Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Embassy Bancorp, Inc. (EMYB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. Embassy Bancorp, incorporated in Pennsylvania and parent of Embassy Bank For the Lehigh Valley, files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K with the U.S. Securities and Exchange Commission. These filings consolidate financial and operational information for the holding company and its full-service community bank subsidiary.
In its Form 10-K and Form 10-Q reports, Embassy Bancorp presents detailed financial statements and management discussion, including data on cash and cash equivalents, deposit levels, net interest margin, cost of funds, asset quality measures such as noncurrent loans and nonperforming assets, and net income with earnings per share. The company also discloses comparisons to a Pennsylvania peer group of stock banks with assets between $100 million and $5 billion, which helps readers understand how its cost of funds, assets per employee, and credit quality metrics relate to similar institutions.
Current reports on Form 8-K and 8-K/A document material events and governance decisions. Recent examples include the authorization of a stock repurchase program for up to $5 million of common stock, the promotion of a Chief Financial Officer, the furnishing of investor presentations, and the board’s decision on the frequency of advisory votes on executive compensation following shareholder input. These filings provide insight into Embassy Bancorp’s capital management, leadership structure, and shareholder engagement practices.
On Stock Titan, users can review EMYB’s 10-K and 10-Q filings for in-depth financial information and track 8-K disclosures for timely updates on corporate actions. The platform also surfaces insider and governance-related information where available through SEC forms such as Form 4 and proxy-related disclosures, helping readers see how executives and directors interact with the company’s equity and compensation policies. AI-powered tools summarize lengthy filings and highlight key points, allowing users to quickly understand the main themes in Embassy Bancorp’s regulatory reports without reading every page.
Embassy Bancorp, Inc. reported an insider equity award to its executive vice president of finance. On December 15, 2025, the officer received 442 shares of restricted common stock at $0 per share under the company’s Amended and Restated 2010 Stock Incentive Plan. These restricted shares vest in three equal installments over a three-year period, with one-third vesting each year. After this grant, the officer beneficially owns 3,047.5334 shares of Embassy Bancorp common stock directly.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported open-market purchases of company stock. On December 8, 2025, he bought a total of 300 shares of Embassy Bancorp common stock in three separate transactions at prices of $17.82, $17.95, and $17.90 per share, all recorded as acquisitions in an IRA account. After these trades, his IRA held 50,554 shares of Embassy Bancorp common stock, with additional indirect holdings reported through personal, family, and entity accounts.
Embassy Bancorp, Inc. reported insider buying by its Chairman, President and CEO and director, David M. Lobach, Jr. on a Form 4. On December 5, 2025, he purchased 1,000 shares of common stock at $17.70. On December 8, 2025, he purchased another 1,000 shares directly at $17.80, bringing his directly held common stock to 368,546.2475 shares.
Additional indirect purchases on December 8, 2025 included 145 shares at $17.80 for an IRA that now holds 118,100 shares, 100 shares at $17.80 for a spouse IRA that now holds 54,700 shares, and 25 shares at $17.80 for a PUGTMA account for a grandchild that now holds 998.4998 shares. The filing is for one reporting person and was signed under power of attorney.
Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach, Jr., who is also a director, reported an open-market purchase of company common stock. On 12/03/2025 he acquired 1,444 shares of common stock at a price of $17.73 per share. Following this transaction, he directly owns 366,546.2475 shares, and also has indirect holdings of 117,955 shares through an IRA, 54,600 shares through a spouse’s IRA, and 973.4998 shares as custodian for a grandchild. The filing notes that an increase of 5,245 direct shares reflects shares that were previously held indirectly in an IRA.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported an open-market purchase of company stock. On 12/03/2025, a transaction coded "P" shows he acquired 500 shares of common stock at a price of $17.73 per share. Following this transaction, he beneficially owns 130,064.6342 shares directly. In addition, he reports various indirect holdings, including shares held in an IRA, several PUGTMA accounts for his children, a spouse’s IRA, and Red Bird Associates LLC, reflecting a mix of personal and family-related ownership.
Embassy Bancorp, Inc. officer Lynne M. Neel reported an open-market purchase of company stock. On 12/03/2025, Neel acquired 300 shares of common stock at a price of $17.73 per share, in a transaction coded "P" for a purchase. Following this transaction, Neel beneficially owned 10,709.8721 shares of Embassy Bancorp common stock held directly.
The reported holdings include 209.082729 shares acquired through the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 168.5753 shares acquired under the dividend reinvestment plan. The form was filed as a single-reporting-person Form 4, reflecting Neel's status as Senior Executive Vice President of the company.
Embassy Bancorp, Inc. executive vice president of finance Jeffrey C. Skumin reported an open-market purchase of common stock. On 12/03/2025 he acquired 250 shares of Embassy Bancorp common stock at a price of $17.73 per share. After this transaction, he beneficially owned a total of 2,605.5334 shares. This total includes 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 53.78281 shares acquired through the dividend reinvestment plan. The filing was made on Form 4 for a single reporting person and indicates direct ownership of the shares.
Embassy Bancorp, Inc. announced that Jeffrey C. Skumin has been promoted to Chief Financial Officer of the company and its subsidiary, Embassy Bank For the Lehigh Valley, effective December 31, 2025. Skumin, age 49, joined Embassy in March 2020 and has been serving as Executive Vice President of Finance, where he has overseen the finance department.
In his new role, he will continue to lead the finance function and help guide the organization’s financial strategy and growth. The company states there are no family relationships, special arrangements, or related party transactions connected to his appointment, and no new material compensatory agreements were entered into in connection with this promotion.
Embassy Bancorp, Inc. executive officer Brandi Stefanov reported a small open-market purchase of company stock. On 12/03/2025, common stock was purchased at a price of $17.73 per share, with a total of 56 shares acquired, coded as an acquisition transaction. Following this trade, Stefanov beneficially owns 1,065.4147 shares of Embassy Bancorp common stock, held directly.
The holding total includes fractional shares accumulated through company-sponsored programs, specifically 33.453236 shares acquired under the Employee Stock Purchase Plan and 21.643975 shares acquired through the dividend reinvestment plan. The report is filed as a Form 4 by a single reporting person, who serves as Executive Vice President, Branch Administration.
Embassy Bancorp, Inc. executive Michael B. Macy, EVP and Chief Lending Officer for Business Banking, reported an open-market purchase of company stock. On 12/03/2025, he acquired 1,000 shares of common stock at a price of $17.73 per share, recorded as a purchase transaction.
Following this transaction, Macy beneficially owns 6,188.4908 shares of Embassy Bancorp common stock. This total includes 334.532366 shares acquired through the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 105.51225 shares acquired under the company’s dividend reinvestment plan, indicating ongoing participation in both employee and shareholder stock programs.