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Embassy Bancorp (OTCQX: EMYB) lifts dividend 14% and marks 17th year

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Embassy Bancorp, Inc., parent of Embassy Bank for the Lehigh Valley, announced that its Board of Directors declared an annual cash dividend of $0.55 per share. The dividend will be paid on July 14, 2026 to shareholders of record on June 26, 2026.

The company states this is an increase of over 14% from last year’s dividend and marks its 17th consecutive year of paying a dividend. Management highlights this track record as evidence of a solid financial position and long-term commitment to shareholder value.

Embassy Bancorp reports having over $1.8 billion in assets, ten branch locations in Pennsylvania’s Lehigh Valley, and a 5‑Star Bauer Financial rating, alongside multiple regional “Best Bank” honors, underscoring its community banking focus and perceived stability.

Positive

  • Dividend increase of over 14%: The annual cash dividend was raised to $0.55 per share, more than 14% above last year’s level, indicating management’s confidence in the company’s earnings and capital position.
  • 17-year dividend track record: Embassy Bancorp highlights 17 consecutive years of dividend payments, supporting a narrative of consistent profitability and shareholder return.
  • Signals of financial strength and stability: With over $1.8 billion in assets, a 5‑Star Bauer Financial rating, and multiple “Best Bank” awards, the company underscores perceived balance-sheet strength and franchise quality.

Negative

  • None.

Insights

Dividend up over 14%, reinforcing a long-running payout record.

Embassy Bancorp raised its annual cash dividend to $0.55 per share, an increase of over 14% from the prior year. For income-focused investors, a higher dividend often signals confidence in recurring earnings power and capital strength.

The company notes its 17th consecutive annual dividend and a 5‑Star Bauer Financial rating, alongside more than $1.8 billion in assets. These points suggest a track record of stability, though they are descriptive rather than forward-looking guarantees.

Future disclosures in periodic reports will clarify how earnings, credit quality, and capital levels evolve relative to this higher payout level and whether the bank maintains similar dividend growth in subsequent years.

Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Annual dividend per share $0.55 per share Annual cash dividend declared for 2026, payable July 14, 2026
Dividend growth Over 14% increase Increase of 2026 dividend compared with last year’s dividend
Dividend streak 17 consecutive years Years Embassy Bancorp has paid a dividend
Total assets Over $1.8 billion Company’s asset size as described in About section
Branch locations 10 branches Embassy Bank branch count in Pennsylvania’s Lehigh Valley
Best Bank & Mortgage award streak 5 consecutive years Named Lehigh Valley’s “Best Bank & Mortgage Company”
Bauer Financial rating 5-Star Safety and performance rating for Embassy Bank
annual cash dividend financial
"declared an annual cash dividend of $0.55 per share"
forward-looking statements regulatory
"This document may contain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995."
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
5‑Star Bauer Financial rating financial
"and continues to hold a 5‑Star Bauer Financial rating, reflecting its impressive performance and long‑standing stability."
emerging growth company regulatory
"Emerging growth company"
An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.
deposit market share financial
"The Bank also ranks fourth in deposit market share across Lehigh and Northampton Counties as of June 2025"
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 17, 2026

EMBASSY BANCORP, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania

000-53528

26-3339011

(State or other jurisdiction

(Commission File Number)

(IRS Employer

of incorporation)

Identification No.)

100 Gateway Drive, Suite 100

Bethlehem, PA

18017

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (610) 882-8800

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240. 12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ¨



Item 8.01 Other Events.

On June 17, 2026, Embassy Bancorp, Inc. (the “Company”), the holding company of Embassy Bank for the Lehigh Valley, issued a press release announcing that the Board of Directors declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.

A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Item 9.01.Financial Statements and Exhibits.

(d)Exhibits

Exhibit No. Description

99.1 Press Release issued June 17, 2026



SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Embassy Bancorp, Inc.

Date: June 17, 2026

By:

/s/ Jeffrey C. Skumin

Name:

Jeffrey C. Skumin

Title:

Executive Vice President,

Chief Financial Officer

Exhibit 99.1

 

 

Picture 1





FOR IMMEDIATE RELEASE

Contact:  Lynne M. Neel (610) 882-8800





Embassy Bancorp, Inc. Announces Annual Cash Dividend





BETHLEHEM, Pa. – June 17, 2026 - Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.  This represents an over 14% increase over last year’s dividend and our 17th consecutive year of paying a dividend.



“I’m pleased to announce our annual dividend, highlighting the strength of our performance,” said David M. Lobach, Jr., Chairman, President, and Chief Executive Officer. “Our steady and increasing dividend payments demonstrate both our positive financial position and our commitment to creating long-term shareholder value.”



Embassy Bank was recently named the Lehigh Valley’s “Best Bank & Mortgage Company” for the fifth consecutive year by the Who’s Who in Business survey published in Lehigh Valley Style magazine. The Bank also ranks fourth in deposit market share across Lehigh and Northampton Counties as of June 2025, earned The Morning Call’s “Best Bank” designation in 2025, and continues to hold a 5‑Star Bauer Financial rating, reflecting its impressive performance and long‑standing stability.



These honors reflect our longstanding commitment to customer service, community involvement, and the dedication of our team. As an independent community bank, we remain true to our founding vision of serving the Lehigh Valley with integrity, responsiveness, and a long-term perspective. We believe this approach positions us for continued growth and lasting value for all our stakeholders.



About Embassy Bancorp, Inc.

Embassy Bancorp, Inc., with over $1.8 billion in assets, is the parent company of Embassy Bank For the Lehigh Valley, a full-service community bank that has served Pennsylvania’s Lehigh Valley since 2001 and nearing its 25th anniversary this Fall. With ten branch locations and a comprehensive suite of digital banking services, Embassy Bank remains committed to providing exceptional financial solutions to the community.



For more information, visit www.embassybank.com.

Safe Harbor for Forward-Looking Statements

This document may contain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various risks, uncertainties and other factors. Such risks, uncertainties and other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following: ineffectiveness of the company’s business strategy due to changes in current or future market conditions; the effects of competition, and of changes in laws and regulations, including industry consolidation and development of competing financial products and services; interest rate movements; changes in credit quality; difficulties in integrating distinct business operations, including information technology difficulties; volatilities in the securities markets; and deteriorating economic conditions, and other risks and uncertainties, including those detailed in Embassy Bancorp, Inc.’s filings with the Securities and Exchange Commission (SEC). The statements are valid only as of the date hereof and Embassy Bancorp, Inc. disclaims any obligation to update this information.






FAQ

What dividend did Embassy Bancorp (EMYB) announce in June 2026?

Embassy Bancorp declared an annual cash dividend of $0.55 per share. The dividend reflects the company’s ongoing commitment to shareholder returns, supported by its community banking franchise in Pennsylvania’s Lehigh Valley and its reported asset base above $1.8 billion.

How much did Embassy Bancorp’s 2026 dividend increase compared with last year?

The 2026 annual dividend represents an increase of over 14% versus last year’s dividend. Management links this higher payout to strong performance and a positive financial position, continuing a long pattern of regular dividends for shareholders.

When will Embassy Bancorp’s $0.55 dividend be paid and who qualifies?

The $0.55 per share annual cash dividend will be paid on July 14, 2026. Shareholders recorded on the company’s books as of June 26, 2026 will be entitled to receive this dividend payment from Embassy Bancorp.

How long has Embassy Bancorp (EMYB) been paying dividends?

Embassy Bancorp states that this year’s dividend marks its 17th consecutive year of paying a dividend. That multi-year streak suggests a consistent history of profitability and a recurring focus on returning capital to shareholders through cash distributions.

What size and footprint does Embassy Bancorp currently report?

Embassy Bancorp reports having over $1.8 billion in assets and operating ten branch locations in Pennsylvania’s Lehigh Valley. The bank also offers a full suite of digital banking services, emphasizing a community-focused model combined with modern delivery channels.

What ratings and recognitions has Embassy Bank recently received?

Embassy Bank holds a 5‑Star Bauer Financial rating and has been named the Lehigh Valley’s “Best Bank & Mortgage Company” for five consecutive years. It also earned The Morning Call’s “Best Bank” designation in 2025, reinforcing its regional reputation and perceived stability.

Filing Exhibits & Attachments

4 documents