Embassy Bancorp, Inc. (EMYB) officer reports 303-share restricted stock grant

Rhea-AI Filing Summary

Embassy Bancorp, Inc. reported an insider equity award for an executive officer. On December 15, 2025, the officer serving as EVP, Branch Administration acquired 303 shares of common stock at $0 per share as a grant of restricted stock under the Amended and Restated 2010 Stock Incentive Plan.

Following this grant, the officer beneficially owns 1,368.4147 shares of Embassy Bancorp common stock, held as direct ownership. The restricted shares vest one-third each year over a three-year period, aligning the executive’s compensation with the company’s long-term performance.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stefanov Brandi

(Last) (First) (Middle)

100 GATEWAY DRIVE

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Branch Administration

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		A		303(1)	A	$0	1,368.4147	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock granted on December 15, 2025 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.

	Laura A. Suplee for Brandi Stefanov under Power of Attorney dated July 7, 2023	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Embassy Bancorp (EMYB) disclose in this filing?

The filing shows an executive officer acquired 303 shares of Embassy Bancorp, Inc. common stock on December 15, 2025 as a restricted stock grant priced at $0 per share under the Amended and Restated 2010 Stock Incentive Plan.

Who is the reporting person and what is their role at Embassy Bancorp (EMYB)?

The reporting person is an officer of Embassy Bancorp serving as EVP, Branch Administration. The form is signed by Laura A. Suplee under a power of attorney for Brandi Stefanov.

How many EMYB shares does the insider own after the reported transaction?

After the reported grant, the officer beneficially owns 1,368.4147 shares of Embassy Bancorp, Inc. common stock.

Is the insider’s ownership of EMYB shares direct or indirect?

The filing classifies the insider’s ownership of 1,368.4147 shares of Embassy Bancorp common stock as direct (D) ownership.

What are the vesting terms of the restricted stock granted by Embassy Bancorp (EMYB)?

The 303 restricted shares granted on December 15, 2025 vest one-third each year over a three year period under the Amended and Restated 2010 Stock Incentive Plan.

What SEC form type is this insider transaction report for Embassy Bancorp (EMYB)?

This insider transaction is reported on an SEC Form 4, which discloses changes in beneficial ownership of Embassy Bancorp, Inc. equity securities by an officer.