Embassy Bancorp EVP Finance buys 250 shares at $17.73

Embassy Bancorp, Inc. executive vice president of finance Jeffrey C. Skumin reported an open-market purchase of common stock.

Rhea-AI Filing Summary

Embassy Bancorp, Inc. executive vice president of finance Jeffrey C. Skumin reported an open-market purchase of common stock. On 12/03/2025 he acquired 250 shares of Embassy Bancorp common stock at a price of $17.73 per share. After this transaction, he beneficially owned a total of 2,605.5334 shares. This total includes 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 53.78281 shares acquired through the dividend reinvestment plan. The filing was made on Form 4 for a single reporting person and indicates direct ownership of the shares.

Insider Trade Summary

Net Buyer: 250 shares

Net Buy 1 txn

Insider Skumin Jeffrey C.

Role EVP, Finance

Bought 250 shs ($4K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	250	$17.73	$4K

Holdings After Transaction: Common Stock — 2,605.5334 shares (Direct)

Footnotes (2)

1. F1. Includes 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan.
2. F2. Includes 53.78281 shares acquired pursuant to the dividend reinvestment plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Embassy Bancorp (EMYB) disclose in this Form 4?

The Form 4 reports that executive vice president of finance Jeffrey C. Skumin purchased 250 shares of Embassy Bancorp, Inc. common stock on 12/03/2025.

At what price were the Embassy Bancorp (EMYB) shares purchased by the EVP Finance?

The 250 Embassy Bancorp, Inc. common shares were purchased at a price of $17.73 per share.

How many Embassy Bancorp (EMYB) shares does the reporting person own after this transaction?

Following the reported transaction, Jeffrey C. Skumin beneficially owned 2,605.5334 shares of Embassy Bancorp, Inc. common stock.

What portion of the EVP Finance’s Embassy Bancorp (EMYB) holdings comes from employee and dividend plans?

His holdings include 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan and 53.78281 shares acquired through the dividend reinvestment plan.

What is the relationship of the reporting person to Embassy Bancorp (EMYB)?

The reporting person, Jeffrey C. Skumin, is an officer of Embassy Bancorp, Inc., serving as EVP, Finance.

Is this Embassy Bancorp (EMYB) Form 4 filed by more than one reporting person?

No. The Form 4 indicates it is filed by one reporting person only.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/05/2025 - 02:45 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Skumin Jeffrey C.

(Last) (First) (Middle)

100 GATEWAY DRIVE

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emby ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Finance

3. Date of Earliest Transaction (Month/Day/Year)
12/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/03/2025		P		250	A	$17.73	2,605.5334(1)(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 250.899274 shares acquired under the Embassy Bancorp, Inc. Employee Stock Purchase Plan.

2. Includes 53.78281 shares acquired pursuant to the dividend reinvestment plan.

	Laura A. Suplee for Jeffrey C. Skumin under Power of Attorney dated July 7, 2023.	12/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.