Embassy Bancorp insider buys 100 shares at $22.30

Q: What did EMYB insider David M. Lobach Jr. report in this Form 4?

He reported an open-market purchase of 100 shares of Embassy Bancorp, Inc. common stock on 2026-08-28 at $22.30 per share, through an IRA held by his spouse, as an indirect ownership position.

Q: At what price were the EMYB shares purchased in this Form 4?

The filing reports that 100 shares of Embassy Bancorp, Inc. common stock were purchased at $22.30 per share on 2026-08-28, in an open-market or private transaction coded as a purchase (transaction code P).

Q: What are David M. Lobach Jr.’s direct EMYB holdings reported in this Form 4?

The Form 4 lists a direct holding of 375,036.6166 shares of Embassy Bancorp, Inc. common stock for David M. Lobach Jr., shown as a holding entry dated 2026-08-28.

Q: Does this EMYB Form 4 transaction occur under a Rule 10b5-1 trading plan?

No. The document-level checkbox for Rule 10b5-1 plans is marked false, indicating the reported 100-share purchase was not affirmed as made under a Rule 10b5-1 trading plan.

Q: What other indirect EMYB holdings are reported for David M. Lobach Jr.?

In addition to the spouse IRA, the filing shows 118,900 shares held by an IRA and 1,012.293 shares held as PUGTMA for a grandchild, both reported as indirect ownership positions in Embassy Bancorp, Inc. common stock.

Embassy Bancorp, Inc. (EMYB) insider David M. Lobach Jr., Chairman, President and CEO, reported an open-market purchase of Embassy Bancorp common stock.

Filing Impact

(High)

Filing Sentiment

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Form Type

Rhea-AI Filing Summary

Embassy Bancorp, Inc. (EMYB) insider David M. Lobach Jr., Chairman, President and CEO, reported an open-market purchase of Embassy Bancorp common stock. On 2026-08-28, an IRA held by his spouse bought 100 shares at $22.30 per share, increasing that indirect position to 55,400 shares. Separate lines in the filing list additional direct and indirect holdings in Embassy Bancorp common stock.

Insider Trade Summary

Net Buyer: 100 shares

Net Buy 4 txns

Insider Lobach David M Jr

Role Chairman, President and CEO

Bought 100 shs ($2K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	100	$22.30	$2K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 55,400 shares (Indirect, By Spouse IRA); Common Stock — 375,036.6166 shares (Direct); Common Stock — 118,900 shares (Indirect, By IRA); Common Stock — 1,012.293 shares (Indirect, As PUGTMA for Grandchild)

Key Figures

Shares purchased: 100 shares Purchase price per share: $22.30 per share Indirect holdings by Spouse IRA after transaction: 55,400 shares +3 more

6 metrics

Shares purchased 100 shares Common Stock purchased on 2026-08-28 in open-market or private transaction

Purchase price per share $22.30 per share Price for 100-share Common Stock purchase on 2026-08-28

Indirect holdings by Spouse IRA after transaction 55,400 shares Common Stock indirectly owned through spouse IRA after 2026-08-28 purchase

Direct holdings after reported date 375,036.6166 shares Common Stock directly owned as of 2026-08-28 holding entry

Indirect holdings by IRA 118,900 shares Common Stock indirectly owned through IRA as of 2026-08-28 holding entry

Indirect holdings as PUGTMA for grandchild 1,012.293 shares Common Stock indirectly owned as PUGTMA for grandchild as of 2026-08-28

Key Terms

indirect ownership, IRA, PUGTMA, Rule 10b5-1

4 terms

indirect ownership financial

"reported as an indirect ownership position in Embassy Bancorp, Inc."

IRA financial

"an IRA held by his spouse bought 100 shares at $22.30"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

PUGTMA financial

"held as PUGTMA for a grandchild, both reported as indirect"

Rule 10b5-1 regulatory

"checkbox for Rule 10b5-1 plans is marked false, indicating the purchase"

Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did EMYB insider David M. Lobach Jr. report in this Form 4?

He reported an open-market purchase of 100 shares of Embassy Bancorp, Inc. common stock on 2026-08-28 at $22.30 per share, through an IRA held by his spouse, as an indirect ownership position.

At what price were the EMYB shares purchased in this Form 4?

The filing reports that 100 shares of Embassy Bancorp, Inc. common stock were purchased at $22.30 per share on 2026-08-28, in an open-market or private transaction coded as a purchase (transaction code P).

How many EMYB shares does the spouse IRA hold after this transaction?

After the 100-share purchase, the IRA held by the spouse of David M. Lobach Jr. holds 55,400 shares of Embassy Bancorp, Inc. common stock as an indirect ownership position reported in the Form 4.

What are David M. Lobach Jr.’s direct EMYB holdings reported in this Form 4?

The Form 4 lists a direct holding of 375,036.6166 shares of Embassy Bancorp, Inc. common stock for David M. Lobach Jr., shown as a holding entry dated 2026-08-28.

Does this EMYB Form 4 transaction occur under a Rule 10b5-1 trading plan?

No. The document-level checkbox for Rule 10b5-1 plans is marked false, indicating the reported 100-share purchase was not affirmed as made under a Rule 10b5-1 trading plan.

What other indirect EMYB holdings are reported for David M. Lobach Jr.?

In addition to the spouse IRA, the filing shows 118,900 shares held by an IRA and 1,012.293 shares held as PUGTMA for a grandchild, both reported as indirect ownership positions in Embassy Bancorp, Inc. common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/31/2026 - 11:15 AM EDT Accepted by SEC EDGAR 08/31/2026 - 11:15 AM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lobach David M Jr

(Last)

(First)

(Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM

PENNSYLVANIA

18017

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chairman, President and CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/28/2026		P		100	A	$22.3	55,400	I	By Spouse IRA
Common Stock								375,036.6166	D
Common Stock								118,900	I	By IRA
Common Stock								1,012.293	I	As PUGTMA for Grandchild

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

	Laura A. Suplee for David M. Lobach Jr. under Power of Attorney dated January 19, 2018	08/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR