FinWise Bancorp Announces Strategic Program Agreement with DreamFi, Inc. to Provide Financial Products that Empower Underbanked Communities to Build Financial Stability
FinWise Bancorp (NASDAQ: FINW) on October 22, 2025 announced a strategic program agreement with DreamFi to offer banking and financial‑wellness products aimed at underserved and underbanked communities. The program pairs FinWise's mobile banking and payments infrastructure with DreamFi's financial literacy tools.
Initial consumer offerings are expected to include a DreamFi Debit Card, checking account, access to 40,000+ surcharge‑free ATMs in the U.S., prescription savings, and built‑in protections such as life insurance, phone protection, and roadside assistance. The companies will evaluate future expansion into consumer and business lending, short‑term secured credit, bill pay, and savings accounts.
FinWise Bancorp (NASDAQ: FINW) il 22 ottobre 2025 ha annunciato un accordo di programma strategico con DreamFi per offrire prodotti bancari e di benessere finanziario mirati a comunità emarginate e poco servite. Il programma combina l'infrastruttura di mobile banking e pagamenti di FinWise con gli strumenti di alfabetizzazione finanziaria di DreamFi.
Le offerte consumer iniziali dovrebbero includere una DreamFi Debit Card, un conto corrente, l'accesso a oltre 40.000 bancomat senza commissioni negli Stati Uniti, risparmi sulle prescrizioni e protezioni integrate come assicurazione sulla vita, protezione per il telefono e assistenza stradale. Le aziende valuteranno futuri ampliamenti in prestiti al consumo e alle imprese, credito a breve termine garantito, pagamento delle bollette e conti di risparmio.
FinWise Bancorp (NASDAQ: FINW) el 22 de octubre de 2025 anunció un acuerdo de programa estratégico con DreamFi para ofrecer productos bancarios y de bienestar financiero dirigidos a comunidades desatendidas y subatendidas. El programa combina la infraestructura de banca móvil y pagos de FinWise con las herramientas de alfabetización financiera de DreamFi.
Las ofertas iniciales para el consumidor incluyen una DreamFi Debit Card, una cuenta corriente, acceso a más de 40.000 cajeros automáticos sin cargo en EE. UU., ahorros en prescripciones y protecciones integradas como seguro de vida, protección para el teléfono y asistencia en carretera. Las empresas evaluarán posibles expansiones futuras hacia préstamos al consumidor y a las empresas, crédito garantizado a corto plazo, pago de facturas y cuentas de ahorro.
FinWise Bancorp (NASDAQ: FINW)가 2025년 10월 22일에 DreamFi와 전략적 프로그램 협약을 발표하여 소외되거나 은행 서비스가 미치지 못하는 지역 사회를 대상으로 한 은행 및 재정 웰니스 상품을 제공할 예정입니다. 이 프로그램은 FinWise의 모바일 뱅킹 및 결제 인프라와 DreamFi의 금융 문해력 도구를 결합합니다.
소비자 대상의 초기 제공으로는 DreamFi Debit Card, 당좌예금, 미국 내 40,000개가 넘는 수수료 면제 ATM, 처방전 절약 혜택, 생명 보험, 핸드폰 보호 및 긴급출동과 같은 내재된 보호 기능이 포함될 예정입니다. 양사는 향후 소비자 및 기업 대출, 단기 담보 신용, 청구서 납부 및 저축계좌로의 확장을 평가할 것입니다.
FinWise Bancorp (NASDAQ: FINW) a annoncé le 22 octobre 2025 un accord de programme stratégique avec DreamFi pour proposer des produits bancaires et de bien-être financier destinés aux communautés mal desservies et sous-bancarisées. Le programme associe l'infrastructure de banque mobile et de paiements de FinWise aux outils d'alphabétisation financière de DreamFi.
Les offres consommateurs initiales devraient comprendre une carte de débit DreamFi, un compte courant, l'accès à plus de 40 000 distributeurs automatiques sans frais aux États-Unis, des économies sur les prescriptions et des protections intégrées telles que l'assurance vie, la protection du téléphone et l'assistance routière. Les entreprises évalueront de futures extensions vers des prêts à la consommation et aux entreprises, du crédit garanti à court terme, le paiement des factures et des comptes d'épargne.
FinWise Bancorp (NASDAQ: FINW) hat am 22. Oktober 2025 ein strategisches Programmabkommen mit DreamFi bekannt gegeben, um Bank- und Finanz-Wellness-Produkte anzubieten, die auf unterversorgte und unterbankierte Gemeinschaften abzielen. Das Programm verbindet FinWise's Mobile-Banking- und Zahlungsinfrastruktur mit den Finanzbildungstools von DreamFi.
Zu den anfänglichen Verbraucherangeboten sollen eine DreamFi Debit Card, ein Girokonto, der Zugriff auf mehr als 40.000 gebührenfreie Geldautomaten in den USA, Einsparmöglichkeiten bei Rezepten sowie integrierte Schutzmaßnahmen wie Lebensversicherung, Telefonschutz und Pannenhilfe gehören. Die Unternehmen werden mögliche zukünftige Erweiterungen in Verbraucherkredit- und Unternehmenskrediten, kurzfristig besicherten Krediten, Rechnungszahlungen und Sparkonten bewerten.
FinWise Bancorp (NASDAQ: FINW) في 22 أكتوبر 2025 أعلن عن اتفاقية برنامج استراتيجي مع DreamFi لتقديم منتجات بنكية ودعم مالي صحي تستهدف المجتمعات المحرومة وغير المستفاد منها. يدمج البرنامج بنية FinWise للمصرفية المتنقلة والدفع مع أدوات التعلّم المالي من DreamFi.
من المتوقع أن تتضمن العروض الاستهلاكية الأولية بطاقة DreamFi للخصم، وحساب جاري، والوصول إلى أكثر من 40,000 جهاز صراف آلي بدون عمولات في الولايات المتحدة، وتوفير توفيرات للأدوية، وحماية مدمجة مثل تأمين الحياة، حماية الهاتف، والمساعدة على الطريق. ستقيّم الشركات توسعات مستقبلية محتملة في الإقراض الاستهلاكي ولقروض التجارية، وئتمان مضمون قصير الأجل، ودفع الفواتير، وحسابات ادخار.
FinWise Bancorp (NASDAQ: FINW) 于 2025年10月22日 宣布与 DreamFi 策略性项目协议，提供面向服务不足与未充分银行服务社区的银行与金融健康产品。该计划将 FinWise 的移动银行与支付基础设施与 DreamFi 的金融素养工具结合在一起。
初步消费者产品预计包括 DreamFi 借记卡、活期账户、在美国可使用的4万余家免手续费的 ATM、处方药省钱与内置保护功能，如人寿保险、手机保护以及道路救援。两家公司将评估未来在消费者与企业贷款、短期有抵押信贷、账单支付与储蓄账户方面的扩张。
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Insights
Strategic BIN/card partnership targets underbanked consumers; product set is broad but lacks financial terms and timing.
FinWise Bancorp supplies banking and payments infrastructure while DreamFi provides financial‑literacy tools and consumer-facing products such as a debit card, checking, ATM access and built‑in protections; the arrangement structures a branded program that can scale into lending and business products.
The deal’s business mechanism depends on execution of compliance, card/BIN sponsorship and customer acquisition; regulatory implementation and operational onboarding are central dependencies and could slow product rollouts if incomplete.
Watch the pace of customer sign-ups, announced product launch dates and any disclosed economics or volume targets over the next 6–12 months from
MURRAY, Utah, Oct. 22, 2025 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), parent company of FinWise Bank (the “Bank”), today announced a strategic program agreement with DreamFi, Inc. (“DreamFi”), a start-up financial technology company founded by renowned civil rights attorney Ben Crump in partnership with Business Funding Group, a leading provider of SBA loans. DreamFi’s mission is to support the large demographic of underserved and underbanked communities by improving financial wellness through awareness, education, and practical tools. By combining mobile banking and payments infrastructure provided by the Bank, and financial literacy tools provided by DreamFi, the DreamFi program will help users take control of their financial futures.
As part of the initial rollout, FinWise and DreamFi will provide consumers with access to essential financial products and services designed to promote inclusion and financial empowerment. Initial offerings are expected to include but are not limited to a DreamFi Debit Card, a checking account, access to over 40,000 surcharge-free ATMs in the U.S¹, everyday savings on prescriptions, and built-in protections such as life insurance, phone protection, and roadside assistance. Over time, DreamFi and the Bank will also evaluate opportunities to expand the suite of products to potentially include consumer & business lending, short-term secured credit, bill pay, and savings accounts, further enhancing the program’s ability to meet the evolving needs of its large and growing target customer base.
Robert Keil, EVP and Chief Fintech Officer of FinWise commented, “We are delighted to launch this partnership with DreamFi, particularly given the philosophical alignment between both companies. FinWise has always advocated for improving financial wellness by providing banking and payments solutions to fintechs that offer consumers and businesses access to unique financial tools and products. This partnership is also consistent with our commitment to expand the card and BIN sponsorship business at FinWise.”
“We are thrilled to partner with FinWise and to leverage their deep regulatory expertise and compliance focus, enabling us to deliver the financial products and solutions that our target customers need. This collaboration not only enhances our ability for a strong launch but also positions us to scale the business and drive long-term growth,” said Don Ross, CEO of DreamFi.
About DreamFi
DreamFi is a financial technology company co-founded by renowned civil rights attorney Ben Crump, who also serves as its largest shareholder. The company is dedicated to transforming financial access and providing resources that empower individuals and families to build financial stability and ultimately generational wealth. By combining mobile banking, payments infrastructure, and financial literacy, DreamFi helps users take control of their financial futures. Visit DreamFi.com to learn more.
About FinWise
FinWise provides Banking and Payments solutions to fintech brands. Its existing Strategic Program Lending business, conducted through scalable API-driven infrastructure, powers deposit, lending and payments programs for leading fintech brands. As part of Strategic Program Lending, FinWise also provides a Credit Enhanced Balance Sheet Program, which addresses the challenges that lending and card programs face diversifying their funding sources and managing capital efficiency. In addition, FinWise manages other Lending programs such as SBA 7(a), Owner Occupied Commercial Real Estate, and Leasing, which provide flexibility for disciplined balance sheet growth. The Company is also expanding and diversifying its business model by incorporating Payments (MoneyRails™) and BIN Sponsorship offerings. Through its compliance oversight and risk management-first culture, the Company is well positioned to guide fintechs through a rigorous process to facilitate regulatory compliance.
¹ To find a surcharge-free ATM in the Allpoint network visit allpointnetwork.com.
Contacts
investors@finwisebank.com
media@finwisebank.com
media@dreamfi.com
FAQ
What did FinWise (FINW) announce on October 22, 2025 about DreamFi?
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How does the DreamFi partnership target underbanked communities according to FinWise (FINW)?
