Embassy Bancorp (EMYB) CFO adds to holdings with open-market stock purchase

Rhea-AI Filing Summary

Embassy Bancorp EVP and CFO Jeffrey C. Skumin made an open-market purchase of company stock. He bought 50 shares of common stock at $21.45 per share. After this trade, he directly holds 3,212.5674 shares, including 115.0340 shares acquired through the dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 50 shares ($1,073)

Net Buy 1 txn

Insider Skumin Jeffrey C.

Role EVP, CFO

Bought 50 shs ($1K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	50	$21.45	$1K

Holdings After Transaction: Common Stock — 3,212.567 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares purchased: 50 shares Purchase price: $21.45 per share Shares owned after: 3,212.5674 shares +1 more

4 metrics

Shares purchased 50 shares Open-market purchase on 2026-06-15

Purchase price $21.45 per share Common Stock transaction

Shares owned after 3,212.5674 shares Direct holdings following transaction

DRIP-acquired shares 115.0340 shares Acquired via dividend reinvestment plan

Key Terms

open-market purchase, dividend reinvestment plan, Form 4

3 terms

open-market purchase financial

"He bought 50 shares of common stock at $21.45 per share in an open-market purchase."

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

dividend reinvestment plan financial

"Includes 115.0340 shares acquired pursuant to the dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Form 4 regulatory

"This Form 4 filing reflects a direct increase in his personal share ownership."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Skumin Jeffrey C.

(Last) (First) (Middle)

100 GATEWAY DRIVE

(Street)

BETHLEHEM PENNSYLVANIA 18017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/15/2026		P		50	A	$21.45	3,212.5674(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 115.0340 shares acquired pursuant to the dividend reinvestment plan.

	Laura A. Suplee for Jeffrey C. Skumin under Power of Attorney dated July 7, 2023.	06/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Embassy Bancorp (EMYB) report for Jeffrey C. Skumin?

Embassy Bancorp reported that EVP and CFO Jeffrey C. Skumin executed an open-market purchase of 50 shares of common stock at $21.45 per share. This Form 4 filing reflects a direct increase in his personal share ownership in the company.

How many Embassy Bancorp (EMYB) shares does Jeffrey C. Skumin own after this transaction?

After the reported transaction, Jeffrey C. Skumin directly owns 3,212.5674 shares of Embassy Bancorp common stock. This total includes 115.0340 shares previously acquired under the company’s dividend reinvestment plan, as disclosed in the Form 4 footnote.

What was the purchase price in the latest Embassy Bancorp (EMYB) insider trade?

The latest insider trade by Jeffrey C. Skumin involved buying 50 shares of Embassy Bancorp common stock at $21.45 per share. This price reflects the consideration paid in an open-market purchase reported in the Form 4 filing.

Was the recent Embassy Bancorp (EMYB) insider transaction a buy or a sell?

The reported insider transaction was a buy. EVP and CFO Jeffrey C. Skumin completed an open-market purchase of 50 shares of Embassy Bancorp common stock, increasing his direct holdings as reflected in the Form 4 transaction summary.

What does the dividend reinvestment plan footnote mean for Embassy Bancorp (EMYB) insider holdings?

The footnote explains that 115.0340 of Jeffrey C. Skumin’s total 3,212.5674 shares were acquired through the dividend reinvestment plan. This indicates a portion of his ownership has accumulated automatically via reinvested dividends rather than separate market purchases.