FinWise Bancorp Announces Agreement with Albert Corporation to Offer Millions of Americans Transparent, Affordable and Convenient Short-term Personal Loans
Rhea-AI Summary
FinWise Bancorp (NASDAQ: FINW) announced a strategic program agreement with fintech Albert on February 23, 2026 to provide transparent, affordable and convenient short-term lines of credit to Albert customers.
The partnership leverages FinWise's banking, lending, deposit and payments platform and Albert's app to expand consumer access to short-term personal credit and integrated financial products.
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News Market Reaction – FINW
On the day this news was published, FINW gained 0.43%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
FINW was down about 0.46% while most close regional bank peers were positive (e.g., FRST +0.87%, TSBK +1.22%, WSBF +1.11%). With no peers in the momentum scanner and no same-day peer news, the move appears stock-specific rather than sector-driven.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Jan 29 | Q4 and FY 2025 earnings | Positive | +1.1% | Reported Q4 and full-year 2025 results with strong loan originations and earnings. |
| Jan 05 | Earnings call notice | Neutral | +0.2% | Announced timing and access details for upcoming Q4 and FY 2025 earnings call. |
| Oct 29 | Q3 2025 earnings | Positive | +0.2% | Reported Q3 2025 results with higher earnings, asset growth and strong fee momentum. |
| Oct 27 | Tallied partnership | Positive | -0.9% | Entered agreement with Tallied Technologies to deliver co-branded credit cards and processing. |
| Oct 22 | DreamFi agreement | Positive | +1.3% | Announced strategic program with DreamFi to provide products for underbanked communities. |
Recent earnings and strategic program announcements generally saw modest positive price reactions, with one partnership headline met by a small decline.
Over the last several months, FinWise reported solid growth metrics, including Q3 and Q4 2025 earnings with rising loan originations, net interest income, and non-interest income. It also expanded its strategic program model via agreements with DreamFi and Tallied Technologies, supporting fintech-oriented products across underbanked banking services and co-branded credit cards. Today’s Albert partnership fits this pattern of leveraging FinWise’s multi-product platform to support external fintech partners and fee-based program growth.
Regulatory & Risk Context
An effective Form S-3 shelf filed on Nov 18, 2025 registers up to $150,000,000 of various securities that may be offered in future transactions via prospectus supplements. The filing gives FinWise flexibility to raise capital for general corporate purposes as needed; no usage has been recorded yet in the provided context.
Market Pulse Summary
This announcement adds another fintech-focused partnership to FinWise’s strategic program roster, complementing prior agreements such as DreamFi and Tallied. By supporting Albert’s short-term lines of credit, FinWise continues to leverage its lending, deposit and payments platform with external partners. Investors may watch how this translates into loan originations, fee income, and credit performance, alongside any future capital raises under the existing $150,000,000 shelf registration.
AI-generated analysis. Not financial advice.
MURRAY, Utah, Feb. 23, 2026 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), parent company of FinWise Bank (the “Bank”), today announced a strategic program agreement with leading fintech Albert Corporation (“Albert”). Since its launch in 2016, Albert has helped millions of Americans automate their finances, get smarter about their money and improve their financial stability.
FinWise, in partnership with Albert, will provide customers with transparent, affordable and convenient short-term lines of credit. Albert combines banking, savings, investing, and budgeting to give its millions of customers a comprehensive view of their money.
Kent Landvatter, Chairman and CEO of FinWise Bancorp commented, "We are thrilled that Albert chose FinWise as a key partner to augment their thriving business, which offers consumers access to financial products through their state-of-the-art app. Our shared vision for challenging the status quo of banking should provide a long-term opportunity to deliver financial innovation across multiple products that benefit all consumers. The trust that Albert has placed in FinWise to help enhance their growth opportunity is a testament to the benefits that our multi-product platform, including lending, deposit and payments products, provides our strategic partners.”
“Albert continues to make progress in its mission to change the way people think about money and to build a world where no one has to worry about making the wrong financial decisions,” said Yinon Ravid, Albert CEO & Co-Founder. “Our dedication to providing convenient access to financial products helps millions of Americans bank, save, invest and budget better. This partnership with FinWise—rooted in regulatory expertise and guidance—allows us to continue scaling our business.”
About Albert
Albert is a financial technology company that provides software products and services to help people manage their finances. Albert provides a personal financial assistant and best-in-class tools to help people take control of their money. Albert’s products also include checking accounts, savings accounts, loans, investment accounts, and other technology-based services that offer a modern way to manage money.
About FinWise
FinWise provides Banking and Payments solutions to fintech brands. Its existing Strategic Program Lending business, conducted through scalable API-driven infrastructure, powers deposit, lending and payments programs for leading fintech brands. As part of Strategic Program Lending, FinWise also provides a Credit Enhanced Balance Sheet Program, which addresses the challenges that lending and card programs face diversifying their funding sources and managing capital efficiency. In addition, FinWise manages other Lending programs such as SBA 7(a), Owner Occupied Commercial Real Estate, and Leasing, which provide flexibility for disciplined balance sheet growth. The Company is also expanding and diversifying its business model by incorporating Payments (MoneyRails™) and BIN Sponsorship offerings. Through its compliance oversight and risk management-first culture, the Company is well positioned to guide fintechs through a rigorous process to facilitate regulatory compliance.
Contacts
investors@finwisebank.com
media@finwisebank.com
press@albert.com
FAQ
What did FinWise (FINW) announce on February 23, 2026 about Albert?
How will the FinWise and Albert partnership affect FINW's product offering?
Who benefits from the FinWise (FINW) and Albert agreement and how?
Does the FinWise and Albert deal change Albert's existing services?
What strategic rationale did FINW management give for partnering with Albert?
