Embassy Bancorp director's adult child sells stock

The director disclaimed beneficial ownership; the reported sales were attributed to the director’s adult child.

Rhea-AI Filing Summary

Embassy Bancorp, Inc. director Geoffrey F. Boyer’s adult child reported sales of common stock: 300 shares at $21.80 and 800 shares at $21.60 on September 23, 2026, and 1,100 shares at $21.95 on September 22, 2026. The footnote says the adult child moved into the primary residence; Boyer disclaimed beneficial ownership of these securities. No Rule 10b5-1 plan is reported.

Insider Trade Summary

Net Seller: 2,200 shares

Net Sell 6 txns

Insider Boyer Geoffrey F

Role Director

Sold 2,200 shs ($48K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	300	$21.80	$7K
Sale	Common Stock F1	800	$21.60	$17K
Sale	Common Stock F1	1,100	$21.95	$24K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 3,553 shares (Indirect, By Daughter); Common Stock — 84,820.7994 shares (Direct); Common Stock — 13,888 shares (Indirect, By IRA); Common Stock — 5,276 shares (Indirect, By Spouse)

Footnotes (1)

1. F1. The Reporting Person's adult child moved into the primary residence. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be an admission that the reporting person is the beneficial owner of the securities for the purposes of Section 16 or any other purpose.

Key Figures

Shares sold by adult child: 300 shares Sale price per share: $21.80 per share Shares sold by adult child: 800 shares +3 more

6 metrics

Shares sold by adult child 300 shares September 23, 2026

Sale price per share $21.80 per share September 23, 2026

Shares sold by adult child 800 shares September 23, 2026

Sale price per share $21.60 per share September 23, 2026

Shares sold by adult child 1,100 shares September 22, 2026

Sale price per share $21.95 per share September 22, 2026

Key Terms

beneficial ownership, Section 16, Rule 10b5-1 plan

3 terms

beneficial ownership regulatory

"disclaims beneficial ownership of these securities"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Section 16 regulatory

"for the purposes of Section 16 or any other purpose"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

Rule 10b5-1 plan regulatory

"No Rule 10b5-1 plan is reported"

A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many EMYB shares did Geoffrey F. Boyer’s adult child sell, and at what prices?

The adult child sold 300 shares at $21.80 and 800 shares at $21.60 on September 23, 2026, and 1,100 shares at $21.95 on September 22, 2026.

Were the EMYB sales made under a Rule 10b5-1 plan?

No Rule 10b5-1 plan is reported for these transactions.

What EMYB common-stock holdings are listed for Geoffrey F. Boyer on September 22, 2026?

The ownership entries list 84,821 shares directly, 13,888 shares by IRA, and 5,276 shares by spouse.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/24/2026 - 11:48 AM Accepted by SEC EDGAR 09/24/2026 - 11:48 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Boyer Geoffrey F

(Last) (First) (Middle)

1259 S CEDAR CREST BLVD.

SUITE 336

(Street)

ALLENTOWN PENNSYLVANIA 18103

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/22/2026		S		1,100	D	$21.95	4,653	I	By Daughter(1)
Common Stock	09/23/2026		S		300	D	$21.8	4,353	I	By Daughter(1)
Common Stock	09/23/2026		S		800	D	$21.6	3,553	I	By Daughter(1)
Common Stock								84,820.7994	D
Common Stock								13,888	I	By IRA
Common Stock								5,276	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person's adult child moved into the primary residence. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be an admission that the reporting person is the beneficial owner of the securities for the purposes of Section 16 or any other purpose.

	Laura A. Suplee for Geoffrey F. Boyer under Power of Attorney dated January 19, 2018	09/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)