Embassy Bancorp (EMYB) reports 442-share restricted stock grant to EVP

Rhea-AI Filing Summary

Embassy Bancorp, Inc. reported an insider equity award to its executive vice president of finance. On December 15, 2025, the officer received 442 shares of restricted common stock at $0 per share under the company’s Amended and Restated 2010 Stock Incentive Plan. These restricted shares vest in three equal installments over a three-year period, with one-third vesting each year. After this grant, the officer beneficially owns 3,047.5334 shares of Embassy Bancorp common stock directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Skumin Jeffrey C.

(Last) (First) (Middle)

100 GATEWAY DRIVE

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Finance

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		A		442(1)	A	$0	3,047.5334	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock granted December 15, 2025 pursuant to Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.

	Laura A. Suplee for Jeffrey C. Skumin under Power of Attorney dated July 7, 2023	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Embassy Bancorp (EMYB) report in this filing?

Embassy Bancorp reported that its executive vice president of finance received 442 shares of restricted common stock on December 15, 2025 as an equity award.

Who is the reporting person in the Embassy Bancorp (EMYB) insider filing?

The reporting person is an executive vice president of finance of Embassy Bancorp, Inc., identified as an officer in the filing.

How many Embassy Bancorp (EMYB) shares does the officer own after the grant?

Following the reported transaction, the officer beneficially owns 3,047.5334 shares of Embassy Bancorp common stock in direct ownership.

What are the vesting terms of the restricted stock granted by Embassy Bancorp (EMYB)?

The 442 restricted shares granted on December 15, 2025 vest one-third each year over a three-year period under the stock incentive plan.

Was there a purchase price for the Embassy Bancorp (EMYB) restricted stock grant?

No cash purchase was involved; the filing shows the price per share as $0, indicating the shares were granted as compensation.

Under what plan was the Embassy Bancorp (EMYB) restricted stock granted?

The restricted stock was granted under the company’s Amended and Restated 2010 Stock Incentive Plan, as stated in the explanation of responses.