FinWise Bancorp Announces Program Management, Network Issuer Processor and Servicer Agreement with Tallied Technologies to Deliver Credit Card Products and Processing Solutions
FinWise Bancorp (NASDAQ: FINW) entered into a program management, network issuer processor and servicer agreement with Tallied Technologies to deliver credit card products and processing solutions to fintechs and their customers. Planned launch in November 2025 includes two Mastercard co-branded programs: a Consumer Rewards World Elite Mastercard and a Business Rewards World Elite Mastercard, each with customized rewards.
Tallied will manage processing, portfolio management, servicing, marketing and balance sheet elements as program manager. FinWise will serve as issuing bank, provide compliance and risk oversight, and deliver credit-enhanced balance sheet support.
FinWise Bancorp (NASDAQ: FINW) ha stipulato un accordo di gestione del programma, processore di rete emittente e servicer con Tallied Technologies per fornire prodotti di carta di credito e soluzioni di processamento a fintech e ai loro clienti. Il lancio previsto è a novembre 2025 e comprende due programmi co-branded Mastercard: una Consumer Rewards World Elite Mastercard e una Business Rewards World Elite Mastercard, ognuno con premi personalizzati.
Tallied gestirà l'elaborazione, la gestione del portafoglio, il servizio, il marketing e gli elementi di bilancio come program manager. FinWise agirà come banca emittente, fornirà supervisione di conformità e rischio e offrirà sostegno al bilancio con aumentata solvibilità creditizia.
FinWise Bancorp (NASDAQ: FINW) firmó un acuerdo de gestión de programa, procesador de red emisor y servicer con Tallied Technologies para ofrecer productos de tarjetas de crédito y soluciones de procesamiento a fintechs y a sus clientes. El lanzamiento previsto para noviembre de 2025 incluye dos programas co-branded Mastercard: una Consumer Rewards World Elite Mastercard y una Business Rewards World Elite Mastercard, cada uno con recompensas personalizadas.
Tallied gestionará el procesamiento, la gestión de cartera, el servicio, el marketing y los elementos del balance como gestor del programa. FinWise actuará como banco emisor, brindará supervisión de cumplimiento y riesgos y entregará apoyo al balance con solidez crediticia.
FinWise Bancorp (NASDAQ: FINW)는 핀테크 기업과 그 고객에게 신용카드 상품 및 처리 솔루션을 제공하기 위해 Tallied Technologies와 함께 프로그램 관리, 네트워크 발행자 프로세서 및 서비스 제공업자 계약을 체결했습니다. 2025년 11월 출시 예정에는 Consumer Rewards World Elite Mastercard와 Business Rewards World Elite Mastercard의 두 가지 마스터카드 공동 브랜드 프로그램이 포함되며, 각 프로그램은 맞춤 보상을 제공합니다.
Tallied는 프로그램 매니저로서 처리, 포트폴리오 관리, 서비스, 마케팅 및 대차대조표 요소를 관리합니다. FinWise는 발행은행으로서 컴플라이언스 및 위험관리 감독을 제공하고 신용 강화 대차대조표 지원을 제공합니다.
FinWise Bancorp (NASDAQ: FINW) a conclu un accord de gestion de programme, de processeur émetteur réseau et de prestataire de services avec Tallied Technologies afin de proposer des produits de cartes de crédit et des solutions de traitement aux fintechs et à leurs clients. Lancement prévu en novembre 2025 comprend deux programmes Mastercard co-brandés: une Mastercard World Elite Consumer Rewards et une Mastercard World Elite Business Rewards, chacune avec des récompenses personnalisées.
Tallied assurera la gestion du traitement, de la gestion de portefeuille, du service, du marketing et des éléments de bilan en tant que gestionnaire de programme. FinWise agira en tant que banque émettrice, fournira la supervision de la conformité et des risques et offrira un soutien renforcé au bilan.
FinWise Bancorp (NASDAQ: FINW) schloss eine Programmverwaltung, einen Netz-Aussteller-Prozessor und Servicer-Vereinbarung mit Tallied Technologies ab, um Kreditkartenprodukte und Verarbeitungsleistungen für Fintechs und deren Kunden bereitzustellen. Geplanter Start im November 2025 umfasst zwei Mastercard-Co-Branding-Programme: eine Consumer Rewards World Elite Mastercard und eine Business Rewards World Elite Mastercard, jeweils mit individuellen Belohnungen.
Tallied wird als Programmmanager Verarbeitung, Portfoliomanagement, Service, Marketing und Bilanzbestandteile verwalten. FinWise wird als ausstellende Bank fungieren, Compliance- und Risikokontrolle übernehmen und kreditgestützte Bilanzunterstützung liefern.
فين وايز بنكورب (ناسداك: FINW) دخلت في اتفاقية إدارة البرنامج ومعالج إصدار الشبكة ومُشغّل الخدمات مع Tallied Technologies لتقديم منتجات بطاقات الائتمان وحلول المعالجة للصناديق الرقمية وشركات التكنولوجيا والعملاء. الإطلاق المخطط له في نوفمبر 2025 يشملان برنامجَين مشتركَين من Mastercard: Mastercard World Elite Consumer Rewards و Mastercard World Elite Business Rewards، كلاهما مع مكافآت مخصّصة.
ستدير Tallied المعالجة، إدارة المحفظة، الخدمات، التسويق وعناصر الميزانية كمدير البرنامج. ستعمل FinWise كبنكٍ مُصدر، وتوفر الامتثال ومراقبة المخاطر، وتقدم دعم ميزانية معزز بالائتمان.
FinWise Bancorp (NASDAQ: FINW) 与 Tallied Technologies 签署了一个项目管理、网络发行方处理方及服务提供商协议，向金融科技公司及其客户提供信用卡产品和处理解决方案。计划于2025年11月推出，包括两个 Mastercard 联名计划：Consumer Rewards World Elite Mastercard 和 Business Rewards World Elite Mastercard，每个都提供定制奖励。
Tallied 将以项目经理身份负责处理、资产组合管理、服务、营销和资产负债表要素的管理。FinWise 将作为发卡银行，提供合规和风险监督，并提供信用增强的资产负债表支持。
- Signed agreement to jointly deliver card products and processing solutions
- Two Mastercard co-branded programs planned to launch in November 2025
- Tallied to manage end-to-end program operations including processing and servicing
- FinWise to provide issuing bank functions, compliance oversight and credit support
- Credit-enhanced balance sheet support increases FinWise balance sheet exposure
- Launch timing is planned for November 2025, not guaranteed
Insights
FinWise partners with Tallied to launch two co-branded Mastercard programs in
FinWise will act as the issuing bank and provide compliance, risk oversight and credit-enhanced balance sheet support while Tallied will run program management, processing, portfolio servicing, marketing and balance sheet elements via its cloud-native API platform. The agreement expressly targets consumer and business card products with two co-branded World Elite Mastercard programs and customized rewards.
The arrangement shifts operational processing and go-to-market duties to Tallied while keeping regulatory and credit responsibilities with FinWise; this allocates front-end scale to Tallied and compliance and funding obligations to FinWise. Key dependencies include successful technical integration, ongoing compliance oversight, and the parties’ ability to execute the planned rewards programs as described.
Watch the planned
MURRAY, Utah, Oct. 27, 2025 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), the parent company of FinWise Bank (the “Bank”), today announced that it has entered into program management, network issuer processor and servicer agreement with Tallied Technologies, Inc. (“Tallied”) by which the parties intend to deliver credit card products and card processing solutions to Fintechs, their businesses, and their customers. Tallied, through its cloud-native and API-first platform, has the ability to support a broad range of the credit card value chain players by providing end-to-end infrastructure for building, launching and scaling consumer and corporate credit card programs, including physical, digital and virtual cards.
As part of the agreement, in November 2025, FinWise and Tallied plan to launch two Mastercard co-branded credit card programs, a Consumer Rewards World Elite Mastercard program and a Business Rewards World Elite Mastercard program, each of which will feature a customized cardholder rewards program1 (the “Card Programs”).
In its role as program manager for the Card Programs, Tallied will manage the processing, portfolio management, servicing, marketing, and balance sheet elements of the Card Programs. FinWise will serve as the issuing bank, provide compliance and risk management oversight and Credit Enhanced balance sheet support for the Card Programs.
Robert Keil, EVP and Chief Fintech Officer of FinWise commented, "We are thrilled that Tallied chose FinWise to augment its rapid growth in business and credit cards programs, and we look forward to supporting a wide range of co-brand partners and Fintech platforms through the partnership. The trust that Tallied has placed in FinWise is a testament to the strength of the FinWise compliance process and multi-product offering. This partnership is also consistent with our commitment to expand our cards sponsor business and to diversify our revenue through interest and fee-related income.”
“We are excited to partner with FinWise Bank, a leader in compliance oversight and risk management for fintechs with a strong commitment to enabling and empowering Fintech platforms and co-brand partners with market leading credit solutions,” said Sunil Singh, Founder and CEO of Tallied. Singh added, “This collaboration not only strengthens our ability to deliver seamless and best in class card experiences but also ensures that Tallied is well positioned for long-term growth in serving fintechs and commerce players with modern consumer, business and embedded credit card products.”
About Tallied
Tallied is a fintech infrastructure company founded in 2022 that provides a cloud-native, API-first credit card issuance-processing and program management platform to help brands, fintechs, and financial institutions build, launch, and scale modern consumer and corporate credit card programs. Its unified platform supports the entire credit card value chain, from application processing, underwriting, AI enabled cardholder servicing, to rewards and loyalty management, all delivered through a developer-friendly API stack with a strong focus on driving operational efficiency and fraud control.
About FinWise
FinWise provides Banking and Payments solutions to fintech brands. Its existing Strategic Program Lending business, conducted through scalable API-driven infrastructure, powers deposit, lending and payments programs for leading fintech brands. As part of Strategic Program Lending, FinWise also provides a Credit Enhanced Balance Sheet Program, which addresses the challenges that lending and card programs face diversifying their funding sources and managing capital efficiency. In addition, FinWise manages other Lending programs such as SBA 7(a), Owner Occupied Commercial Real Estate, and Leasing, which provide flexibility for disciplined balance sheet growth. The Company is also expanding and diversifying its business model by incorporating Payments (MoneyRails™) and BIN Sponsorship offerings. Through its compliance oversight and risk management-first culture, FinWise is well positioned to guide fintechs through a rigorous process to facilitate regulatory compliance.
1 Consumer Rewards World Elite Mastercard and Business Rewards World Elite Mastercard are issued by FinWise Bank dba Cottonwood Payments pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of cards in the Card Programs is subject to the terms and conditions of the cardholder agreements.
About Mastercard
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. www.mastercard.com
Contacts
investors@finwisebank.com
media@finwisebank.com
media@tallied.io
FAQ
What did FinWise (FINW) announce on October 27, 2025 about card programs?
Which card programs will FinWise and Tallied launch in November 2025 under FINW?
What roles will Tallied and FinWise have under the FINW agreement?
How does the FINW agreement affect FinWise’s merchant or fintech partners?
Does the FINW announcement include financial projections or revenue guidance for the new card programs?
