Embassy Bancorp (EMYB) CEO adds 106 shares, holds over 372k directly

Rhea-AI Filing Summary

Embassy Bancorp, Inc. Chairman, President and CEO David M. Lobach Jr reported an open-market purchase of 106 shares of Common Stock at $20.3000 per share. Following this transaction, he directly owns 372,931.2475 shares, with additional indirect holdings through IRAs and a custodial account.

Insider Trade Summary

Net Buyer: 106 shares ($2,152)

Net Buy 4 txns

Insider Lobach David M Jr

Role Chairman, President and CEO

Bought 106 shs ($2K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	106	$20.30	$2K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 372,931.248 shares (Direct, null); Common Stock — 118,400 shares (Indirect, By IRA)

Footnotes (1)

Key Figures

Shares purchased: 106 shares Purchase price: $20.3000 per share Direct holdings after transaction: 372,931.2475 shares +4 more

7 metrics

Shares purchased 106 shares Open-market purchase of Common Stock

Purchase price $20.3000 per share Price for 106-share open-market purchase

Direct holdings after transaction 372,931.2475 shares Direct Common Stock owned after purchase

Indirect holdings by IRA 118,400.0000 shares Common Stock held by IRA

Indirect holdings by spouse IRA 54,800.0000 shares Common Stock held by spouse IRA

Indirect holdings as PUGTMA 998.4998 shares Common Stock as PUGTMA for grandchild

Net buy-sell shares 106 shares Net buy direction in transaction summary

Key Terms

open-market purchase, indirect ownership, IRA, PUGTMA

4 terms

open-market purchase financial

"reported an open-market purchase of 106 shares of Common Stock"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

indirect ownership financial

"listed as indirect ownership by IRA, spouse IRA and PUGTMA account"

IRA financial

"indirect holdings include shares held by IRA and by spouse IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

PUGTMA financial

"998.4998 shares held as PUGTMA for a grandchild"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lobach David M Jr

(Last) (First) (Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM PENNSYLVANIA 18017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/18/2026		P		106	A	$20.3	372,931.2475	D
Common Stock								118,400	I	By IRA
Common Stock								54,800	I	By Spouse IRA
Common Stock								998.4998	I	As PUGTMA for Grandchild

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Laura A. Suplee for David M. Lobach Jr. under Power of Attorney dated January 19, 2018	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Embassy Bancorp (EMYB) report?

Embassy Bancorp reported that Chairman, President and CEO David M. Lobach Jr completed an open-market purchase of 106 shares of Common Stock at $20.3000 per share, increasing his direct ownership position while maintaining substantial indirect holdings.

How many Embassy Bancorp (EMYB) shares does the CEO now hold directly?

After the reported transaction, David M. Lobach Jr directly holds 372,931.2475 shares of Embassy Bancorp Common Stock. This figure reflects his position following the 106-share open-market purchase disclosed in the Form 4 insider trading report.

At what price were the newly purchased Embassy Bancorp (EMYB) shares acquired?

The 106 newly purchased Embassy Bancorp shares were acquired at $20.3000 per share in an open-market transaction. This price represents the per-share consideration paid by David M. Lobach Jr for the Common Stock reported in the filing.

What indirect Embassy Bancorp (EMYB) holdings are associated with the CEO?

In addition to direct holdings, the filing lists indirect Embassy Bancorp positions of 118,400.0000 shares by IRA, 54,800.0000 shares by spouse IRA, and 998.4998 shares as PUGTMA for a grandchild, all categorized as indirect ownership interests.

Does the Form 4 for Embassy Bancorp (EMYB) show any insider share sales?

The Form 4 shows no reported insider sales. It records one open-market purchase of 106 shares and several holding-only entries, resulting in a net-buy direction for David M. Lobach Jr in the disclosed period.