Welcome to our dedicated page for Embassy Bancorp SEC filings (Ticker: EMYB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Embassy Bancorp's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Embassy Bancorp's regulatory disclosures and financial reporting.
Embassy Bancorp, Inc. files its annual report describing its community banking operations in Pennsylvania’s Lehigh Valley and related regulatory and risk profile. The company operates ten branches, holds a 9.05% combined deposit market share in Northampton and Lehigh Counties, and focuses on relationship-based lending and deposits.
Embassy emphasizes commercial and residential real estate lending, maintains an available-for-sale securities portfolio of $341.9 million, and reported $12.5 million of other comprehensive income from unrealized securities gains in 2025. At December 31, 2025, the bank and holding company were classified as well capitalized under Basel III standards. Non-affiliate equity market value was $87.9 million, with 7,563,375 common shares outstanding as of March 6, 2026. The report details extensive interest-rate, credit, liquidity, competition, cybersecurity, and regulatory risks that could affect earnings and capital.
Yurconic John T reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp director John T. Yurconic received a grant of 3,625 shares of common stock on February 10, 2026. The shares were awarded at $0 per share under the company’s 2010 Stock Incentive Plan, increasing his directly held position to 60,817.447 shares of Embassy Bancorp common stock.
Smith Patti Gates reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp, Inc. director Patti Gates Smith was granted 1,812 shares of common stock on February 10, 2026 as a stock award under the company’s 2010 Stock Incentive Plan. The shares are held indirectly, with total indirect beneficial ownership reported at 245,971.8043 shares through the Patti G. Smith Living Trust.
Pittman John C reported acquisition or exercise transactions in this Form 4 filing.
Embassy Bancorp, Inc. director John C. Pittman received a grant of 1,812 shares of common stock on February 10, 2026, recorded at a price of $0 per share. The shares were granted under the company’s 2010 Stock Incentive Plan.
After this award, Pittman directly holds 355,443.51 common shares. He also has indirect beneficial ownership of 5,555 shares through his spouse, 3,284 shares through an IRA, and 150 shares held by his spouse as custodian for a grandson.
Embassy Bancorp, Inc. director Frank Banko III reported an acquisition of common stock through an equity award. On February 10, 2026, he received 3,346 shares of common stock, granted under the company’s 2010 Stock Incentive Plan, at a price of $0 per share.
After this grant, Banko directly beneficially owns 524,828.3884 shares of common stock. He also reports indirect beneficial ownership of 3,028.9708 shares held by his spouse and 9,669.2046 shares held by Red Bird Associates LLC.
Embassy Bancorp, Inc. director Bernard M. Lesavoy reported receiving a grant of 1,812 shares of common stock on February 10, 2026, coded as an acquisition under a stock award. The shares were granted at $0 per share pursuant to the 2010 Stock Incentive Plan.
Following this grant, Lesavoy directly beneficially owns 131,876.6342 shares of common stock. He also reports indirect ownership interests, including 50,554 shares by IRA, and additional common stock held as PUGTMA for his children, by a spouse IRA, and by Red Bird Associates LLC.
Embassy Bancorp director John G. Englesson received a grant of 1,812 shares of common stock on February 10, 2026 under the company’s 2010 Stock Incentive Plan. The shares were awarded at a reported price of $0, reflecting equity-based compensation rather than an open-market purchase.
After this grant, Englesson directly beneficially owns 31,351.4434 shares of Embassy Bancorp common stock. He also has indirect beneficial ownership of additional common shares, including 8,132 shares held by an IRA, 3,735.2598 shares held by his spouse, and 1,300 shares held in his spouse’s IRA.
Embassy Bancorp, Inc. director Geoffrey F. Boyer received a grant of 1,812 shares of common stock on 02/10/2026 under the company’s 2010 Stock Incentive Plan at a price of $0 per share. Following this award, he directly holds 84,820.7994 shares.
In addition to his direct holdings, Boyer is reported as indirectly owning 13,888 shares through an IRA and 5,276 shares through his spouse. The filing reflects an equity-based compensation grant rather than an open-market purchase or sale.
Embassy Bancorp, Inc. executive Judith A. Hunsicker, who serves as FEO, COO and CFO, reported an automatic share withholding related to equity compensation. On 12/29/2025, 615 shares of common stock were withheld at $18.34 per share in a transaction coded "F," which reflects shares used to cover tax obligations upon vesting of restricted stock awards. After this transaction, she directly owned about 70,794.348 common shares and indirectly held 20,391 shares through an IRA. The explanation notes that the shares were repurchased by the issuer under a SEC Rule 10b5-1 plan to satisfy withholding tax obligations.
Embassy Bancorp, Inc. insider David M. Lobach Jr., the company’s Chairman, President and CEO, received a grant of 3,429 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.
The restricted shares vest in equal installments, with one-third vesting each year over a three-year period. Following this grant, he beneficially owns 371,975.2475 common shares directly, along with additional indirect holdings through an IRA, his spouse’s IRA, and a custodial account for a grandchild.