FIS Named a Leader in Gartner® Magic Quadrant™ for Retail Core Banking Systems, North America

Key Terms

gartner magic quadrant technical

The Gartner Magic Quadrant is a visual tool that shows how different technology companies or products compare in terms of their ability to execute and their completeness of vision. It helps investors and decision-makers quickly identify which companies are leading, challenging, or emerging in a particular market, making it easier to evaluate potential opportunities or risks.

retail core banking systems technical

Retail core banking systems are the central software platforms that record and manage everyday consumer bank activities—accounts, deposits, payments, cards and personal loans—like the engine behind a bank’s branch and mobile services. Investors watch them because the quality and modernity of this engine affect how cheaply and quickly a bank can serve customers, launch new products, comply with rules and scale growth, which in turn influences costs, revenue and competitive positioning.

cloud-native architectures technical

Cloud-native architectures are software designs built to run in cloud computing environments, breaking applications into small independent pieces that can be updated and scaled on demand. For investors, they matter because companies using these designs can deliver new features faster, absorb traffic spikes without large upfront hardware spending, and reduce downtime—similar to renting flexible office space instead of owning a fixed building, which can improve growth speed and cost predictability.

api-first design technical

API-first design is an approach to building software where the building blocks that let programs talk to each other are designed and published before the visible apps, like planning plumbing before installing sinks. It matters to investors because it speeds development, reduces integration headaches, and makes products easier to connect with partners or third-party customers, supporting faster growth, lower ongoing costs, and clearer paths to new revenue.

artificial intelligence (ai) technical

Artificial intelligence (AI) is the development of computer systems that can perform tasks typically requiring human intelligence, such as understanding language, recognizing patterns, and making decisions. For investors, AI can enhance how businesses analyze data, automate processes, and innovate, potentially leading to increased efficiency and new opportunities in the market.

composable architecture technical

A composable architecture is a way of building a company’s technology by assembling independent, interchangeable components—like using LEGO pieces instead of one solid structure—so parts can be swapped, upgraded, or reused without rebuilding everything. For investors, it matters because this flexibility can speed product development, reduce costly downtime or vendor lock‑in, and make it easier for a business to scale or pivot, which can lower operational risk and improve returns.

Key Facts

• FIS positioned as a Leader in the Gartner Magic Quadrant for Retail Core Banking Systems, North America
• Two FIS solutions, FIS HORIZON and FIS Integrated Banking Solution (IBS), recognized in the report for ability to execute and completeness of vision

JACKSONVILLE, Fla.--(BUSINESS WIRE)-- FIS^® (NYSE: FIS), a global leader in financial services technology, today announced its designation as a Leader in the Gartner Magic Quadrant for Retail Core Banking Systems, North America. This recognition underscores the strength of FIS’ core banking solutions, HORIZON and Integrated Banking Solution (IBS), and their role in enabling financial institutions to modernize and transform their banking operations.

The Gartner evaluation assessed vendors based on criteria including product capabilities, overall viability, customer experience, innovation, and market understanding.

"This recognition from Gartner validates FIS' commitment to helping financial institutions modernize their core banking infrastructure and accelerate digital transformation," said Melissa Cullen, Head of Core Banking Solutions, FIS. "Our modernization framework empowers banks to meet evolving customer expectations while maintaining the operational excellence and regulatory compliance they require. We're honored to support hundreds of financial institutions on their modernization journeys with proven solutions and continuous innovation."

FIS’ modernization framework provides tailored pathways for transformation, whether enhancing existing capabilities, migrating to cloud-native architectures, or reimagining the technology foundation entirely. This approach acknowledges that modernization is not one-size-fits-all, enabling institutions to balance business needs, risk tolerance, and strategic objectives while delivering iterative business value.

To help banks compete in an increasingly digital and customer-centric marketplace, FIS continues to invest in advanced capabilities including composable architecture, cloud deployment, API-first design, and artificial intelligence (AI) to help financial institutions create differentiated client experiences in an increasingly competitive marketplace.

Gartner Magic Quadrant for Retail Core Banking Systems, North America, Ali Merji, Vittorio D'Orazio.

GARTNER is a registered trademark and service mark and MAGIC QUADRANT is a trademark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and are used herein with permission. All rights reserved.

Gartner does not endorse any company, vendor, product or service depicted in its publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner publications consist of the opinions of Gartner’s business and technology insights organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this publication, including any warranties of merchantability or fitness for a particular purpose.

About FIS

FIS is a financial technology company providing solutions to financial institutions, businesses and developers. We unlock financial technology that underpins the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients confidently run, grow and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses adapt to meet the needs of their customers by harnessing the power that comes when reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index.

To learn more, visit www.fisglobal.com. Follow FIS on Facebook, LinkedIn and X.

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For More Information

Kim Snider

Senior Vice President

FIS Global Marketing and Communications

904.438.6278

kim.snider@fisglobal.com

Source: Fidelity National Information Services