Embassy Bancorp (EMYB) CEO steps in with open-market buy

Rhea-AI Filing Summary

Embassy Bancorp, Inc. (EMYB) reported insider purchases by Chairman, President and CEO David M. Lobach Jr. On August 18, 2026 he bought a total of 2,000 shares of common stock in open-market transactions at prices around $22 per share, split between direct holdings and IRAs for himself and his spouse. Reported indirect IRA holdings after these trades were 118,900 shares and 55,300 shares, and an additional indirect PUGTMA account for a grandchild held 1,012.293 shares. The Rule 10b5-1 trading-plan box was not checked.

Insider Trade Summary

Net Buyer: 2,000 shares

Net Buy 5 txns

Insider Lobach David M Jr

Role Chairman, President and CEO

Bought 2,000 shs ($45K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	500	$22.39	$11K
Purchase	Common Stock F1	500	$22.15	$11K
Purchase	Common Stock	500	$22.39	$11K
Purchase	Common Stock	500	$22.39	$11K
holding	Common Stock F2	--	--	--

Holdings After Transaction: Common Stock — 375,036.6166 shares (Direct); Common Stock — 118,900 shares (Indirect, By IRA); Common Stock — 55,300 shares (Indirect, By Spouse IRA); Common Stock — 1,012.293 shares (Indirect, As PUGTMA for Grandchild)

Footnotes (2)

1. F1. Includes 5.369085 shares acquired pursuant to the dividend reinvestment plan.
2. F2. Includes 13.79324 shares acquired pursuant to the dividend reinvestment plan.

Key Figures

Direct purchase 1: 500 shares at $22.3900 Direct purchase 2: 500 shares at $22.1500 Indirect IRA purchase: 500 shares at $22.3900 +5 more

8 metrics

Direct purchase 1 500 shares at $22.3900 Common Stock bought on August 18, 2026, direct ownership

Direct purchase 2 500 shares at $22.1500 Common Stock bought on August 18, 2026, direct ownership

Indirect IRA purchase 500 shares at $22.3900 Common Stock bought August 18, 2026, IRA, total IRA holding 118,900 shares

Spouse IRA purchase 500 shares at $22.3900 Common Stock bought August 18, 2026, spouse IRA, total holding 55,300 shares

Aggregate net buys 2,000 shares Total common shares purchased across all reported transactions

Grandchild PUGTMA holding 1,012.293 shares Indirect holding As PUGTMA for Grandchild as of August 18, 2026

Dividend reinvestment plan addition F1 5.369085 shares Shares acquired pursuant to the dividend reinvestment plan included in a reported position

Dividend reinvestment plan addition F2 13.79324 shares Shares acquired pursuant to the dividend reinvestment plan included in PUGTMA holding

Key Terms

dividend reinvestment plan, indirect, PUGTMA

3 terms

dividend reinvestment plan financial

"Includes 5.369085 shares acquired pursuant to the dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

indirect financial

"ownership_type": "indirect","ownership_code": "I""

PUGTMA financial

"nature_of_ownership": "As PUGTMA for Grandchild""

FAQ

What insider buying did EMYB report for David M. Lobach Jr. on this Form 4?

Embassy Bancorp (EMYB) reported that David M. Lobach Jr. purchased 2,000 shares of common stock on August 18, 2026. The buys occurred in multiple open-market transactions at prices around $22 per share, increasing both direct and IRA-related indirect holdings.

At what prices did the EMYB CEO purchase shares according to this Form 4?

David M. Lobach Jr. bought EMYB common stock at $22.39 and $22.15 per share on August 18, 2026. These were open-market purchases, with 500 shares acquired at each price level across several accounts, totaling 2,000 shares purchased.

How many EMYB shares are held in the CEO’s IRA and spouse’s IRA after these transactions?

Following the reported purchases, an IRA associated with David M. Lobach Jr. held 118,900 shares, and a spouse IRA held 55,300 shares of EMYB. Both positions reflect indirect ownership and include the 500-share purchases reported for each IRA on August 18, 2026.

Does this EMYB Form 4 indicate trades under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked, indicating the reported EMYB trades were not affirmed as executed under a Rule 10b5-1 trading plan. The transactions are instead described simply as open-market or private purchases of common stock.

What additional EMYB holdings are reported for accounts related to the CEO’s family?

The Form 4 shows an indirect account described as PUGTMA for Grandchild holding 1,012.293 shares of EMYB. A footnote states this total includes 13.79324 shares acquired through a dividend reinvestment plan, reflecting reinvested dividends rather than new open-market purchases.

How many EMYB shares did the CEO purchase directly versus indirectly on August 18, 2026?

On August 18, 2026, David M. Lobach Jr. purchased 1,000 shares of EMYB common stock directly and 1,000 shares indirectly through IRAs. Direct purchases totaled two 500-share trades, while indirect purchases were 500-share buys in his IRA and a spouse IRA.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/19/2026 - 02:52 PM Accepted by SEC EDGAR 08/19/2026 - 02:51 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lobach David M Jr

(Last) (First) (Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM PENNSYLVANIA 18017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/18/2026		P		500	A	$22.39	374,531.2475	D
Common Stock	08/18/2026		P		500	A	$22.15	375,036.6166(1)	D
Common Stock	08/18/2026		P		500	A	$22.39	118,900	I	By IRA
Common Stock	08/18/2026		P		500	A	$22.39	55,300	I	By Spouse IRA
Common Stock								1,012.293(2)	I	As PUGTMA for Grandchild

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 5.369085 shares acquired pursuant to the dividend reinvestment plan.

2. Includes 13.79324 shares acquired pursuant to the dividend reinvestment plan.

	Laura A. Suplee for David M. Lobach Jr. under Power of Attorney dated January 19, 2018	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)