Figure Technology Solutions, Inc. develops a blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. Company news commonly covers operating data for Consumer Loan Marketplace Volume, including HELOCs, DSCRs, personal loans and third-party loan trading, along with activity in Figure Connect, balances on Democratized Prime, and circulation of $YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund.
Updates also describe strategic partnerships that bring auto finance and small-business credit assets onto Figure's blockchain rails, as well as the company's loan origination system, DART registry technology for asset custody and lien perfection, quarterly results, conference participation, governance matters and capital-market announcements.
Figure Technology Solutions (FIGR) plans to report its third-quarter 2026 results before the market opens on November 12, 2026.
A conference call covering results, outlook and related matters will follow at 8:30 a.m. Eastern Time that day. A live webcast and supporting materials will be available on the investor relations website, with a replay available after the event.
Figure Technology Solutions (FIGR) reached its first $50 million month in small business financing during September 2026.
Funded volume exceeded $50 million in September and totaled $135 million in the third quarter, marking its first quarter above $100 million. Annualized volume now exceeds $500 million. The business launched in June 2025 and has grown to more than 150 brokers, lending and fintech partners. Newity recently joined the network and plans to use Figure Connect to combine loan origination support with access to capital markets. The financing uses home equity lines of credit for business purposes.
Kamino launched fixed-rate borrowing against tokenized assets, with AUTO as the first asset available through the new markets. AUTO gives holders exposure to consumer auto-loan financing through Figure’s (FIGR) Democratized Prime marketplace. Borrowers receive wYLDS, a yield-bearing token minted through Hastra. The first market opened September 21 at 5.3% for 30-day terms; two more opened at 5.75% and 6%.
Borrowers took out more than $40 million in fixed-rate loans in the first two weeks. The AUTO market grew from $10 million to $135 million in three weeks. Loans renew automatically only if lending capital is available. Kamino Multiply allows leverage up to 4.5 times; a decline in AUTO’s value can trigger a sale of the position. Forward Industries (FWDI), Galaxy (GLXY) and Figure already use Kamino for collateral and credit infrastructure. Kamino expects more assets and partners to follow.
Figure Technology Solutions (FIGR) reported preliminary third-quarter 2026 consumer loan marketplace volume of $5,119 million, near the upper end of guidance. Volume rose 20% quarter over quarter and 107% year over year, against guidance of $4.8B–$5.2B. September volume reached $1,783 million, up 9% from August and 104% year over year.
At September 30, $YLDS in circulation was $504 million, up 13% month over month but down 9% quarter over quarter. Democratized Prime matched offers reached $588 million and borrower demand $600 million, both increasing over both periods. Available lender supply was $825 million, up 58% quarter over quarter but down 1% month over month. These figures exclude Kiavi loan volume following the September 1 merger closing; its approximately one-month contribution will accompany November's Q3 financial results. The data are unaudited and preliminary, and final results may vary.
Figure Technology Solutions (FIGR) announced a partnership with AI platform Sierra to deploy Horizon-powered agents that help convert stalled U.S. home equity applications into funded loans.
The Figure Agent, trained to work natively in Figure’s Loan Origination System, autonomously contacts stalled applicants via voice and SMS over multiple days, guiding them through credit checks, ID verification and bank account linking before handing off to human loan officers. Early pilot results show stalled applicants who interacted with the agent progressed through friction stages at a 30–52% higher rate, and borrowers who engaged with the agent funded 67% more loan volume. Combining the Figure Agent with loan officers produced a 143% lift in funded loan conversion versus loan officers alone, and Figure plans to roll out the integration to partners in its network in the coming months.
Figure Technology Solutions (FIGR) will participate in two upcoming investor conferences in September 2026. The company is scheduled to present at the Goldman Sachs Communacopia + Technology Conference in San Francisco on Thursday, September 10 at 3:05 p.m. PT. It will also attend the FT Partners Fintech Conference in New York on Tuesday, September 15, without a formal presentation.
A live audio webcast of the Goldman Sachs conference presentation will be available at https://investors.figure.com/, with a replay accessible for at least 90 days. Figure describes itself as a blockchain-native capital marketplace used by more than 480 partners, with over $30 billion in loans originated through its platform to date.
Figure Technology Solutions (Nasdaq: FIGR) announced the completion of its previously disclosed acquisition of Kiavi, a leading residential transition loan lender, to strengthen its blockchain-native capital marketplace.
Figure acquired Kiavi’s technology, operating platform and certain other assets, and formed a joint venture with Sixth Street that purchased loans from Kiavi’s balance sheet. The Kiavi brand, platform and technology will be integrated across Figure’s network of more than 480 ecosystem partners via its marketplace, Figure Connect. Kiavi CEO Arvind Mohan will become Figure’s Chief Business Officer, leading rollout of Kiavi’s platform. Figure’s prior Q3 2026 Consumer Loan Marketplace guidance excludes Kiavi; the company plans to update its outlook and reconcile it with previous guidance when reporting Q3 2026 results.
EDX Markets announced it has integrated YLDS, an SEC-registered, yield-bearing digital security issued by Figure Certificate Company, a subsidiary of Figure Technology Solutions (Nasdaq: FIGR), into its institutional trading and central clearing ecosystem.
YLDS can now be used by EDX clients as collateral, and EDX will also hold YLDS as a treasury asset on its balance sheet. According to the companies, this arrangement is intended to enhance capital efficiency while maintaining regulatory oversight, liquidity and 24/7 transferability. Figure highlights that its subsidiaries have processed over $23 billion in on-chain loans using the Provenance Blockchain.
Figure Technology Solutions (Nasdaq: FIGR) reported record Q2 2026 results, with Consumer Loan Marketplace volume of $4.3 billion, up 132% year-over-year, including $2.8 billion on Figure Connect, which now represents 65% of marketplace volume.
GAAP net revenue rose 113% to $225.6 million, and net income increased 192% to $87.4 million, yielding a 38.8% net income margin. Adjusted net revenue was $218.4 million and Adjusted EBITDA reached $119.4 million, up 126%, with a 54.6% margin. Cash and equivalents (excluding restricted) were $1.4 billion, up 20% from year-end 2025, while loans held for sale grew 47.7% to $597 million. Figure added 102 origination partners (total 489), saw SMB loan volume increase 57% quarter-over-quarter, and third-party borrowing on Democratized Prime reach about $170 million as of August 6, 2026. Q3 2026 Consumer Loan Marketplace volume is guided to $4.8–$5.2 billion, and the Kiavi acquisition remains on track to close in the second half of 2026.
Figure Technology Solutions (Nasdaq: FIGR; OPEN: FGRS) will report its Second Quarter 2026 results before the market opens on Thursday, August 13, 2026. The company will host a conference call the same day at 8:30 a.m. Eastern Time, with a live webcast and replay available at its investor website.