Embassy Bancorp (EMYB) CEO and Chairman reports open-market stock purchase

Rhea-AI Filing Summary

Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach, Jr., who is also a director, reported an open-market purchase of company common stock. On 12/03/2025 he acquired 1,444 shares of common stock at a price of $17.73 per share. Following this transaction, he directly owns 366,546.2475 shares, and also has indirect holdings of 117,955 shares through an IRA, 54,600 shares through a spouse’s IRA, and 973.4998 shares as custodian for a grandchild. The filing notes that an increase of 5,245 direct shares reflects shares that were previously held indirectly in an IRA.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lobach David M Jr

(Last) (First) (Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emby ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
12/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/03/2025		P		1,444	A	$17.73	366,546.2475(1)	D
Common Stock								117,955(1)	I	By IRA
Common Stock								54,600	I	By Spouse IRA
Common Stock								973.4998	I	As PUGTMA for Grandchild

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The increase of direct holdings by 5,245 shares was previously held indirectly by IRA.

	Laura A. Suplee for David M. Lobach, Jr. under Power of Attorney dated January 19, 2018	12/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did EMYB report for its CEO?

Embassy Bancorp, Inc. reported that Chairman, President and CEO David M. Lobach, Jr. bought 1,444 shares of common stock on 12/03/2025 at $17.73 per share.

What is the total direct shareholding of the EMYB CEO after this transaction?

After the reported transaction, David M. Lobach, Jr. holds 366,546.2475 shares of Embassy Bancorp common stock directly.

What indirect Embassy Bancorp (EMYB) holdings does the reporting person have?

Indirectly, the reporting person holds 117,955 shares through an IRA, 54,600 shares through a spouse’s IRA, and 973.4998 shares as custodian for a grandchild.

What does the explanation about the 5,245 shares mean for EMYB?

The explanation states that an increase of 5,245 direct shares reflects shares that were previously held indirectly in an IRA, indicating a reclassification from indirect to direct ownership.

What role does the reporting person hold at Embassy Bancorp (EMYB)?

The reporting person is a director and an officer, serving as Chairman, President and CEO of Embassy Bancorp, Inc.

Was this EMYB Form 4 filed by more than one reporting person?

No. The Form 4 indicates it was filed by one reporting person.