricted shares vest one-third each year over a three-year period, aligning the executive’s compensation with the company’s long-term performance.