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Embassy Bancorp awards COO 1,931 restricted shares

Embassy Bancorp, Inc. (EMYB) reported that officer Judith A. Hunsicker, FEO and COO, received a grant of 1,931 shares of restricted common stock on September 18, 2026, at no cash cost, as an award under the Amended and Restated 2010 Stock Incentive Plan.

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Embassy Bancorp, Inc. (EMYB) reported that officer Judith A. Hunsicker, FEO and COO, received a grant of 1,931 shares of restricted common stock on September 18, 2026, at no cash cost, as an award under the Amended and Restated 2010 Stock Incentive Plan. These restricted shares vest in three equal annual installments over a three-year period. Following this award, she holds 74,686.319 shares of common stock directly, including shares acquired under the Employee Stock Purchase Plan and the dividend reinvestment plan, and 20,391 additional shares indirectly through an IRA.

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Insider Hunsicker Judith A
Role FEO, COO
Type Security Shares Price Value
Grant/Award Common Stock F1, F2, F3 1,931 $0.00 $0.00
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 74,686.319 shares (Direct); Common Stock — 20,391 shares (Indirect, By IRA)
Footnotes (3)
  1. F1. Shares of restricted stock granted September 18, 2026 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.
  2. F2. Includes 224.953373 shares acquired under Embassy Bancorp, Inc. Employee Stock Purchase Plan.
  3. F3. Includes 1,736.017604 shares acquired pursuant to the dividend reinvestment plan.
Restricted stock granted 1,931 shares Grant of restricted common stock to Judith A. Hunsicker on September 18, 2026
Direct holdings after award 74,686.319 shares Direct Embassy Bancorp common stock held by Judith A. Hunsicker following the transaction
Indirect IRA holdings 20,391 shares Embassy Bancorp common stock held indirectly by IRA for Judith A. Hunsicker
Vesting period 3 years Restricted stock vests one-third each year over a three-year period
ESPP shares included in direct holdings 224.953373 shares Shares acquired under Embassy Bancorp, Inc. Employee Stock Purchase Plan
Dividend reinvestment plan shares 1,736.017604 shares Shares acquired pursuant to the dividend reinvestment plan
restricted stock financial
"Shares of restricted stock granted September 18, 2026 pursuant to the Amended and Restated 2010 Stock Incentive Plan"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Amended and Restated 2010 Stock Incentive Plan financial
"Shares of restricted stock granted September 18, 2026 pursuant to the Amended and Restated 2010 Stock Incentive Plan"
Employee Stock Purchase Plan financial
"Includes 224.953373 shares acquired under Embassy Bancorp, Inc. Employee Stock Purchase Plan"
An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.
dividend reinvestment plan financial
"Includes 1,736.017604 shares acquired pursuant to the dividend reinvestment plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
indirect financial
"Indirect ownership reported as By IRA for 20,391 shares of common stock"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did EMYB report for Judith A. Hunsicker?

Embassy Bancorp reported that Judith A. Hunsicker received a grant of 1,931 shares of restricted common stock on September 18, 2026, as an award under the Amended and Restated 2010 Stock Incentive Plan, with no cash price per share reported for the grant.

How do the new restricted shares for EMYB’s officer vest?

The 1,931 restricted shares granted to Judith A. Hunsicker vest one-third each year over a three-year period, meaning the award becomes fully vested after three years, subject to that schedule.

What are Judith A. Hunsicker’s total direct EMYB share holdings after the grant?

After the September 18, 2026 grant, Judith A. Hunsicker directly holds 74,686.319 shares of Embassy Bancorp common stock, which include 224.953373 shares acquired under the Employee Stock Purchase Plan and 1,736.017604 shares acquired through the dividend reinvestment plan.

Does the EMYB Form 4 show any indirect holdings for Judith A. Hunsicker?

Yes. In addition to her direct holdings, the Form 4 reports 20,391 shares of Embassy Bancorp common stock held indirectly by IRA, reflecting ownership through an individual retirement account.

Was the EMYB restricted stock grant to Judith A. Hunsicker a market purchase?

No. The filing categorizes the transaction as a grant or award acquisition of restricted stock at a reported per-share price of $0.0000, indicating it was a compensation award rather than a market purchase.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Hunsicker Judith A

(Last)(First)(Middle)
100 GATEWAY DRIVE, SUITE 100

(Street)
BETHLEHEM PENNSYLVANIA 18017

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
FEO, COO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
09/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock09/18/2026A1,931(1)A$074,686.319(2)(3)D
Common Stock20,391IBy IRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares of restricted stock granted September 18, 2026 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.
2. Includes 224.953373 shares acquired under Embassy Bancorp, Inc. Employee Stock Purchase Plan.
3. Includes 1,736.017604 shares acquired pursuant to the dividend reinvestment plan.
Laura A. Suplee for Judith A. Hunsicker under Power of Attorney dated January 19, 2018.09/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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