Embassy Bancorp (EMYB) executive receives 838-share restricted stock grant

Rhea-AI Filing Summary

Embassy Bancorp, Inc. reported an insider equity grant to Sr. Executive Vice President Lynne M. Neel. On December 15, 2025, she received 838 shares of restricted common stock under the Amended and Restated 2010 Stock Incentive Plan at a stated price of $0, reflecting stock-based compensation rather than a market purchase. These restricted shares vest in equal one-third installments each year over a three-year period. Following this award, Neel beneficially owns 11,547.8721 shares of Embassy Bancorp common stock in direct ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Neel Lynne Marie

(Last) (First) (Middle)

3100 HECKTOWN RD

(Street)

EASTON PA 18045

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		A		838(1)	A	$0	11,547.8721	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock granted on December 15, 2025 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.

	Laura A. Suplee for Lynne M. Neel under Power of Attorney dated January 26, 2018	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Embassy Bancorp (EMYB) report in this filing?

The filing reports that Sr. Executive Vice President Lynne M. Neel received 838 shares of restricted common stock of Embassy Bancorp, Inc. as an equity award.

Who is the reporting person in the Embassy Bancorp (EMYB) insider filing and what is their role?

The reporting person is Lynne M. Neel, who is identified as an officer of Embassy Bancorp, Inc. with the title Sr. Executive Vice President.

When was the restricted stock granted to the Embassy Bancorp (EMYB) executive?

The 838 restricted shares of Embassy Bancorp common stock were granted on December 15, 2025.

What are the vesting terms of the 838-share restricted stock grant at Embassy Bancorp (EMYB)?

The 838 restricted shares granted on December 15, 2025 vest one-third each year over a three-year period under the Amended and Restated 2010 Stock Incentive Plan.

How many Embassy Bancorp (EMYB) shares does the executive own after this transaction?

After the reported grant, Lynne M. Neel beneficially owns 11,547.8721 shares of Embassy Bancorp, Inc. common stock, held in direct ownership.

Did the executive pay cash for the 838 Embassy Bancorp (EMYB) shares received?

No cash price was paid; the restricted stock award shows a price of $0, indicating it was granted as stock-based compensation rather than purchased in the market.